# Health insurance premiums 2027 in the canton of Zug (ZG) A single premium region for the 11 municipalities of the canton of Zug: premiums are the same in every municipality. ## A single premium region for the whole canton of Zug ### 11 municipalities - Zug (ZG): https://praemiencheck.onedoc.ch/en/zg/zug/ - Baar (ZG): https://praemiencheck.onedoc.ch/en/zg/baar/ - Cham (ZG): https://praemiencheck.onedoc.ch/en/zg/cham/ - Risch (ZG): https://praemiencheck.onedoc.ch/en/zg/risch/ - Steinhausen (ZG): https://praemiencheck.onedoc.ch/en/zg/steinhausen/ - Unterägeri (ZG): https://praemiencheck.onedoc.ch/en/zg/unterageri/ - Hünenberg (ZG): https://praemiencheck.onedoc.ch/en/zg/hunenberg/ - Oberägeri (ZG): https://praemiencheck.onedoc.ch/en/zg/oberageri/ - Menzingen (ZG): https://praemiencheck.onedoc.ch/en/zg/menzingen/ - Walchwil (ZG): https://praemiencheck.onedoc.ch/en/zg/walchwil/ - Neuheim (ZG): https://praemiencheck.onedoc.ch/en/zg/neuheim/ For [an adult without accident cover](https://praemiencheck.onedoc.ch/en/zg/zug/adult/no-accident/), the lowest premium is 208.45 CHF with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zg/zug/adult/no-accident/deductible-2500/) (Helsana, Helsana BeneFit PLUS General Practitioner R1) and 327.75 CHF a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/zg/zug/adult/no-accident/deductible-300/). For [a young adult without accident cover](https://praemiencheck.onedoc.ch/en/zg/zug/young-adult/no-accident/), the lowest premium is 143.25 CHF with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zg/zug/young-adult/no-accident/deductible-2500/) (Agrisano, AGRIsmart) and 238.45 CHF a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/zg/zug/young-adult/no-accident/deductible-300/). For [a child with accident cover](https://praemiencheck.onedoc.ch/en/zg/zug/child/with-accident/), the lowest premium is 42.15 CHF with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/zg/zug/child/with-accident/deductible-600/) (Agrisano, AGRIsmart) and 72.45 CHF a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/zg/zug/child/with-accident/deductible-0/). Last modified: 29/09/2026 ## Frequently asked questions ### Which health insurer is the cheapest in the canton of Zug in 2027? That depends on your municipality’s premium region. For an adult without accident cover: region 0 ([Zug](https://praemiencheck.onedoc.ch/en/zg/zug/), [Baar](https://praemiencheck.onedoc.ch/en/zg/baar/), [Cham](https://praemiencheck.onedoc.ch/en/zg/cham/)…): 208.45 CHF a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/zg/zug/adult/no-accident/deductible-2500/) (Helsana, Helsana BeneFit PLUS General Practitioner R1) and 327.75 CHF with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/zg/zug/adult/no-accident/deductible-300/). ### What is the lowest premium for a child in the canton of Zug? For [a child with accident cover](https://praemiencheck.onedoc.ch/en/zg/zug/child/with-accident/) and a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/zg/zug/child/with-accident/deductible-0/), the canton’s lowest premium is 72.45 CHF a month with Agrisano (AGRIsmart). ### How many health insurers offer basic insurance in the canton of Zug? In 2027, 27 health insurers offer their models in the canton of Zug. Basic insurance benefits are the same with all of them; only the premium, the model, the deductible and accident cover differ. ### Why are the premiums not the same across the whole canton of Zug? The canton of Zug has a single premium region: for the same offer, the premium is identical in every municipality. The amount varies by health insurer, model, deductible and accident cover, but not by municipality. ### Why is the FOPH-approved premium higher than the price shown? The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 332.50 CHF at Helsana (Helsana BeneFit PLUS General Practitioner R1) gives 327.75 CHF after redistribution. ### Until when can I change health insurer for 2027? Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027. Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website. Canonical: https://praemiencheck.onedoc.ch/en/zg/ ## Related pages - A single premium region for the whole canton of Zug: https://praemiencheck.onedoc.ch/#region-0