# Health insurance premiums 2027 in Unterbäch (VS), for an adult aged 26 or over with accident cover

In 2027, for an adult aged 26 or over in Unterbäch, with accident cover, the cheapest health insurance premium is:

- **424.25 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/unterbach/adult/with-accident/deductible-300/) (Agrisano, AGRIsmart)
- **313.15 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/unterbach/adult/with-accident/deductible-2500/) (sodalis, Digimed)

## With accident cover: from 313.15 to 611.85 CHF a month depending on the deductible and the model

124 offers from 26 health insurers. With a deductible of 300 CHF, the cheapest is **424.25 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 611.85 CHF with Groupe Mutuel – Avenir (Standard model).

Lowest premium:
- 300 CHF: 424.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/vs/unterbach/adult/with-accident/deductible-300/
- 500 CHF: 414.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/vs/unterbach/adult/with-accident/deductible-500/
- 1'000 CHF: 388.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/vs/unterbach/adult/with-accident/deductible-1000/
- 1'500 CHF: 363.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/vs/unterbach/adult/with-accident/deductible-1500/
- 2'000 CHF: 338.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/vs/unterbach/adult/with-accident/deductible-2000/
- 2'500 CHF: 313.15 CHF (sodalis, Digimed) — https://praemiencheck.onedoc.ch/en/vs/unterbach/adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 424.25 | 414.15 | 388.95 | 363.75 | 338.45 | 313.35 |
| [Krankenkasse Visperterminen](https://www.kkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 435.30 | 424.10 | 395.25 | 365.60 | 348.80 | 323.05 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 441.45 | 429.85 | 401.85 | 376.75 | 351.65 | 313.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 443.25 | 433.05 | 407.35 | 381.65 | 356.05 | 330.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 446.45 | 434.85 | 405.65 | 376.45 | 347.35 | 318.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 449.05 | 438.35 | 411.75 | 385.05 | 358.35 | 331.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 449.75 | 438.15 | 408.95 | 379.75 | 350.65 | 321.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 449.75 | 438.15 | 408.95 | 379.75 | 350.65 | 321.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 449.95 | 438.35 | 409.15 | 379.95 | 350.85 | 321.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 451.55 | 440.85 | 414.05 | 387.15 | 360.35 | 333.55 |
| [Krankenkasse Visperterminen](https://www.kkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medicasa | 452.60 | 440.85 | 411.80 | 382.90 | 353.75 | 335.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 453.45 | 443.05 | 416.75 | 390.45 | 364.25 | 337.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 454.25 | 442.55 | 418.65 | 389.45 | 355.05 | 325.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 455.25 | 443.65 | 414.45 | 385.25 | 356.15 | 326.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 455.75 | 444.15 | 414.95 | 385.75 | — | 327.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 456.05 | 444.45 | 415.25 | 386.05 | 356.95 | 327.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 457.35 | 445.75 | 416.55 | 387.35 | 358.25 | 329.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 457.95 | 446.25 | 417.05 | 387.95 | 358.75 | 329.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 458.55 | 447.95 | 421.45 | 394.85 | 368.35 | 341.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 458.75 | 447.15 | 417.95 | 388.75 | 359.65 | 330.45 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 459.55 | 447.95 | 418.75 | 389.55 | 360.45 | 339.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 459.95 | 448.35 | 419.15 | 389.95 | — | 331.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 461.15 | 450.35 | 423.55 | 396.75 | 369.95 | 343.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 461.15 | 450.35 | 423.55 | 396.75 | 369.95 | 343.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 461.85 | 450.25 | 421.05 | 391.85 | 362.75 | 333.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 463.15 | 451.55 | 422.35 | 393.15 | 364.05 | 334.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 463.25 | 451.65 | 422.45 | 393.25 | 364.15 | 334.95 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 464.85 | 453.25 | 424.05 | 394.85 | 365.75 | 344.85 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medicasa | 465.45 | 453.85 | 424.65 | 395.45 | 366.35 | 337.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 465.55 | 453.95 | 424.75 | 395.55 | 366.45 | 337.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 465.85 | 454.25 | 425.05 | 395.85 | 366.75 | 337.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 465.85 | 454.25 | 425.05 | 395.85 | 366.75 | 337.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 467.45 | 455.75 | 431.85 | 402.65 | 378.75 | 349.65 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 468.05 | 457.95 | 432.55 | 407.25 | 381.85 | 348.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 469.45 | 457.85 | 428.65 | 399.45 | 370.35 | 341.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 470.05 | 458.35 | 434.45 | 405.35 | 370.85 | 341.75 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 470.85 | 459.25 | 431.25 | 406.15 | 381.05 | 342.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 471.55 | 459.85 | 430.65 | 401.55 | 372.35 | 343.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 472.45 | 460.85 | 431.65 | 402.45 | — | 344.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 472.65 | 466.25 | 442.45 | 413.25 | 384.05 | 354.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 475.05 | 463.45 | 434.25 | 405.05 | 375.95 | 346.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 475.15 | 463.55 | 434.35 | 405.15 | 376.05 | 346.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 475.15 | 463.45 | 434.25 | 405.15 | 375.95 | 346.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 477.95 | 466.35 | 437.15 | 407.95 | 378.85 | 349.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 479.05 | 467.45 | 438.25 | 409.05 | 379.95 | 350.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 480.55 | 474.25 | 450.35 | 421.15 | 391.95 | 362.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 480.75 | 469.15 | 439.95 | 410.75 | 381.65 | 352.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 480.75 | 469.15 | 439.95 | 410.75 | — | 352.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 481.45 | 469.75 | 440.55 | 411.45 | 382.25 | 353.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 482.00 | 470.35 | 441.20 | 412.00 | 382.85 | 353.70 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 482.25 | 470.55 | 441.45 | 412.25 | 383.05 | 353.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 484.25 | 472.55 | 443.45 | 414.25 | 385.05 | 355.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 486.35 | 474.75 | 445.55 | 416.35 | 387.25 | 358.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 487.15 | 475.65 | 446.65 | 417.15 | 388.15 | 359.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 487.65 | 476.00 | 446.85 | 417.65 | 388.50 | 359.35 |
