# Health insurance premiums 2027 in Baar (ZG), for a child aged 0 to 18, deductible of 500 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Baar](https://praemiencheck.onedoc.ch/en/zg/baar/) ([canton Zug](https://praemiencheck.onedoc.ch/en/zg/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/zg/baar/child/) with a 500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/zg/baar/child/no-accident/), the cheapest monthly basic insurance premium is **49.30 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 99.25 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 73.30 | — | 63.70 | 58.90 | 54.20 | 49.30 | 44.60 | +6.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 76.50 | — | — | — | — | 49.40 | — | −3.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 76.50 | — | — | — | — | 49.40 | — | −3.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 77.30 | — | — | — | — | 50.30 | — | −3.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 78.30 | — | — | — | — | 51.20 | — | +0.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 79.10 | — | — | — | — | 52.00 | — | −3.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 77.50 | — | 67.40 | 62.30 | 57.30 | 52.20 | 47.10 | +7.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 78.00 | — | 67.70 | 62.70 | 57.60 | 52.40 | 47.40 | +6.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 80.40 | 75.00 | 69.60 | 64.10 | 58.70 | 53.30 | 52.10 | +2.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 80.40 | 75.00 | 69.60 | 64.10 | 58.70 | 53.30 | 52.10 | +2.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 80.90 | — | — | — | — | 53.80 | — | −4.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 80.90 | — | — | — | — | 53.80 | — | −6.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 82.60 | 77.20 | 71.70 | 66.10 | 60.60 | 55.10 | 50.30 | +9.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 81.30 | 76.20 | 71.00 | 65.80 | 61.00 | 55.60 | 50.40 | +4.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 83.50 | 78.10 | 72.60 | 67.20 | 61.70 | 56.20 | 53.40 | +9.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 84.70 | — | 73.60 | 68.10 | 62.60 | 57.00 | 51.50 | +6.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 84.40 | 79.00 | 73.60 | 68.10 | 62.80 | 57.40 | 51.90 | +0.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 85.00 | 79.50 | 74.00 | 68.50 | 63.00 | 57.50 | 51.90 | +10.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 84.90 | 79.50 | 74.10 | 68.60 | 63.20 | 57.80 | 52.30 | +0.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 83.10 | 78.10 | 73.10 | 68.00 | 63.30 | 58.00 | 52.90 | +6.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 85.20 | 79.80 | 74.40 | 69.00 | 63.60 | 58.20 | 52.70 | +3.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 85.40 | 80.00 | 74.60 | 69.10 | 63.70 | 58.30 | 52.80 | +0.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 85.40 | 80.00 | 74.60 | 69.10 | 63.70 | 58.30 | 52.80 | +0.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 85.70 | 80.30 | 74.90 | 69.40 | 64.00 | 58.60 | 53.20 | +2.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 84.20 | 79.60 | 74.90 | 70.30 | 64.80 | 58.70 | — | +4.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 84.10 | 79.00 | 73.90 | 68.80 | 64.00 | 58.70 | 53.50 | +6.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 86.40 | 80.90 | 75.50 | 69.90 | 64.40 | 58.90 | 53.30 | +9.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 86.20 | 80.80 | 75.40 | 69.90 | 64.50 | 59.10 | 53.60 | +3.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 86.80 | 81.40 | 76.00 | 70.50 | 65.10 | 59.70 | 54.20 | +1.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 86.80 | 81.40 | 76.00 | 70.50 | 65.10 | 59.70 | 54.20 | +1.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 84.90 | 79.80 | 74.90 | 69.80 | 64.90 | 59.90 | 54.80 | −7.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 84.90 | 79.80 | 74.90 | 69.80 | 64.90 | 59.90 | 54.80 | −7.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 87.10 | 81.70 | 76.30 | 70.80 | 65.40 | 60.00 | 54.50 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 87.50 | 82.00 | 76.60 | 71.10 | 65.70 | 60.20 | 54.80 | +9.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 87.50 | 82.00 | 76.60 | 71.10 | 65.70 | 60.20 | 54.80 | +9.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 87.70 | 82.40 | 77.00 | 71.50 | 66.10 | 60.70 | 55.20 | +1.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 87.90 | — | — | — | — | 60.90 | — | −6.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 88.00 | 82.60 | 77.20 | 71.80 | 66.40 | 61.00 | — | +5.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 89.70 | 84.30 | 78.90 | 73.40 | 68.00 | 62.60 | 57.10 | +1.