# Health insurance premiums 2026 in Wiler (Lötschen) (VS), for a child aged 0 to 18 with accident cover

In 2026, for a child aged 0 to 18 in Wiler (Lötschen), with accident cover, the cheapest health insurance premium is:

- **82.05 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/wiler-lotschen/child/with-accident/deductible-0/) (Krankenkasse Visperterminen, Telemedicine)
- **54.15 CHF** a month with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/wiler-lotschen/child/with-accident/deductible-600/) (Agrisano, AGRIsmart)

## With accident cover: from 54.15 to 142.95 CHF a month depending on the deductible and the model

128 offers from 28 health insurers. With a deductible of 0 CHF, the cheapest is **82.05 CHF** a month with **Krankenkasse Visperterminen** (Telemedicine), the most expensive 142.95 CHF with Sympany (Standard model).

Lowest premium:
- 0 CHF: 82.05 CHF (Krankenkasse Visperterminen, Telemedicine) — https://praemiencheck.onedoc.ch/en/vs/wiler-lotschen/child/with-accident/deductible-0/
- 100 CHF: 84.35 CHF (sodalis, Digimed) — https://praemiencheck.onedoc.ch/en/vs/wiler-lotschen/child/with-accident/deductible-100/
- 200 CHF: 70.90 CHF (Krankenkasse Visperterminen, Telemedicine) — https://praemiencheck.onedoc.ch/en/vs/wiler-lotschen/child/with-accident/deductible-200/
- 300 CHF: 66.00 CHF (Krankenkasse Visperterminen, Telemedicine) — https://praemiencheck.onedoc.ch/en/vs/wiler-lotschen/child/with-accident/deductible-300/
- 400 CHF: 59.05 CHF (Krankenkasse Visperterminen, Telemedicine) — https://praemiencheck.onedoc.ch/en/vs/wiler-lotschen/child/with-accident/deductible-400/
- 500 CHF: 59.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/vs/wiler-lotschen/child/with-accident/deductible-500/
- 600 CHF: 54.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/vs/wiler-lotschen/child/with-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Krankenkasse Visperterminen](https://www.kkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 82.05 | — | 70.90 | 66.00 | 59.05 | — | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 84.25 | — | 74.15 | 69.15 | 64.15 | 59.05 | 54.15 |
| [Krankenkasse Visperterminen](https://www.kkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medicasa | 85.50 | — | 73.85 | 69.45 | 63.45 | — | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 88.85 | — | 78.25 | 73.05 | 67.75 | 62.45 | 57.25 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Digimed | 90.15 | 84.35 | 78.55 | 72.65 | 66.85 | 61.05 | 61.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 90.45 | — | 79.65 | 74.35 | 69.05 | 63.55 | 58.25 |
| [Krankenkasse Visperterminen](https://www.kkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 92.85 | — | 81.10 | 75.20 | 69.45 | — | — |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 92.95 | 87.15 | 81.35 | 75.45 | 69.65 | 63.85 | 63.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 93.25 | 87.45 | 81.65 | 75.75 | 69.95 | — | 58.25 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medicasa | 93.65 | 87.85 | 82.05 | 76.15 | 70.35 | 64.55 | 64.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 95.25 | — | 85.95 | — | 76.65 | — | 67.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 96.05 | — | — | — | — | 66.95 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 96.05 | — | — | — | — | 66.95 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 96.05 | — | — | — | — | 66.95 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 96.55 | — | 87.15 | — | 77.65 | — | 68.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 97.25 | — | — | — | — | 68.15 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 97.85 | 92.05 | 86.25 | 80.35 | 74.55 | — | 62.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 97.85 | 92.75 | 87.65 | 82.45 | 77.55 | 72.25 | 67.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 97.95 | 92.15 | 86.35 | 80.45 | 74.65 | 68.85 | 62.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 98.45 | 92.65 | 86.85 | 80.95 | 75.15 | 69.35 | 63.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Care network (Delta) | 98.45 | 92.65 | 86.85 | 80.95 | 75.15 | 69.35 | 63.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 98.65 | 92.85 | 87.05 | 81.15 | 75.35 | 69.55 | 63.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 98.65 | 92.85 | 87.05 | 81.15 | 75.35 | 69.55 | 63.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 98.75 | — | 87.05 | 81.25 | 75.45 | 69.55 | 63.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 99.65 | — | — | — | — | 70.55 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 99.65 | — | — | — | — | 70.55 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 100.15 | 94.95 | 89.75 | 84.45 | 79.45 | 73.95 | 68.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 101.35 | 96.05 | 90.75 | 85.45 | 80.45 | 74.85 | 69.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 101.45 | 95.65 | 89.85 | 83.95 | 78.15 | 72.35 | 66.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 101.65 | 95.85 | 90.05 | 84.15 | 78.35 | 72.55 | 66.65 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 101.75 | 95.95 | 90.15 | 84.25 | 78.45 | 72.65 | 72.