# Health insurance premiums 2026 in Zug (ZG), for a young adult aged 19 to 25 who wants a deductible of 2'500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Zug](https://praemiencheck.onedoc.ch/en/zg/zug/) ([canton Zug](https://praemiencheck.onedoc.ch/en/zg/)), in 2026, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/zg/zug/young-adult/) with a 2'500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/zg/zug/young-adult/no-accident/), the cheapest monthly basic insurance premium is **137.15 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 276.05 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2025 (2'500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 227.35 | 217.75 | 193.95 | 170.15 | 146.25 | 137.15 | −9.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 231.75 | 220.95 | 193.85 | 166.65 | 139.65 | 138.05 | −15.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 233.15 | 222.25 | 195.15 | 168.05 | 140.95 | 138.05 | −15.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 231.75 | 220.95 | 193.85 | 166.65 | 139.65 | 138.05 | −15.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 229.15 | 218.25 | 191.15 | 164.05 | 138.05 | 138.05 | −15.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 229.15 | 218.25 | 191.15 | 164.05 | 138.05 | 138.05 | −15.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 239.45 | 229.45 | 204.35 | 179.25 | 154.15 | 139.15 | −9.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 243.85 | 232.85 | 205.25 | 177.65 | 150.15 | 139.65 | −14.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 232.85 | 221.85 | 194.25 | 166.75 | 139.65 | 139.65 | −14.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 238.35 | 227.35 | 199.75 | 172.15 | 144.65 | 139.65 | −14.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 247.15 | 236.35 | 209.15 | 182.05 | 154.95 | 140.35 | −20.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 224.35 | 218.05 | 186.15 | 158.85 | 144.15 | 140.55 | −13.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 249.05 | 242.85 | 210.95 | 183.65 | 160.25 | 140.55 | −17.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 249.05 | 242.85 | 210.95 | 183.65 | 160.25 | 140.55 | −17.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 255.85 | 249.65 | 217.75 | 190.45 | 164.65 | 140.55 | −20.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 256.45 | 250.15 | 218.25 | 191.05 | 165.05 | 140.55 | −20.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 243.45 | 233.35 | 207.85 | 182.25 | 156.85 | 141.65 | −8.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 261.05 | 250.15 | 223.15 | 195.95 | 168.85 | 141.75 | −24.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 236.55 | 225.85 | 198.95 | 171.45 | 144.55 | 143.55 | −16.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 244.85 | 234.15 | 207.15 | 179.75 | 152.75 | 143.55 | −17.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 237.95 | 227.25 | 200.25 | 172.85 | 145.85 | 143.55 | −16.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 239.35 | 228.65 | 201.65 | 174.25 | 147.25 | 143.55 | −16.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 264.05 | 257.75 | 225.85 | 198.65 | 171.35 | 144.05 | −22.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 264.55 | 253.75 | 226.45 | 199.15 | 171.85 | 144.55 | −14.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 264.55 | 253.75 | 226.45 | 199.15 | 171.85 | 144.55 | −11.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 263.85 | 253.05 | 225.85 | 198.65 | 171.65 | 145.35 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 263.70 | 252.90 | 225.75 | 198.55 | 171.45 | 145.55 | New tariff 2026 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 266.75 | 260.55 | 228.55 | 201.35 | 174.05 | 146.85 | −22.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 266.50 | 255.70 | 228.55 | 201.35 | 174.25 | 147.05 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 266.50 | 255.70 | 228.55 | 201.35 | 174.25 | 147.05 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 266.50 | 255.70 | 228.55 | 201.35 | 174.25 | 147.05 | New tariff 2026 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 268.35 | 257.45 | 229.85 | 202.25 | 174.75 | 147.15 | −23.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 266.65 | 255.85 | 228.65 | 201.45 | 174.35 | 147.25 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 266.65 | 255.85 | 228.65 | 201.45 | 174.35 | 147.25 | New tariff 2026 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 243.15 | 232.45 | 205.55 | 178.05 | 151.15 | 148.45 | −17.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 254.55 | 243.85 | 216.85 | 189.45 | 162.45 | 148.45 | −22.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 246.05 | 235.35 | 208.35 | 180.95 | 153.95 | 148.45 | −18.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 251.65 | 240.95 | 214.05 | 186.55 | 159.65 | 148.45 | −21.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 262.05 | 251.25 | 224.05 | 196.95 | 169.85 | 149.15 | −21.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 263.55 | 252.75 | 225.55 | 198.45 | 171.35 | 149.15 | −19.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 251.55 | 240.75 | 222.95 | 195.75 | 168.75 | 149.15 | −18.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 265.55 | 254.75 | 227.55 | 200.45 | 173.35 | 149.15 | −29.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 269.45 | 258.55 | 231.35 | 204.05 | 176.85 | 150.35 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 260.45 | 249.55 | 222.35 | 195.05 | 167.85 | 150.35 | −27.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 266.85 | 255.95 | 228.75 | 201.45 | 174.15 | 150.35 | −27.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 269.55 | 258.85 | 231.85 | 204.45 | 177.45 | 150.45 | −26.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 237.85 | 227.05 | 199.85 | 172.75 | 152.25 | 152.25 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 255.25 | 244.55 | 217.35 | 190.15 | 163.15 | 152.25 | −5.