# Health insurance premiums 2027 in Oberägeri (ZG), for a child aged 0 to 18, deductible of 0 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Oberägeri](https://praemiencheck.onedoc.ch/en/zg/oberageri/) ([canton Zug](https://praemiencheck.onedoc.ch/en/zg/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/zg/oberageri/child/) with a 0 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/zg/oberageri/child/with-accident/), the cheapest monthly basic insurance premium is **77.20 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 139.40 CHF with rhenusana (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (0 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 77.20 | — | 67.00 | 62.00 | 57.00 | 51.90 | 46.90 | +4.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 80.90 | — | 71.60 | — | 62.20 | — | 54.80 | +5.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 81.60 | — | 70.90 | 65.60 | 60.30 | 54.90 | 49.60 | +5.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 82.10 | — | 71.30 | 66.00 | 60.60 | 55.20 | 49.90 | +4.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 82.20 | — | — | — | — | 53.10 | — | −2.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 82.20 | — | — | — | — | 53.10 | — | −2.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 83.10 | — | — | — | — | 54.00 | — | −2.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 84.10 | — | — | — | — | 55.00 | — | +0.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 85.00 | — | — | — | — | 55.90 | — | −2.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 85.60 | — | 74.00 | — | 62.30 | — | 52.90 | +2.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 85.90 | — | 76.10 | — | 66.10 | — | 56.20 | +4.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 85.90 | — | 76.10 | — | 66.10 | — | 56.20 | +4.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 86.40 | 80.60 | 74.80 | 68.90 | 63.10 | 57.30 | 56.00 | +2.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 86.40 | 80.60 | 74.80 | 68.90 | 63.10 | 57.30 | 56.00 | +2.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 86.50 | 81.00 | 75.60 | 70.00 | 64.90 | 59.10 | 53.60 | +5.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 86.90 | — | 77.00 | — | 66.90 | — | 56.80 | +5.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 86.90 | — | — | — | — | 57.80 | — | −3.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 86.90 | — | — | — | — | 57.80 | — | −4.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 87.40 | 81.60 | 75.80 | 69.90 | 64.10 | 58.30 | 53.20 | +6.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 88.50 | 83.10 | 77.80 | 72.40 | 67.30 | 61.70 | 56.30 | +5.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 88.60 | — | 77.00 | — | 65.30 | — | 53.60 | +2.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 89.20 | — | 77.50 | 71.70 | 65.90 | 60.00 | 54.20 | +4.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 89.30 | 83.50 | 77.70 | 71.80 | 66.00 | 60.20 | 57.10 | +6.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 89.40 | 84.10 | 78.70 | 73.20 | 68.10 | 62.40 | 57.00 | +4.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 89.90 | 84.10 | 78.30 | 72.40 | 66.60 | 60.80 | 54.90 | +6.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 90.00 | 84.20 | 78.40 | 72.50 | 66.70 | — | 55.00 | +6.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 90.00 | — | 78.40 | — | 66.70 | — | 55.00 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 90.50 | 84.70 | 78.90 | 73.00 | 67.20 | — | 55.50 | +6.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 90.50 | 85.50 | 80.50 | 75.50 | 69.60 | 63.10 | — | +3.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 90.80 | 85.00 | 79.20 | 73.30 | 67.50 | 61.70 | 55.80 | +0.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 91.00 | — | 80.60 | — | 70.00 | — | 59.50 | +1.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 91.00 | — | 79.40 | — | 67.70 | — | 56.00 | +2.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 91.20 | 85.80 | 80.50 | 75.00 | 69.70 | 64.40 | 58.90 | −5.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 91.20 | 85.80 | 80.50 | 75.00 | 69.70 | 64.40 | 58.90 | −5.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 91.30 | 85.50 | 79.70 | 73.80 | 68.00 | 62.20 | 56.30 | +0.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 91.40 | 85.60 | 79.80 | 73.90 | 68.10 | 62.30 | 56.40 | +6.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 91.60 | 85.80 | 80.00 | 74.10 | 68.30 | 62.50 | 56.60 | +2.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 91.80 | 86.00 | 80.20 | 74.30 | 68.50 | 62.70 | 56.80 | +0.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 91.80 | 86.00 | 80.20 | 74.30 | 68.50 | 62.70 | 56.80 | +0.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 92.10 | 86.30 | 80.50 | 74.60 | 68.80 | 63.00 | 57.10 | +2.