# Health insurance premiums 2027 in Baar (ZG), for a child aged 0 to 18 with accident cover

In 2027, for a child aged 0 to 18 in Baar, with accident cover, the cheapest health insurance premium is:

- **72.45 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/zg/baar/child/with-accident/deductible-0/) (Agrisano, AGRIsmart)
- **42.15 CHF** a month with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/zg/baar/child/with-accident/deductible-600/) (Agrisano, AGRIsmart)

## With accident cover: from 42.15 to 134.65 CHF a month depending on the deductible and the model

125 offers from 27 health insurers. With a deductible of 0 CHF, the cheapest is **72.45 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 134.65 CHF with rhenusana (Standard model).

Lowest premium:
- 0 CHF: 72.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zg/baar/child/with-accident/deductible-0/
- 100 CHF: 75.85 CHF (Assura, FeminaVita) — https://praemiencheck.onedoc.ch/en/zg/baar/child/with-accident/deductible-100/
- 200 CHF: 62.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zg/baar/child/with-accident/deductible-200/
- 300 CHF: 57.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zg/baar/child/with-accident/deductible-300/
- 400 CHF: 52.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zg/baar/child/with-accident/deductible-400/
- 500 CHF: 47.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zg/baar/child/with-accident/deductible-500/
- 600 CHF: 42.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/zg/baar/child/with-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 72.45 | — | 62.25 | 57.25 | 52.25 | 47.15 | 42.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 76.15 | — | 66.85 | — | 57.45 | — | 50.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 76.85 | — | 66.15 | 60.85 | 55.55 | 50.15 | 44.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 77.35 | — | 66.55 | 61.25 | 55.85 | 50.45 | 45.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 77.45 | — | — | — | — | 48.35 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 77.45 | — | — | — | — | 48.35 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 78.35 | — | — | — | — | 49.25 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 79.35 | — | — | — | — | 50.25 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 80.25 | — | — | — | — | 51.15 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 80.85 | — | 69.25 | — | 57.55 | — | 48.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 81.15 | — | 71.35 | — | 61.35 | — | 51.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 81.15 | — | 71.35 | — | 61.35 | — | 51.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 81.65 | 75.85 | 70.05 | 64.15 | 58.35 | 52.55 | 51.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 81.65 | 75.85 | 70.05 | 64.15 | 58.35 | 52.55 | 51.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 81.75 | 76.25 | 70.85 | 65.25 | 60.15 | 54.35 | 48.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 82.15 | — | 72.25 | — | 62.15 | — | 52.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 82.15 | — | — | — | — | 53.05 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 82.15 | — | — | — | — | 53.05 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 82.65 | 76.85 | 71.05 | 65.15 | 59.35 | 53.55 | 48.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 83.75 | 78.35 | 73.05 | 67.65 | 62.55 | 56.95 | 51.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 83.85 | — | 72.25 | — | 60.55 | — | 48.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 84.45 | — | 72.75 | 66.95 | 61.15 | 55.25 | 49.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 84.55 | 78.75 | 72.95 | 67.05 | 61.25 | 55.45 | 52.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 84.65 | 79.35 | 73.95 | 68.45 | 63.35 | 57.65 | 52.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 85.15 | 79.35 | 73.55 | 67.65 | 61.85 | 56.05 | 50.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 85.25 | 79.45 | 73.65 | 67.75 | 61.95 | — | 50.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 85.25 | — | 73.65 | — | 61.95 | — | 50.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 85.75 | 79.95 | 74.15 | 68.25 | 62.45 | — | 50.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 85.75 | 80.75 | 75.75 | 70.75 | 64.85 | 58.35 | — |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 86.05 | 80.25 | 74.45 | 68.55 | 62.75 | 56.95 | 51.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 86.25 | — | 75.85 | — | 65.25 | — | 54.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 86.25 | — | 74.65 | — | 62.95 | — | 51.25 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 86.45 | 81.05 | 75.75 | 70.25 | 64.95 | 59.65 | 54.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 86.45 | 81.05 | 75.75 | 70.25 | 64.95 | 59.65 | 54.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 86.55 | 80.75 | 74.95 | 69.05 | 63.25 | 57.45 | 51.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 86.65 | 80.85 | 75.05 | 69.15 | 63.35 | 57.55 | 51.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 86.85 | 81.05 | 75.25 | 69.35 | 63.55 | 57.75 | 51.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 87.05 | 81.25 | 75.45 | 69.55 | 63.75 | 57.95 | 52.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 87.05 | 81.25 | 75.45 | 69.55 | 63.75 | 57.95 | 52.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 87.35 | 81.55 | 75.75 | 69.85 | 64.05 | 58.25 | 52.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 87.85 | 82.05 | 76.25 | 70.35 | 64.55 | 58.75 | 52.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 88.55 | 82.75 | 76.95 | 71.05 | 65.25 | 59.45 | 53.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 88.55 | 82.75 | 76.95 | 71.05 | 65.25 | 59.45 | 53.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 88.85 | 83.05 | 77.25 | 71.35 | 65.55 | 59.75 | 53.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 88.85 | 82.95 | 77.15 | 71.35 | 65.45 | 59.65 | 53.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 88.85 | 82.95 | 77.15 | 71.35 | 65.45 | 59.65 | 53.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 89.55 | 83.75 | 77.95 | 72.05 | 66.25 | — | 54.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 89.65 | 83.85 | 78.05 | 72.15 | 66.35 | 60.55 | 54.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 89.75 | — | — | — | — | 60.65 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 89.85 | 84.05 | 78.25 | 72.45 | 66.55 | 60.75 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 90.65 | 84.85 | 79.05 | 73.15 | 67.35 | — | 55.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 91.65 | 85.85 | 80.05 | 74.15 | 68.35 | 62.55 | 56.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 91.75 | 85.95 | 80.15 | 74.25 | 68.45 | 62.65 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 91.75 | 85.95 | 80.15 | 74.25 | 68.45 | 62.65 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 93.55 | 87.75 | 81.95 | 76.05 | 70.55 | 64.45 | 58.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 93.65 | — | 82.05 | — | 70.35 | — | 58.