# Health insurance premiums 2026 in Finhaut (VS), for a child aged 0 to 18, deductible of 100 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Finhaut](https://praemiencheck.onedoc.ch/en/vs/finhaut/) ([canton Valais](https://praemiencheck.onedoc.ch/en/vs/)), in 2026, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/vs/finhaut/child/) with a 100 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/vs/finhaut/child/no-accident/), the cheapest monthly basic insurance premium is **91.65 CHF** with **CSS** (Hausarztversicherung Profit model) and the most expensive is 134.05 CHF with Groupe Mutuel – Mutuel (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2025 (100 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 97.05 | 91.65 | 86.25 | 80.85 | 75.45 | — | 64.55 | +3.2 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medicasa | 97.85 | 92.45 | 86.95 | 81.45 | 75.95 | 70.55 | 70.55 | +18.6 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Digimed | 99.65 | 94.25 | 88.85 | 83.25 | 77.85 | 72.35 | 72.35 | +22.4 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 100.15 | 94.75 | 89.25 | 83.75 | 78.25 | 72.85 | 72.85 | +19.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 101.25 | 95.85 | 90.45 | 84.95 | 79.55 | — | 68.65 | +3.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 103.15 | 97.75 | 92.35 | 86.85 | 81.45 | 76.05 | 70.65 | +6.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Care network (Delta) | 103.15 | 97.75 | 92.35 | 86.85 | 81.45 | 76.05 | 70.65 | +6.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 103.25 | 97.85 | 92.35 | 86.75 | 81.25 | 75.75 | 70.25 | +8.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 103.25 | 97.85 | 92.35 | 86.75 | 81.25 | 75.75 | 70.25 | +8.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 103.75 | 98.35 | 92.95 | 87.45 | 82.05 | 76.65 | 71.15 | +6.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 104.35 | 98.95 | 93.55 | 88.05 | 82.65 | 77.25 | 71.85 | +6.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 104.35 | 98.95 | 93.45 | 88.05 | 82.55 | 77.15 | 72.45 | +6.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 105.45 | 100.05 | 94.65 | 89.15 | 83.75 | 78.35 | 72.85 | +6.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 106.45 | 100.95 | 95.45 | 89.85 | 84.35 | 78.95 | 73.35 | +8.7 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 106.35 | 100.95 | 95.45 | 89.95 | 84.45 | 79.05 | 79.05 | +15.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 106.65 | 101.25 | 95.85 | 90.45 | 85.05 | 79.65 | 74.15 | +6.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 106.65 | 101.25 | 95.85 | 90.45 | 85.05 | 79.65 | 74.15 | +6.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 107.05 | 101.65 | 96.25 | 90.75 | 85.35 | — | 74.45 | +8.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 106.95 | 101.95 | 97.05 | 91.85 | 86.95 | 82.05 | 76.95 | +5.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 106.95 | 101.95 | 97.05 | 91.85 | 86.95 | 82.05 | 76.95 | +5.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 107.65 | 102.25 | 96.85 | 91.35 | 86.05 | — | 75.15 | +6.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 108.05 | 103.45 | 98.75 | 94.05 | 89.25 | 82.55 | — | +4.2 % |
| [Caisse-maladie de la vallée d’Entremont](https://www.cmveo.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 110.25 | 104.85 | 99.45 | 94.05 | 88.65 | 83.25 | 77.75 | +10.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 110.45 | 105.05 | 99.65 | 94.15 | 88.75 | 83.35 | 77.85 | +6.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 111.75 | 106.35 | 100.95 | 95.45 | 90.05 | 84.65 | 79.15 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 111.75 | 106.35 | 100.95 | 95.45 | 90.05 | 84.65 | 79.15 | +6.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 107.45 | 106.65 | 105.65 | 104.75 | 103.85 | 102.85 | — | +7.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 107.45 | 106.65 | 105.65 | 104.75 | 103.85 | 102.85 | — | +7.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 112.55 | 107.15 | 101.75 | 96.25 | 90.85 | 85.45 | 79.95 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 113.70 | 108.30 | 102.90 | 97.40 | 92.00 | 86.60 | 81.10 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 113.70 | 108.30 | 102.90 | 97.40 | 92.00 | 86.60 | 81.10 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 113.70 | 108.30 | 102.90 | 97.40 | 92.00 | 86.60 | 81.10 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 113.70 | 108.30 | 102.90 | 97.40 | 92.00 | 86.60 | 81.10 | New tariff 2026 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 113.75 | 108.35 | 102.95 | 97.45 | 92.05 | — | 81.15 | +3.