| [Krankenkasse Visperterminen](https://www.kkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 489.70 | 477.35 | 449.05 | 420.50 | 390.80 | 363.10 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 489.75 | 478.15 | 448.95 | 419.75 | 390.65 | 361.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 489.85 | 478.15 | 449.05 | 419.85 | 390.65 | 361.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 491.25 | 479.55 | 450.45 | 421.25 | 392.05 | 362.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 493.15 | 481.55 | 452.35 | 423.15 | 394.05 | 364.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 493.15 | 481.55 | 452.35 | 423.15 | 394.05 | 364.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 493.15 | 481.55 | 452.35 | 423.15 | 394.05 | 364.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 494.05 | 482.35 | 453.25 | 424.05 | 394.85 | 365.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 495.25 | 483.65 | 454.45 | 425.35 | 396.15 | 366.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 495.45 | 483.85 | 454.65 | 425.45 | 396.35 | 367.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 497.35 | 485.75 | 456.55 | 427.35 | — | 369.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 497.45 | 485.85 | 456.65 | 427.45 | 398.35 | 369.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 497.45 | 485.85 | 456.65 | 427.45 | 398.35 | 369.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 497.55 | 485.95 | 456.75 | 427.55 | 398.45 | 369.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 497.55 | 485.95 | 456.75 | 427.55 | 398.45 | 369.25 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 499.75 | 488.15 | 458.95 | 429.75 | 400.65 | 371.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 500.25 | 488.65 | 459.45 | 430.25 | 401.15 | 371.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 501.05 | 489.45 | 460.25 | 431.05 | 401.95 | 372.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 501.65 | 490.05 | 460.85 | 431.65 | 402.55 | 373.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.35 | 492.75 | 463.55 | 434.35 | 405.25 | 376.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 504.75 | 498.15 | 463.95 | 434.75 | 405.65 | 376.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 504.75 | 493.15 | 463.95 | 434.75 | 405.65 | 376.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 510.30 | 498.65 | 469.50 | 440.30 | 411.15 | 382.00 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 510.55 | 498.95 | 469.75 | 440.55 | 411.45 | 382.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 510.85 | 504.15 | 470.05 | 440.85 | 411.65 | 382.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 510.85 | 504.15 | 470.05 | 440.85 | 411.65 | 382.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 512.05 | 500.45 | 471.25 | 442.05 | 412.95 | 383.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 515.95 | 504.30 | 475.15 | 445.95 | 416.80 | 387.65 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 516.25 | 505.85 | 479.80 | 448.50 | 417.25 | 391.20 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 516.35 | 504.75 | 475.55 | 446.35 | 417.25 | 388.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 516.45 | 504.95 | 475.95 | 446.45 | 417.45 | 388.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 516.45 | 504.95 | 475.95 | 446.45 | 417.45 | 388.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 516.85 | 510.25 | 476.05 | 446.85 | 417.75 | 388.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 516.85 | 510.25 | 476.05 | 446.85 | 417.75 | 388.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 516.95 | 505.45 | 476.45 | 446.95 | 417.95 | 388.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 516.95 | 505.95 | 478.45 | 450.45 | 422.85 | 395.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 517.05 | 505.35 | 476.15 | 447.05 | 417.85 | 388.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 519.95 | 508.45 | 479.45 | 449.95 | 420.95 | 391.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 521.65 | 510.00 | 480.85 | 451.65 | 422.50 | 393.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 521.65 | 510.00 | 480.85 | 451.65 | 422.50 | 393.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 521.65 | 510.00 | 480.85 | 451.65 | 422.50 | 393.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 522.65 | 511.65 | 484.15 | 456.15 | 428.55 | 401.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 522.75 | 511.15 | 481.95 | 452.75 | 423.65 | 394.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 523.95 | 512.35 | 483.15 | 453.95 | 424.85 | 395.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 527.75 | 516.15 | 486.95 | 457.75 | 428.65 | 399.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 527.75 | 516.15 | 486.95 | 457.75 | 428.65 | 399.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 527.85 | 516.25 | 487.05 | 457.85 | 428.75 | 399.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 527.95 | 516.35 | 487.15 | 457.95 | 428.85 | 399.65 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 528.85 | 517.25 | 488.05 | 458.85 | 429.75 | 400.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 529.05 | 522.35 | 488.15 | 459.05 | 429.85 | 400.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 531.55 | 519.85 | 490.75 | 461.55 | 432.35 | 403.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 533.15 | 521.45 | 492.35 | 463.15 | 433.95 | 404.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 534.75 | 523.25 | 494.25 | 464.75 | 435.75 | 406.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 537.85 | 526.85 | 499.35 | 471.35 | 443.75 | 416.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 538.65 | 527.05 | 497.85 | 468.75 | 439.55 | 410.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 538.85 | 527.25 | 498.05 | 468.85 | — | 410.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 540.95 | 529.45 | 500.45 | 470.95 | 441.95 | 412.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 541.35 | 529.85 | 500.85 | 471.35 | 442.35 | 413.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 547.05 | 535.55 | 506.55 | 477.05 | 448.05 | 419.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 553.25 | 541.65 | 512.45 | 483.25 | 454.15 | 424.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 557.25 | 545.65 | 516.45 | 487.25 | 458.15 | 428.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 559.45 | 547.75 | 518.65 | 489.45 | 460.25 | 431.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 561.25 | 549.60 | 520.45 | 491.25 | 462.10 | 432.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 574.25 | 562.65 | 533.45 | 504.25 | 475.15 | 445.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 578.85 | 567.25 | 538.15 | 508.85 | 479.75 | 450.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 580.85 | 569.35 | 540.35 | 510.85 | 481.85 | 452.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 601.75 | 595.05 | 560.95 | 531.75 | 502.55 | 473.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 605.35 | 593.85 | 564.85 | 535.35 | 506.35 | 477.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 611.85 | 600.35 | 571.35 | 541.85 | 512.85 | 483.85 |

