# Health insurance premiums 2027 in St. Niklaus (VS), for an adult aged 26 or over who wants a deductible of 300 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · with accident cover · monthly premiums in CHF_

In [St. Niklaus](https://praemiencheck.onedoc.ch/en/vs/st-niklaus/) ([canton Valais](https://praemiencheck.onedoc.ch/en/vs/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/vs/st-niklaus/adult/) with a 300 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/vs/st-niklaus/adult/with-accident/), the cheapest monthly basic insurance premium is **424.25 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 611.85 CHF with Groupe Mutuel – Avenir (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (300 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 424.25 | 414.15 | 388.95 | 363.75 | 338.45 | 313.35 | +5.6 % |
| [Krankenkasse Visperterminen](https://www.kkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 435.30 | 424.10 | 395.25 | 365.60 | 348.80 | 323.05 | +5.0 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 441.45 | 429.85 | 401.85 | 376.75 | 351.65 | 313.15 | +5.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 443.25 | 433.05 | 407.35 | 381.65 | 356.05 | 330.35 | +4.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 446.45 | 434.85 | 405.65 | 376.45 | 347.35 | 318.15 | +4.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 449.05 | 438.35 | 411.75 | 385.05 | 358.35 | 331.65 | +6.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 449.75 | 438.15 | 408.95 | 379.75 | 350.65 | 321.45 | +5.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 449.75 | 438.15 | 408.95 | 379.75 | 350.65 | 321.45 | +5.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 449.95 | 438.35 | 409.15 | 379.95 | 350.85 | 321.65 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 451.55 | 440.85 | 414.05 | 387.15 | 360.35 | 333.55 | +5.0 % |
| [Krankenkasse Visperterminen](https://www.kkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medicasa | 452.60 | 440.85 | 411.80 | 382.90 | 353.75 | 335.95 | +5.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 453.45 | 443.05 | 416.75 | 390.45 | 364.25 | 337.95 | +4.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 454.25 | 442.55 | 418.65 | 389.45 | 355.05 | 325.85 | +2.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 455.25 | 443.65 | 414.45 | 385.25 | 356.15 | 326.95 | +4.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 455.75 | 444.15 | 414.95 | 385.75 | — | 327.45 | +3.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 456.05 | 444.45 | 415.25 | 386.05 | 356.95 | 327.75 | +2.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 457.35 | 445.75 | 416.55 | 387.35 | 358.25 | 329.05 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 457.95 | 446.25 | 417.05 | 387.95 | 358.75 | 329.55 | +3.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 458.55 | 447.95 | 421.45 | 394.85 | 368.35 | 341.75 | +4.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 458.75 | 447.15 | 417.95 | 388.75 | 359.65 | 330.45 | +2.8 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 459.55 | 447.95 | 418.75 | 389.55 | 360.45 | 339.55 | +2.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 459.95 | 448.35 | 419.15 | 389.95 | — | 331.65 | +3.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 461.15 | 450.35 | 423.55 | 396.75 | 369.95 | 343.15 | +2.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 461.15 | 450.35 | 423.55 | 396.75 | 369.95 | 343.15 | +2.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 461.85 | 450.25 | 421.05 | 391.85 | 362.75 | 333.55 | +4.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 463.15 | 451.55 | 422.35 | 393.15 | 364.05 | 334.85 | +4.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 463.25 | 451.65 | 422.45 | 393.25 | 364.15 | 334.95 | +4.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 464.85 | 453.25 | 424.05 | 394.85 | 365.75 | 344.85 | +2.0 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medicasa | 465.45 | 453.85 | 424.65 | 395.45 | 366.35 | 337.15 | +6.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 465.55 | 453.95 | 424.75 | 395.55 | 366.45 | 337.25 | +4.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 465.85 | 454.25 | 425.05 | 395.85 | 366.75 | 337.55 | +4.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 465.85 | 454.25 | 425.05 | 395.85 | 366.75 | 337.55 | +4.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 467.45 | 455.75 | 431.85 | 402.65 | 378.75 | 349.65 | +2.