# Health insurance premiums 2027 in Baar (ZG), for a young adult aged 19 to 25 who wants a deductible of 2'000 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Baar](https://praemiencheck.onedoc.ch/en/zg/baar/) ([canton Zug](https://praemiencheck.onedoc.ch/en/zg/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/zg/baar/young-adult/) with a 2'000 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/zg/baar/young-adult/no-accident/), the cheapest monthly basic insurance premium is **148.95 CHF** with **Groupe Mutuel – Mutuel** (OptiMed (Healthcare network) model) and the most expensive is 312.90 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 240.95 | 230.25 | 203.35 | 175.85 | 148.95 | 146.35 | +2.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 242.35 | 231.65 | 204.75 | 177.25 | 150.35 | 146.35 | +2.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 244.15 | 233.15 | 205.55 | 177.95 | 150.45 | 146.65 | +7.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 243.75 | 233.05 | 206.15 | 178.65 | 151.75 | 146.35 | +2.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 243.05 | 232.25 | 205.15 | 177.95 | 155.85 | 155.85 | +2.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 243.05 | 232.25 | 205.15 | 177.95 | 155.85 | 155.85 | +2.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 238.45 | 228.75 | 204.95 | 180.85 | 156.85 | 143.25 | +6.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 243.75 | 237.55 | 205.55 | 178.35 | 156.95 | 150.05 | +8.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 249.35 | 238.65 | 211.65 | 184.25 | 157.25 | 146.35 | +2.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 251.35 | 240.35 | 212.75 | 185.15 | 157.65 | 146.65 | +8.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 250.45 | 239.65 | 212.45 | 185.35 | 158.25 | 151.15 | +13.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 250.45 | 239.65 | 212.45 | 185.35 | 158.25 | 151.15 | +13.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 253.35 | 242.45 | 215.35 | 188.25 | 161.15 | 151.15 | +14.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 253.35 | 242.45 | 215.35 | 188.25 | 161.15 | 151.15 | +14.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 255.55 | 244.55 | 216.95 | 189.45 | 161.95 | 146.65 | +7.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 254.75 | 243.95 | 216.85 | 189.65 | 162.65 | 151.15 | +14.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 255.35 | 249.15 | 217.25 | 189.95 | 164.45 | 150.05 | +2.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 257.55 | 246.75 | 219.65 | 192.45 | 165.35 | 157.35 | +3.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 257.95 | 247.15 | 219.95 | 192.85 | 165.75 | 155.85 | +3.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 252.45 | 242.25 | 216.95 | 191.65 | 166.25 | 147.05 | +7.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 259.25 | 248.55 | 221.65 | 194.15 | 167.25 | 158.45 | +10.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 259.45 | 248.65 | 221.45 | 194.35 | 167.25 | 155.85 | +3.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 253.85 | 243.65 | 218.25 | 192.65 | 167.25 | 147.85 | +6.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 261.05 | 250.25 | 223.05 | 195.95 | 168.85 | 155.85 | +3.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 261.25 | 250.45 | 223.35 | 196.15 | 169.15 | 159.65 | −3.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 261.25 | 250.45 | 223.35 | 196.15 | 169.15 | 159.65 | −3.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 262.25 | 251.65 | 224.65 | 197.15 | 170.25 | 158.45 | +10.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 263.85 | 253.15 | 226.15 | 198.75 | 171.75 | 165.15 | +1.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 263.95 | 253.15 | 226.05 | 198.85 | 171.85 | 155.85 | New tariff 2027 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 264.35 | 253.55 | 226.45 | 199.25 | 172.15 | 159.65 | −3.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 264.95 | 254.15 | 226.85 | 199.55 | 172.25 | 144.95 | 0.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 264.95 | 254.15 | 226.85 | 199.55 | 172.25 | 144.95 | 0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 265.45 | 259.25 | 227.35 | 200.05 | 172.75 | 150.05 | +7.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 267.85 | 256.75 | 229.05 | 201.35 | 173.65 | 166.05 | +6.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 266.55 | 255.75 | 228.65 | 201.45 | 174.45 | 157.35 | +3.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 267.45 | 256.65 | 229.45 | 202.35 | 175.25 | 159.65 | +0.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 268.35 | 257.65 | 230.65 | 203.25 | 176.25 | 158.45 | +9.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 262.05 | 252.05 | 227.15 | 202.25 | 177.35 | 154.65 | −7.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 262.05 | 252.05 | 227.15 | 202.25 | 177.35 | 154.65 | −7.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 270.15 | 259.45 | 232.45 | 205.05 | 178.05 | 165.15 | +1.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 270.25 | 259.45 | 232.35 | 205.15 | 178.15 | 150.95 | +14.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 270.45 | 259.65 | 232.55 | 205.35 | 178.35 | 159.65 | −3.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 271.15 | 260.35 | 233.15 | 206.05 | 178.95 | 157.35 | +3.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 271.35 | 260.65 | 233.65 | 206.25 | 179.25 | 158.45 | +9.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 272.45 | 261.55 | 234.25 | 207.05 | 179.75 | 157.55 | +6.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 272.65 | 266.45 | 234.55 | 207.25 | 179.95 | 152.75 | +8.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 274.25 | 263.25 | 235.55 | 207.75 | 180.15 | 166.05 | +6.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 273.25 | 267.05 | 235.05 | 207.85 | 180.55 | 153.35 | +8.