# Health insurance premiums 2026 in Saxon (VS), for a young adult aged 19 to 25 without accident cover

In 2026, for a young adult aged 19 to 25 in Saxon, without accident cover, the cheapest health insurance premium is:

- **311.55 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/saxon/young-adult/no-accident/deductible-300/) (Groupe Mutuel – Mutuel, SanaTel)
- **197.35 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/saxon/young-adult/no-accident/deductible-2500/) (Groupe Mutuel – Mutuel, SanaTel)

## Without accident cover: from 197.35 to 464.15 CHF a month depending on the deductible and the model

116 offers from 26 health insurers. With a deductible of 300 CHF, the cheapest is **311.55 CHF** a month with **Groupe Mutuel – Mutuel** (SanaTel), the most expensive 464.15 CHF with sana24 (Standard model).

Lowest premium:
- 300 CHF: 311.55 CHF (Groupe Mutuel – Mutuel, SanaTel) — https://praemiencheck.onedoc.ch/en/vs/saxon/young-adult/no-accident/deductible-300/
- 500 CHF: 300.85 CHF (Groupe Mutuel – Mutuel, SanaTel) — https://praemiencheck.onedoc.ch/en/vs/saxon/young-adult/no-accident/deductible-500/
- 1'000 CHF: 273.85 CHF (Groupe Mutuel – Mutuel, SanaTel) — https://praemiencheck.onedoc.ch/en/vs/saxon/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 246.45 CHF (Groupe Mutuel – Mutuel, SanaTel) — https://praemiencheck.onedoc.ch/en/vs/saxon/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 219.45 CHF (Groupe Mutuel – Mutuel, SanaTel) — https://praemiencheck.onedoc.ch/en/vs/saxon/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 197.35 CHF (Groupe Mutuel – Mutuel, SanaTel) — https://praemiencheck.onedoc.ch/en/vs/saxon/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 311.55 | 300.85 | 273.85 | 246.45 | 219.45 | 197.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 316.95 | 310.75 | 278.75 | 251.55 | 224.25 | 220.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 320.15 | 309.35 | 282.15 | 255.05 | 227.95 | 200.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 324.65 | 313.95 | 286.95 | 259.55 | 232.55 | 205.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 325.10 | 314.30 | 287.15 | 259.95 | 232.85 | 205.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 325.35 | 314.55 | 287.35 | 260.15 | 233.05 | 205.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 326.55 | 315.85 | 288.85 | 261.45 | 234.45 | 207.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 328.55 | 317.75 | 290.60 | 263.40 | 236.30 | 209.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 328.55 | 317.75 | 290.60 | 263.40 | 236.30 | 209.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 328.55 | 317.75 | 290.60 | 263.40 | 236.30 | 209.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 328.75 | 317.95 | 290.75 | 263.55 | 236.45 | 209.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 328.75 | 317.95 | 290.75 | 263.55 | 236.45 | 209.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 335.85 | 325.15 | 298.25 | 270.75 | 243.85 | 216.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 337.35 | 326.45 | 299.35 | 272.25 | 245.05 | 218.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 337.75 | 326.65 | 298.95 | 271.25 | 243.55 | 215.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 338.95 | 328.15 | 301.05 | 273.85 | 246.75 | 219.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 339.25 | 328.35 | 301.35 | 274.15 | 247.05 | 219.95 |
| [Caisse-maladie de la vallée d’Entremont](https://www.cmveo.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 342.85 | 332.15 | 305.15 | 277.75 | 250.75 | 223.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 343.25 | 332.15 | 304.45 | 276.75 | 249.05 | 221.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 343.25 | 332.35 | 305.25 | 278.15 | 251.05 | 223.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 345.15 | 334.05 | 306.35 | 278.65 | 250.95 | 223.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 345.35 | 334.65 | 307.45 | 280.25 | 253.25 | 226.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 346.65 | 335.65 | 307.85 | 280.15 | 252.45 | 224.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 347.15 | 336.35 | 309.25 | 282.05 | 255.05 | 227.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 347.45 | 336.65 | 309.45 | 282.35 | 255.25 | 228.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 347.95 | 336.95 | 309.35 | 281.85 | 254.35 | 226.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 347.95 | 336.95 | 309.35 | 281.85 | 254.35 | 226.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 351.15 | 340.35 | 313.15 | 286.05 | 258.95 | 231.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 351.75 | 340.95 | 317.95 | 290.85 | 259.55 | 232.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 352.65 | 346.45 | 314.55 | 287.25 | 260.05 | 232.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 353.25 | 342.55 | 315.65 | 288.15 | 261.25 | 234.25 |
| [Groupe Mutuel – AMB](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 353.95 | 343.25 | 316.25 | 288.85 | 261.85 | 234.85 |
| [Groupe Mutuel – AMB](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 353.95 | 343.25 | 316.25 | 288.85 | 261.85 | 234.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 356.95 | 350.65 | 318.75 | 291.45 | 264.25 | 236.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 357.55 | 346.75 | 319.65 | 292.45 | 265.35 | 238.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 358.15 | 347.15 | 319.65 | 292.05 | 264.55 | 236.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 358.25 | 347.55 | 320.55 | 293.15 | 266.15 | 239.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 358.95 | 349.65 | 325.95 | 302.25 | 278.75 | 249.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 361.55 | 351.55 | 326.65 | 301.75 | 276.75 | 251.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 361.55 | 351.55 | 326.65 | 301.75 | 276.75 | 251.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 361.65 | 350.95 | 323.95 | 296.55 | 269.55 | 242.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 362.15 | 355.45 | 328.35 | 301.15 | 269.95 | 242.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 362.35 | 351.65 | 324.75 | 297.25 | 270.35 | 243.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 362.95 | 352.05 | 324.75 | 297.45 | 270.25 | 242.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 362.95 | 352.05 | 324.75 | 297.45 | 270.25 | 242.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 365.45 | 354.65 | 327.45 | 300.35 | 273.25 | 246.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 365.45 | 354.65 | 327.45 | 300.35 | 273.25 | 246.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 365.45 | 354.65 | 327.45 | 300.35 | 273.25 | 246.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 365.85 | 355.15 | 328.15 | 300.75 | 273.75 | 246.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 366.55 | 355.75 | 328.55 | 301.45 | 274.35 | 247.