# Health insurance premiums 2027 in Risch (ZG), for a child aged 0 to 18, deductible of 100 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Risch](https://praemiencheck.onedoc.ch/en/zg/risch/) ([canton Zug](https://praemiencheck.onedoc.ch/en/zg/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/zg/risch/child/) with a 100 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/zg/risch/child/no-accident/), the cheapest monthly basic insurance premium is **70.25 CHF** with **Assura** (FeminaVita model) and the most expensive is 117.40 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (100 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 75.65 | 70.25 | 64.85 | 59.35 | 53.95 | 48.55 | 47.35 | +2.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 75.65 | 70.25 | 64.85 | 59.35 | 53.95 | 48.55 | 47.35 | +2.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 76.55 | 71.45 | 66.25 | 61.05 | 56.25 | 50.85 | 45.65 | +5.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 77.85 | 72.45 | 66.95 | 61.35 | 55.85 | 50.35 | 45.55 | +6.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 78.35 | 73.35 | 68.35 | 63.25 | 58.55 | 53.25 | 48.15 | +5.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 78.75 | 73.35 | 67.85 | 62.45 | 56.95 | 51.45 | 48.65 | +6.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 78.95 | 73.55 | 68.15 | 62.65 | 57.25 | — | 46.35 | +7.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 79.45 | 74.05 | 68.65 | 63.15 | 57.75 | — | 46.85 | +7.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 79.35 | 74.25 | 69.15 | 64.05 | 59.25 | 53.95 | 48.75 | +5.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 79.65 | 74.25 | 68.85 | 63.35 | 58.05 | 52.65 | 47.15 | +0.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 80.25 | 74.75 | 69.25 | 63.75 | 58.25 | 52.75 | 47.15 | +7.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 80.15 | 74.75 | 69.35 | 63.85 | 58.45 | 53.05 | 47.55 | +0.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 79.45 | 74.85 | 70.15 | 65.55 | 60.05 | 53.95 | — | +4.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 80.15 | 75.05 | 70.15 | 65.05 | 60.15 | 55.15 | 50.05 | −5.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 80.15 | 75.05 | 70.15 | 65.05 | 60.15 | 55.15 | 50.05 | −5.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 80.45 | 75.05 | 69.65 | 64.25 | 58.85 | 53.45 | 47.95 | +2.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 80.65 | 75.25 | 69.85 | 64.35 | 58.95 | 53.55 | 48.05 | +0.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 80.65 | 75.25 | 69.85 | 64.35 | 58.95 | 53.55 | 48.05 | +0.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 80.95 | 75.55 | 70.15 | 64.65 | 59.25 | 53.85 | 48.45 | +2.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 81.45 | 76.05 | 70.65 | 65.15 | 59.75 | 54.35 | 48.85 | +2.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 81.65 | 76.15 | 70.75 | 65.15 | 59.65 | 54.15 | 48.55 | +6.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 82.05 | 76.65 | 71.25 | 65.75 | 60.35 | 54.95 | 49.45 | +1.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 82.05 | 76.65 | 71.25 | 65.75 | 60.35 | 54.95 | 49.45 | +1.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 82.35 | 76.95 | 71.55 | 66.05 | 60.65 | 55.25 | 49.75 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 82.75 | 77.25 | 71.85 | 66.35 | 60.95 | 55.45 | 50.05 | +6.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 82.75 | 77.25 | 71.85 | 66.35 | 60.95 | 55.45 | 50.05 | +6.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 82.95 | 77.55 | 72.15 | 66.65 | 61.35 | — | 50.45 | +7.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 82.95 | 77.65 | 72.25 | 66.75 | 61.35 | 55.95 | 50.45 | +1.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 83.25 | 77.85 | 72.45 | 67.05 | 61.65 | 56.25 | — | +4.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 83.95 | 78.55 | 73.15 | 67.65 | 62.35 | — | 51.45 | +15.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 84.95 | 79.55 | 74.15 | 68.65 | 63.25 | 57.85 | 52.35 | +1.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 85.55 | 80.15 | 74.65 | 69.15 | 63.75 | 58.35 | — | −5.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 85.55 | 80.15 | 74.65 | 69.15 | 63.75 | 58.35 | — | −5.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 87.45 | 82.05 | 76.65 | 71.15 | 65.75 | 60.35 | 54.95 | −5.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 87.65 | 82.15 | 76.75 | 71.15 | 66.05 | 60.25 | 54.75 | +5.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 88.75 | 83.35 | 77.95 | 72.45 | 67.05 | — | 56.25 | +7.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 89.05 | 83.65 | 78.25 | 72.75 | 67.35 | 61.95 | 56.45 | +0.