# Health insurance premiums 2027 in Crans-Montana (VS), for a child aged 0 to 18, deductible of 400 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Crans-Montana](https://praemiencheck.onedoc.ch/en/vs/crans-montana/) ([canton Valais](https://praemiencheck.onedoc.ch/en/vs/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/vs/crans-montana/child/) with a 400 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/vs/crans-montana/child/no-accident/), the cheapest monthly basic insurance premium is **88.10 CHF** with **CSS** (Hausarztversicherung Profit model) and the most expensive is 143.80 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (400 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 109.80 | 104.40 | 99.00 | 93.50 | 88.10 | — | 77.20 | +9.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 111.00 | 105.50 | 100.00 | 94.50 | 89.00 | 83.50 | 77.90 | +3.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 110.60 | 105.20 | 99.80 | 94.40 | 89.00 | 83.60 | 78.10 | New tariff 2027 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 111.70 | 106.20 | 100.70 | 95.10 | 89.60 | 84.20 | 78.60 | +3.7 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 112.40 | 107.00 | 101.60 | 96.00 | 90.60 | 85.10 | 85.10 | +9.2 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 112.70 | 107.30 | 101.90 | 96.30 | 90.90 | 85.40 | 85.40 | +9.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 113.20 | 107.80 | 102.40 | 97.00 | 91.60 | 86.20 | 80.70 | +5.8 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medicasa | 113.90 | 108.50 | 103.10 | 97.50 | 92.10 | 86.60 | 86.60 | +13.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 114.20 | 108.70 | 103.20 | 97.70 | 92.20 | 86.70 | 81.10 | +3.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 113.90 | 108.50 | 103.10 | 97.60 | 92.20 | 86.80 | 81.30 | +5.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 113.90 | 108.50 | 103.10 | 97.60 | 92.20 | 86.80 | 81.30 | +6.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 114.30 | 108.90 | 103.50 | 98.00 | 92.60 | — | 81.70 | +9.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 114.40 | 109.00 | 103.70 | 98.20 | 92.80 | 87.40 | 81.90 | +5.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 110.90 | — | 102.40 | — | 93.80 | — | 85.20 | +4.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 113.20 | 108.50 | 103.80 | 99.10 | 94.40 | 87.60 | — | 0.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 112.30 | — | 103.70 | — | 95.00 | — | 86.30 | New tariff 2027 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 112.30 | — | 103.70 | — | 95.00 | — | 86.30 | +4.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 117.50 | 112.00 | 106.60 | 101.10 | 95.70 | 90.20 | 84.80 | +9.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 118.60 | 113.20 | 107.80 | 102.30 | 96.90 | 91.50 | 86.00 | −11.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 118.80 | 113.30 | 107.90 | 102.40 | 97.00 | 91.60 | — | −11.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 118.80 | 113.30 | 107.90 | 102.40 | 97.00 | 91.60 | — | −11.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 119.20 | 113.80 | 108.40 | 102.90 | 97.50 | 92.10 | 86.70 | −10.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 119.20 | 113.80 | 108.40 | 102.90 | 97.50 | 92.10 | 86.70 | −11.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 119.20 | 113.80 | 108.40 | 102.90 | 97.50 | 92.10 | 86.70 | −11.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 120.50 | 115.10 | 109.70 | 104.20 | 98.80 | — | 87.90 | +9.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 120.70 | 115.30 | 109.90 | 104.40 | 99.00 | 93.60 | 88.10 | +9.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 120.70 | 115.30 | 109.90 | 104.40 | 99.00 | 93.60 | 88.10 | +11.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 120.70 | 115.30 | 109.90 | 104.40 | 99.00 | 93.60 | 88.10 | +9.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 121.00 | — | 110.30 | — | 99.40 | — | 88.50 | +5.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 121.00 | — | 110.30 | — | 99.40 | — | 88.50 | +5.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 121.50 | — | 110.40 | 104.90 | 99.40 | 93.80 | 88.30 | +6.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 121.20 | 115.80 | 110.40 | 104.90 | 99.50 | — | 88.60 | +9.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 119.60 | 114.50 | 109.60 | 104.50 | 99.60 | 94.60 | 89.50 | +8.