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 102.15 | 96.75 | 91.45 | 85.95 | 80.65 | 75.35 | 69.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 102.15 | 96.75 | 91.45 | 85.95 | 80.65 | 75.35 | 69.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 102.75 | — | 92.85 | — | 82.75 | — | 72.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 102.85 | 97.05 | 91.25 | 85.35 | 79.55 | — | 67.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 102.85 | — | 91.25 | — | 79.55 | — | 67.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 102.85 | — | 91.25 | — | 79.55 | — | 67.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 103.15 | — | — | — | — | 74.05 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 103.45 | 97.65 | 91.85 | 85.95 | 80.15 | — | 68.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 103.65 | 98.65 | 93.55 | 88.55 | 83.35 | 76.45 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 104.35 | — | — | — | — | 75.25 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 104.45 | 98.65 | 92.75 | 86.95 | 81.15 | 75.25 | 71.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 104.65 | — | 93.05 | — | 81.35 | — | 69.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 104.95 | 104.05 | 103.05 | 102.05 | 101.05 | 100.05 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 104.95 | 104.05 | 103.05 | 102.05 | 101.05 | 100.05 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 105.45 | 99.65 | 93.85 | 87.95 | 82.15 | 76.35 | 70.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 105.45 | 99.65 | 93.85 | 87.95 | 82.15 | 76.35 | 70.45 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 106.65 | 100.85 | 95.05 | 89.15 | 83.35 | 77.55 | 71.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 106.65 | 100.85 | 95.05 | 89.15 | 83.35 | 77.55 | 71.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 107.85 | 102.05 | 96.25 | 90.35 | 84.55 | 78.75 | 72.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 107.85 | 102.05 | 96.25 | 90.35 | 84.55 | 78.75 | 72.85 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 107.95 | 102.15 | 96.45 | 90.45 | 84.65 | 78.85 | 72.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 108.75 | — | 99.55 | — | 87.85 | — | 76.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 108.85 | — | 97.25 | — | 85.55 | — | 73.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 109.25 | 103.45 | 97.65 | 91.75 | 85.95 | — | 74.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 109.85 | 104.05 | 98.25 | 92.45 | 86.55 | 80.75 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 110.95 | 105.15 | 99.35 | — | 87.65 | — | 75.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 111.25 | 105.45 | 99.65 | 93.75 | 87.95 | 82.15 | 76.25 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 111.45 | 105.65 | 99.85 | 93.95 | 88.15 | 82.35 | 76.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 111.55 | — | 100.85 | — | 89.95 | — | 78.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 111.65 | 105.85 | 100.05 | 94.15 | 88.35 | 82.55 | 76.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 111.85 | 106.05 | 100.25 | 94.35 | 88.85 | 82.75 | 76.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 113.05 | — | 103.85 | — | 92.15 | — | 80.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 113.15 | 107.35 | 101.55 | 95.65 | 89.85 | 84.05 | 78.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 113.25 | 107.45 | 101.65 | — | 89.95 | — | 78.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 113.95 | — | — | — | — | 84.85 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 114.75 | 108.95 | 103.15 | 97.25 | 91.45 | 85.65 | 79.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 114.85 | — | 103.25 | — | 91.55 | — | 79.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 115.25 | 109.45 | 103.65 | 97.75 | 91.95 | 86.15 | 80.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 115.25 | 109.45 | 103.65 | 97.75 | 91.95 | 86.15 | 80.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 115.85 | 110.05 | 104.25 | — | 92.55 | — | 80.85 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 115.85 | 111.00 | 104.95 | 98.90 | 92.85 | 86.80 | 81.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 117.05 | 111.25 | 105.35 | 99.55 | 93.75 | 87.85 | 82.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 117.05 | 111.25 | 105.35 | 99.55 | 93.75 | 87.85 | 82.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 118.05 | 112.25 | 106.35 | 100.55 | 94.75 | 88.85 | 83.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 118.45 | 112.65 | 106.85 | 100.95 | 95.15 | 89.35 | 83.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 118.55 | — | 106.95 | — | 95.25 | — | 83.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 118.55 | — | 106.95 | — | 95.25 | — | 83.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 118.55 | — | 106.95 | — | 95.25 | — | 83.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 118.55 | — | 106.95 | — | 95.25 | — | 83.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 118.95 | 117.95 | 116.95 | 115.95 | 114.95 | 113.95 | — |