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 92.60 | 86.80 | 81.00 | 75.10 | 69.30 | 63.50 | 57.60 | +2.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 93.30 | 87.50 | 81.70 | 75.80 | 70.00 | 64.20 | 58.30 | +1.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 93.30 | 87.50 | 81.70 | 75.80 | 70.00 | 64.20 | 58.30 | +1.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 93.60 | 87.80 | 82.00 | 76.10 | 70.30 | 64.50 | 58.60 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 93.60 | 87.70 | 81.90 | 76.10 | 70.20 | 64.40 | 58.60 | +6.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 93.60 | 87.70 | 81.90 | 76.10 | 70.20 | 64.40 | 58.60 | +6.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 94.30 | 88.50 | 82.70 | 76.80 | 71.00 | — | 59.30 | +6.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 94.40 | 88.60 | 82.80 | 76.90 | 71.10 | 65.30 | 59.40 | +1.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 94.50 | — | — | — | — | 65.40 | — | −4.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 94.60 | 88.80 | 83.00 | 77.20 | 71.30 | 65.50 | — | +4.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 95.40 | 89.60 | 83.80 | 77.90 | 72.10 | — | 60.40 | +14.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 96.40 | 90.60 | 84.80 | 78.90 | 73.10 | 67.30 | 61.40 | +1.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 96.50 | 90.70 | 84.90 | 79.00 | 73.20 | 67.40 | — | 0.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 96.50 | 90.70 | 84.90 | 79.00 | 73.20 | 67.40 | — | 0.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 98.30 | 92.50 | 86.70 | 80.80 | 75.30 | 69.20 | 63.30 | +5.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 98.40 | — | 86.80 | — | 75.10 | — | 63.40 | +2.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 99.10 | 93.30 | 87.50 | 81.60 | 75.80 | 70.00 | 64.10 | −5.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 100.40 | 94.60 | 88.80 | 82.90 | 77.10 | 71.30 | 65.40 | +6.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 100.50 | 94.70 | 88.90 | 83.00 | 77.20 | — | 65.50 | +6.7 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 100.80 | 94.95 | 89.10 | 83.30 | 77.45 | 71.60 | 65.80 | −3.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 100.80 | 95.00 | 89.20 | 83.30 | 77.50 | 71.70 | 65.80 | +0.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 101.10 | — | 89.50 | — | 77.80 | — | 66.10 | +5.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 101.20 | 95.30 | 89.50 | 83.70 | 77.80 | 72.00 | 66.20 | +4.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 101.60 | 95.80 | 90.00 | 84.10 | 78.30 | 72.50 | 66.60 | +4.7 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 101.85 | 96.00 | 90.20 | 84.35 | 78.50 | 72.70 | 66.85 | −3.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 101.90 | — | 96.40 | — | 88.60 | — | 76.90 | New tariff 2027 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 103.20 | 97.40 | 91.60 | — | 79.90 | — | 68.20 | +4.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 103.70 | 97.90 | 92.00 | 86.20 | 80.40 | 74.50 | 68.70 | +4.3 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 103.90 | 98.10 | 92.30 | 86.40 | 80.60 | 74.80 | 68.90 | 0.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 104.00 | 98.20 | 92.40 | 86.60 | 80.70 | 74.90 | — | +4.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 104.00 | 98.20 | 92.40 | 86.50 | 80.70 | 74.90 | 69.00 | +2.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 104.20 | 98.40 | 92.60 | 86.70 | 80.90 | 75.10 | 69.20 | +1.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 105.00 | 99.10 | 93.30 | 87.50 | 81.60 | 75.80 | 70.00 | +4.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 105.20 | 99.40 | 93.50 | 87.70 | 81.90 | 76.00 | 70.20 | +6.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 105.20 | 99.40 | 93.50 | 87.70 | 81.90 | 76.00 | 70.20 | +6.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 105.20 | 99.40 | 93.50 | 87.70 | 81.90 | 76.00 | 70.20 | +6.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 105.20 | 99.40 | 93.60 | 87.70 | 81.90 | 76.10 | 70.20 | +4.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 105.50 | 99.70 | 93.90 | 88.00 | 82.20 | 76.40 | — | 0.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 105.70 | 99.90 | 94.10 | — | 82.40 | — | 70.70 | +4.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 105.80 | — | 100.30 | — | 88.60 | — | 76.90 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 106.30 | 100.40 | 94.60 | 88.80 | 82.90 | 77.10 | 71.30 | +6.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 106.90 | 101.10 | 95.30 | 89.40 | 83.60 | 77.80 | 71.90 | +1.