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 119.60 | 114.50 | 109.60 | 104.50 | 99.60 | 94.60 | 89.50 | +8.1 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 122.20 | 116.80 | 111.30 | 105.80 | 100.30 | 94.90 | 94.90 | +11.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 122.20 | 116.80 | 111.40 | 105.90 | 100.50 | 95.10 | 89.60 | +5.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 122.20 | 116.80 | 111.40 | 105.90 | 100.50 | 95.10 | 89.60 | +5.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 123.10 | — | 112.30 | — | 101.40 | — | 90.50 | New tariff 2027 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 120.80 | — | 111.50 | — | 102.10 | — | 92.80 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 124.70 | 119.30 | 113.85 | 108.40 | 103.00 | 97.55 | 92.10 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 124.70 | 119.30 | 113.90 | 108.40 | 103.00 | 97.60 | 92.20 | +9.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 124.80 | 119.40 | 113.90 | 108.40 | 103.00 | 97.50 | 92.10 | +1.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 125.20 | 119.80 | 114.40 | 109.00 | 103.60 | 98.20 | 92.70 | +1.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 125.20 | 119.80 | 114.40 | 109.00 | 103.60 | 98.20 | 92.70 | +1.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 126.10 | 120.70 | 115.20 | 109.80 | 104.30 | 98.90 | 93.40 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 126.00 | 120.60 | 115.15 | 109.70 | 104.30 | 98.85 | 93.45 | +7.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 126.00 | 120.60 | 115.15 | 109.70 | 104.30 | 98.85 | 93.45 | +7.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 126.00 | 120.60 | 115.15 | 109.70 | 104.30 | 98.85 | 93.45 | +7.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 126.00 | 120.60 | 115.15 | 109.70 | 104.30 | 98.85 | 93.45 | +7.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 126.00 | 120.60 | 115.15 | 109.70 | 104.30 | 98.85 | 93.45 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 126.10 | 120.70 | 115.20 | 109.80 | 104.30 | 98.90 | 93.40 | +1.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 126.30 | 120.80 | 115.40 | 109.90 | 104.50 | 99.00 | 93.60 | +1.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 126.60 | 121.20 | 115.80 | 110.40 | 105.00 | 99.60 | 94.10 | +1.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 127.00 | 121.50 | 116.10 | 110.60 | 105.20 | 99.70 | 94.30 | +2.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 127.30 | 121.90 | 116.45 | 111.00 | 105.60 | 100.20 | 94.75 | +7.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 127.70 | 122.30 | 116.90 | 111.40 | 106.00 | — | 95.10 | +9.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 127.70 | — | 117.00 | — | 106.10 | — | 95.20 | +5.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.30 | 122.80 | 117.30 | 111.70 | 106.30 | 100.80 | 95.20 | +3.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 126.40 | — | 116.70 | — | 106.90 | — | 97.10 | +1.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.60 | 123.20 | 117.80 | 112.30 | 106.90 | 101.50 | 96.00 | +5.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 129.40 | 124.00 | 118.60 | 113.20 | 107.80 | 102.40 | 96.90 | +1.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 129.60 | 124.20 | 118.70 | 113.30 | 107.80 | 102.40 | 96.90 | +4.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 130.20 | 124.60 | 119.10 | — | 108.00 | — | 96.90 | +6.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 129.90 | 124.50 | 119.10 | 113.60 | 108.20 | 102.80 | 97.30 | +8.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 129.90 | 124.50 | 119.05 | 113.65 | 108.25 | 102.80 | 97.35 | +7.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 130.10 | 124.70 | 119.30 | 113.90 | 108.40 | 103.00 | — | 0.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 131.00 | 125.60 | 120.20 | 114.70 | 109.30 | 103.90 | 98.40 | −11.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 131.80 | 126.40 | 120.90 | 115.50 | 110.00 | 104.60 | 99.10 | +1.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 132.20 | 126.70 | 121.20 | — | 110.10 | — | 99.00 | +6.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 132.40 | 126.90 | 121.50 | 116.00 | 110.60 | 105.10 | 99.70 | +3.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 132.40 | 126.90 | 121.50 | 116.00 | 110.60 | 105.10 | 99.70 | +3.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 132.40 | 126.90 | 121.50 | 116.00 | 110.60 | 105.10 | 99.70 | +3.