| [Caisse-maladie de la vallée d’Entremont](https://www.cmveo.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 118.95 | 113.15 | 107.35 | 101.45 | 95.65 | 89.85 | 83.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 119.15 | 113.35 | 107.55 | 101.65 | 95.85 | 90.05 | 84.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 119.15 | 113.35 | 107.55 | 101.65 | 95.85 | 90.05 | 84.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 119.85 | 114.05 | 108.25 | 102.45 | 96.55 | 90.75 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 120.25 | — | 108.65 | — | 96.95 | — | 85.25 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 120.45 | 114.65 | 108.85 | 102.95 | 97.15 | 91.35 | 85.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 121.15 | 115.35 | 109.55 | 103.65 | 97.85 | 92.05 | 86.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 122.65 | 116.85 | 111.05 | 105.15 | 99.35 | 93.55 | 87.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 122.75 | 116.95 | 111.15 | 105.25 | 99.45 | 93.65 | 87.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 122.75 | 116.95 | 111.15 | 105.25 | 99.45 | 93.65 | 87.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 122.95 | — | 111.35 | — | 99.65 | — | 87.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 123.75 | — | 112.05 | — | 100.45 | — | 88.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 123.85 | 118.05 | 112.25 | 106.35 | 100.55 | 94.75 | 88.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 123.85 | 118.05 | 112.25 | 106.35 | 100.55 | 94.75 | 88.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 123.85 | 118.05 | 112.25 | 106.35 | 100.55 | 94.75 | 88.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 123.85 | 118.05 | 112.25 | 106.35 | 100.55 | 94.75 | 88.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 124.05 | 118.25 | 112.45 | 106.55 | 100.75 | 94.95 | 89.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 124.15 | 118.35 | 112.55 | 106.65 | 100.85 | 95.05 | 89.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 124.35 | 118.55 | 112.75 | 106.85 | 101.05 | 95.25 | 89.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 124.35 | 118.55 | 112.75 | 106.85 | 101.05 | 95.25 | 89.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 124.35 | 118.55 | 112.75 | 106.85 | 101.05 | 95.25 | 89.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 124.35 | 118.55 | 112.75 | 106.85 | 101.05 | 95.25 | 89.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 124.35 | 118.55 | 112.75 | 106.85 | 101.05 | 95.25 | 89.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 125.25 | — | 113.55 | — | 101.85 | — | 90.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 125.35 | 119.55 | 113.75 | 107.85 | 102.05 | 96.25 | 90.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 125.75 | 119.85 | 114.05 | 108.25 | 102.35 | 96.55 | 90.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 126.75 | — | 115.05 | — | 103.35 | — | 91.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 127.05 | 121.25 | 115.45 | 109.55 | 103.75 | 97.95 | 92.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 127.05 | 121.15 | 115.35 | 109.55 | 103.65 | 97.85 | 92.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 127.75 | 121.95 | 116.15 | 110.25 | 104.45 | 98.65 | 92.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 127.85 | 122.05 | 116.25 | — | 104.55 | — | 92.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 127.95 | 122.15 | 116.35 | 110.45 | 104.65 | 98.85 | 92.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 128.15 | — | 116.55 | — | 104.85 | — | 93.15 |
| [Caisse-maladie de la vallée d’Entremont](https://www.cmveo.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 128.25 | 122.45 | 116.65 | 110.75 | 104.95 | 99.15 | 93.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 128.55 | 122.75 | 116.95 | 111.05 | 105.25 | 99.45 | 93.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 129.25 | 123.45 | 117.65 | 111.75 | 105.95 | 100.15 | 94.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 129.25 | 123.45 | 117.65 | 111.75 | 105.95 | 100.15 | 94.25 |
| [Groupe Mutuel – AMB](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 130.05 | 124.25 | 118.45 | 112.55 | 106.75 | 100.95 | 95.05 |
| [Groupe Mutuel – AMB](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 130.05 | 124.25 | 118.45 | 112.55 | 106.75 | 100.95 | 95.05 |
| [Groupe Mutuel – AMB](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 134.15 | 128.35 | 122.55 | 116.65 | 110.85 | 105.05 | 99.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 134.25 | 128.45 | 122.55 | 116.75 | 110.95 | 105.05 | 99.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 134.25 | 128.45 | 122.55 | 116.75 | 110.95 | 105.05 | 99.25 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 135.15 | — | — | 117.75 | — | — | 100.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 137.75 | 131.95 | 126.15 | 120.25 | 114.45 | 108.65 | 102.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 138.55 | 132.75 | 126.85 | 121.05 | 115.25 | 109.35 | 103.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 142.55 | 136.75 | 130.95 | 125.05 | 119.25 | 113.45 | 107.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 142.95 | — | 131.35 | — | 119.65 | — | 107.95 |