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 113.75 | 108.35 | 102.95 | 97.45 | 92.05 | 86.65 | 81.25 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 114.95 | 109.55 | 104.15 | 98.75 | 93.35 | 87.95 | 82.45 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 116.25 | 110.75 | 105.35 | 99.85 | 94.45 | 88.95 | 83.55 | New tariff 2026 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 116.65 | 111.25 | 105.85 | 100.35 | 94.95 | 89.55 | 84.05 | +5.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 117.45 | 112.05 | 106.65 | 101.15 | 95.75 | 90.35 | 84.85 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 117.85 | 112.35 | 106.85 | 101.45 | 95.95 | 90.55 | 85.05 | +6.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 117.85 | 112.45 | 107.05 | 101.55 | 96.15 | 90.75 | 85.25 | +6.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 118.25 | 112.75 | 107.25 | — | 96.15 | — | 85.05 | +8.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 118.75 | 113.35 | 107.95 | 102.45 | 97.05 | 91.65 | 86.25 | +11.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 118.75 | 113.35 | 107.95 | 102.45 | 97.05 | 91.65 | 86.25 | +11.2 % |
| [Caisse-maladie de la vallée d’Entremont](https://www.cmveo.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 118.95 | 113.55 | 108.15 | 102.65 | 97.25 | 91.85 | 86.45 | +10.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 119.15 | 113.65 | 108.15 | 102.75 | 97.25 | 91.85 | 86.35 | +6.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 119.25 | 113.75 | 108.35 | 102.85 | 97.45 | 91.95 | 86.55 | +6.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 119.75 | 114.35 | 108.85 | 103.45 | 97.95 | 92.55 | 87.05 | +0.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 119.75 | 114.35 | 108.85 | 103.45 | 97.95 | 92.55 | 87.05 | +0.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 119.75 | 114.45 | 109.05 | 103.55 | 98.15 | 92.75 | 87.25 | +6.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 120.15 | 114.65 | 109.15 | 103.55 | 98.05 | 92.65 | 87.05 | +7.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 120.25 | 114.75 | 109.25 | — | 98.15 | — | 87.05 | +5.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 120.15 | 114.75 | 109.35 | 103.85 | 98.45 | 93.05 | 87.55 | +11.1 % |
| [Groupe Mutuel – AMB](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 120.55 | 115.15 | 109.75 | 104.25 | 98.85 | 93.45 | 88.05 | +6.5 % |
| [Groupe Mutuel – AMB](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 120.55 | 115.15 | 109.75 | 104.25 | 98.85 | 93.45 | 88.05 | +6.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 120.95 | 115.45 | 109.85 | — | 98.75 | — | 87.65 | +8.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 121.45 | 115.95 | 110.45 | — | 99.35 | — | 88.25 | +8.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 122.95 | 117.55 | 112.15 | 106.65 | 101.25 | 95.85 | 90.35 | +11.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 123.35 | 117.95 | 112.45 | 107.05 | 101.55 | 96.15 | 90.65 | +5.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 123.35 | 117.95 | 112.45 | 107.05 | 101.55 | 96.15 | 90.65 | +5.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 123.35 | 117.95 | 112.45 | 107.05 | 101.55 | 96.15 | 90.65 | +5.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 124.55 | 119.05 | 113.65 | 108.15 | 102.75 | 97.25 | 91.85 | New tariff 2026 |
| [Groupe Mutuel – AMB](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 124.45 | 119.05 | 113.65 | 108.15 | 102.75 | 97.35 | 91.85 | +6.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 124.75 | 119.25 | 113.85 | 108.35 | 102.95 | 97.45 | 92.05 | +5.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 124.95 | 119.55 | 114.15 | 108.75 | 103.25 | 97.85 | — | +4.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 124.95 | 119.55 | 114.15 | 108.65 | 103.35 | 97.95 | 92.45 | +6.5 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 125.35 | 119.95 | 114.45 | 108.95 | 103.55 | 98.15 | 92.65 | +11.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 120.95 | 120.05 | 119.05 | 118.25 | 117.25 | 116.35 | — | +4.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 125.65 | 120.25 | 114.95 | 109.45 | 104.05 | 98.65 | 93.15 | +6.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 126.45 | 121.05 | 115.65 | 110.15 | 104.75 | 99.35 | 93.85 | +6.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 126.45 | 121.05 | 115.65 | 110.15 | 104.75 | 99.35 | 93.85 | +6.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 128.75 | 123.35 | 117.85 | 112.45 | 106.95 | 101.55 | 96.05 | +5.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 128.75 | 123.35 | 117.85 | 112.45 | 106.95 | 101.55 | 96.05 | +5.