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 468.05 | 457.95 | 432.55 | 407.25 | 381.85 | 348.15 | 0.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 469.45 | 457.85 | 428.65 | 399.45 | 370.35 | 341.15 | +2.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 470.05 | 458.35 | 434.45 | 405.35 | 370.85 | 341.75 | +4.7 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 470.85 | 459.25 | 431.25 | 406.15 | 381.05 | 342.55 | +5.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 471.55 | 459.85 | 430.65 | 401.55 | 372.35 | 343.15 | +1.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 472.45 | 460.85 | 431.65 | 402.45 | — | 344.15 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 472.65 | 466.25 | 442.45 | 413.25 | 384.05 | 354.95 | +2.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 475.05 | 463.45 | 434.25 | 405.05 | 375.95 | 346.75 | +5.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 475.15 | 463.55 | 434.35 | 405.15 | 376.05 | 346.85 | +7.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 475.15 | 463.45 | 434.25 | 405.15 | 375.95 | 346.75 | +3.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 477.95 | 466.35 | 437.15 | 407.95 | 378.85 | 349.65 | +7.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 479.05 | 467.45 | 438.25 | 409.05 | 379.95 | 350.75 | +4.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 480.55 | 474.25 | 450.35 | 421.15 | 391.95 | 362.85 | +2.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 480.75 | 469.15 | 439.95 | 410.75 | 381.65 | 352.45 | +7.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 480.75 | 469.15 | 439.95 | 410.75 | — | 352.45 | +3.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 481.45 | 469.75 | 440.55 | 411.45 | 382.25 | 353.05 | +12.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 482.00 | 470.35 | 441.20 | 412.00 | 382.85 | 353.70 | −4.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 482.25 | 470.55 | 441.45 | 412.25 | 383.05 | 353.95 | +1.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 484.25 | 472.55 | 443.45 | 414.25 | 385.05 | 355.95 | +12.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 486.35 | 474.75 | 445.55 | 416.35 | 387.25 | 358.05 | +0.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 487.15 | 475.65 | 446.65 | 417.15 | 388.15 | 359.15 | +2.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 487.65 | 476.00 | 446.85 | 417.65 | 388.50 | 359.35 | 0.0 % |
| [Krankenkasse Visperterminen](https://www.kkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 489.70 | 477.35 | 449.05 | 420.50 | 390.80 | 363.10 | +5.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 489.75 | 478.15 | 448.95 | 419.75 | 390.65 | 361.45 | +4.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 489.85 | 478.15 | 449.05 | 419.85 | 390.65 | 361.55 | +12.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 491.25 | 479.55 | 450.45 | 421.25 | 392.05 | 362.95 | +5.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 493.15 | 481.55 | 452.35 | 423.15 | 394.05 | 364.85 | +11.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 493.15 | 481.55 | 452.35 | 423.15 | 394.05 | 364.85 | +13.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 493.15 | 481.55 | 452.35 | 423.15 | 394.05 | 364.85 | +13.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 494.05 | 482.35 | 453.25 | 424.05 | 394.85 | 365.75 | +4.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 495.25 | 483.65 | 454.45 | 425.35 | 396.15 | 366.95 | 0.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 495.45 | 483.85 | 454.65 | 425.45 | 396.35 | 367.15 | +12.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 497.35 | 485.75 | 456.55 | 427.35 | — | 369.05 | +1.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 497.45 | 485.85 | 456.65 | 427.45 | 398.35 | 369.15 | +7.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 497.45 | 485.85 | 456.65 | 427.45 | 398.35 | 369.15 | +4.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 497.55 | 485.95 | 456.75 | 427.55 | 398.45 | 369.25 | +4.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 497.55 | 485.95 | 456.75 | 427.55 | 398.45 | 369.25 | +4.6 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 499.75 | 488.15 | 458.95 | 429.75 | 400.65 | 371.45 | +6.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 500.25 | 488.65 | 459.45 | 430.25 | 401.15 | 371.95 | +5.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 501.05 | 489.45 | 460.25 | 431.05 | 401.95 | 372.75 | +12.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 501.65 | 490.05 | 460.85 | 431.65 | 402.55 | 373.35 | +2.