128 offers from 28 health insurers.: https://praemiencheck.onedoc.ch/en/vs/wiler-lotschen/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/vs/wiler-lotschen/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/vs/wiler-lotschen/child/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Wiler (Lötschen) for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in [Wiler (Lötschen)](https://praemiencheck.onedoc.ch/en/vs/wiler-lotschen/) is Krankenkasse Visperterminen (Telemedicine) at 82.05 CHF a month.

### How much does health insurance cost in Wiler (Lötschen) in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/vs/wiler-lotschen/child/) with a deductible of 0 CHF and with accident cover, monthly premiums run from 82.05 CHF (Krankenkasse Visperterminen, Telemedicine) to 142.95 CHF (Sympany, Standard model): 128 offers from 28 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 95.55 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Wiler (Lötschen) for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 84.25 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/wiler-lotschen/child/with-accident/deductible-0/) to 54.15 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/wiler-lotschen/child/with-accident/deductible-600/): 30.10 CHF less a month, 361.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 401 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Wiler (Lötschen) for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 92.85 CHF (Krankenkasse Visperterminen), family doctor / HMO 85.50 CHF (Krankenkasse Visperterminen), flexible model 96.05 CHF (Helsana), telemedicine 82.05 CHF (Krankenkasse Visperterminen).

### Does a second or third child pay less in Wiler (Lötschen)?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 19 of the 28 insurers present in Wiler (Lötschen) file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 84.25 CHF | 35.45 CHF from the 3rd child |
| Krankenkasse Visperterminen | Telemedicine | 82.05 CHF | 38.45 CHF from the 3rd child |
| Visana | Med Call | 104.45 CHF | 40.75 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 108.75 CHF | 42.35 CHF from the 3rd child |
| Galenos | Tel Doc | 113.15 CHF | 42.45 CHF from the 3rd child |
| sodalis | Digimed | 90.15 CHF | 42.65 CHF from the 3rd child |
| sana24 | Combi Care | 119.15 CHF | 44.85 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 102.15 CHF | 48.55 CHF from the 3rd child |
| CONCORDIA | HMO | 98.65 CHF | 49.05 CHF from the 3rd child |
| Aquilana | SMARTMED | 103.65 CHF | 49.25 CHF from the 3rd child |
| Krankenkasse Steffisburg | Sanmed24 | 106.65 CHF | 61.95 CHF from the 3rd child |
| rhenusana | Standard model | 135.15 CHF | 65.05 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex | 106.65 CHF | 78.65 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 97.85 CHF | 87.55 CHF from the 3rd child |
| EGK | EGK-Care | 104.95 CHF | 90.55 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed | 122.75 CHF | 90.75 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed | 127.75 CHF | 94.55 CHF from the 5th child |
| Assura | Qualimed | 97.95 CHF | 96.35 CHF from the 4th child, 94.85 CHF from the 5th child |
| Groupe Mutuel – AMB | PrimaCare | 130.05 CHF | 96.25 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 87.20 CHF at Krankenkasse Visperterminen (Telemedicine) gives 82.05 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vs/wiler-lotschen/child/with-accident/

## Related pages

- With accident cover: from 54.15 to 142.95 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/vs/wiler-lotschen/child/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/vs/wiler-lotschen/child/with-accident/ — replace `vs` with your canton’s two-letter code (ge, vd, zh…) and `wiler-lotschen` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.