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 366.55 | 355.75 | 328.55 | 301.45 | 274.35 | 247.25 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Digimed | 367.05 | 356.15 | 329.85 | 306.25 | 282.65 | 246.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 367.65 | 356.85 | 329.75 | 302.55 | 275.55 | 248.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 369.55 | 358.95 | 331.95 | 304.45 | 277.55 | 250.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 370.65 | 360.05 | 333.05 | 305.55 | 278.65 | 251.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 370.65 | 360.05 | 333.05 | 305.55 | 278.65 | 251.65 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 371.75 | 360.85 | 334.65 | 311.05 | 287.45 | 251.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 372.75 | 361.95 | 334.85 | 307.65 | 280.55 | 253.45 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medicasa | 374.25 | 363.35 | 335.85 | 308.45 | 281.05 | 253.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 375.45 | 364.75 | 337.55 | 310.35 | — | 256.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 375.85 | 364.95 | 337.65 | 310.45 | 283.15 | 255.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 377.95 | 371.65 | 339.75 | 312.55 | 285.25 | 257.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 378.45 | 367.75 | 340.75 | 313.35 | 286.35 | 259.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 378.85 | 368.05 | 340.95 | 313.75 | — | 259.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 378.95 | 367.85 | 340.15 | 312.45 | 284.65 | 257.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 380.05 | 373.75 | 341.85 | 314.65 | 287.35 | 260.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 380.85 | 369.95 | 342.85 | 317.75 | 292.75 | 269.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 381.25 | 370.35 | 343.15 | 315.85 | 288.55 | 261.35 |
| [Caisse-maladie de la vallée d’Entremont](https://www.cmveo.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 381.55 | 370.85 | 343.85 | 316.45 | 289.45 | 262.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 382.75 | 371.75 | 343.95 | 316.25 | 288.55 | 260.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 383.05 | 372.25 | 345.15 | 317.95 | 290.95 | 263.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 383.05 | 372.25 | 345.15 | 317.95 | 290.95 | 263.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 383.05 | 372.25 | 345.15 | 317.95 | 290.95 | 263.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 385.05 | 374.05 | 346.85 | 319.55 | 292.35 | 265.05 |
| [Groupe Mutuel – AMB](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 385.15 | 374.45 | 347.45 | 320.05 | 293.05 | 266.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 387.15 | 376.35 | 349.25 | 322.05 | 295.05 | 267.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 389.15 | 378.25 | 351.15 | 324.05 | 296.85 | 269.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 390.75 | 379.95 | 352.75 | 325.65 | 298.55 | 271.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 391.15 | 380.35 | 353.25 | 328.15 | 303.15 | 280.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 391.25 | 380.35 | 353.05 | 325.85 | 298.55 | 271.25 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 393.35 | 382.65 | 355.45 | 328.35 | 301.25 | 274.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 394.65 | 383.85 | 356.65 | 329.55 | 302.45 | 275.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Care network (Delta) | 394.65 | 383.85 | 356.65 | 329.55 | 302.45 | 275.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 394.75 | 388.55 | 356.55 | 329.35 | 302.05 | 274.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 394.85 | 384.05 | 356.75 | 329.45 | 302.25 | 274.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 396.35 | 385.55 | 358.45 | 331.25 | 304.25 | 277.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 396.95 | 386.15 | 358.95 | 331.85 | 304.75 | 277.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 398.65 | 387.85 | 360.75 | 333.55 | — | 279.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 399.15 | 388.35 | 361.25 | 334.05 | 307.05 | 279.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 400.75 | 389.95 | 362.85 | 335.65 | 308.55 | 281.45 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 402.45 | 393.15 | 369.75 | 346.35 | 318.35 | 290.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 402.95 | 391.95 | 364.35 | 336.85 | 309.35 | 281.75 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 405.45 | 394.55 | 367.15 | 339.65 | 312.35 | 284.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 407.85 | 397.05 | 369.85 | 342.75 | 315.65 | 288.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 409.85 | 399.05 | 371.85 | 344.75 | 317.65 | 290.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 410.15 | 399.45 | 372.45 | 345.05 | 318.05 | 291.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 410.75 | 399.85 | 372.65 | 345.35 | 318.05 | 290.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 413.15 | 402.35 | 375.15 | 348.15 | 320.95 | 293.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 413.45 | 402.55 | 375.35 | 348.05 | 320.75 | 293.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 414.05 | 403.35 | 376.35 | 348.95 | 321.95 | 295.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 415.75 | 409.55 | 377.65 | 350.35 | 323.05 | 295.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 421.25 | 412.05 | 389.25 | 366.45 | 343.65 | 320.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 421.85 | 411.05 | 383.85 | 356.75 | — | 302.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 426.45 | 415.65 | 388.45 | 361.35 | 334.25 | 307.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 426.45 | 415.65 | 388.45 | 361.35 | 334.25 | 307.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 435.95 | 425.05 | 397.85 | 370.55 | 343.25 | 316.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 436.05 | 425.35 | 398.15 | 370.95 | 343.95 | 316.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 444.95 | 434.15 | 407.05 | 379.85 | — | 325.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 449.15 | 438.35 | 411.15 | 384.05 | 356.95 | 329.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 450.05 | 439.15 | 411.85 | 384.65 | 357.35 | 330.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 450.05 | 439.15 | 411.85 | 384.65 | 357.35 | 330.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 450.05 | 439.15 | 411.85 | 384.65 | 357.35 | 330.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 450.10 | 441.00 | 413.65 | 381.80 | 354.50 | 322.60 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 459.45 | 448.55 | 421.25 | 393.95 | 366.75 | 339.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 459.45 | 448.55 | 421.25 | 393.95 | 366.75 | 339.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 464.15 | 453.25 | 425.95 | 398.65 | 371.45 | 344.15 |

