# Health insurance premiums 2027 in Vernayaz (VS), for a young adult aged 19 to 25 with accident cover

In 2027, for a young adult aged 19 to 25 in Vernayaz, with accident cover, the cheapest health insurance premium is:

- **368.00 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/vernayaz/young-adult/with-accident/deductible-300/) (Groupe Mutuel – Mutuel, SanaTel (Telemedicine))
- **240.00 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/vernayaz/young-adult/with-accident/deductible-2500/) (Groupe Mutuel – Mutuel, SanaTel (Telemedicine))

## With accident cover: from 240.00 to 517.20 CHF a month depending on the deductible and the model

112 offers from 24 health insurers. With a deductible of 300 CHF, the cheapest is **368.00 CHF** a month with **Groupe Mutuel – Mutuel** (SanaTel (Telemedicine)), the most expensive 517.20 CHF with sana24 (Standard model).

Lowest premium:
- 300 CHF: 368.00 CHF (Groupe Mutuel – Mutuel, SanaTel (Telemedicine)) — https://praemiencheck.onedoc.ch/en/vs/vernayaz/young-adult/with-accident/deductible-300/
- 500 CHF: 356.50 CHF (Groupe Mutuel – Mutuel, SanaTel (Telemedicine)) — https://praemiencheck.onedoc.ch/en/vs/vernayaz/young-adult/with-accident/deductible-500/
- 1'000 CHF: 327.50 CHF (Groupe Mutuel – Mutuel, SanaTel (Telemedicine)) — https://praemiencheck.onedoc.ch/en/vs/vernayaz/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 298.00 CHF (Groupe Mutuel – Mutuel, SanaTel (Telemedicine)) — https://praemiencheck.onedoc.ch/en/vs/vernayaz/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 269.00 CHF (Groupe Mutuel – Mutuel, SanaTel (Telemedicine)) — https://praemiencheck.onedoc.ch/en/vs/vernayaz/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 240.00 CHF (Groupe Mutuel – Mutuel, SanaTel (Telemedicine)) — https://praemiencheck.onedoc.ch/en/vs/vernayaz/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 368.00 | 356.50 | 327.50 | 298.00 | 269.00 | 240.00 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 374.90 | 368.30 | 334.10 | 304.90 | 275.80 | 246.60 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 375.60 | 364.00 | 334.80 | 305.60 | 276.50 | 247.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 376.25 | 364.60 | 335.45 | 306.25 | 277.10 | 247.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 376.25 | 364.60 | 335.45 | 306.25 | 277.10 | 247.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 376.40 | 364.90 | 335.90 | 306.40 | 277.40 | 248.40 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 377.70 | 366.10 | 336.90 | 307.70 | 278.60 | 249.40 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 379.90 | 368.30 | 339.10 | 309.90 | 280.80 | 251.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 380.20 | 368.55 | 339.40 | 310.20 | 281.05 | 251.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 380.20 | 368.55 | 339.40 | 310.20 | 281.05 | 251.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 380.20 | 368.55 | 339.40 | 310.20 | 281.05 | 251.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 380.20 | 368.55 | 339.40 | 310.20 | 281.05 | 251.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 380.20 | 368.55 | 339.40 | 310.20 | 281.05 | 251.90 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 380.70 | 369.10 | 339.90 | 310.70 | 281.60 | 252.40 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 380.70 | 369.20 | 340.20 | 310.70 | 281.70 | 252.70 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 380.70 | 369.20 | 340.20 | 310.70 | 281.70 | 252.70 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 380.80 | 369.10 | 340.00 | 310.80 | 281.60 | 252.50 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 383.00 | 371.30 | 342.20 | 313.00 | 283.80 | 254.70 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 386.80 | 375.20 | 346.00 | 316.80 | 287.70 | 258.50 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 387.40 | 375.80 | 346.60 | 317.40 | 288.30 | 259.10 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 388.60 | 377.00 | 347.80 | 318.60 | 289.50 | 260.30 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 388.60 | 382.00 | 347.80 | 318.60 | 289.50 | 260.30 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 388.70 | 377.90 | 351.10 | 324.30 | 297.50 | 270.70 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 388.70 | 377.90 | 351.10 | 324.30 | 297.50 | 270.70 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 388.90 | 377.30 | 348.10 | 318.90 | 289.80 | 260.60 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 390.60 | 379.00 | 349.80 | 320.60 | 291.50 | 262.30 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 391.30 | 381.20 | 355.80 | 330.50 | 305.10 | 273.20 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 391.80 | 380.20 | 351.00 | 321.80 | 292.70 | 263.50 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 391.95 | 380.30 | 351.15 | 321.95 | 292.80 | 263.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 393.20 | 386.50 | 352.40 | 323.20 | 294.00 | 264.90 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 396.20 | 384.60 | 355.40 | 326.20 | 297.10 | 267.90 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 399.80 | 388.30 | 359.30 | 329.80 | 300.80 | 271.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 401.90 | 390.30 | 365.70 | 336.50 | 302.80 | 273.60 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 403.00 | 391.50 | 362.50 | 333.00 | 304.00 | 275.00 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 404.80 | 393.20 | 364.00 | 334.80 | 305.70 | 276.50 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 407.20 | 395.60 | 366.40 | 337.20 | 308.10 | 278.90 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 407.60 | 396.10 | 367.10 | 337.60 | 308.60 | 279.60 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 409.10 | 397.60 | 368.60 | 339.10 | 310.10 | 281.10 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 410.30 | 398.70 | 369.50 | 340.30 | 311.20 | 282.00 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 410.30 | 398.70 | 369.50 | 340.30 | 311.20 | 282.00 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 413.80 | 402.30 | 373.30 | 343.80 | 314.80 | 285.80 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 414.40 | 402.70 | 373.60 | 344.40 | 315.20 | 286.10 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 416.00 | 409.40 | 375.20 | 346.00 | 316.90 | 287.70 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 416.20 | 404.60 | 375.40 | 346.20 | 317.10 | 287.90 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 416.20 | 404.60 | 375.40 | 346.20 | 317.10 | 287.90 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 416.80 | 405.30 | 376.30 | 346.80 | 317.80 | 288.80 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 416.80 | 405.30 | 376.30 | 346.80 | 317.80 | 288.80 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 