# Health insurance premiums 2027 in Lens (VS), for a child aged 0 to 18, deductible of 200 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Lens](https://praemiencheck.onedoc.ch/en/vs/lens/) ([canton Valais](https://praemiencheck.onedoc.ch/en/vs/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/vs/lens/child/) with a 200 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/vs/lens/child/with-accident/), the cheapest monthly basic insurance premium is **101.05 CHF** with **CONCORDIA** (HMO model) and the most expensive is 161.55 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (200 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 112.65 | 106.85 | 101.05 | 95.15 | 89.35 | 83.55 | 77.65 | +2.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 113.35 | 107.55 | 101.75 | 95.85 | 90.05 | — | 78.35 | +8.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 113.35 | 107.55 | 101.75 | 95.85 | 90.05 | 84.25 | 78.35 | +3.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 114.15 | 108.35 | 102.55 | 96.65 | 90.85 | 85.05 | 79.15 | New tariff 2027 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 114.85 | 109.05 | 103.25 | 97.35 | 91.55 | 85.75 | 85.75 | +8.1 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 115.15 | 109.35 | 103.55 | 97.65 | 91.85 | 86.05 | 86.05 | +7.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 116.05 | 110.25 | 104.45 | 98.55 | 92.75 | 86.95 | 81.05 | +2.6 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medicasa | 116.45 | 110.65 | 104.85 | 98.95 | 93.15 | 87.35 | 87.35 | +11.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 114.55 | — | 105.35 | — | 96.15 | — | 86.85 | +4.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 116.95 | 111.15 | 105.35 | 99.45 | 93.65 | 87.85 | 81.95 | +5.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 117.65 | 111.85 | 106.05 | 100.15 | 94.35 | 88.55 | 82.65 | +5.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 117.65 | 111.85 | 106.05 | 100.15 | 94.35 | 88.55 | 82.65 | +5.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 118.15 | 112.35 | 106.55 | 100.65 | 94.85 | — | 83.15 | +8.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 118.25 | 112.45 | 106.65 | 100.75 | 94.95 | 89.15 | 83.25 | +5.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 116.05 | — | 106.75 | — | 97.45 | — | 88.05 | New tariff 2027 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 116.05 | — | 106.75 | — | 97.45 | — | 88.05 | +4.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 116.95 | 111.85 | 106.85 | 101.75 | 96.65 | 89.35 | — | −0.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 120.95 | 115.05 | 109.25 | 103.45 | 97.55 | 91.75 | 85.95 | +8.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 122.55 | 116.75 | 110.95 | 105.05 | 99.25 | 93.45 | — | −2.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 122.55 | 116.75 | 110.95 | 105.05 | 99.25 | 93.45 | — | −2.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 122.75 | 116.95 | 111.15 | 105.25 | 99.45 | 93.65 | 87.75 | −10.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 123.15 | — | 111.45 | 105.65 | 99.85 | 93.95 | 88.15 | +5.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 123.45 | 117.65 | 111.85 | 105.95 | 100.15 | 94.35 | 88.45 | −9.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 123.45 | 117.65 | 111.85 | 105.95 | 100.15 | 94.35 | 88.45 | −10.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 123.45 | 117.65 | 111.85 | 105.95 | 100.15 | 94.35 | 88.45 | −10.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 123.75 | 118.35 | 113.05 | 107.55 | 102.25 | 96.95 | 91.45 | +7.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 123.75 | 118.35 | 113.05 | 107.55 | 102.25 | 96.95 | 91.45 | +7.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 124.75 | 118.95 | 113.15 | 107.25 | 101.45 | — | 89.75 | +8.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 124.95 | 119.15 | 113.35 | 107.45 | 101.65 | 95.85 | 89.95 | +8.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 124.95 | 119.15 | 113.35 | 107.45 | 101.65 | 95.85 | 89.95 | +10.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 124.95 | 119.15 | 113.35 | 107.45 | 101.65 | 95.85 | 89.95 | +8.7 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 125.25 | 119.45 | 113.65 | 107.75 | 101.95 | 96.15 | 96.15 | +10.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 125.35 | — | 113.75 | — | 102.05 | — | 90.35 | +4.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 125.35 | — | 113.75 | — | 102.05 | — | 90.35 | +4.