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 90.30 | 84.90 | 79.40 | 73.90 | 68.50 | 63.10 | — | −26.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 90.30 | 84.90 | 79.40 | 73.90 | 68.50 | 63.10 | — | −26.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 92.40 | 86.90 | 81.50 | 75.90 | 70.80 | 65.00 | 59.50 | +7.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 92.20 | 86.80 | 81.40 | 75.90 | 70.50 | 65.10 | 59.70 | −7.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 93.80 | 88.40 | 83.00 | 77.50 | 72.10 | 66.70 | 61.20 | +0.8 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 94.75 | 89.25 | 83.75 | 78.30 | 72.80 | 67.30 | 61.85 | −4.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 94.60 | 89.10 | 83.70 | 78.20 | 72.80 | 67.30 | 61.90 | +6.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 94.90 | 89.40 | 84.00 | 78.40 | 72.90 | 67.40 | 61.90 | +8.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 95.00 | 89.60 | 84.10 | 78.60 | 73.20 | 67.70 | 62.30 | +6.8 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 95.75 | 90.25 | 84.75 | 79.30 | 73.80 | 68.30 | 62.85 | −4.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 96.80 | 91.40 | 86.00 | 80.60 | 75.10 | 69.70 | — | +5.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 96.90 | 91.50 | 86.00 | 80.60 | 75.10 | 69.70 | 64.20 | +6.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 96.80 | 91.40 | 86.00 | 80.50 | 75.10 | 69.70 | 64.20 | +2.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 97.00 | 91.60 | 86.20 | 80.70 | 75.30 | 69.90 | 64.40 | +1.5 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 97.70 | 92.30 | 86.80 | 81.30 | 75.80 | 70.40 | 64.80 | 0.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 98.10 | 92.70 | 87.20 | 81.80 | 76.30 | 70.90 | 65.40 | +6.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 98.30 | 92.90 | 87.40 | 82.00 | 76.50 | 71.10 | 65.60 | +8.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 98.30 | 92.90 | 87.40 | 82.00 | 76.50 | 71.10 | 65.60 | +8.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 98.30 | 92.90 | 87.40 | 82.00 | 76.50 | 71.10 | 65.60 | +8.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 98.40 | 92.90 | 87.50 | 82.00 | 76.60 | 71.10 | 65.70 | +6.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 98.70 | 93.30 | 87.80 | 82.30 | 76.90 | 71.50 | — | −24.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 99.30 | 93.90 | 88.40 | 83.00 | 77.50 | 72.10 | 66.60 | +8.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 99.40 | 94.00 | 88.60 | 83.10 | 77.70 | 72.30 | 66.80 | +1.4 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 100.30 | 94.90 | 89.40 | 83.90 | 78.50 | 73.10 | 67.60 | +2.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 100.40 | 95.00 | 89.55 | 84.10 | 78.70 | 73.25 | 67.80 | New tariff 2027 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 100.80 | 95.30 | 89.80 | 84.35 | 78.85 | 73.35 | 67.90 | −4.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 100.50 | 95.10 | 89.70 | 84.20 | 78.80 | 73.50 | 68.00 | +1.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 100.50 | 95.10 | 89.70 | 84.20 | 78.80 | 73.50 | 68.00 | +1.5 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 101.30 | 95.90 | 90.50 | 84.90 | 79.50 | 74.10 | 68.60 | +2.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 101.50 | 96.10 | 90.65 | 85.20 | 79.80 | 74.35 | 68.90 | +5.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 101.50 | 96.10 | 90.65 | 85.20 | 79.80 | 74.35 | 68.90 | +5.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 101.50 | 96.10 | 90.65 | 85.20 | 79.80 | 74.35 | 68.90 | +5.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 101.50 | 96.10 | 90.65 | 85.20 | 79.80 | 74.35 | 68.90 | +5.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 101.50 | 96.10 | 90.65 | 85.20 | 79.80 | 74.35 | 68.90 | New tariff 2027 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 102.60 | 97.10 | 91.70 | 86.20 | 80.80 | 75.30 | 69.90 | +6.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 102.60 | 97.10 | 91.70 | 86.20 | 80.80 | 75.30 | 69.90 | +6.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 102.60 | 97.10 | 91.70 | 86.20 | 80.80 | 75.30 | 69.90 | +6.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 102.50 | 97.10 | 91.65 | 86.20 | 80.80 | 75.35 | 69.90 | +4.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 103.60 | 98.20 | 92.70 | 87.30 | 81.80 | 76.40 | 70.90 | +6.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 103.90 | 98.50 | 93.10 | 87.60 | 82.20 | 76.80 | 71.30 | +1.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 104.60 | 99.20 | 93.75 | 88.30 | 82.90 | 77.45 | 72.00 | +4.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 105.60 | 100.10 | 94.70 | 89.20 | 83.70 | 78.30 | 72.80 | +6.