418.30 | 411.70 | 377.50 | 348.30 | 319.20 | 290.00 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 418.90 | 407.30 | 378.10 | 348.90 | 319.80 | 290.60 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 419.90 | 408.30 | 379.10 | 349.90 | 320.80 | 291.60 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 419.90 | 408.30 | 379.10 | 349.90 | 320.80 | 291.60 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 422.40 | 410.80 | 381.60 | 352.40 | 323.30 | 294.10 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 422.50 | 415.40 | 386.20 | 357.10 | 323.30 | 294.20 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 422.90 | 411.40 | 382.40 | 352.90 | 323.90 | 294.90 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 423.10 | 411.50 | 382.30 | 353.10 | 324.00 | 294.80 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 424.00 | 412.40 | 383.20 | 354.00 | 324.90 | 295.70 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 424.00 | 412.40 | 383.20 | 354.00 | 324.90 | 295.70 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 424.30 | 412.70 | 383.50 | 354.30 | 325.20 | 296.00 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 424.50 | 412.80 | 383.70 | 354.50 | 325.30 | 296.20 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 424.60 | 413.00 | 383.80 | 354.60 | — | 296.30 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 424.80 | 417.70 | 393.10 | 363.90 | 343.90 | 314.70 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 427.80 | 416.30 | 387.30 | 357.80 | 328.80 | 299.80 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 428.40 | 416.80 | 387.60 | 358.40 | — | 300.10 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 428.40 | 416.80 | 387.60 | 358.40 | — | 300.10 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 429.30 | 417.70 | 388.50 | 359.30 | 330.20 | 301.00 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 430.60 | 419.00 | 389.80 | 360.60 | 331.50 | 302.30 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 430.70 | 419.10 | 389.90 | 360.70 | 331.60 | 302.40 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 431.10 | 419.50 | 390.30 | 361.10 | 332.00 | 302.80 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medicasa | 431.20 | 419.60 | 390.40 | 361.20 | 332.10 | 302.90 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 434.10 | 422.50 | 393.30 | 364.10 | 335.00 | 305.80 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 434.30 | 427.60 | 393.50 | 364.30 | 335.10 | 306.00 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 436.20 | 429.10 | 404.50 | 375.30 | 355.30 | 326.10 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 436.60 | 425.00 | 395.80 | 366.60 | 337.50 | 308.30 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 439.20 | 427.60 | 398.40 | 369.20 | 340.10 | 310.90 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 439.30 | 427.70 | 398.50 | 369.30 | 340.20 | 311.00 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 440.20 | 428.60 | 399.40 | 370.20 | 341.10 | 311.90 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 443.00 | 435.90 | 411.30 | 382.20 | 357.60 | 328.40 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 444.20 | 432.60 | 403.40 | 374.20 | 345.10 | 315.90 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 444.20 | 432.60 | 403.40 | 374.20 | 345.10 | 315.90 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 444.70 | 434.70 | 409.70 | 384.70 | 354.70 | 324.70 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 445.90 | 434.20 | 405.10 | 375.90 | 346.70 | 317.60 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 449.40 | 437.80 | 408.60 | 379.40 | 350.30 | 321.10 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 449.70 | 438.10 | 408.90 | 379.80 | 350.60 | 321.40 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 450.90 | 439.30 | 410.10 | 380.90 | — | 322.60 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 451.90 | 440.30 | 411.10 | 381.90 | 352.80 | 323.60 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 451.90 | 440.30 | 411.10 | 381.90 | 352.80 | 323.60 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 452.40 | 440.70 | 411.50 | 382.40 | 353.20 | 324.00 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 454.50 | 442.90 | 413.70 | 384.50 | 355.40 | 326.20 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 456.70 | 445.10 | 415.90 | 386.70 | 357.60 | 328.40 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 457.20 | 450.50 | 416.30 | 387.20 | 358.00 | 328.80 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 457.70 | 446.10 | 416.90 | 387.70 | 358.60 | 329.40 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 459.30 | 447.70 | 418.50 | 389.30 | 360.20 | 331.00 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 460.50 | 449.00 | 420.00 | 390.50 | 361.50 | 332.50 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 461.40 | 449.70 | 420.50 | 391.40 | 362.20 | 333.00 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 462.40 | 450.80 | 421.60 | 392.40 | 363.30 | 334.10 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 464.40 | 452.80 | 423.60 | 394.40 | 365.30 | 336.10 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 465.90 | 454.30 | 425.10 | 395.90 | — | 337.60 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 467.50 | 456.00 | 427.00 | 397.50 | 368.50 | 339.50 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 468.00 | 458.65 | 430.55 | 402.50 | 369.70 | 341.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 476.90 | 466.90 | 442.40 | 417.90 | 393.40 | 368.90 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 485.10 | 473.50 | 444.30 | 415.10 | 386.00 | 356.80 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 485.10 | 473.50 | 444.30 | 415.10 | 386.00 | 356.80 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 486.20 | 474.50 | 445.40 | 416.20 | 387.00 | 357.90 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 501.70 | 490.00 | 460.90 | 431.70 | 402.50 | 373.40 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 501.70 | 490.00 | 460.90 | 431.70 | 402.50 | 373.40 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 501.70 | 490.00 | 460.90 | 431.70 | 402.50 | 373.40 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 503.40 | 491.80 | 462.60 | 433.40 | — | 375.10 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.80 | 493.20 | 464.00 | 434.80 | 405.70 | 376.50 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 510.60 | 499.00 | 469.80 | 440.60 | 411.50 | 382.30 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 512.00 | 500.40 | 471.20 | 442.00 | 412.90 | 383.70 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 512.00 | 500.40 | 471.20 | 442.00 | 412.90 | 383.70 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 517.20 | 505.50 | 476.40 | 447.20 | 418.00 | 388.90 |