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.35 | 492.75 | 463.55 | 434.35 | 405.25 | 376.05 | +4.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 504.75 | 498.15 | 463.95 | 434.75 | 405.65 | 376.45 | +11.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 504.75 | 493.15 | 463.95 | 434.75 | 405.65 | 376.45 | +11.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 510.30 | 498.65 | 469.50 | 440.30 | 411.15 | 382.00 | −0.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 510.55 | 498.95 | 469.75 | 440.55 | 411.45 | 382.25 | +17.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 510.85 | 504.15 | 470.05 | 440.85 | 411.65 | 382.55 | +1.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 510.85 | 504.15 | 470.05 | 440.85 | 411.65 | 382.55 | +1.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 512.05 | 500.45 | 471.25 | 442.05 | 412.95 | 383.75 | +4.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 515.95 | 504.30 | 475.15 | 445.95 | 416.80 | 387.65 | 0.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 516.25 | 505.85 | 479.80 | 448.50 | 417.25 | 391.20 | +2.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 516.35 | 504.75 | 475.55 | 446.35 | 417.25 | 388.05 | +10.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 516.45 | 504.95 | 475.95 | 446.45 | 417.45 | 388.45 | +4.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 516.45 | 504.95 | 475.95 | 446.45 | 417.45 | 388.45 | +0.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 516.85 | 510.25 | 476.05 | 446.85 | 417.75 | 388.55 | +1.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 516.85 | 510.25 | 476.05 | 446.85 | 417.75 | 388.55 | +1.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 516.95 | 505.45 | 476.45 | 446.95 | 417.95 | 388.95 | +3.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 516.95 | 505.95 | 478.45 | 450.45 | 422.85 | 395.35 | +3.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 517.05 | 505.35 | 476.15 | 447.05 | 417.85 | 388.65 | +3.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 519.95 | 508.45 | 479.45 | 449.95 | 420.95 | 391.95 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 521.65 | 510.00 | 480.85 | 451.65 | 422.50 | 393.35 | 0.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 521.65 | 510.00 | 480.85 | 451.65 | 422.50 | 393.35 | 0.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 521.65 | 510.00 | 480.85 | 451.65 | 422.50 | 393.35 | 0.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 522.65 | 511.65 | 484.15 | 456.15 | 428.55 | 401.05 | +5.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 522.75 | 511.15 | 481.95 | 452.75 | 423.65 | 394.45 | +2.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 523.95 | 512.35 | 483.15 | 453.95 | 424.85 | 395.65 | +4.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 527.75 | 516.15 | 486.95 | 457.75 | 428.65 | 399.45 | +3.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 527.75 | 516.15 | 486.95 | 457.75 | 428.65 | 399.45 | +3.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 527.85 | 516.25 | 487.05 | 457.85 | 428.75 | 399.55 | +11.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 527.95 | 516.35 | 487.15 | 457.95 | 428.85 | 399.65 | +2.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 528.85 | 517.25 | 488.05 | 458.85 | 429.75 | 400.55 | +2.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 529.05 | 522.35 | 488.15 | 459.05 | 429.85 | 400.65 | +1.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 531.55 | 519.85 | 490.75 | 461.55 | 432.35 | 403.25 | +1.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 533.15 | 521.45 | 492.35 | 463.15 | 433.95 | 404.85 | +3.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 534.75 | 523.25 | 494.25 | 464.75 | 435.75 | 406.75 | +3.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 537.85 | 526.85 | 499.35 | 471.35 | 443.75 | 416.25 | +3.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 538.65 | 527.05 | 497.85 | 468.75 | 439.55 | 410.35 | 0.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 538.85 | 527.25 | 498.05 | 468.85 | — | 410.55 | +4.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 540.95 | 529.45 | 500.45 | 470.95 | 441.95 | 412.95 | +3.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 541.35 | 529.85 | 500.85 | 471.35 | 442.35 | 413.35 | +3.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 547.05 | 535.55 | 506.55 | 477.05 | 448.05 | 419.05 | +3.