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 133.00 | 127.50 | 122.00 | — | 110.90 | — | 99.80 | +6.7 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 133.10 | 127.70 | 122.30 | 116.70 | 111.30 | 105.90 | 100.40 | +2.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 133.00 | 127.60 | 122.10 | 116.70 | 111.30 | 105.80 | — | −9.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 133.60 | 128.10 | 122.60 | — | 111.40 | — | 100.30 | +6.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 133.80 | 128.30 | 122.90 | 117.40 | 112.00 | 106.50 | 101.10 | +3.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 134.40 | — | 123.60 | — | 112.80 | — | 101.90 | +4.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 134.80 | 129.40 | 124.00 | 118.50 | 113.10 | 107.70 | 102.30 | +9.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 138.00 | 132.50 | 127.10 | 121.60 | 116.20 | 110.70 | 105.20 | +3.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 138.00 | 132.50 | 127.10 | 121.60 | 116.20 | 110.70 | 105.20 | +3.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 138.00 | 132.50 | 127.10 | 121.60 | 116.20 | 110.70 | 105.20 | +3.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 139.30 | 133.90 | 128.40 | 123.00 | 117.50 | 112.10 | 106.60 | +1.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 139.30 | 133.90 | 128.40 | 123.00 | 117.50 | 112.10 | 106.60 | +3.5 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 140.15 | 134.55 | 128.90 | 123.35 | 117.75 | 112.10 | 106.50 | +5.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 139.90 | 134.50 | 129.10 | 123.60 | 118.30 | 112.90 | 107.40 | +1.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 140.40 | — | 129.60 | — | 118.80 | — | 107.90 | +4.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 141.70 | — | 130.80 | — | 120.00 | — | 109.10 | +7.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 141.70 | — | 130.80 | — | 120.00 | — | 109.10 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 141.70 | — | 130.80 | — | 120.00 | — | 109.10 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 133.90 | — | 130.80 | — | 120.00 | — | 109.10 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 127.50 | — | 124.50 | — | 120.00 | — | 109.10 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 141.70 | — | 130.80 | — | 120.00 | — | 109.10 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 142.40 | 136.90 | 131.50 | 126.00 | 120.60 | 115.10 | 109.70 | +1.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 142.40 | 136.90 | 131.50 | 126.00 | 120.60 | 115.10 | 109.70 | +1.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 143.20 | — | 132.40 | — | 121.50 | — | 110.60 | +4.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 144.00 | — | 133.10 | — | 122.30 | — | 111.50 | +4.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 145.70 | — | 134.80 | — | 124.00 | — | 113.10 | +4.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 146.80 | 141.30 | 135.90 | 130.40 | 124.90 | 119.50 | 114.00 | +1.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 147.30 | 141.70 | 136.20 | — | 125.10 | — | 114.00 | +6.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 147.40 | — | 136.50 | — | 125.60 | — | 114.80 | +4.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 148.90 | — | 138.20 | — | 127.30 | — | 116.40 | +4.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 165.50 | — | 154.70 | — | 143.80 | — | 132.90 | +4.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 113.30 | — | — | — | — | 86.30 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 113.30 | — | — | — | — | 86.30 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 116.00 | — | — | — | — | 89.00 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 118.70 | — | — | — | — | 91.70 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 118.70 | — | — | — | — | 91.70 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 122.80 | — | — | — | — | 95.70 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 124.10 | — | — | — | — | 97.00 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 135.00 | — | — | — | — | 107.90 | — | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 146.00 | — | — | 129.70 | — | — | 113.40 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Crans-Montana for a child aged 0 to 18 with a deductible of 400 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/vs/crans-montana/child/no-accident/), the cheapest offer in [Crans-Montana](https://praemiencheck.onedoc.ch/en/vs/crans-montana/) is CSS (Hausarztversicherung Profit) at 88.10 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 99.40 CHF a month.

