# Health insurance premiums 2027 in Törbel (VS), for a young adult aged 19 to 25 who wants a deductible of 2'000 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Törbel](https://praemiencheck.onedoc.ch/en/vs/torbel/) ([canton Valais](https://praemiencheck.onedoc.ch/en/vs/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/vs/torbel/young-adult/) with a 2'000 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/vs/torbel/young-adult/with-accident/), the cheapest monthly basic insurance premium is **227.40 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 368.30 CHF with sana24 (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 313.20 | 303.10 | 277.90 | 252.70 | 227.40 | 202.20 | +7.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 338.40 | 326.80 | 297.60 | 268.40 | 239.30 | 210.10 | +7.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 331.30 | 320.60 | 294.00 | 267.30 | 240.60 | 213.90 | +8.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 341.00 | 329.40 | 300.20 | 271.00 | 241.90 | 212.70 | +1.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 333.10 | 322.40 | 295.60 | 268.70 | 241.90 | 215.10 | +7.0 % |
| [Krankenkasse Visperterminen](https://www.kkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 327.75 | 315.75 | 287.65 | 257.85 | 242.45 | 221.20 | +3.4 % |
| [Krankenkasse Visperterminen](https://www.kkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medicasa | 340.65 | 330.80 | 299.55 | 270.75 | 243.80 | 225.35 | +3.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 343.00 | 331.40 | 302.20 | 273.00 | 243.90 | 214.70 | +2.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 345.00 | 333.40 | 304.20 | 275.00 | 245.90 | 216.70 | +7.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 345.50 | 333.90 | 304.70 | 275.50 | 246.40 | 217.20 | +10.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 349.60 | 338.10 | 309.10 | 279.60 | 250.60 | 221.60 | +11.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 350.90 | 339.30 | 310.10 | 280.90 | 251.80 | 222.60 | +1.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 352.20 | 340.60 | 315.30 | 286.20 | 253.10 | 223.90 | New tariff 2027 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 352.70 | 341.10 | 311.90 | 282.70 | 253.60 | 224.40 | +7.0 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 353.80 | 342.20 | 313.00 | 283.80 | 254.70 | 233.90 | +2.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 354.90 | 343.30 | 314.10 | 284.90 | 255.80 | 226.60 | +17.4 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 346.30 | 334.70 | 306.70 | 281.60 | 256.50 | 218.00 | +6.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 348.20 | 337.40 | 310.60 | 283.80 | 257.00 | 230.20 | +0.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 348.20 | 337.40 | 310.60 | 283.80 | 257.00 | 230.20 | +0.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 356.80 | 350.10 | 316.00 | 286.80 | 257.60 | 228.50 | +15.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 357.00 | 345.30 | 316.10 | 287.00 | 257.80 | 228.60 | +17.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 357.60 | 346.10 | 317.10 | 287.60 | 258.60 | 229.60 | +8.7 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 357.80 | 346.20 | 317.00 | 287.80 | 258.70 | 237.80 | +2.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 358.60 | 346.95 | 317.80 | 288.60 | 259.45 | 230.30 | −0.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 358.60 | 346.95 | 317.80 | 288.60 | 259.45 | 230.30 | New tariff 2027 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 361.10 | 349.40 | 320.20 | 291.10 | 261.90 | 232.70 | +17.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 361.00 | 354.40 | 320.20 | 291.00 | 261.90 | 232.70 | +2.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 361.00 | 354.40 | 320.20 | 291.00 | 261.90 | 232.70 | +2.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 361.60 | 350.10 | 321.10 | 291.60 | 262.60 | 233.60 | +5.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 361.60 | 350.10 | 321.10 | 291.60 | 262.60 | 233.60 | +9.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 362.00 | 350.40 | 321.20 | 292.00 | 262.90 | 233.70 | +10.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 362.10 | 350.40 | 321.30 | 292.10 | 262.90 | 233.80 | +7.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 362.35 | 350.70 | 321.55 | 292.35 | 263.20 | 234.05 | −0.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 362.35 | 350.70 | 321.55 | 292.35 | 263.20 | 234.05 | −0.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 362.35 | 350.70 | 321.55 | 292.35 | 263.20 | 234.05 | −0.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 362.35 | 350.70 | 321.55 | 292.35 | 263.20 | 234.05 | −0.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 362.35 | 350.70 | 321.55 | 292.35 | 263.20 | 234.05 | New tariff 2027 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 350.00 | 339.90 | 314.50 | 289.20 | 263.70 | 232.90 | 0.0 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medicasa | 363.20 | 351.60 | 322.40 | 293.20 | 264.10 | 234.90 | +8.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 363.60 | 352.00 | 322.80 | 293.60 | 264.50 | 235.30 | +7.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 363.60 | 352.00 | 322.80 | 293.60 | 264.50 | 235.30 | +7.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 364.10 | 352.50 | 323.30 | 294.10 | 265.00 | 235.80 | +10.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 365.20 | 353.50 | 324.30 | 295.20 | 266.00 | 236.80 | +17.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 368.20 | 356.50 | 327.30 | 298.20 | 269.00 | 239.80 | +2.3 % |