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 94.35 | 88.55 | 82.75 | 76.85 | 71.05 | 65.25 | 59.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 95.65 | 89.85 | 84.05 | 78.15 | 72.35 | 66.55 | 60.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 95.75 | 89.95 | 84.15 | 78.25 | 72.45 | — | 60.75 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 96.05 | 90.20 | 84.35 | 78.55 | 72.70 | 66.85 | 61.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 96.05 | 90.25 | 84.45 | 78.55 | 72.75 | 66.95 | 61.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 96.35 | — | 84.75 | — | 73.05 | — | 61.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 96.45 | 90.55 | 84.75 | 78.95 | 73.05 | 67.25 | 61.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 96.85 | 91.05 | 85.25 | 79.35 | 73.55 | 67.75 | 61.85 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 97.10 | 91.25 | 85.45 | 79.60 | 73.75 | 67.95 | 62.10 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 97.15 | — | 91.65 | — | 83.85 | — | 72.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 98.45 | 92.65 | 86.85 | — | 75.15 | — | 63.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 98.95 | 93.15 | 87.25 | 81.45 | 75.65 | 69.75 | 63.95 |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 99.15 | 93.35 | 87.55 | 81.65 | 75.85 | 70.05 | 64.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 99.25 | 93.45 | 87.65 | 81.85 | 75.95 | 70.15 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 99.25 | 93.45 | 87.65 | 81.75 | 75.95 | 70.15 | 64.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 99.45 | 93.65 | 87.85 | 81.95 | 76.15 | 70.35 | 64.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 100.25 | 94.35 | 88.55 | 82.75 | 76.85 | 71.05 | 65.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 100.45 | 94.65 | 88.75 | 82.95 | 77.15 | 71.25 | 65.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 100.45 | 94.65 | 88.75 | 82.95 | 77.15 | 71.25 | 65.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 100.45 | 94.65 | 88.75 | 82.95 | 77.15 | 71.25 | 65.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 100.45 | 94.65 | 88.85 | 82.95 | 77.15 | 71.35 | 65.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 100.75 | 94.95 | 89.15 | 83.25 | 77.45 | 71.65 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 100.95 | 95.15 | 89.35 | — | 77.65 | — | 65.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 101.05 | — | 95.55 | — | 83.85 | — | 72.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 101.55 | 95.65 | 89.85 | 84.05 | 78.15 | 72.35 | 66.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 102.15 | 96.35 | 90.55 | 84.65 | 78.85 | 73.05 | 67.15 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 102.45 | 96.65 | 90.85 | 84.95 | 79.15 | 73.35 | 67.45 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 102.45 | 96.65 | 90.80 | 84.95 | 79.15 | 73.30 | 67.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 103.10 | 97.30 | 91.45 | 85.60 | 79.80 | 73.95 | 68.10 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 103.35 | 97.55 | 91.75 | 85.85 | 80.05 | 74.25 | 68.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 103.35 | 97.55 | 91.75 | 85.85 | 80.05 | 74.25 | 68.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FlexCare | 103.45 | 97.65 | 91.85 | — | 80.15 | — | 68.45 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 103.55 | 97.75 | 91.95 | 86.05 | 80.25 | 74.45 | 68.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 104.25 | 98.45 | 92.60 | 86.75 | 80.95 | 75.10 | 69.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 104.25 | 98.45 | 92.60 | 86.75 | 80.95 | 75.10 | 69.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 104.25 | 98.45 | 92.60 | 86.75 | 80.95 | 75.10 | 69.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 104.25 | 98.45 | 92.60 | 86.75 | 80.95 | 75.10 | 69.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 104.25 | 98.45 | 92.60 | 86.75 | 80.95 | 75.10 | 69.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 104.95 | 99.15 | 93.35 | 87.45 | 81.65 | 75.85 | 69.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 104.95 | 99.15 | 93.35 | 87.45 | 81.65 | 75.85 | 69.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 104.95 | 99.15 | 93.35 | 87.45 | 81.65 | 75.85 | 69.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 105.25 | 99.45 | 93.65 | — | 81.95 | — | 70.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 105.35 | 99.55 | 93.70 | 87.85 | 82.05 | 76.20 | 70.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 106.15 | — | 94.45 | — | 82.85 | — | 71.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 106.15 | — | 94.45 | — | 82.85 | — | 71.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 106.15 | 100.25 | 94.45 | 88.65 | 82.75 | 76.95 | 71.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 106.75 | 100.95 | 95.15 | — | 83.45 | — | 71.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 106.95 | 101.15 | 95.35 | 89.45 | 83.65 | 77.85 | 71.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 107.15 | — | 95.55 | — | 83.85 | — | 72.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 107.15 | — | 95.55 | — | 83.85 | — | 72.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 107.15 | — | 95.55 | — | 83.85 | — | 72.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 107.15 | — | 95.55 | — | 83.85 | — | 72.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 107.15 | — | 95.55 | — | 83.85 | — | 72.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 107.45 | — | 95.75 | — | 84.05 | — | 72.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 107.45 | — | 95.75 | — | 84.05 | — | 72.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 107.60 | 101.80 | 95.95 | 90.10 | 84.30 | 78.45 | 72.60 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 108.05 | — | 96.35 | — | 84.75 | — | 73.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 108.15 | 102.35 | 96.55 | 90.65 | 84.85 | 79.05 | 73.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 108.35 | 102.55 | 96.75 | 90.85 | 85.05 | 79.25 | 73.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 110.95 | 105.15 | 99.25 | 93.45 | 87.65 | 81.75 | 75.95 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 112.95 | 107.15 | 101.45 | 95.45 | 89.65 | 83.85 | 77.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 115.95 | 110.15 | 104.35 | 98.45 | 92.65 | 86.85 | 80.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 118.15 | 112.35 | 106.55 | — | 94.85 | — | 83.15 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.25 | 113.65 | 110.25 | 101.75 | 95.95 | 90.25 | 84.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 121.25 | — | 109.55 | — | 97.95 | — | 86.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 123.25 | 118.15 | 111.75 | 106.60 | 100.20 | 95.10 | 88.70 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 123.55 | — | — | 106.05 | — | — | 88.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 129.85 | — | — | 112.45 | — | — | 94.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 134.65 | — | — | 117.15 | — | — | 99.65 |