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 128.75 | 123.35 | 117.85 | 112.45 | 106.95 | 101.55 | 96.05 | +5.9 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 129.05 | 123.65 | 118.30 | 112.95 | 106.25 | 100.85 | 95.50 | +8.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 130.15 | 124.65 | 119.25 | 113.75 | 108.35 | 102.85 | 97.45 | +5.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 131.95 | 126.45 | 121.05 | 115.55 | 110.15 | 104.65 | 99.25 | −5.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 133.25 | 127.85 | 122.45 | 117.05 | 111.65 | 106.25 | 100.75 | +11.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 134.55 | 128.95 | 123.45 | — | 112.35 | — | 101.25 | +7.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 135.15 | 129.65 | 124.25 | 118.75 | 113.25 | 107.85 | 102.35 | +6.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 135.15 | 129.65 | 124.25 | 118.75 | 113.25 | 107.85 | 102.35 | +6.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 139.45 | 133.95 | 128.55 | 123.05 | 117.65 | 112.15 | 106.75 | +6.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 139.45 | 134.05 | 128.65 | 123.15 | 117.75 | 112.35 | 106.85 | +6.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 101.25 | — | — | — | — | 74.25 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 101.25 | — | — | — | — | 74.25 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 101.25 | — | — | — | — | 74.25 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 101.55 | — | 93.05 | — | 84.45 | — | 75.85 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 102.95 | — | 94.25 | — | 85.55 | — | 76.85 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 106.45 | — | — | — | — | 79.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 106.45 | — | — | — | — | 79.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 106.45 | — | — | — | — | 79.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 110.25 | — | — | — | — | 83.15 | — | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 110.55 | — | 99.45 | 93.95 | 88.45 | 82.85 | 77.35 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 111.05 | — | 101.75 | — | 92.35 | — | 83.05 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 111.05 | — | 100.25 | — | 89.35 | — | 78.55 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 111.05 | — | 100.25 | — | 89.35 | — | 78.55 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 111.45 | — | — | — | — | 84.35 | — | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 113.05 | — | 102.25 | — | 91.35 | — | 80.45 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 113.05 | — | 104.95 | — | 94.05 | — | 83.25 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 115.05 | — | 106.85 | — | 96.05 | — | 85.15 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 117.55 | — | 106.75 | — | 95.85 | — | 85.05 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 120.45 | — | 110.45 | — | 100.35 | — | 90.25 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 121.65 | — | — | — | — | 94.55 | — | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 123.95 | — | 113.15 | — | 102.35 | — | 91.45 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 127.75 | — | 116.85 | — | 106.05 | — | 95.15 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 127.75 | — | 116.85 | — | 106.05 | — | 95.15 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 127.75 | — | 116.85 | — | 106.05 | — | 95.15 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 127.75 | — | 116.85 | — | 106.05 | — | 95.15 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 129.85 | — | 119.05 | — | 108.25 | — | 97.35 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 133.25 | — | 122.45 | — | 111.65 | — | 100.75 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 134.15 | — | 123.25 | — | 112.35 | — | 101.55 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 135.25 | — | — | 118.95 | — | — | 102.65 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 135.75 | — | 124.85 | — | 114.05 | — | 103.15 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 137.25 | — | 126.45 | — | 115.65 | — | 104.75 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 138.85 | — | 128.05 | — | 117.15 | — | 106.35 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 154.85 | — | 144.05 | — | 133.15 | — | 122.35 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Finhaut for a child aged 0 to 18 with a deductible of 100 CHF, without accident cover?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/vs/finhaut/child/no-accident/), the cheapest offer in [Finhaut](https://praemiencheck.onedoc.ch/en/vs/finhaut/) is CSS (Hausarztversicherung Profit) at 91.65 CHF a month. The cheapest standard model (free choice of doctor) is sodalis (Standard model) at 100.95 CHF a month.

