# Health insurance premiums 2027 in Troistorrents (VS), for a young adult aged 19 to 25 without accident cover

In 2027, for a young adult aged 19 to 25 in Troistorrents, without accident cover, the cheapest health insurance premium is:

- **342.20 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/troistorrents/young-adult/no-accident/deductible-300/) (Groupe Mutuel – Mutuel, SanaTel (Telemedicine))
- **223.20 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/troistorrents/young-adult/no-accident/deductible-2500/) (Groupe Mutuel – Mutuel, SanaTel (Telemedicine))

## Without accident cover: from 223.20 to 483.40 CHF a month depending on the deductible and the model

112 offers from 24 health insurers. With a deductible of 300 CHF, the cheapest is **342.20 CHF** a month with **Groupe Mutuel – Mutuel** (SanaTel (Telemedicine)), the most expensive 483.40 CHF with sana24 (Standard model).

Lowest premium:
- 300 CHF: 342.20 CHF (Groupe Mutuel – Mutuel, SanaTel (Telemedicine)) — https://praemiencheck.onedoc.ch/en/vs/troistorrents/young-adult/no-accident/deductible-300/
- 500 CHF: 331.50 CHF (Groupe Mutuel – Mutuel, SanaTel (Telemedicine)) — https://praemiencheck.onedoc.ch/en/vs/troistorrents/young-adult/no-accident/deductible-500/
- 1'000 CHF: 304.60 CHF (Groupe Mutuel – Mutuel, SanaTel (Telemedicine)) — https://praemiencheck.onedoc.ch/en/vs/troistorrents/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 277.10 CHF (Groupe Mutuel – Mutuel, SanaTel (Telemedicine)) — https://praemiencheck.onedoc.ch/en/vs/troistorrents/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 250.10 CHF (Groupe Mutuel – Mutuel, SanaTel (Telemedicine)) — https://praemiencheck.onedoc.ch/en/vs/troistorrents/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 223.20 CHF (Groupe Mutuel – Mutuel, SanaTel (Telemedicine)) — https://praemiencheck.onedoc.ch/en/vs/troistorrents/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 342.20 | 331.50 | 304.60 | 277.10 | 250.10 | 223.20 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 349.40 | 338.60 | 311.40 | 284.30 | 257.20 | 230.00 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 350.10 | 339.40 | 312.40 | 285.00 | 258.00 | 231.00 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 350.30 | 339.45 | 312.30 | 285.10 | 258.00 | 230.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 350.30 | 339.45 | 312.30 | 285.10 | 258.00 | 230.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 350.40 | 344.20 | 312.30 | 285.00 | 257.80 | 230.50 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 353.95 | 343.10 | 316.00 | 288.80 | 261.65 | 234.50 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 353.95 | 343.10 | 316.00 | 288.80 | 261.65 | 234.50 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 353.95 | 343.10 | 316.00 | 288.80 | 261.65 | 234.50 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 353.95 | 343.10 | 316.00 | 288.80 | 261.65 | 234.50 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 353.95 | 343.10 | 316.00 | 288.80 | 261.65 | 234.50 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 354.00 | 343.30 | 316.40 | 288.90 | 261.90 | 235.00 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 354.00 | 343.30 | 316.40 | 288.90 | 261.90 | 235.00 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 354.20 | 343.30 | 316.20 | 289.10 | 261.90 | 234.90 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 356.20 | 345.40 | 318.30 | 291.10 | 264.00 | 236.90 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 357.00 | 346.00 | 318.40 | 290.80 | 263.30 | 235.70 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 359.10 | 348.10 | 320.50 | 292.90 | 265.40 | 237.80 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 360.30 | 349.50 | 322.40 | 295.20 | 268.20 | 241.00 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 361.50 | 351.50 | 326.60 | 301.60 | 276.70 | 251.80 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 361.50 | 351.50 | 326.60 | 301.60 | 276.70 | 251.80 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 361.70 | 350.60 | 322.90 | 295.20 | 267.50 | 239.80 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 363.20 | 357.00 | 325.10 | 297.80 | 270.60 | 243.30 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 364.00 | 354.60 | 330.90 | 307.40 | 283.80 | 254.20 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 364.40 | 353.60 | 326.50 | 299.30 | 272.30 | 245.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 364.90 | 354.05 | 326.90 | 299.75 | 272.60 | 245.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 367.30 | 356.30 | 328.70 | 301.10 | 273.60 | 246.00 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 367.50 | 356.40 | 328.70 | 301.00 | 273.30 | 245.60 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 367.50 | 361.30 | 329.30 | 302.10 | 274.80 | 247.60 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 368.50 | 357.70 | 330.60 | 303.40 | 276.40 | 249.20 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 369.50 | 358.40 | 330.70 | 303.00 | 275.30 | 247.60 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 371.10 | 360.10 | 332.30 | 304.60 | 276.90 | 249.20 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 371.80 | 361.10 | 334.10 | 306.70 | 279.70 | 252.70 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 373.80 | 363.00 | 340.10 | 313.00 | 281.60 | 254.50 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 374.80 | 364.10 | 337.10 | 309.70 | 282.70 | 255.70 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 376.50 | 365.70 | 338.50 | 311.40 | 284.30 | 257.20 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 378.70 | 367.90 | 340.70 | 313.60 | 286.50 | 259.30 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 379.10 | 368.40 | 341.40 | 314.00 | 287.00 | 260.00 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 380.50 | 369.80 | 342.80 | 315.40 | 288.40 | 261.40 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 382.70 | 371.80 | 344.60 | 317.40 | 290.20 | 263.00 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 382.70 | 371.80 | 344.60 | 317.40 | 290.20 | 263.00 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 384.80 | 374.10 | 347.20 | 319.70 | 292.80 | 265.80 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 387.10 | 376.30 | 349.20 | 322.00 | 295.00 | 267.80 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 387.10 | 376.30 | 349.20 | 322.00 | 295.00 | 267.80 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 387.30 | 376.40 | 349.20 | 321.90 | 294.60 | 267.40 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 387.60 | 376.90 | 350.00 | 322.50 | 295.60 | 268.60 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 387.60 | 376.90 | 350.00 | 322.50 | 295.60 | 268.60 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 388.90 | 382.60 | 350.70 | 323.40 | 296.20 | 268.90 