116 offers from 26 health insurers.: https://praemiencheck.onedoc.ch/en/vs/saxon/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/vs/saxon/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/vs/saxon/young-adult/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Saxon for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in [Saxon](https://praemiencheck.onedoc.ch/en/vs/saxon/) is Groupe Mutuel – Mutuel (SanaTel) at 311.55 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 338.95 CHF a month.

### How much does health insurance cost in Saxon in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/vs/saxon/young-adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 311.55 CHF (Groupe Mutuel – Mutuel, SanaTel) to 464.15 CHF (sana24, Standard model): 116 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 306.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Saxon for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Groupe Mutuel – Mutuel, SanaTel), the premium goes from 311.55 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/saxon/young-adult/no-accident/deductible-300/) to 197.35 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/saxon/young-adult/no-accident/deductible-2500/): 114.20 CHF less a month, 1'370.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'823 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Saxon for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 338.95 CHF (Sanitas), family doctor / HMO 320.15 CHF (CSS), flexible model 326.55 CHF (Groupe Mutuel – Mutuel), telemedicine 311.55 CHF (Groupe Mutuel – Mutuel).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 316.70 CHF at Groupe Mutuel – Mutuel (SanaTel) gives 311.55 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vs/saxon/young-adult/no-accident/

## Related pages

- Without accident cover: from 197.35 to 464.15 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/vs/saxon/young-adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/vs/saxon/young-adult/no-accident/ — replace `vs` with your canton’s two-letter code (ge, vd, zh…) and `saxon` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.