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 237.85 | 227.05 | 199.85 | 172.75 | 152.25 | 152.25 | −5.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 253.95 | 243.15 | 215.95 | 188.85 | 161.75 | 152.25 | −5.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 252.45 | 241.65 | 214.45 | 187.35 | 160.25 | 152.25 | New tariff 2026 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 259.45 | 248.65 | 221.55 | 194.35 | 167.35 | 152.95 | −4.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 250.75 | 239.95 | 212.75 | 185.65 | 158.55 | 152.95 | −4.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 266.85 | 256.05 | 228.85 | 201.75 | 174.65 | 152.95 | −4.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 263.95 | 253.15 | 226.05 | 198.85 | 171.75 | 152.95 | −4.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 274.15 | 263.25 | 236.05 | 208.75 | 181.45 | 154.25 | −11.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 265.15 | 254.05 | 226.35 | 198.65 | 170.85 | 154.35 | −9.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 259.35 | 249.75 | 225.65 | 201.45 | 177.45 | 154.85 | −11.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 275.05 | 264.25 | 237.05 | 209.85 | 182.75 | 155.55 | −13.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 267.05 | 256.25 | 229.05 | 202.05 | 174.85 | 155.75 | −16.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 275.15 | 264.35 | 237.25 | 210.05 | — | 155.85 | −17.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 275.15 | 264.35 | 237.25 | 210.05 | — | 155.85 | −19.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 275.15 | 264.35 | 237.25 | 210.05 | — | 155.85 | −21.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 275.15 | 264.35 | 237.25 | 210.05 | — | 155.85 | −15.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 265.45 | 255.55 | 230.85 | 206.15 | 181.55 | 156.85 | −14.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 271.35 | 260.55 | 241.05 | 213.85 | 180.65 | 158.25 | −17.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 263.75 | 255.95 | 228.85 | 201.75 | 171.55 | 158.25 | −12.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 278.15 | 267.25 | 240.05 | 212.75 | 185.45 | 158.25 | New tariff 2026 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 268.45 | 258.45 | 233.55 | 208.55 | 183.65 | 158.65 | −14.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 273.75 | 262.75 | 235.05 | 207.25 | 179.65 | 158.95 | −5.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexCare | 269.15 | 258.05 | 230.35 | 202.65 | 174.95 | 158.95 | −5.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 256.65 | 245.65 | 217.95 | 190.15 | 162.55 | 158.95 | −5.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 262.95 | 251.95 | 224.15 | 196.45 | 168.75 | 158.95 | −5.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 277.55 | 266.55 | 238.85 | 211.05 | 183.45 | 158.95 | −6.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 278.65 | 267.95 | 240.95 | 213.55 | 186.55 | 159.65 | −27.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 280.65 | 269.85 | 242.65 | 215.55 | — | 161.35 | −24.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 266.85 | 256.15 | 229.15 | 201.75 | 174.75 | 162.95 | −12.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 279.25 | 268.55 | 241.65 | 214.15 | 187.25 | 162.95 | −18.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 260.65 | 249.95 | 222.95 | 195.55 | 168.55 | 162.95 | −12.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 269.95 | 259.25 | 232.25 | 204.85 | 177.85 | 162.95 | −14.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 255.05 | 245.85 | 222.15 | 198.45 | 174.95 | 163.85 | −14.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 277.45 | 266.65 | 239.45 | 213.85 | 188.25 | 164.15 | −18.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 283.55 | 272.65 | 245.55 | 218.45 | 191.35 | 164.15 | −18.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 285.15 | 274.25 | 246.95 | 219.75 | 192.45 | 165.15 | −36.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 275.75 | 265.75 | 240.75 | 215.85 | 190.95 | 166.05 | −6.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 275.75 | 265.75 | 240.75 | 215.85 | 190.95 | 166.05 | −6.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 285.95 | 275.25 | 248.05 | 220.85 | 193.85 | 166.85 | −24.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 276.45 | 265.65 | 238.45 | 211.35 | 184.25 | 166.85 | −22.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 276.45 | 265.65 | 238.45 | 211.35 | 184.25 | 166.85 | New tariff 2026 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 269.95 | 259.25 | 232.05 | 204.85 | 177.85 | 166.85 | −19.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 266.85 | 256.05 | 228.85 | 201.75 | 174.65 | 166.85 | −17.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 266.85 | 256.05 | 228.85 | 201.75 | 174.65 | 166.85 | −17.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 266.85 | 256.05 | 228.85 | 201.75 | 174.65 | 166.85 | −16.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 287.45 | 276.65 | 249.55 | 222.35 | 195.35 | 168.15 | −8.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 288.85 | 278.05 | 250.95 | 223.75 | 196.75 | 169.55 | −7.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 289.15 | 278.35 | 251.25 | 224.05 | 196.95 | 169.85 | −24.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 282.05 | 271.15 | 243.85 | 216.55 | 189.35 | 171.65 | −20.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 291.85 | 280.95 | 253.75 | 226.45 | 199.25 | 171.95 | −24.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 293.15 | 282.45 | 255.25 | 228.05 | — | 173.85 | −24.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 293.85 | 283.15 | 255.95 | 228.85 | 201.75 | 174.55 | −18.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 295.45 | 284.55 | 257.15 | 229.65 | 202.35 | 174.85 | −14.