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 553.25 | 541.65 | 512.45 | 483.25 | 454.15 | 424.95 | +7.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 557.25 | 545.65 | 516.45 | 487.25 | 458.15 | 428.95 | +12.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 559.45 | 547.75 | 518.65 | 489.45 | 460.25 | 431.15 | +4.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 561.25 | 549.60 | 520.45 | 491.25 | 462.10 | 432.95 | 0.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 574.25 | 562.65 | 533.45 | 504.25 | 475.15 | 445.95 | +11.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 578.85 | 567.25 | 538.15 | 508.85 | 479.75 | 450.85 | +4.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 580.85 | 569.35 | 540.35 | 510.85 | 481.85 | 452.85 | +2.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 601.75 | 595.05 | 560.95 | 531.75 | 502.55 | 473.45 | +1.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 605.35 | 593.85 | 564.85 | 535.35 | 506.35 | 477.35 | +3.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 611.85 | 600.35 | 571.35 | 541.85 | 512.85 | 483.85 | +3.1 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in St. Niklaus for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/vs/st-niklaus/adult/with-accident/), the cheapest offer in [St. Niklaus](https://praemiencheck.onedoc.ch/en/vs/st-niklaus/) is Agrisano (AGRIsmart) at 424.25 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Visperterminen (Standard model) at 489.70 CHF a month.

### How much does health insurance cost in St. Niklaus in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/vs/st-niklaus/adult/) with a deductible of 300 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/vs/st-niklaus/adult/with-accident/), monthly premiums run from 424.25 CHF (Agrisano, AGRIsmart) to 611.85 CHF (Groupe Mutuel – Avenir, Standard model): 124 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 412.35 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in St. Niklaus for an adult aged 26 or over with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 424.25 CHF a month with the 300 CHF deductible to 313.35 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/st-niklaus/adult/with-accident/deductible-2500/): 110.90 CHF less a month, 1'330.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'779 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in St. Niklaus for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 489.70 CHF (Krankenkasse Visperterminen), family doctor / HMO 449.75 CHF (ÖKK), flexible model 449.75 CHF (ÖKK), telemedicine 424.25 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 429.00 CHF at Agrisano (AGRIsmart) gives 424.25 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: St. Niklaus is in region 2 of canton Valais.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vs/st-niklaus/adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in St. Niklaus (VS): every situation: https://praemiencheck.onedoc.ch/en/vs/st-niklaus/
- Premiums 2027 in St. Niklaus (VS), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/vs/st-niklaus/adult/
- Premiums 2027 in St. Niklaus (VS), adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/vs/st-niklaus/adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/vs/st-niklaus/child/
- Young adult: https://praemiencheck.onedoc.ch/en/vs/st-niklaus/young-adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/vs/st-niklaus/adult/no-accident/deductible-300/
- Deductible Premiums 2027 in St. Niklaus (VS), adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vs/st-niklaus/adult/with-accident/deductible-500/
- Deductible Premiums 2027 in St. Niklaus (VS), adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vs/st-niklaus/adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in St. Niklaus (VS), adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vs/st-niklaus/adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in St. Niklaus (VS), adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vs/st-niklaus/adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in St. Niklaus (VS), adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vs/st-niklaus/adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/vs/st-niklaus/adult/with-accident/deductible-300/ — replace `vs` with your canton’s two-letter code (ge, vd, zh…), `st-niklaus` with your municipality, `adult` with `child` or `young-adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-300` with `deductible-2500` for another deductible. Markdown version: add `.md`.