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 107.20 | 101.40 | 95.60 | 89.70 | 83.90 | 78.10 | 72.20 | +2.0 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 107.20 | 101.40 | 95.55 | 89.70 | 83.90 | 78.05 | 72.20 | −3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 107.85 | 102.05 | 96.20 | 90.35 | 84.55 | 78.70 | 72.85 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 108.10 | 102.30 | 96.50 | 90.60 | 84.80 | 79.00 | 73.10 | +1.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 108.10 | 102.30 | 96.50 | 90.60 | 84.80 | 79.00 | 73.10 | +1.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FlexCare | 108.20 | 102.40 | 96.60 | — | 84.90 | — | 73.20 | +4.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 108.30 | 102.50 | 96.70 | 90.80 | 85.00 | 79.20 | 73.30 | +2.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 109.00 | 103.20 | 97.35 | 91.50 | 85.70 | 79.85 | 74.00 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 109.00 | 103.20 | 97.35 | 91.50 | 85.70 | 79.85 | 74.00 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 109.00 | 103.20 | 97.35 | 91.50 | 85.70 | 79.85 | 74.00 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 109.00 | 103.20 | 97.35 | 91.50 | 85.70 | 79.85 | 74.00 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 109.00 | 103.20 | 97.35 | 91.50 | 85.70 | 79.85 | 74.00 | New tariff 2027 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 109.70 | 103.90 | 98.10 | 92.20 | 86.40 | 80.60 | 74.70 | +4.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 109.70 | 103.90 | 98.10 | 92.20 | 86.40 | 80.60 | 74.70 | +4.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 109.70 | 103.90 | 98.10 | 92.20 | 86.40 | 80.60 | 74.70 | +4.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 110.00 | 104.20 | 98.40 | — | 86.70 | — | 75.00 | +4.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 110.10 | 104.30 | 98.45 | 92.60 | 86.80 | 80.95 | 75.10 | +3.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 110.90 | — | 99.20 | — | 87.60 | — | 75.90 | +8.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 110.90 | — | 99.20 | — | 87.60 | — | 75.90 | +8.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 110.90 | 105.00 | 99.20 | 93.40 | 87.50 | 81.70 | 75.90 | +4.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 111.50 | 105.70 | 99.90 | — | 88.20 | — | 76.50 | +4.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 111.70 | 105.90 | 100.10 | 94.20 | 88.40 | 82.60 | 76.70 | +1.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 111.90 | — | 100.30 | — | 88.60 | — | 76.90 | +7.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 111.90 | — | 100.30 | — | 88.60 | — | 76.90 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 111.90 | — | 100.30 | — | 88.60 | — | 76.90 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 111.90 | — | 100.30 | — | 88.60 | — | 76.90 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 111.90 | — | 100.30 | — | 88.60 | — | 76.90 | New tariff 2027 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 112.20 | — | 100.50 | — | 88.80 | — | 77.20 | +8.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 112.20 | — | 100.50 | — | 88.80 | — | 77.20 | +8.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 112.35 | 106.55 | 100.70 | 94.85 | 89.05 | 83.20 | 77.35 | +3.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 112.80 | — | 101.10 | — | 89.50 | — | 77.80 | +9.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 112.90 | 107.10 | 101.30 | 95.40 | 89.60 | 83.80 | 77.90 | +4.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 113.10 | 107.30 | 101.50 | 95.60 | 89.80 | 84.00 | 78.10 | +4.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 115.70 | 109.90 | 104.00 | 98.20 | 92.40 | 86.50 | 80.70 | +4.3 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 117.70 | 111.90 | 106.20 | 100.20 | 94.40 | 88.60 | 82.70 | +2.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.70 | 114.90 | 109.10 | 103.20 | 97.40 | 91.60 | 85.70 | +1.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 122.90 | 117.10 | 111.30 | — | 99.60 | — | 87.90 | +4.1 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.00 | 118.40 | 115.00 | 106.50 | 100.70 | 95.00 | 89.00 | +2.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 126.00 | — | 114.30 | — | 102.70 | — | 91.00 | +8.9 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.00 | 122.90 | 116.50 | 111.35 | 104.95 | 99.85 | 93.45 | +0.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 128.30 | — | — | 110.80 | — | — | 93.30 | +4.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 134.60 | — | — | 117.20 | — | — | 99.60 | +3.9 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 139.40 | — | — | 121.90 | — | — | 104.40 | +4.0 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Oberägeri for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/zg/oberageri/child/with-accident/), the cheapest offer in [Oberägeri](https://praemiencheck.onedoc.ch/en/zg/oberageri/) is Agrisano (AGRIsmart) at 77.20 CHF a month.