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 89.85 | 84.35 | 78.95 | 73.45 | 68.05 | 62.55 | 57.15 | +4.6 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 90.00 | 84.50 | 79.00 | 73.55 | 68.05 | 62.55 | 57.10 | −3.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 90.15 | 84.65 | 79.25 | 73.65 | 68.15 | 62.65 | 57.15 | +6.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 90.25 | 84.85 | 79.35 | 73.85 | 68.45 | 62.95 | 57.55 | +5.2 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 91.00 | 85.50 | 80.00 | 74.55 | 69.05 | 63.55 | 58.10 | −3.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 92.05 | 86.65 | 81.25 | 75.85 | 70.35 | 64.95 | — | +4.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 92.05 | 86.65 | 81.25 | 75.75 | 70.35 | 64.95 | 59.45 | +2.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 92.15 | 86.75 | 81.25 | 75.85 | 70.35 | 64.95 | 59.45 | +4.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 92.25 | 86.85 | 81.45 | 75.95 | 70.55 | 65.15 | 59.65 | +1.2 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 92.95 | 87.55 | 82.05 | 76.55 | 71.05 | 65.65 | 60.05 | 0.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 93.25 | 87.75 | 82.25 | — | 71.15 | — | 60.05 | +4.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 93.35 | 87.95 | 82.45 | 77.05 | 71.55 | 66.15 | 60.65 | +4.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 93.55 | 88.15 | 82.65 | 77.25 | 71.75 | 66.35 | 60.85 | +6.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 93.55 | 88.15 | 82.65 | 77.25 | 71.75 | 66.35 | 60.85 | +6.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 93.55 | 88.15 | 82.65 | 77.25 | 71.75 | 66.35 | 60.85 | +6.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 93.65 | 88.15 | 82.75 | 77.25 | 71.85 | 66.35 | 60.95 | +5.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 93.95 | 88.55 | 83.05 | 77.55 | 72.15 | 66.75 | — | −4.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 94.55 | 89.15 | 83.65 | 78.25 | 72.75 | 67.35 | 61.85 | +6.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 94.65 | 89.25 | 83.85 | 78.35 | 72.95 | 67.55 | 62.05 | +1.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 95.55 | 90.15 | 84.65 | 79.15 | 73.75 | 68.35 | 62.85 | +2.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 95.65 | 90.15 | 84.65 | — | 73.55 | — | 62.45 | +4.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 95.65 | 90.25 | 84.80 | 79.35 | 73.95 | 68.50 | 63.05 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 95.75 | 90.35 | 84.95 | 79.45 | 74.05 | 68.75 | 63.25 | +1.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 95.75 | 90.35 | 84.95 | 79.45 | 74.05 | 68.75 | 63.25 | +1.2 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 96.05 | 90.55 | 85.05 | 79.60 | 74.10 | 68.60 | 63.15 | −3.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 96.55 | 91.15 | 85.75 | 80.15 | 74.75 | 69.35 | 63.85 | +2.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 96.75 | 91.35 | 85.90 | 80.45 | 75.05 | 69.60 | 64.15 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 96.75 | 91.35 | 85.90 | 80.45 | 75.05 | 69.60 | 64.15 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 96.75 | 91.35 | 85.90 | 80.45 | 75.05 | 69.60 | 64.15 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 96.75 | 91.35 | 85.90 | 80.45 | 75.05 | 69.60 | 64.15 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 96.75 | 91.35 | 85.90 | 80.45 | 75.05 | 69.60 | 64.15 | New tariff 2027 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 97.75 | 92.35 | 86.90 | 81.45 | 76.05 | 70.60 | 65.15 | +3.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 97.85 | 92.35 | 86.95 | 81.45 | 76.05 | 70.55 | 65.15 | +5.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 97.85 | 92.35 | 86.95 | 81.45 | 76.05 | 70.55 | 65.15 | +5.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 97.85 | 92.35 | 86.95 | 81.45 | 76.05 | 70.55 | 65.15 | +5.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FlexCare | 98.05 | 92.55 | 87.05 | — | 75.95 | — | 64.75 | +4.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 98.85 | 93.45 | 87.95 | 82.55 | 77.05 | 71.65 | 66.15 | +5.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 99.15 | 93.75 | 88.35 | 82.85 | 77.45 | 72.05 | 66.55 | +1.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 99.75 | 94.25 | 88.75 | — | 77.65 | — | 66.55 | +4.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 99.85 | 94.45 | 89.00 | 83.55 | 78.15 | 72.70 | 67.25 | +3.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 100.85 | 95.35 | 89.95 | 84.45 | 78.95 | 73.55 | 68.05 | +4.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 101.05 | 95.55 | 90.05 | 84.65 | 79.15 | 73.75 | 68.25 | +5.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 101.15 | 95.65 | 90.15 | — | 79.05 | — | 67.95 | +4.