# Health insurance premiums 2027 in Cham (ZG), for a young adult aged 19 to 25 who wants a deductible of 500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Cham](https://praemiencheck.onedoc.ch/en/zg/cham/) ([canton Zug](https://praemiencheck.onedoc.ch/en/zg/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/zg/cham/young-adult/) with a 500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/zg/cham/young-adult/no-accident/), the cheapest monthly basic insurance premium is **233.50 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 402.15 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 243.20 | 233.50 | 209.70 | 185.60 | 161.60 | 148.00 | +4.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 245.70 | 235.00 | 208.10 | 180.60 | 153.70 | 151.10 | +1.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 247.10 | 236.40 | 209.50 | 182.00 | 155.10 | 151.10 | +1.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 247.80 | 237.00 | 209.90 | 182.70 | 160.60 | 160.60 | +2.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 247.80 | 237.00 | 209.90 | 182.70 | 160.60 | 160.60 | +2.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 248.50 | 237.80 | 210.90 | 183.40 | 156.50 | 151.10 | +1.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 248.90 | 237.90 | 210.30 | 182.70 | 155.20 | 151.40 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 248.50 | 242.30 | 210.30 | 183.10 | 161.70 | 154.80 | +8.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 254.10 | 243.40 | 216.40 | 189.00 | 162.00 | 151.10 | +1.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 255.20 | 244.40 | 217.20 | 190.10 | 163.00 | 155.90 | +9.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 255.20 | 244.40 | 217.20 | 190.10 | 163.00 | 155.90 | +9.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 256.10 | 245.10 | 217.50 | 189.90 | 162.40 | 151.40 | +5.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 257.20 | 247.00 | 221.70 | 196.40 | 171.00 | 151.80 | +5.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 258.10 | 247.20 | 220.10 | 193.00 | 165.90 | 155.90 | +9.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 258.10 | 247.20 | 220.10 | 193.00 | 165.90 | 155.90 | +9.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 258.60 | 248.40 | 223.00 | 197.40 | 172.00 | 152.60 | +4.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 259.50 | 248.70 | 221.60 | 194.40 | 167.40 | 155.90 | +9.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 260.30 | 249.30 | 221.70 | 194.20 | 166.70 | 151.40 | +4.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 262.30 | 251.50 | 224.40 | 197.20 | 170.10 | 162.10 | +2.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 262.70 | 251.90 | 224.70 | 197.60 | 170.50 | 160.60 | +2.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 264.00 | 253.30 | 226.40 | 198.90 | 172.00 | 163.20 | +6.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 264.20 | 253.40 | 226.20 | 199.10 | 172.00 | 160.60 | +2.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 260.10 | 253.90 | 222.00 | 194.70 | 169.20 | 154.80 | +2.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 265.80 | 255.00 | 227.80 | 200.70 | 173.60 | 160.60 | +2.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 266.00 | 255.20 | 228.10 | 200.90 | 173.90 | 164.40 | −2.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 266.00 | 255.20 | 228.10 | 200.90 | 173.90 | 164.40 | −2.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 267.00 | 256.40 | 229.40 | 201.90 | 175.00 | 163.20 | +6.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 266.80 | 256.80 | 231.90 | 207.00 | 182.10 | 159.40 | −5.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 266.80 | 256.80 | 231.90 | 207.00 | 182.10 | 159.40 | −5.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 268.60 | 257.90 | 230.90 | 203.50 | 176.50 | 169.90 | +1.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 268.70 | 257.90 | 230.80 | 203.60 | 176.60 | 160.60 | New tariff 2027 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 269.10 | 258.30 | 231.20 | 204.00 | 176.90 | 164.40 | −2.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 269.70 | 258.90 | 231.60 | 204.30 | 177.00 | 149.70 | 0.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 269.70 | 258.90 | 231.60 | 204.30 | 177.00 | 149.70 | 0.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 271.30 | 260.50 | 233.40 | 206.20 | 179.20 | 162.10 | +2.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 272.20 | 261.40 | 234.20 | 207.10 | 180.00 | 164.40 | +0.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 272.60 | 261.50 | 233.80 | 206.10 | 178.40 | 170.80 | +4.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 270.60 | 261.80 | 239.20 | 216.80 | 192.10 | 167.30 | +4.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 273.10 | 262.40 | 235.40 | 208.00 | 181.00 | 163.20 | +6.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 270.20 | 264.00 | 232.10 | 204.80 | 177.50 | 154.80 | +6.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 275.00 | 264.20 | 237.10 | 209.90 | 182.90 | 155.70 | +9.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 274.90 | 264.20 | 237.20 | 209.80 | 182.80 | 169.90 | +1.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 275.20 | 264.40 | 237.30 | 210.10 | 183.10 | 164.40 | −2.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 275.90 | 265.10 | 237.90 | 210.80 | 183.70 | 162.10 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 276.10 | 265.40 | 238.40 | 211.00 | 184.00 | 163.20 | +6.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 277.20 | 266.30 | 239.00 | 211.80 | 184.50 | 162.30 | +4.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 277.90 | 267.10 | 243.10 | 215.90 | 185.70 | 167.90 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 278.00 | 267.30 | 240.30 | 212.90 | 185.90 | 169.90 | +1.