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 273.15 | 262.35 | 238.35 | 211.15 | 180.95 | 163.15 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 273.25 | 262.55 | 235.55 | 208.15 | 181.15 | 165.15 | +1.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 273.65 | 262.85 | 235.65 | 208.55 | 181.45 | 154.35 | +6.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 273.65 | 262.85 | 235.65 | 208.55 | 181.45 | 154.35 | +5.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 273.65 | 262.85 | 235.65 | 208.55 | 181.45 | 154.35 | +7.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 273.65 | 262.85 | 235.65 | 208.55 | 181.45 | 154.35 | +4.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 274.20 | 263.40 | 236.25 | 209.05 | 181.90 | 154.80 | +5.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 274.20 | 263.40 | 236.25 | 209.05 | 181.90 | 154.80 | +5.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 274.15 | 263.35 | 236.15 | 209.05 | 181.95 | 157.35 | +3.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 274.55 | 263.75 | 236.45 | 209.15 | 181.95 | 154.65 | +0.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 276.35 | 265.25 | 237.55 | 209.85 | 182.15 | 161.15 | +6.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 274.45 | 263.75 | 236.85 | 209.35 | 182.45 | 155.45 | +2.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 276.55 | 265.75 | 238.55 | 211.45 | 184.35 | 159.65 | −5.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 276.55 | 265.75 | 238.55 | 211.45 | 184.35 | 159.65 | −6.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 277.15 | 266.30 | 239.15 | 212.00 | 184.85 | 157.70 | +5.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 277.15 | 266.30 | 239.15 | 212.00 | 184.85 | 157.70 | +5.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 277.15 | 266.30 | 239.15 | 212.00 | 184.85 | 157.70 | +5.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 277.15 | 266.30 | 239.15 | 212.00 | 184.85 | 157.70 | +5.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 277.15 | 266.30 | 239.15 | 212.00 | 184.85 | 157.70 | +5.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 273.05 | 262.75 | 236.95 | 211.15 | 185.45 | 163.25 | +4.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 278.25 | 267.55 | 240.35 | 213.25 | 186.15 | 162.65 | +6.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 279.05 | 268.15 | 240.95 | 213.65 | 186.45 | 159.15 | +6.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FlexCare | 280.75 | 269.75 | 241.95 | 214.25 | 186.55 | 166.05 | +6.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 265.85 | 257.05 | 234.45 | 212.05 | 187.35 | 162.55 | +6.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 281.25 | 270.25 | 242.75 | 215.15 | 187.65 | 160.05 | +6.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 281.35 | 275.15 | 243.15 | 215.95 | 188.65 | 161.35 | +9.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 281.85 | 270.95 | 243.65 | 216.45 | 189.15 | 161.85 | +6.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 282.65 | 271.95 | 245.05 | 217.55 | 190.55 | 165.15 | +1.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 285.55 | 274.55 | 246.85 | 219.05 | 191.45 | 166.05 | +6.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 284.25 | 277.95 | 246.05 | 218.75 | 191.55 | 164.25 | +9.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 284.05 | 276.35 | 249.25 | 222.15 | 191.85 | 164.75 | +11.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 285.25 | 274.35 | 247.25 | 220.15 | 193.05 | 165.85 | +13.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 285.25 | 274.45 | 247.35 | 220.15 | 193.15 | 165.95 | −7.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 285.85 | 275.00 | 247.90 | 220.70 | 193.55 | 166.40 | +5.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 279.35 | 269.25 | 244.05 | 218.75 | 193.65 | 168.35 | +6.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 289.45 | 278.45 | 250.75 | 222.95 | 195.35 | 167.55 | +6.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 282.45 | 272.35 | 246.85 | 221.45 | 196.05 | 170.55 | +6.4 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 289.10 | 278.15 | 250.75 | 223.30 | 196.15 | 168.50 | −4.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 290.85 | 279.95 | 252.75 | 225.45 | 198.25 | 170.95 | +6.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 291.85 | 281.05 | 258.55 | 231.45 | 199.65 | 172.55 | +10.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 293.75 | 282.95 | 255.75 | 228.65 | 201.55 | 174.45 | +2.9 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 292.25 | 281.25 | 253.85 | 227.75 | 201.95 | 176.25 | −4.3 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 295.15 | 284.45 | 257.05 | 229.75 | 202.55 | 187.75 | +2.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 296.25 | 285.35 | 258.15 | 230.85 | 203.55 | 180.55 | +7.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 296.75 | 285.95 | 258.75 | 231.65 | 204.55 | 177.35 | +3.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 296.95 | 286.25 | 259.35 | 231.85 | 204.95 | 177.95 | +9.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 298.15 | 287.25 | 259.95 | 232.75 | 205.45 | 178.25 | +6.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 285.65 | 277.95 | 253.95 | 226.75 | 205.95 | 178.75 | +8.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 301.05 | 290.25 | 263.15 | 235.95 | 208.95 | 181.75 | −6.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 301.95 | 291.15 | 263.85 | 236.55 | 209.35 | 194.45 | +2.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 306.65 | 295.75 | 268.45 | 241.25 | 213.95 | 186.75 | +7.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 306.25 | 295.55 | 268.35 | 241.25 | 214.15 | 186.95 | +5.8 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 307.85 | 296.90 | 269.50 | 242.05 | 214.65 | 187.40 | −4.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 307.55 | 296.65 | 269.55 | 242.45 | 215.25 | 188.15 | +3.