| [Krankenkasse Visperterminen](https://www.kkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 368.25 | 356.40 | 329.40 | 299.20 | 269.65 | 243.05 | +4.3 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 359.80 | 348.20 | 320.20 | 295.10 | 270.00 | 231.50 | +6.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 369.30 | 357.60 | 328.50 | 299.30 | 270.10 | 241.00 | +17.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 369.70 | 358.10 | 328.90 | 299.70 | 270.60 | 241.40 | New tariff 2027 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 370.00 | 358.40 | 329.20 | 300.10 | 270.90 | 242.00 | 0.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 373.55 | 361.90 | 332.75 | 303.55 | 274.40 | 245.25 | −0.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 375.80 | 364.30 | 335.30 | 305.80 | 276.80 | 247.80 | +5.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 376.30 | 364.70 | 335.50 | 306.30 | 277.20 | 248.00 | +2.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 376.70 | 365.10 | 335.90 | 306.70 | 277.60 | 248.40 | +10.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 377.90 | 370.20 | 341.10 | 311.90 | 278.80 | 249.60 | New tariff 2027 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 378.40 | 366.80 | 337.60 | 308.40 | 279.30 | 250.10 | +0.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 367.40 | 357.20 | 331.50 | 305.80 | 280.20 | 254.50 | +5.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 379.40 | 367.80 | 338.60 | 309.40 | 280.30 | 251.10 | +10.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 383.70 | 372.00 | 342.80 | 313.70 | 284.50 | 255.30 | +2.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 383.80 | 372.20 | 343.00 | 313.80 | 284.70 | 255.50 | +7.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 384.60 | 373.10 | 344.10 | 314.60 | 285.60 | 256.60 | +5.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 375.70 | 365.30 | 339.00 | 312.70 | 286.50 | 260.20 | +5.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 386.50 | 374.90 | 345.70 | 316.50 | 287.40 | 258.20 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 386.90 | 375.40 | 346.40 | 316.90 | 287.90 | 258.90 | +4.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 387.60 | 376.00 | 346.80 | 317.60 | 288.50 | 259.30 | +6.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 387.70 | 376.10 | 346.90 | 317.70 | 288.60 | 259.40 | +3.7 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 388.50 | 376.90 | 347.70 | 318.50 | 289.40 | 260.20 | +6.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 379.90 | 369.30 | 342.80 | 316.20 | 289.70 | 263.10 | +5.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 389.00 | 377.50 | 348.50 | 319.00 | 290.00 | 261.00 | +5.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 374.00 | 366.30 | 341.10 | 311.90 | 290.60 | 261.50 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 390.70 | 384.10 | 349.90 | 320.70 | 291.60 | 262.40 | +2.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 390.70 | 384.10 | 349.90 | 320.70 | 291.60 | 262.40 | +2.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 391.30 | 379.80 | 350.80 | 321.30 | 292.30 | 263.30 | +4.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 377.90 | 370.20 | 345.00 | 315.90 | 294.60 | 265.40 | New tariff 2027 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 394.00 | 382.40 | 353.20 | 324.00 | 294.90 | 265.70 | +7.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 394.00 | 382.40 | 353.20 | 324.00 | 294.90 | 265.70 | +7.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 394.20 | 382.60 | 353.40 | 324.20 | 295.10 | 265.90 | +1.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 395.70 | 384.10 | 354.90 | 325.70 | 296.60 | 267.40 | +3.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 383.90 | 376.20 | 351.00 | 321.80 | 296.60 | 267.40 | New tariff 2027 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 397.50 | 385.90 | 356.70 | 327.50 | 298.50 | 269.30 | +2.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 397.80 | 386.20 | 357.00 | 327.80 | 298.70 | 269.50 | +6.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 398.30 | 386.70 | 357.50 | 328.30 | 299.20 | 270.00 | +16.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 398.30 | 386.70 | 357.50 | 328.30 | 299.20 | 270.00 | +18.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 398.30 | 386.70 | 357.50 | 328.30 | 299.20 | 270.00 | +18.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 400.00 | 388.40 | 359.20 | 330.00 | 300.90 | 271.70 | +6.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 400.00 | 388.40 | 359.20 | 330.00 | 300.90 | 271.70 | +6.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 400.10 | 388.60 | 359.60 | 330.10 | 301.10 | 272.10 | +4.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 400.10 | 388.60 | 359.60 | 330.10 | 301.10 | 272.10 | +4.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 401.80 | 390.30 | 361.30 | 331.80 | 302.80 | 273.80 | +6.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 402.20 | 390.60 | 361.40 | 332.30 | 303.10 | 273.90 | 0.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 402.10 | 390.60 | 361.60 | 332.10 | 303.10 | 274.10 | +5.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 403.50 | 396.80 | 362.60 | 333.50 | 304.30 | 275.10 | +2.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 404.00 | 392.40 | 363.20 | 334.00 | 304.90 | 275.70 | +7.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 407.70 | 396.00 | 366.90 | 337.70 | 308.50 | 279.40 | +2.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 407.60 | 396.00 | 366.80 | 337.60 | 308.50 | 279.30 | +16.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 410.30 | 398.60 | 369.50 | 340.30 | 311.10 | 282.00 | +16.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 411.30 | 399.70 | 370.50 | 341.30 | 312.20 | 283.00 | +6.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 412.20 | 400.60 | 371.40 | 342.20 | 313.10 | 283.90 | +23.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 414.70 | 403.10 | 373.90 | 344.70 | 315.60 | 286.40 | +7.