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 125.55 | 119.75 | 113.95 | 108.05 | 102.25 | — | 90.55 | +8.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 126.55 | 120.75 | 114.95 | 109.05 | 103.25 | 97.45 | 91.55 | +5.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 126.55 | 120.75 | 114.95 | 109.05 | 103.25 | 97.45 | 91.55 | +5.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 125.15 | — | 115.15 | — | 105.05 | — | 95.05 | +4.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 127.55 | — | 115.95 | — | 104.25 | — | 92.55 | +4.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 128.75 | 122.95 | 117.05 | 111.25 | 105.45 | 99.55 | 93.75 | +1.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 129.20 | 123.40 | 117.55 | 111.70 | 105.90 | 100.05 | 94.20 | +6.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 129.35 | 123.55 | 117.75 | 111.85 | 106.05 | 100.25 | 94.35 | +8.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 129.95 | 124.15 | 118.35 | 112.45 | 106.65 | 100.85 | 94.95 | +1.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 129.95 | 124.15 | 118.35 | 112.45 | 106.65 | 100.85 | 94.95 | +1.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 130.25 | 124.35 | 118.55 | 112.75 | 106.85 | 101.05 | 95.25 | +4.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 130.15 | 124.35 | 118.55 | 112.65 | 106.85 | 101.05 | 95.15 | +1.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 130.35 | 124.45 | 118.65 | 112.85 | 106.95 | 101.15 | 95.35 | +1.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 130.60 | 124.80 | 118.95 | 113.10 | 107.30 | 101.45 | 95.60 | +6.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 130.60 | 124.80 | 118.95 | 113.10 | 107.30 | 101.45 | 95.60 | +6.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 130.60 | 124.80 | 118.95 | 113.10 | 107.30 | 101.45 | 95.60 | +6.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 130.60 | 124.80 | 118.95 | 113.10 | 107.30 | 101.45 | 95.60 | +6.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 130.60 | 124.80 | 118.95 | 113.10 | 107.30 | 101.45 | 95.60 | +6.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 130.95 | 125.15 | 119.35 | 113.45 | 107.65 | 101.85 | 95.95 | +2.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 131.05 | 125.25 | 119.45 | 113.55 | 107.75 | 101.95 | 96.05 | +1.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 131.45 | 125.65 | 119.85 | 113.95 | 108.15 | 102.35 | 96.45 | +1.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 132.00 | 126.20 | 120.35 | 114.50 | 108.70 | 102.85 | 97.00 | +6.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 132.25 | 126.45 | 120.65 | — | 108.95 | — | 97.25 | +6.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 131.15 | — | 120.75 | — | 110.15 | — | 99.65 | +0.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 132.55 | 126.75 | 120.95 | 115.05 | 109.25 | — | 97.55 | +8.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 132.55 | — | 120.95 | — | 109.25 | — | 97.55 | +4.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 133.45 | 127.65 | 121.85 | 115.95 | 110.15 | 104.35 | 98.45 | +5.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 133.95 | 128.05 | 122.25 | 116.45 | 110.55 | 104.75 | 98.95 | +4.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 134.45 | 128.65 | 122.85 | — | 111.15 | — | 99.45 | +6.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 134.45 | 128.65 | 122.85 | 116.95 | 111.15 | 105.35 | 99.45 | +1.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 134.80 | 129.00 | 123.15 | 117.30 | 111.50 | 105.65 | 99.80 | +6.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 134.85 | 129.05 | 123.25 | 117.35 | 111.55 | 105.75 | 99.85 | +7.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 135.05 | 129.25 | 123.45 | 117.65 | 111.75 | 105.95 | — | 0.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 135.25 | 129.45 | 123.65 | — | 111.95 | — | 100.25 | +6.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 135.85 | 130.05 | 124.25 | — | 112.55 | — | 100.85 | +6.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 136.05 | 130.25 | 124.45 | 118.55 | 112.75 | 106.95 | 101.05 | −10.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 136.25 | 130.45 | 124.65 | 118.75 | 112.95 | 107.15 | 101.25 | +1.8 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 136.25 | 130.60 | 124.95 | 119.35 | 113.70 | 108.05 | 102.40 | +4.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 136.85 | 131.05 | 125.25 | 119.35 | 113.55 | 107.75 | 101.85 | +3.