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 289.65 | 278.75 | 251.65 | 226.05 | 200.45 | 176.35 | −17.8 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 297.80 | 286.85 | 259.45 | 232.00 | 204.85 | 177.20 | −1.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 298.45 | 287.55 | 260.35 | 233.05 | 205.85 | 178.55 | −23.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 298.75 | 287.85 | 260.75 | 233.65 | 206.55 | 179.35 | −18.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 300.05 | 289.35 | 262.15 | 235.05 | 207.95 | 180.85 | −6.3 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 288.85 | 278.05 | 250.75 | 223.45 | 196.25 | 181.35 | +9.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 301.75 | 290.85 | 263.65 | 236.35 | 209.15 | 181.85 | −23.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 306.55 | 295.55 | 267.75 | 240.05 | 212.45 | 184.65 | −8.0 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 301.05 | 290.05 | 262.65 | 236.55 | 210.75 | 185.05 | −1.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 305.75 | 295.05 | 268.05 | 240.65 | 213.65 | 186.65 | −19.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 295.45 | 284.65 | 257.35 | 230.05 | 202.85 | 187.95 | +12.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 308.35 | 297.45 | 270.25 | 242.95 | 215.65 | 188.45 | −23.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 314.95 | 304.05 | 276.85 | 249.55 | 222.25 | 195.05 | −23.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 314.85 | 304.05 | 276.85 | 249.75 | 222.65 | 195.55 | −23.5 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 317.15 | 306.20 | 278.75 | 251.35 | 223.95 | 196.70 | −1.1 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 322.35 | 311.35 | 283.95 | 256.55 | 229.15 | 202.25 | 0.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 324.85 | 313.95 | 286.65 | 259.45 | 232.15 | 204.95 | −22.9 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 325.05 | 314.25 | 286.95 | 259.65 | 232.45 | 205.15 | +11.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 343.55 | 335.15 | 314.25 | 293.35 | 271.95 | 251.05 | +8.4 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 360.55 | 349.75 | 322.95 | 295.45 | 273.15 | 251.75 | +8.8 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 383.25 | 372.45 | 344.95 | 317.55 | 290.15 | 262.75 | 0.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 373.75 | 364.45 | 341.65 | 318.95 | 296.15 | 273.35 | +8.4 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 402.40 | 392.20 | 365.70 | 333.10 | 304.60 | 276.05 | +9.1 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Zug for a young adult aged 19 to 25 with a deductible of 2'500 CHF, without accident cover?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/zg/zug/young-adult/no-accident/), the cheapest offer in [Zug](https://praemiencheck.onedoc.ch/en/zg/zug/) is Agrisano (AGRIsmart) at 137.15 CHF a month. The cheapest standard model (free choice of doctor) is Sympany (Standard model) at 141.75 CHF a month.

### How much does health insurance cost in Zug in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/zg/zug/young-adult/) with a deductible of 2'500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/zg/zug/young-adult/no-accident/), monthly premiums run from 137.15 CHF (Agrisano, AGRIsmart) to 276.05 CHF (vita surselva, Standard model): 124 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 222.35 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Zug for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 227.35 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/zg/zug/young-adult/no-accident/deductible-300/) to 137.15 CHF with the 2'500 CHF deductible: 90.20 CHF less a month, 1'082.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'503 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Zug for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'500 CHF and without accident cover, the cheapest premium per model is: standard model 141.75 CHF (Sympany), family doctor / HMO 138.05 CHF (Sympany), flexible model 138.05 CHF (Sympany), telemedicine 137.15 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 142.30 CHF at Agrisano (AGRIsmart) gives 137.15 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Zug is in region 0 of canton Zug.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/zg/zug/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2026 in Zug (ZG): every situation: https://praemiencheck.onedoc.ch/en/zg/zug/
- Premiums 2026 in Zug (ZG), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/zg/zug/young-adult/
- Premiums 2026 in Zug (ZG), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/zg/zug/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/zg/zug/child/
- Adult: https://praemiencheck.onedoc.ch/en/zg/zug/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/zg/zug/young-adult/with-accident/deductible-2500/
- Deductible Premiums 2026 in Zug (ZG), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/zug/young-adult/no-accident/deductible-300/
- Deductible Premiums 2026 in Zug (ZG), young adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/zug/young-adult/no-accident/deductible-500/
- Deductible Premiums 2026 in Zug (ZG), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/zug/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2026 in Zug (ZG), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/zug/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2026 in Zug (ZG), young adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/zug/young-adult/no-accident/deductible-2000/

Address of this page: praemiencheck.onedoc.ch/en/zg/zug/young-adult/no-accident/deductible-300/ — replace `zg` with your canton’s two-letter code (ge, vd, zh…), `zug` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-2500` with `deductible-300` for another deductible. Markdown version: add `.md`.