### How much does health insurance cost in Oberägeri in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/zg/oberageri/child/) with a deductible of 0 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/zg/oberageri/child/with-accident/), monthly premiums run from 77.20 CHF (Agrisano, AGRIsmart) to 139.40 CHF (rhenusana, Standard model): 125 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 90.70 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Oberägeri for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 77.20 CHF a month with the 0 CHF deductible to 46.90 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/zg/oberageri/child/with-accident/deductible-600/): 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Oberägeri for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 89.20 CHF (Agrisano), family doctor / HMO 82.10 CHF (Agrisano), flexible model 84.10 CHF (Helsana), telemedicine 77.20 CHF (Agrisano).

### Does a second or third child pay less in Oberägeri?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 17 of the 27 insurers present in Oberägeri file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 77.20 CHF | 35.00 CHF from the 3rd child |
| Visana | Tel Doc | 89.30 CHF | 37.50 CHF from the 3rd child |
| Galenos | Managed Care | 101.20 CHF | 39.20 CHF from the 3rd child |
| sana24 | Managed Care | 101.60 CHF | 40.90 CHF from the 3rd child |
| CONCORDIA | HMO | 87.40 CHF | 42.80 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 101.90 CHF | 44.90 CHF from the 3rd child |
| Aquilana | SMARTMED | 90.50 CHF | 45.30 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 91.20 CHF | 45.60 CHF from the 3rd child |
| Krankenkasse Steffisburg | Casa | 107.20 CHF | 59.00 CHF from the 3rd child |
| rhenusana | sanmed24 | 128.30 CHF | 64.20 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 90.80 CHF | 68.10 CHF from the 5th child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 100.80 CHF | 68.55 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 93.30 CHF | 70.00 CHF from the 5th child |
| SLKK | SmartMed | 86.50 CHF | 77.80 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 106.90 CHF | 80.20 CHF from the 5th child |
| Assura | FeminaVita | 86.40 CHF | 84.70 CHF from the 4th child, 83.00 CHF from the 5th child |
| EGK | EGK-Care | 96.50 CHF | 88.80 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Oberägeri is in region 0 of canton Zug.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/zg/oberageri/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Oberägeri (ZG): every situation: https://praemiencheck.onedoc.ch/en/zg/oberageri/
- Premiums 2027 in Oberägeri (ZG), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/zg/oberageri/child/
- Premiums 2027 in Oberägeri (ZG), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/zg/oberageri/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/zg/oberageri/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/zg/oberageri/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/zg/oberageri/child/no-accident/deductible-0/
- Deductible Premiums 2027 in Oberägeri (ZG), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zg/oberageri/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Oberägeri (ZG), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zg/oberageri/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Oberägeri (ZG), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zg/oberageri/child/with-accident/deductible-300/
- Deductible Premiums 2027 in Oberägeri (ZG), child, deductible of 400 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zg/oberageri/child/with-accident/deductible-400/
- Deductible Premiums 2027 in Oberägeri (ZG), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zg/oberageri/child/with-accident/deductible-500/
- Deductible Premiums 2027 in Oberägeri (ZG), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/zg/oberageri/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/zg/oberageri/child/with-accident/deductible-0/ — replace `zg` with your canton’s two-letter code (ge, vd, zh…), `oberageri` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-0` with `deductible-600` for another deductible. Markdown version: add `.md`.