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 105.80 | 100.30 | 94.80 | 89.40 | 83.90 | 78.50 | 73.00 | +6.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 108.10 | 102.70 | 97.20 | 91.80 | 86.30 | 80.90 | 75.40 | +5.9 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 110.10 | 104.70 | 99.30 | 93.70 | 88.30 | 82.90 | 77.40 | +2.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 112.30 | 106.90 | 101.50 | 96.00 | 90.60 | 85.20 | 79.80 | +1.4 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 116.60 | 111.30 | 108.10 | 100.20 | 94.70 | 89.30 | 83.70 | +2.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 127.25 | 122.15 | 115.80 | 110.70 | 104.30 | 99.25 | 92.90 | +0.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 75.20 | — | 66.60 | — | 57.80 | — | 51.00 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 79.70 | — | 68.90 | — | 58.00 | — | 49.20 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 79.90 | — | 70.80 | — | 61.50 | — | 52.30 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 79.90 | — | 70.80 | — | 61.50 | — | 52.30 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 80.80 | — | 71.60 | — | 62.20 | — | 52.80 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 82.40 | — | 71.70 | — | 60.80 | — | 49.90 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 83.70 | 78.30 | 72.90 | 67.40 | 62.00 | — | 51.10 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 83.70 | — | 73.00 | — | 62.10 | — | 51.20 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 84.20 | 78.80 | 73.40 | 67.90 | 62.50 | — | 51.60 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 84.60 | — | 75.00 | — | 65.10 | — | 55.30 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 84.70 | — | 73.90 | — | 63.00 | — | 52.10 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 87.70 | 82.30 | 76.90 | 71.40 | 66.10 | — | 55.20 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 88.70 | 83.30 | 77.90 | 72.40 | 67.10 | — | 56.20 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 91.60 | — | 80.80 | — | 69.90 | — | 59.00 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 93.50 | 88.10 | 82.70 | 77.20 | 71.80 | — | 61.00 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 94.00 | — | 83.20 | — | 72.40 | — | 61.50 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 94.80 | — | 89.60 | — | 82.40 | — | 71.60 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 98.00 | 92.50 | 87.00 | — | 75.90 | — | 64.80 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 98.40 | — | 93.30 | — | 82.40 | — | 71.60 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 100.40 | 94.90 | 89.40 | — | 78.30 | — | 67.20 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FlexCare | 102.80 | 97.30 | 91.80 | — | 80.70 | — | 69.50 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 103.20 | — | 92.30 | — | 81.50 | — | 70.60 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 103.20 | — | 92.30 | — | 81.50 | — | 70.60 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 104.10 | — | 93.30 | — | 82.40 | — | 71.60 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 104.10 | — | 93.30 | — | 82.40 | — | 71.60 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 104.10 | — | 93.30 | — | 82.40 | — | 71.60 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 104.10 | — | 93.30 | — | 82.40 | — | 71.60 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 104.10 | — | 93.30 | — | 82.40 | — | 71.60 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 104.40 | — | 93.50 | — | 82.60 | — | 71.80 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 104.40 | — | 93.50 | — | 82.60 | — | 71.80 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 104.50 | 99.00 | 93.50 | — | 82.40 | — | 71.30 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 105.00 | — | 94.10 | — | 83.30 | — | 72.40 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 105.90 | 100.40 | 94.90 | — | 83.80 | — | 72.70 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 116.80 | 111.20 | 105.70 | — | 94.60 | — | 83.50 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 117.20 | — | 106.30 | — | 95.60 | — | 84.70 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 119.40 | — | — | 103.10 | — | — | 86.80 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 125.20 | — | — | 109.00 | — | — | 92.70 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 129.70 | — | — | 113.40 | — | — | 97.10 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Baar for a child aged 0 to 18 with a deductible of 500 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/zg/baar/child/no-accident/), the cheapest offer in [Baar](https://praemiencheck.onedoc.ch/en/zg/baar/) is Agrisano (AGRIsmart) at 49.30 CHF a month.