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 103.35 | 97.95 | 92.45 | 87.05 | 81.55 | 76.15 | 70.65 | +4.6 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 105.35 | 99.95 | 94.55 | 88.95 | 83.55 | 78.15 | 72.65 | +2.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 107.55 | 102.15 | 96.75 | 91.25 | 85.85 | 80.45 | 75.05 | +1.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 112.05 | 106.45 | 100.95 | — | 89.85 | — | 78.75 | +4.2 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 111.85 | 106.55 | 103.35 | 95.45 | 89.95 | 84.55 | 78.95 | +2.1 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 122.50 | 117.40 | 111.05 | 105.95 | 99.55 | 94.50 | 88.15 | +0.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 68.55 | — | 58.95 | 54.15 | 49.45 | 44.55 | 39.85 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 70.45 | — | 61.85 | — | 53.05 | — | 46.25 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 71.75 | — | — | — | — | 44.65 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 71.75 | — | — | — | — | 44.65 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 72.55 | — | — | — | — | 45.55 | — | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 72.75 | — | 62.65 | 57.55 | 52.55 | 47.45 | 42.35 | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 73.25 | — | 62.95 | 57.95 | 52.85 | 47.65 | 42.65 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 73.55 | — | — | — | — | 46.45 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 74.35 | — | — | — | — | 47.25 | — | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 74.95 | — | 64.15 | — | 53.25 | — | 44.45 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 75.15 | — | 66.05 | — | 56.75 | — | 47.55 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 75.15 | — | 66.05 | — | 56.75 | — | 47.55 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 76.05 | — | 66.85 | — | 57.45 | — | 48.05 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 76.15 | — | — | — | — | 49.05 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 76.15 | — | — | — | — | 49.05 | — | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 77.65 | — | 66.95 | — | 56.05 | — | 45.15 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 78.95 | — | 68.25 | — | 57.35 | — | 46.45 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 79.85 | — | 70.25 | — | 60.35 | — | 50.55 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 79.95 | — | 69.15 | — | 58.25 | — | 47.35 | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 79.95 | — | 68.85 | 63.35 | 57.85 | 52.25 | 46.75 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 83.15 | — | — | — | — | 56.15 | — | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 86.85 | — | 76.05 | — | 65.15 | — | 54.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 89.25 | — | 78.45 | — | 67.65 | — | 56.75 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 90.05 | — | 84.85 | — | 77.65 | — | 66.85 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 93.65 | — | 88.55 | — | 77.65 | — | 66.85 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 98.45 | — | 87.55 | — | 76.75 | — | 65.85 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 98.45 | — | 87.55 | — | 76.75 | — | 65.85 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 99.35 | — | 88.55 | — | 77.65 | — | 66.85 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 99.35 | — | 88.55 | — | 77.65 | — | 66.85 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 99.35 | — | 88.55 | — | 77.65 | — | 66.85 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 99.35 | — | 88.55 | — | 77.65 | — | 66.85 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 99.35 | — | 88.55 | — | 77.65 | — | 66.85 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 99.65 | — | 88.75 | — | 77.85 | — | 67.05 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 99.65 | — | 88.75 | — | 77.85 | — | 67.05 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 100.25 | — | 89.35 | — | 78.55 | — | 67.65 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 112.45 | — | 101.55 | — | 90.85 | — | 79.95 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 114.65 | — | — | 98.35 | — | — | 82.05 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 120.45 | — | — | 104.25 | — | — | 87.95 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.95 | — | — | 108.65 | — | — | 92.35 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Risch for a child aged 0 to 18 with a deductible of 100 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/zg/risch/child/no-accident/), the cheapest offer in [Risch](https://praemiencheck.onedoc.ch/en/zg/risch/) is Assura (FeminaVita) at 70.25 CHF a month. The cheapest standard model (free choice of doctor) is Sumiswalder Krankenkasse (Standard model) at 82.05 CHF a month.