### How much does health insurance cost in Finhaut in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/vs/finhaut/child/) with a deductible of 100 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/vs/finhaut/child/no-accident/), monthly premiums run from 91.65 CHF (CSS, Hausarztversicherung Profit) to 134.05 CHF (Groupe Mutuel – Mutuel, Standard model): 116 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 110.45 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Finhaut for a child aged 0 to 18 without accident cover?

On the cheapest offer (CSS, Hausarztversicherung Profit), the premium goes from 97.05 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/finhaut/child/no-accident/deductible-0/) to 64.55 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/finhaut/child/no-accident/deductible-600/): 32.50 CHF less a month, 390.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 433 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Finhaut for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 100 CHF and without accident cover, the cheapest premium per model is: standard model 100.95 CHF (sodalis), family doctor / HMO 91.65 CHF (CSS), flexible model 97.75 CHF (Assura), telemedicine 94.25 CHF (sodalis).

### Does a second or third child pay less in Finhaut?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 14 of the 26 insurers present in Finhaut file a reduced premium from a certain number of children insured with them, at a 100 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Visana | Med Call | 98.95 CHF | 36.15 CHF from the 3rd child |
| Galenos | Tel Doc | 110.75 CHF | 40.25 CHF from the 3rd child |
| sodalis | Medicasa | 92.45 CHF | 41.65 CHF from the 3rd child |
| sana24 | Combi Care | 117.95 CHF | 42.95 CHF from the 3rd child |
| CONCORDIA | HMO | 97.85 CHF | 45.95 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 101.95 CHF | 48.45 CHF from the 3rd child |
| Aquilana | SMARTMED | 103.45 CHF | 49.15 CHF from the 3rd child |
| Krankenkasse Steffisburg | Standard model | 119.95 CHF | 69.95 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex | 100.05 CHF | 73.75 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed | 113.35 CHF | 83.75 CHF from the 5th child |
| Groupe Mutuel – AMB | PrimaCare | 115.15 CHF | 85.15 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed | 119.55 CHF | 88.45 CHF from the 5th child |
| EGK | EGK-Care | 106.65 CHF | 91.95 CHF from the 3rd child |
| Assura | Qualimed | 97.75 CHF | 96.05 CHF from the 4th child, 94.55 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 96.80 CHF at CSS (Hausarztversicherung Profit) gives 91.65 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Finhaut is in region 1 of canton Valais.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vs/finhaut/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2026 in Finhaut (VS): every situation: https://praemiencheck.onedoc.ch/en/vs/finhaut/
- Premiums 2026 in Finhaut (VS), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/vs/finhaut/child/
- Premiums 2026 in Finhaut (VS), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/vs/finhaut/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/vs/finhaut/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/vs/finhaut/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/vs/finhaut/child/with-accident/deductible-100/
- Deductible Premiums 2026 in Finhaut (VS), child, deductible of 0 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vs/finhaut/child/no-accident/deductible-0/
- Deductible Premiums 2026 in Finhaut (VS), child, deductible of 200 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vs/finhaut/child/no-accident/deductible-200/
- Deductible Premiums 2026 in Finhaut (VS), child, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vs/finhaut/child/no-accident/deductible-300/
- Deductible Premiums 2026 in Finhaut (VS), child, deductible of 400 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vs/finhaut/child/no-accident/deductible-400/
- Deductible Premiums 2026 in Finhaut (VS), child, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vs/finhaut/child/no-accident/deductible-500/
- Deductible Premiums 2026 in Finhaut (VS), child, deductible of 600 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vs/finhaut/child/no-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/vs/finhaut/child/no-accident/deductible-0/ — replace `vs` with your canton’s two-letter code (ge, vd, zh…), `finhaut` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-100` with `deductible-600` for another deductible. Markdown version: add `.md`.