### How much does health insurance cost in Baar in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/zg/baar/child/) with a deductible of 500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/zg/baar/child/no-accident/), monthly premiums run from 49.30 CHF (Agrisano, AGRIsmart) to 99.25 CHF (vita surselva, Standard model): 125 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 90.70 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Baar for a child aged 0 to 18 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 73.30 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/zg/baar/child/no-accident/deductible-0/) to 44.60 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/zg/baar/child/no-accident/deductible-600/): 28.70 CHF less a month, 344.40 CHF a year. The 600 CHF deductible stays worthwhile up to around 383 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Baar for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 500 CHF and without accident cover, the cheapest premium per model is: standard model 57.00 CHF (Agrisano), family doctor / HMO 49.40 CHF (Helsana), flexible model 51.20 CHF (Helsana), telemedicine 49.30 CHF (Agrisano).

### Does a second or third child pay less in Baar?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 15 of the 27 insurers present in Baar file a reduced premium from a certain number of children insured with them, at a 500 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 49.30 CHF | 20.40 CHF from the 3rd child |
| Visana | Tel Doc | 56.20 CHF | 22.50 CHF from the 3rd child |
| Galenos | Managed Care | 67.30 CHF | 23.90 CHF from the 3rd child |
| CONCORDIA | HMO | 55.10 CHF | 24.60 CHF from the 3rd child |
| sana24 | Managed Care | 67.70 CHF | 25.00 CHF from the 3rd child |
| Aquilana | SMARTMED | 58.70 CHF | 29.40 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 59.90 CHF | 30.00 CHF from the 3rd child |
| Krankenkasse Steffisburg | Casa | 73.10 CHF | 40.30 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 57.40 CHF | 43.00 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 59.70 CHF | 44.80 CHF from the 5th child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 67.30 CHF | 45.75 CHF from the 3rd child |
| SLKK | SmartMed | 55.60 CHF | 49.20 CHF from the 3rd child |
| Assura | FeminaVita | 53.30 CHF | 51.80 CHF from the 4th child, 50.20 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 72.30 CHF | 54.30 CHF from the 5th child |
| EGK | EGK-Care | 63.10 CHF | 55.90 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Baar is in region 0 of canton Zug.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/zg/baar/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Baar (ZG): every situation: https://praemiencheck.onedoc.ch/en/zg/baar/
- Premiums 2027 in Baar (ZG), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/zg/baar/child/
- Premiums 2027 in Baar (ZG), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/zg/baar/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/zg/baar/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/zg/baar/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/zg/baar/child/with-accident/deductible-500/
- Deductible Premiums 2027 in Baar (ZG), child, deductible of 0 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/baar/child/no-accident/deductible-0/
- Deductible Premiums 2027 in Baar (ZG), child, deductible of 100 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/baar/child/no-accident/deductible-100/
- Deductible Premiums 2027 in Baar (ZG), child, deductible of 200 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/baar/child/no-accident/deductible-200/
- Deductible Premiums 2027 in Baar (ZG), child, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/baar/child/no-accident/deductible-300/
- Deductible Premiums 2027 in Baar (ZG), child, deductible of 400 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/baar/child/no-accident/deductible-400/
- Deductible Premiums 2027 in Baar (ZG), child, deductible of 600 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/zg/baar/child/no-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/zg/baar/child/no-accident/deductible-0/ — replace `zg` with your canton’s two-letter code (ge, vd, zh…), `baar` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-500` with `deductible-600` for another deductible. Markdown version: add `.md`.