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 136.85 | 131.05 | 125.25 | 119.35 | 113.55 | 107.75 | 101.85 | +3.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 136.85 | 131.05 | 125.25 | 119.35 | 113.55 | 107.75 | 101.85 | +3.3 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 137.55 | 131.75 | 126.05 | 120.05 | 114.25 | 108.45 | 102.55 | +2.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 137.85 | 132.05 | 126.15 | 120.35 | 114.55 | 108.65 | — | −1.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 138.35 | 132.55 | 126.75 | 120.85 | 115.05 | 109.25 | 103.35 | +3.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 139.75 | — | 128.15 | — | 116.45 | — | 104.75 | +4.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 140.15 | 134.35 | 128.55 | 122.65 | 116.85 | 111.05 | 105.15 | +8.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 132.35 | — | 129.05 | — | 124.25 | — | 112.55 | +13.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 142.85 | 137.05 | 131.15 | 125.35 | 119.55 | 113.65 | 107.85 | +3.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 142.85 | 137.05 | 131.15 | 125.35 | 119.55 | 113.65 | 107.85 | +3.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 142.85 | 137.05 | 131.15 | 125.35 | 119.55 | 113.65 | 107.85 | +3.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.35 | 138.45 | 132.65 | 126.85 | 120.95 | 115.15 | 109.35 | +1.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.35 | 138.45 | 132.65 | 126.85 | 120.95 | 115.15 | 109.35 | +3.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 145.65 | 139.85 | 134.05 | 128.15 | 122.35 | 116.55 | 110.65 | +1.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 146.25 | — | 134.65 | — | 122.95 | — | 111.25 | +4.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 147.55 | 141.75 | 135.85 | 130.05 | 124.25 | 118.35 | 112.55 | +1.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 147.55 | 141.75 | 135.85 | 130.05 | 124.25 | 118.35 | 112.55 | +1.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 147.55 | — | 135.95 | — | 124.25 | — | 112.55 | +7.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 147.55 | — | 135.95 | — | 124.25 | — | 112.55 | +7.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 147.55 | — | 135.95 | — | 124.25 | — | 112.55 | +7.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 139.25 | — | 135.95 | — | 124.25 | — | 112.55 | +16.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 147.55 | — | 135.95 | — | 124.25 | — | 112.55 | +7.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 149.15 | — | 137.55 | — | 125.85 | — | 114.15 | +3.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 150.05 | — | 138.35 | — | 126.75 | — | 115.05 | +3.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 150.25 | 144.45 | 138.65 | — | 126.95 | — | 115.25 | +5.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 151.85 | — | 140.15 | — | 128.55 | — | 116.85 | +3.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 152.25 | 146.45 | 140.55 | 134.75 | 128.95 | 123.05 | 117.25 | +1.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 153.65 | — | 141.95 | — | 130.25 | — | 118.65 | +3.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 155.35 | — | 143.75 | — | 132.05 | — | 120.35 | +3.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 173.15 | — | 161.55 | — | 149.85 | — | 138.15 | +3.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 117.05 | — | — | — | — | 87.95 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 117.05 | — | — | — | — | 87.95 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 119.95 | — | — | — | — | 90.85 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 122.85 | — | — | — | — | 93.75 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 122.85 | — | — | — | — | 93.75 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 127.25 | — | — | — | — | 98.15 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 128.65 | — | — | — | — | 99.55 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 140.35 | — | — | — | — | 111.25 | — | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 152.15 | — | — | 134.65 | — | — | 117.15 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Lens for a child aged 0 to 18 with a deductible of 200 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/vs/lens/child/with-accident/), the cheapest offer in [Lens](https://praemiencheck.onedoc.ch/en/vs/lens/) is CONCORDIA (HMO) at 101.05 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 111.45 CHF a month.