### How much does health insurance cost in Crans-Montana in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/vs/crans-montana/child/) with a deductible of 400 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/vs/crans-montana/child/no-accident/), monthly premiums run from 88.10 CHF (CSS, Hausarztversicherung Profit) to 143.80 CHF (Sympany, Standard model): 112 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 120.30 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Crans-Montana for a child aged 0 to 18 without accident cover?

On the cheapest offer (CSS, Hausarztversicherung Profit), the premium goes from 109.80 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/crans-montana/child/no-accident/deductible-0/) to 77.20 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/crans-montana/child/no-accident/deductible-600/): 32.60 CHF less a month, 391.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 435 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Crans-Montana for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 400 CHF and without accident cover, the cheapest premium per model is: standard model 99.40 CHF (Agrisano), family doctor / HMO 88.10 CHF (CSS), flexible model 91.60 CHF (Assura), telemedicine 89.00 CHF (Assura).

### Does a second or third child pay less in Crans-Montana?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 15 of the 24 insurers present in Crans-Montana file a reduced premium from a certain number of children insured with them, at a 400 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Visana | Med Call | 95.70 CHF | 33.10 CHF from the 3rd child |
| Agrisano | Standard model | 99.40 CHF | 33.70 CHF from the 3rd child |
| sodalis | Digimed | 90.60 CHF | 35.40 CHF from the 3rd child |
| CONCORDIA | HMO | 89.00 CHF | 36.00 CHF from the 3rd child |
| Galenos | Tel Doc | 104.30 CHF | 36.60 CHF from the 3rd child |
| sana24 | Combi Care | 110.60 CHF | 38.40 CHF from the 3rd child |
| SWICA | Standard model | 120.00 CHF | 40.70 CHF from the 3rd child |
| Aquilana | SMARTMED | 94.40 CHF | 47.20 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 99.60 CHF | 49.80 CHF from the 3rd child |
| Krankenkasse Steffisburg | Standard model | 111.30 CHF | 61.30 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | PrimaFlex (Flexible model) | 96.90 CHF | 72.70 CHF from the 5th child |
| Groupe Mutuel – Philos | OptiMed (Healthcare network) | 99.00 CHF | 74.30 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 103.60 CHF | 77.70 CHF from the 5th child |
| Assura | MediTel | 89.00 CHF | 87.40 CHF from the 4th child, 85.80 CHF from the 5th child |
| EGK | EGK-Care | 97.00 CHF | 87.00 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Crans-Montana is in region 1 of canton Valais.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vs/crans-montana/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Crans-Montana (VS): every situation: https://praemiencheck.onedoc.ch/en/vs/crans-montana/
- Premiums 2027 in Crans-Montana (VS), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/vs/crans-montana/child/
- Premiums 2027 in Crans-Montana (VS), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/vs/crans-montana/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/vs/crans-montana/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/vs/crans-montana/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/vs/crans-montana/child/with-accident/deductible-400/
- Deductible Premiums 2027 in Crans-Montana (VS), child, deductible of 0 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vs/crans-montana/child/no-accident/deductible-0/
- Deductible Premiums 2027 in Crans-Montana (VS), child, deductible of 100 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vs/crans-montana/child/no-accident/deductible-100/
- Deductible Premiums 2027 in Crans-Montana (VS), child, deductible of 200 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vs/crans-montana/child/no-accident/deductible-200/
- Deductible Premiums 2027 in Crans-Montana (VS), child, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vs/crans-montana/child/no-accident/deductible-300/
- Deductible Premiums 2027 in Crans-Montana (VS), child, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vs/crans-montana/child/no-accident/deductible-500/
- Deductible Premiums 2027 in Crans-Montana (VS), child, deductible of 600 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vs/crans-montana/child/no-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/vs/crans-montana/child/no-accident/deductible-0/ — replace `vs` with your canton’s two-letter code (ge, vd, zh…), `crans-montana` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-400` with `deductible-600` for another deductible. Markdown version: add `.md`.