125 offers from 27 health insurers.: https://praemiencheck.onedoc.ch/en/zg/baar/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/zg/baar/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/zg/baar/child/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Baar for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Baar](https://praemiencheck.onedoc.ch/en/zg/baar/) is Agrisano (AGRIsmart) at 72.45 CHF a month.

### How much does health insurance cost in Baar in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/zg/baar/child/) with a deductible of 0 CHF and with accident cover, monthly premiums run from 72.45 CHF (Agrisano, AGRIsmart) to 134.65 CHF (rhenusana, Standard model): 125 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 85.95 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Baar for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 72.45 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/zg/baar/child/with-accident/deductible-0/) to 42.15 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/zg/baar/child/with-accident/deductible-600/): 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Baar for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 84.45 CHF (Agrisano), family doctor / HMO 77.35 CHF (Agrisano), flexible model 79.35 CHF (Helsana), telemedicine 72.45 CHF (Agrisano).

### Does a second or third child pay less in Baar?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 17 of the 27 insurers present in Baar file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 72.45 CHF | 30.25 CHF from the 3rd child |
| Visana | Tel Doc | 84.55 CHF | 32.75 CHF from the 3rd child |
| Galenos | Managed Care | 96.45 CHF | 34.45 CHF from the 3rd child |
| sana24 | Managed Care | 96.85 CHF | 36.15 CHF from the 3rd child |
| CONCORDIA | HMO | 82.65 CHF | 38.05 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 97.15 CHF | 40.15 CHF from the 3rd child |
| Aquilana | SMARTMED | 85.75 CHF | 40.55 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 86.45 CHF | 40.85 CHF from the 3rd child |
| Krankenkasse Steffisburg | Casa | 102.45 CHF | 54.25 CHF from the 3rd child |
| rhenusana | sanmed24 | 123.55 CHF | 59.45 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 86.05 CHF | 63.35 CHF from the 5th child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 96.05 CHF | 63.80 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 88.55 CHF | 65.25 CHF from the 5th child |
| SLKK | SmartMed | 81.75 CHF | 73.05 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 102.15 CHF | 75.45 CHF from the 5th child |
| Assura | FeminaVita | 81.65 CHF | 79.95 CHF from the 4th child, 78.25 CHF from the 5th child |
| EGK | EGK-Care | 91.75 CHF | 84.05 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 77.20 CHF at Agrisano (AGRIsmart) gives 72.45 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/zg/baar/child/with-accident/

## Related pages

- With accident cover: from 42.15 to 134.65 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/zg/baar/child/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/zg/baar/child/with-accident/ — replace `zg` with your canton’s two-letter code (ge, vd, zh…) and `baar` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.