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 389.50 | 378.80 | 351.60 | 324.40 | 297.40 | 270.20 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 391.00 | 384.80 | 352.80 | 325.60 | 298.30 | 271.00 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 392.80 | 382.10 | 354.90 | 327.80 | 300.70 | 273.60 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 392.90 | 386.30 | 359.20 | 332.10 | 300.70 | 273.60 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 393.30 | 382.70 | 355.70 | 328.20 | 301.30 | 274.30 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 393.50 | 382.70 | 355.60 | 328.40 | 301.40 | 274.20 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 394.40 | 383.60 | 356.40 | 329.30 | 302.20 | 275.10 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 394.40 | 383.60 | 356.40 | 329.30 | 302.20 | 275.10 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 394.70 | 383.90 | 356.40 | 329.00 | 301.60 | 274.20 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 394.70 | 383.90 | 356.40 | 329.00 | 301.60 | 274.20 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 394.90 | 384.10 | 356.90 | 329.80 | — | 275.60 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 395.00 | 388.40 | 365.60 | 338.40 | 319.80 | 292.70 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 396.60 | 385.70 | 358.50 | 331.20 | 303.90 | 276.70 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 397.90 | 387.20 | 360.20 | 332.80 | 305.80 | 278.80 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 398.40 | 387.60 | 360.50 | 333.30 | — | 279.10 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 398.40 | 387.60 | 360.50 | 333.30 | — | 279.10 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 400.40 | 389.60 | 362.50 | 335.30 | 308.30 | 281.10 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 401.30 | 390.40 | 363.10 | 335.80 | 308.60 | 281.30 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 403.00 | 392.00 | 364.80 | 337.50 | 310.30 | 283.00 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 403.30 | 392.20 | 364.50 | 336.80 | 309.00 | 281.40 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 403.80 | 393.00 | 365.80 | 338.70 | 311.60 | 284.40 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medicasa | 405.30 | 394.50 | 367.00 | 339.60 | 312.20 | 284.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 405.70 | 399.10 | 376.20 | 349.10 | 330.40 | 303.30 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 405.90 | 399.70 | 367.80 | 340.50 | 313.20 | 286.00 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 408.50 | 397.70 | 370.60 | 343.40 | 316.30 | 289.20 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 408.60 | 397.80 | 370.70 | 343.50 | 316.40 | 289.30 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 409.20 | 398.10 | 370.40 | 342.70 | 315.00 | 287.30 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 409.40 | 398.60 | 371.50 | 344.30 | 317.30 | 290.10 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 412.00 | 405.40 | 382.60 | 355.40 | 332.60 | 305.40 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 412.60 | 401.70 | 374.10 | 346.50 | 319.00 | 291.40 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 413.20 | 402.40 | 375.20 | 348.10 | 321.00 | 293.80 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 413.20 | 402.40 | 375.20 | 348.10 | 321.00 | 293.80 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 415.80 | 406.50 | 383.10 | 359.70 | 331.70 | 303.60 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 415.90 | 404.90 | 377.80 | 350.60 | 323.30 | 296.20 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 418.00 | 407.20 | 380.00 | 352.90 | 325.80 | 298.70 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 418.30 | 407.50 | 380.30 | 353.30 | 326.10 | 299.00 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 419.30 | 408.50 | 381.40 | 354.20 | — | 300.00 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 420.30 | 409.50 | 382.40 | 355.20 | 328.20 | 301.00 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 420.30 | 409.50 | 382.40 | 355.20 | 328.20 | 301.00 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 422.70 | 411.90 | 384.80 | 357.60 | 330.60 | 303.40 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 422.80 | 411.90 | 384.60 | 357.40 | 330.10 | 302.90 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 424.80 | 413.90 | 386.80 | 359.70 | 332.60 | 305.40 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 427.20 | 416.40 | 389.30 | 362.10 | 335.00 | 307.90 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 427.30 | 421.00 | 389.10 | 361.80 | 334.60 | 307.30 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 428.30 | 417.60 | 390.60 | 363.20 | 336.20 | 309.30 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 430.10 | 419.30 | 392.10 | 365.00 | 337.90 | 310.80 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 430.30 | 419.40 | 391.90 | 364.50 | 337.10 | 309.70 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 431.20 | 420.30 | 393.10 | 365.80 | 338.50 | 311.30 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 431.90 | 421.20 | 394.00 | 366.80 | 339.80 | 312.60 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 433.30 | 422.50 | 395.30 | 368.20 | — | 314.00 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 434.80 | 424.10 | 397.20 | 369.70 | 342.80 | 315.80 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 443.50 | 434.30 | 411.50 | 388.70 | 365.90 | 343.10 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 451.20 | 440.40 | 413.20 | 386.10 | 359.00 | 331.90 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 451.20 | 440.40 | 413.20 | 386.10 | 359.00 | 331.90 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 454.40 | 443.50 | 416.20 | 389.00 | 361.70 | 334.50 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 465.20 | 455.90 | 427.95 | 400.10 | 367.50 | 339.60 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 468.20 | 457.40 | 430.20 | 403.10 | — | 348.80 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 468.90 | 458.00 | 430.70 | 403.50 | 376.20 | 349.00 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 468.90 | 458.00 | 430.70 | 403.50 | 376.20 | 349.00 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 468.90 | 458.00 | 430.70 | 403.50 | 376.20 | 349.00 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 469.50 | 458.70 | 431.60 | 404.40 | 377.40 | 350.20 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 474.90 | 464.10 | 437.00 | 409.80 | 382.70 | 355.60 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 478.60 | 467.70 | 440.40 | 413.10 | 385.90 | 358.60 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 478.60 | 467.70 | 440.40 | 413.10 | 385.90 | 358.60 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 483.40 | 472.50 | 445.20 | 418.00 | 390.70 | 363.40 |