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 416.80 | 405.20 | 376.00 | 346.80 | 317.70 | 288.50 | +14.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 417.00 | 405.40 | 376.20 | 347.00 | 317.90 | 288.70 | +4.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 417.50 | 405.90 | 376.70 | 347.50 | 318.40 | 289.20 | +5.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 424.70 | 418.00 | 383.80 | 354.70 | 325.50 | 296.30 | +2.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 424.00 | 415.50 | 385.85 | 356.15 | 326.50 | 296.80 | +2.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 426.10 | 414.50 | 385.30 | 356.10 | 327.00 | 297.80 | +15.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 427.00 | 415.40 | 386.20 | 357.00 | 327.90 | 298.70 | +6.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 427.00 | 415.40 | 386.20 | 357.00 | 327.90 | 298.70 | +6.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 439.50 | 427.80 | 398.60 | 369.50 | 340.30 | 311.10 | +3.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 439.50 | 428.00 | 399.00 | 369.50 | 340.50 | 311.50 | +4.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 442.10 | 430.60 | 401.60 | 372.10 | 343.10 | 314.10 | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 449.40 | 437.80 | 408.60 | 379.40 | 350.30 | 321.10 | +5.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 453.50 | 441.80 | 412.60 | 383.50 | 354.30 | 325.10 | +3.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 453.50 | 441.80 | 412.60 | 383.50 | 354.30 | 325.10 | +3.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 453.50 | 441.80 | 412.60 | 383.50 | 354.30 | 325.10 | +3.9 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 443.50 | 433.50 | 409.00 | 384.50 | 360.00 | 335.50 | +5.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 462.80 | 451.10 | 422.00 | 392.80 | 363.60 | 334.50 | +3.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 462.80 | 451.10 | 422.00 | 392.80 | 363.60 | 334.50 | +3.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 463.20 | 451.60 | 422.40 | 393.20 | 364.10 | 334.90 | +15.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 467.50 | 455.80 | 426.70 | 397.50 | 368.30 | 339.20 | +3.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 373.60 | 362.00 | 332.80 | 303.60 | — | 245.30 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 376.60 | 365.00 | 335.80 | 306.60 | — | 248.30 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 385.80 | 374.20 | 345.00 | 315.80 | — | 257.50 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 392.00 | 380.40 | 351.20 | 322.00 | — | 263.70 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 404.20 | 392.60 | 363.40 | 334.20 | — | 275.90 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 434.90 | 423.30 | 394.10 | 364.90 | — | 306.60 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Törbel for a young adult aged 19 to 25 with a deductible of 2'000 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/vs/torbel/young-adult/with-accident/), the cheapest offer in [Törbel](https://praemiencheck.onedoc.ch/en/vs/torbel/) is Agrisano (AGRIsmart) at 227.40 CHF a month.

### How much does health insurance cost in Törbel in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/vs/torbel/young-adult/) with a deductible of 2'000 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/vs/torbel/young-adult/with-accident/), monthly premiums run from 227.40 CHF (Agrisano, AGRIsmart) to 368.30 CHF (sana24, Standard model): 124 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 286.60 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Törbel for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 313.20 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/torbel/young-adult/with-accident/deductible-300/) to 202.20 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/torbel/young-adult/with-accident/deductible-2500/): 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Törbel for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and with accident cover, the cheapest premium per model is: standard model 262.90 CHF (Agrisano), family doctor / HMO 241.90 CHF (CONCORDIA), flexible model 253.10 CHF (SWICA), telemedicine 227.40 CHF (Agrisano).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Törbel is in region 2 of canton Valais.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vs/torbel/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Törbel (VS): every situation: https://praemiencheck.onedoc.ch/en/vs/torbel/
- Premiums 2027 in Törbel (VS), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/vs/torbel/young-adult/
- Premiums 2027 in Törbel (VS), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/vs/torbel/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/vs/torbel/child/
- Adult: https://praemiencheck.onedoc.ch/en/vs/torbel/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/vs/torbel/young-adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Törbel (VS), young adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vs/torbel/young-adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Törbel (VS), young adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vs/torbel/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Törbel (VS), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vs/torbel/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Törbel (VS), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vs/torbel/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Törbel (VS), young adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vs/torbel/young-adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/vs/torbel/young-adult/with-accident/deductible-300/ — replace `vs` with your canton’s two-letter code (ge, vd, zh…), `torbel` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.