112 offers from 24 health insurers.: https://praemiencheck.onedoc.ch/en/vs/vernayaz/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/vs/vernayaz/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/vs/vernayaz/young-adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Vernayaz for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Vernayaz](https://praemiencheck.onedoc.ch/en/vs/vernayaz/) is Groupe Mutuel – Mutuel (SanaTel (Telemedicine)) at 368.00 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 391.95 CHF a month.

### How much does health insurance cost in Vernayaz in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/vs/vernayaz/young-adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 368.00 CHF (Groupe Mutuel – Mutuel, SanaTel (Telemedicine)) to 517.20 CHF (sana24, Standard model): 112 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 317.40 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Vernayaz for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Groupe Mutuel – Mutuel, SanaTel (Telemedicine)), the premium goes from 368.00 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/vernayaz/young-adult/with-accident/deductible-300/) to 240.00 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/vernayaz/young-adult/with-accident/deductible-2500/): 128.00 CHF less a month, 1'536.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'007 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Vernayaz for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 391.95 CHF (Sanitas), family doctor / HMO 375.60 CHF (CSS), flexible model 380.20 CHF (Sanitas), telemedicine 368.00 CHF (Groupe Mutuel – Mutuel).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vs/vernayaz/young-adult/with-accident/

## Related pages

- With accident cover: from 240.00 to 517.20 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/vs/vernayaz/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/vs/vernayaz/young-adult/with-accident/ — replace `vs` with your canton’s two-letter code (ge, vd, zh…) and `vernayaz` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.