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 277.80 | 267.50 | 241.70 | 215.90 | 190.20 | 168.00 | +4.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 278.40 | 267.60 | 240.40 | 213.30 | 186.20 | 159.10 | +4.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 278.40 | 267.60 | 240.40 | 213.30 | 186.20 | 159.10 | +3.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 278.40 | 267.60 | 240.40 | 213.30 | 186.20 | 159.10 | +8.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 278.40 | 267.60 | 240.40 | 213.30 | 186.20 | 159.10 | +3.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 279.00 | 268.00 | 240.30 | 212.50 | 184.90 | 170.80 | +4.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 278.90 | 268.10 | 240.90 | 213.80 | 186.70 | 162.10 | +2.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 278.95 | 268.15 | 241.00 | 213.80 | 186.65 | 159.55 | +3.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 278.95 | 268.15 | 241.00 | 213.80 | 186.65 | 159.55 | New tariff 2027 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 279.30 | 268.50 | 241.20 | 213.90 | 186.70 | 159.40 | +0.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 279.20 | 268.50 | 241.60 | 214.10 | 187.20 | 160.20 | +1.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 281.10 | 270.00 | 242.30 | 214.60 | 186.90 | 165.90 | +4.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 281.30 | 270.50 | 243.30 | 216.20 | 189.10 | 164.40 | −3.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 281.30 | 270.50 | 243.30 | 216.20 | 189.10 | 164.40 | −4.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 281.90 | 271.05 | 243.90 | 216.75 | 189.60 | 162.45 | +3.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 281.90 | 271.05 | 243.90 | 216.75 | 189.60 | 162.45 | +3.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 281.90 | 271.05 | 243.90 | 216.75 | 189.60 | 162.45 | +3.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 281.90 | 271.05 | 243.90 | 216.75 | 189.60 | 162.45 | +3.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 281.90 | 271.05 | 243.90 | 216.75 | 189.60 | 162.45 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 277.40 | 271.20 | 239.30 | 212.00 | 184.70 | 157.50 | +6.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 278.00 | 271.80 | 239.80 | 212.60 | 185.30 | 158.10 | +6.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 283.00 | 272.30 | 245.10 | 218.00 | 190.90 | 167.40 | +4.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 283.80 | 272.90 | 245.70 | 218.40 | 191.20 | 163.90 | +4.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 284.10 | 274.00 | 248.80 | 223.50 | 198.40 | 173.10 | +5.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FlexCare | 285.50 | 274.50 | 246.70 | 219.00 | 191.30 | 170.80 | +4.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 286.00 | 275.00 | 247.50 | 219.90 | 192.40 | 164.80 | +4.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 286.60 | 275.70 | 248.40 | 221.20 | 193.90 | 166.60 | +4.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 287.40 | 276.70 | 249.80 | 222.30 | 195.30 | 169.90 | +1.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 287.20 | 277.10 | 251.60 | 226.20 | 200.80 | 175.30 | +5.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 288.30 | 277.50 | 250.40 | 223.20 | — | 169.00 | +3.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 288.30 | 277.50 | 250.40 | 223.20 | — | 169.00 | +3.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 288.30 | 277.50 | 250.40 | 223.20 | — | 169.00 | +3.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 288.30 | 277.50 | 250.40 | 223.20 | — | 169.00 | +3.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 290.00 | 279.10 | 252.00 | 224.90 | 197.80 | 170.60 | +9.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 290.00 | 279.20 | 252.10 | 224.90 | 197.90 | 170.70 | −5.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 290.30 | 279.30 | 251.60 | 223.80 | 196.20 | 170.80 | +4.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 290.60 | 279.75 | 252.65 | 225.45 | 198.30 | 171.15 | +3.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 286.10 | 279.90 | 247.90 | 220.70 | 193.40 | 166.10 | +6.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 288.80 | 281.10 | 254.00 | 226.90 | 196.60 | 169.50 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 290.40 | 282.70 | 258.70 | 231.50 | 210.70 | 183.50 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 289.00 | 282.70 | 250.80 | 223.50 | 196.30 | 169.00 | +6.4 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 293.85 | 282.90 | 255.50 | 228.05 | 200.90 | 173.25 | −3.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 293.90 | 283.10 | 255.90 | 228.80 | — | 174.60 | +2.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 294.20 | 283.20 | 255.50 | 227.70 | 200.10 | 172.30 | +4.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 295.60 | 284.70 | 257.50 | 230.20 | 203.00 | 175.70 | +4.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 296.60 | 285.80 | 263.30 | 236.20 | 204.40 | 177.30 | New tariff 2027 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 297.00 | 286.00 | 258.60 | 232.50 | 206.70 | 181.00 | −3.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 298.50 | 287.70 | 260.50 | 233.40 | 206.30 | 179.20 | +2.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 299.90 | 289.20 | 261.80 | 234.50 | 207.30 | 192.50 | +2.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 301.00 | 290.10 | 262.90 | 235.60 | 208.30 | 185.30 | +5.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 301.50 | 290.70 | 263.50 | 236.40 | 209.30 | 182.10 | +2.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 301.70 | 291.00 | 264.10 | 236.60 | 209.70 | 182.70 | +6.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 302.90 | 292.00 | 264.70 | 237.50 | 210.20 | 183.00 | +4.