### How much does health insurance cost in Risch in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/zg/risch/child/) with a deductible of 100 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/zg/risch/child/no-accident/), monthly premiums run from 70.25 CHF (Assura, FeminaVita) to 117.40 CHF (vita surselva, Standard model): 125 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 85.95 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Risch for a child aged 0 to 18 without accident cover?

On the cheapest offer (Assura, FeminaVita), the premium goes from 75.65 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/zg/risch/child/no-accident/deductible-0/) to 47.35 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/zg/risch/child/no-accident/deductible-600/): 28.30 CHF less a month, 339.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 377 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Risch for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 100 CHF and without accident cover, the cheapest premium per model is: standard model 82.05 CHF (Sumiswalder Krankenkasse), family doctor / HMO 72.45 CHF (CONCORDIA), flexible model 70.25 CHF (Assura), telemedicine 71.45 CHF (SLKK).

### Does a second or third child pay less in Risch?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 14 of the 27 insurers present in Risch file a reduced premium from a certain number of children insured with them, at a 100 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Visana | Tel Doc | 73.35 CHF | 26.85 CHF from the 3rd child |
| Galenos | Managed Care | 84.35 CHF | 29.35 CHF from the 3rd child |
| CONCORDIA | HMO | 72.45 CHF | 30.25 CHF from the 3rd child |
| sana24 | Managed Care | 84.85 CHF | 30.85 CHF from the 3rd child |
| Aquilana | SMARTMED | 74.85 CHF | 35.05 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 75.05 CHF | 35.15 CHF from the 3rd child |
| Krankenkasse Steffisburg | Casa | 90.15 CHF | 47.45 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 74.25 CHF | 54.55 CHF from the 5th child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 84.50 CHF | 55.95 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 76.65 CHF | 56.35 CHF from the 5th child |
| SLKK | SmartMed | 71.45 CHF | 63.25 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 89.25 CHF | 65.75 CHF from the 5th child |
| Assura | FeminaVita | 70.25 CHF | 68.65 CHF from the 4th child, 67.05 CHF from the 5th child |
| EGK | EGK-Care | 80.15 CHF | 72.95 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 75.00 CHF at Assura (FeminaVita) gives 70.25 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Risch is in region 0 of canton Zug.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/zg/risch/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Risch (ZG): every situation: https://praemiencheck.onedoc.ch/en/zg/risch/
- Premiums 2027 in Risch (ZG), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/zg/risch/child/
- Premiums 2027 in Risch (ZG), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/zg/risch/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/zg/risch/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/zg/risch/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/zg/risch/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Risch (ZG), child, deductible of 0 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/risch/child/no-accident/deductible-0/
- Deductible Premiums 2027 in Risch (ZG), child, deductible of 200 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/risch/child/no-accident/deductible-200/
- Deductible Premiums 2027 in Risch (ZG), child, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/risch/child/no-accident/deductible-300/
- Deductible Premiums 2027 in Risch (ZG), child, deductible of 400 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/risch/child/no-accident/deductible-400/
- Deductible Premiums 2027 in Risch (ZG), child, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/risch/child/no-accident/deductible-500/
- Deductible Premiums 2027 in Risch (ZG), child, deductible of 600 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/risch/child/no-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/zg/risch/child/no-accident/deductible-0/ — replace `zg` with your canton’s two-letter code (ge, vd, zh…), `risch` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-100` with `deductible-600` for another deductible. Markdown version: add `.md`.