### How much does health insurance cost in Lens in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/vs/lens/child/) with a deductible of 200 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/vs/lens/child/with-accident/), monthly premiums run from 101.05 CHF (CONCORDIA, HMO) to 161.55 CHF (Sympany, Standard model): 112 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 115.55 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Lens for a child aged 0 to 18 with accident cover?

On the cheapest offer (CONCORDIA, HMO), the premium goes from 112.65 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/lens/child/with-accident/deductible-0/) to 77.65 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/lens/child/with-accident/deductible-600/): 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Lens for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 200 CHF and with accident cover, the cheapest premium per model is: standard model 111.45 CHF (Agrisano), family doctor / HMO 101.05 CHF (CONCORDIA), flexible model 105.35 CHF (Assura), telemedicine 101.75 CHF (CONCORDIA).

### Does a second or third child pay less in Lens?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 15 of the 24 insurers present in Lens file a reduced premium from a certain number of children insured with them, at a 200 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Visana | Med Call | 109.25 CHF | 36.85 CHF from the 3rd child |
| Galenos | Tel Doc | 118.55 CHF | 41.95 CHF from the 3rd child |
| sana24 | Combi Care | 125.25 CHF | 44.25 CHF from the 3rd child |
| sodalis | Digimed | 103.25 CHF | 44.55 CHF from the 3rd child |
| CONCORDIA | HMO | 101.05 CHF | 44.95 CHF from the 3rd child |
| Agrisano | Standard model | 111.45 CHF | 45.35 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 129.05 CHF | 47.65 CHF from the 3rd child |
| Aquilana | SMARTMED | 106.85 CHF | 51.05 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 113.05 CHF | 54.15 CHF from the 3rd child |
| Krankenkasse Steffisburg | Standard model | 126.05 CHF | 67.25 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | PrimaFlex (Flexible model) | 111.15 CHF | 82.15 CHF from the 5th child |
| Groupe Mutuel – Philos | OptiMed (Healthcare network) | 113.35 CHF | 83.85 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 118.35 CHF | 87.55 CHF from the 5th child |
| Assura | MediTel | 102.55 CHF | 100.85 CHF from the 4th child, 99.15 CHF from the 5th child |
| EGK | EGK-Care | 110.95 CHF | 100.15 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 105.80 CHF at CONCORDIA (HMO) gives 101.05 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Lens is in region 1 of canton Valais.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vs/lens/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Lens (VS): every situation: https://praemiencheck.onedoc.ch/en/vs/lens/
- Premiums 2027 in Lens (VS), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/vs/lens/child/
- Premiums 2027 in Lens (VS), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/vs/lens/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/vs/lens/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/vs/lens/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/vs/lens/child/no-accident/deductible-200/
- Deductible Premiums 2027 in Lens (VS), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vs/lens/child/with-accident/deductible-0/
- Deductible Premiums 2027 in Lens (VS), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vs/lens/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Lens (VS), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vs/lens/child/with-accident/deductible-300/
- Deductible Premiums 2027 in Lens (VS), child, deductible of 400 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vs/lens/child/with-accident/deductible-400/
- Deductible Premiums 2027 in Lens (VS), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vs/lens/child/with-accident/deductible-500/
- Deductible Premiums 2027 in Lens (VS), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vs/lens/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/vs/lens/child/with-accident/deductible-0/ — replace `vs` with your canton’s two-letter code (ge, vd, zh…), `lens` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-200` with `deductible-600` for another deductible. Markdown version: add `.md`.