112 offers from 24 health insurers.: https://praemiencheck.onedoc.ch/en/vs/troistorrents/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/vs/troistorrents/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/vs/troistorrents/young-adult/no-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Troistorrents for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in [Troistorrents](https://praemiencheck.onedoc.ch/en/vs/troistorrents/) is Groupe Mutuel – Mutuel (SanaTel (Telemedicine)) at 342.20 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 364.90 CHF a month.

### How much does health insurance cost in Troistorrents in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/vs/troistorrents/young-adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 342.20 CHF (Groupe Mutuel – Mutuel, SanaTel (Telemedicine)) to 483.40 CHF (sana24, Standard model): 112 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 317.40 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Troistorrents for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Groupe Mutuel – Mutuel, SanaTel (Telemedicine)), the premium goes from 342.20 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/troistorrents/young-adult/no-accident/deductible-300/) to 223.20 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/troistorrents/young-adult/no-accident/deductible-2500/): 119.00 CHF less a month, 1'428.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'887 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Troistorrents for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 364.90 CHF (Sanitas), family doctor / HMO 349.40 CHF (CSS), flexible model 353.95 CHF (Sanitas), telemedicine 342.20 CHF (Groupe Mutuel – Mutuel).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vs/troistorrents/young-adult/no-accident/

## Related pages

- Without accident cover: from 223.20 to 483.40 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/vs/troistorrents/young-adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/vs/troistorrents/young-adult/no-accident/ — replace `vs` with your canton’s two-letter code (ge, vd, zh…) and `troistorrents` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.