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 298.15 | 290.45 | 266.45 | 239.25 | 215.25 | 188.15 | +7.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 304.35 | 296.65 | 269.55 | 242.45 | 215.25 | 188.15 | +12.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 309.35 | 298.65 | 271.65 | 244.25 | 217.25 | 190.35 | +1.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 310.85 | 299.95 | 272.55 | 245.05 | 217.75 | 190.25 | +7.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 313.55 | 302.65 | 275.35 | 248.15 | 220.85 | 193.65 | +6.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 317.05 | 306.15 | 278.85 | 251.55 | 224.35 | 197.05 | +6.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 319.65 | 308.65 | 280.95 | 253.15 | 225.55 | 197.75 | +5.8 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 322.75 | 311.75 | 284.35 | 256.95 | 229.55 | 202.65 | 0.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 323.95 | 313.05 | 285.75 | 258.55 | 231.25 | 203.95 | +6.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 330.85 | 319.95 | 292.65 | 265.45 | 238.15 | 210.85 | +6.8 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 332.25 | 321.45 | 294.15 | 266.85 | 239.65 | 212.35 | +2.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 341.15 | 330.25 | 303.05 | 275.75 | 248.55 | 221.25 | +6.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 357.85 | 349.55 | 328.65 | 307.65 | 286.25 | 265.35 | +5.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 375.65 | 364.85 | 338.05 | 310.55 | 288.25 | 266.85 | +5.3 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 391.35 | 380.55 | 353.05 | 325.65 | 298.25 | 270.85 | +2.6 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 389.35 | 380.15 | 357.35 | 334.55 | 311.75 | 288.95 | +5.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 407.75 | 397.40 | 370.65 | 341.75 | 312.90 | 284.00 | +2.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 283.55 | 272.75 | 245.65 | 218.45 | — | 164.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 283.55 | 272.75 | 245.65 | 218.45 | — | 164.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 283.55 | 272.75 | 245.65 | 218.45 | — | 164.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 283.55 | 272.75 | 245.65 | 218.45 | — | 164.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 289.15 | 278.35 | 251.15 | 224.05 | — | 169.85 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 308.55 | 297.75 | 270.65 | 243.45 | — | 189.25 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Baar for a young adult aged 19 to 25 with a deductible of 2'000 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/zg/baar/young-adult/no-accident/), the cheapest offer in [Baar](https://praemiencheck.onedoc.ch/en/zg/baar/) is Groupe Mutuel – Mutuel (OptiMed (Healthcare network)) at 148.95 CHF a month. The cheapest standard model (free choice of doctor) is CSS (Standard model) at 181.45 CHF a month.

### How much does health insurance cost in Baar in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/zg/baar/young-adult/) with a deductible of 2'000 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/zg/baar/young-adult/no-accident/), monthly premiums run from 148.95 CHF (Groupe Mutuel – Mutuel, OptiMed (Healthcare network)) to 312.90 CHF (vita surselva, Standard model): 125 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 229.95 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Baar for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Groupe Mutuel – Mutuel, OptiMed (Healthcare network)), the premium goes from 240.95 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/zg/baar/young-adult/no-accident/deductible-300/) to 146.35 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zg/baar/young-adult/no-accident/deductible-2500/): 94.60 CHF less a month, 1'135.20 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'561 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Baar for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and without accident cover, the cheapest premium per model is: standard model 181.45 CHF (CSS), family doctor / HMO 148.95 CHF (Groupe Mutuel – Mutuel), flexible model 150.35 CHF (Groupe Mutuel – Mutuel), telemedicine 151.75 CHF (Groupe Mutuel – Mutuel).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 153.70 CHF at Groupe Mutuel – Mutuel (OptiMed (Healthcare network)) gives 148.95 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Baar is in region 0 of canton Zug.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/zg/baar/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Baar (ZG): every situation: https://praemiencheck.onedoc.ch/en/zg/baar/
- Premiums 2027 in Baar (ZG), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/zg/baar/young-adult/
- Premiums 2027 in Baar (ZG), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/zg/baar/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/zg/baar/child/
- Adult: https://praemiencheck.onedoc.ch/en/zg/baar/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/zg/baar/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Baar (ZG), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/baar/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Baar (ZG), young adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/baar/young-adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Baar (ZG), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/baar/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Baar (ZG), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/baar/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Baar (ZG), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/baar/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/zg/baar/young-adult/no-accident/deductible-300/ — replace `zg` with your canton’s two-letter code (ge, vd, zh…), `baar` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.