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 305.80 | 295.00 | 267.90 | 240.70 | 213.70 | 186.50 | −4.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 302.90 | 295.20 | 271.20 | 244.00 | 220.00 | 192.90 | New tariff 2027 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 306.70 | 295.90 | 268.60 | 241.30 | 214.10 | 199.20 | +2.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 311.00 | 300.30 | 273.10 | 246.00 | 218.90 | 191.70 | +4.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 311.40 | 300.50 | 273.20 | 246.00 | 218.70 | 191.50 | +5.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 312.30 | 301.40 | 274.30 | 247.20 | 220.00 | 192.90 | +2.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 309.10 | 301.40 | 274.30 | 247.20 | 220.00 | 192.90 | New tariff 2027 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 312.60 | 301.65 | 274.25 | 246.80 | 219.40 | 192.15 | −3.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 313.30 | 302.50 | 275.40 | 248.20 | — | 194.00 | +5.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 314.10 | 303.40 | 276.40 | 249.00 | 222.00 | 195.10 | +1.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 315.60 | 304.70 | 277.30 | 249.80 | 222.50 | 195.00 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 318.30 | 307.40 | 280.10 | 252.90 | 225.60 | 198.40 | +5.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 321.80 | 310.90 | 283.60 | 256.30 | 229.10 | 201.80 | +5.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 324.40 | 313.40 | 285.70 | 257.90 | 230.30 | 202.50 | +4.2 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 327.50 | 316.50 | 289.10 | 261.70 | 234.30 | 207.40 | 0.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 328.70 | 317.80 | 290.50 | 263.30 | 236.00 | 208.70 | +5.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 335.60 | 324.70 | 297.40 | 270.20 | 242.90 | 215.60 | +5.0 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 337.00 | 326.20 | 298.90 | 271.60 | 244.40 | 217.10 | +2.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 345.90 | 335.00 | 307.80 | 280.50 | 253.30 | 226.00 | +5.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 362.60 | 354.30 | 333.40 | 312.40 | 291.00 | 270.10 | +4.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 380.40 | 369.60 | 342.80 | 315.30 | 293.00 | 271.60 | +4.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 394.10 | 384.90 | 362.10 | 339.30 | 316.50 | 293.70 | +4.1 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 396.10 | 385.30 | 357.80 | 330.40 | 303.00 | 275.60 | +2.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 412.50 | 402.15 | 375.40 | 346.50 | 317.65 | 288.75 | +1.2 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Cham for a young adult aged 19 to 25 with a deductible of 500 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/zg/cham/young-adult/no-accident/), the cheapest offer in [Cham](https://praemiencheck.onedoc.ch/en/zg/cham/) is Agrisano (AGRIsmart) at 233.50 CHF a month. The cheapest standard model (free choice of doctor) is CSS (Standard model) at 267.60 CHF a month.

### How much does health insurance cost in Cham in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/zg/cham/young-adult/) with a deductible of 500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/zg/cham/young-adult/no-accident/), monthly premiums run from 233.50 CHF (Agrisano, AGRIsmart) to 402.15 CHF (vita surselva, Standard model): 125 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 234.70 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Cham for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 243.20 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/zg/cham/young-adult/no-accident/deductible-300/) to 148.00 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zg/cham/young-adult/no-accident/deductible-2500/): 95.20 CHF less a month, 1'142.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'569 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Cham for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 500 CHF and without accident cover, the cheapest premium per model is: standard model 267.60 CHF (CSS), family doctor / HMO 235.00 CHF (Groupe Mutuel – Mutuel), flexible model 236.40 CHF (Groupe Mutuel – Mutuel), telemedicine 233.50 CHF (Agrisano).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Cham is in region 0 of canton Zug.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/zg/cham/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Cham (ZG): every situation: https://praemiencheck.onedoc.ch/en/zg/cham/
- Premiums 2027 in Cham (ZG), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/zg/cham/young-adult/
- Premiums 2027 in Cham (ZG), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/zg/cham/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/zg/cham/child/
- Adult: https://praemiencheck.onedoc.ch/en/zg/cham/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/zg/cham/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Cham (ZG), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/cham/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Cham (ZG), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/cham/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Cham (ZG), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/cham/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Cham (ZG), young adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/cham/young-adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Cham (ZG), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/cham/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/zg/cham/young-adult/no-accident/deductible-300/ — replace `zg` with your canton’s two-letter code (ge, vd, zh…), `cham` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-500` with `deductible-2500` for another deductible. Markdown version: add `.md`.