124 offers from 26 health insurers.: https://praemiencheck.onedoc.ch/en/vs/unterbach/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/vs/unterbach/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/vs/unterbach/adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Unterbäch for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Unterbäch](https://praemiencheck.onedoc.ch/en/vs/unterbach/) is Agrisano (AGRIsmart) at 424.25 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Visperterminen (Standard model) at 489.70 CHF a month.

### How much does health insurance cost in Unterbäch in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/vs/unterbach/adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 424.25 CHF (Agrisano, AGRIsmart) to 611.85 CHF (Groupe Mutuel – Avenir, Standard model): 124 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 412.35 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Unterbäch for an adult aged 26 or over with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 424.25 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/unterbach/adult/with-accident/deductible-300/) to 313.35 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/unterbach/adult/with-accident/deductible-2500/): 110.90 CHF less a month, 1'330.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'779 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Unterbäch for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 489.70 CHF (Krankenkasse Visperterminen), family doctor / HMO 449.75 CHF (ÖKK), flexible model 449.75 CHF (ÖKK), telemedicine 424.25 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 429.00 CHF at Agrisano (AGRIsmart) gives 424.25 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vs/unterbach/adult/with-accident/

## Related pages

- With accident cover: from 313.15 to 611.85 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/vs/unterbach/adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/vs/unterbach/adult/with-accident/ — replace `vs` with your canton’s two-letter code (ge, vd, zh…) and `unterbach` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.
