# Health insurance premiums 2027 in Tolochenaz (VD), for a child aged 0 to 18, deductible of 600 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Tolochenaz](https://praemiencheck.onedoc.ch/en/vd/tolochenaz/) ([canton Vaud](https://praemiencheck.onedoc.ch/en/vd/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/vd/tolochenaz/child/) with a 600 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/vd/tolochenaz/child/no-accident/), the cheapest monthly basic insurance premium is **99.10 CHF** with **CSS** (Hausarztversicherung Profit model) and the most expensive is 157.10 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (600 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 131.60 | 126.20 | 120.80 | 115.30 | 109.90 | — | 99.10 | +9.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 132.40 | 127.00 | 121.60 | 116.10 | 110.70 | 105.30 | 99.80 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 134.70 | 129.30 | 123.90 | 118.40 | 113.00 | 107.70 | 102.20 | +4.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 135.50 | 130.10 | 124.70 | 119.20 | 113.80 | 108.40 | 102.90 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 136.10 | 130.70 | 125.30 | 119.80 | 114.40 | — | 103.50 | +7.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 136.70 | 131.30 | 125.80 | 120.40 | 114.90 | 109.50 | 104.00 | 0.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 137.00 | 131.60 | 126.30 | 120.80 | 115.40 | 110.00 | 104.50 | +6.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 138.60 | 133.20 | 127.80 | 122.30 | 117.00 | 111.60 | 106.10 | +6.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 133.10 | — | 124.40 | — | 115.80 | — | 107.00 | −0.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 140.00 | 134.60 | 129.20 | 123.80 | 118.40 | — | 107.50 | +9.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 140.20 | 134.80 | 129.40 | 123.90 | 118.50 | 113.10 | 107.70 | +6.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 142.00 | — | 131.20 | — | 120.30 | — | 109.40 | +3.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 136.40 | — | 127.60 | — | 118.70 | — | 109.70 | −3.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 143.60 | 138.20 | 132.80 | 127.30 | 121.90 | — | 111.00 | +10.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 138.10 | — | 129.20 | — | 120.10 | — | 111.00 | −0.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 144.30 | 138.80 | 133.30 | — | 122.20 | — | 111.10 | +3.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 144.20 | 138.80 | 133.30 | 127.90 | 122.40 | 117.00 | 111.50 | 0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 144.20 | 138.80 | 133.30 | 127.90 | 122.40 | 117.00 | 111.50 | 0.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 146.10 | 140.60 | 135.10 | 129.50 | 124.00 | 118.60 | 113.00 | +2.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 145.90 | — | 135.10 | — | 124.20 | — | 113.30 | New tariff 2027 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 146.80 | 141.30 | 135.80 | 130.30 | 124.80 | 119.30 | 113.70 | +3.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 147.60 | 142.10 | 136.60 | — | 125.50 | — | 114.40 | +3.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 147.50 | 142.10 | 136.60 | 131.10 | 125.70 | 120.20 | 114.80 | +3.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 143.10 | — | 133.80 | — | 124.40 | — | 115.10 | 0.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 148.80 | — | 137.70 | 132.10 | 126.60 | 121.00 | 115.50 | +4.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 149.20 | 143.70 | 138.20 | — | 127.10 | — | 116.00 | +3.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 149.40 | 143.90 | 138.40 | 132.80 | 127.30 | 121.90 | 116.30 | +2.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 149.10 | 143.70 | 138.20 | 132.80 | 127.30 | 121.90 | 116.40 | +2.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 149.70 | 144.30 | 138.90 | 133.40 | 128.00 | 122.60 | 117.10 | +5.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 149.70 | 144.30 | 138.90 | 133.40 | 128.00 | 122.60 | 117.10 | +5.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 149.90 | — | 139.10 | — | 128.20 | — | 117.30 | +3.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 149.90 | — | 139.10 | — | 128.20 | — | 117.30 | +3.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 149.70 | — | 140.10 | — | 130.20 | — | 120.40 | −3.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 153.00 | 147.60 | 142.30 | 136.80 | 131.40 | — | 120.50 | +9.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 153.60 | 148.20 | 142.90 | 137.40 | 132.00 | 126.60 | 121.10 | +0.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 154.50 | 149.00 | 143.50 | — | 132.30 | — | 121.20 | −4.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 154.50 | 149.10 | 143.70 | 138.20 | 132.80 | 127.40 | 121.90 | +0.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 154.50 | 149.10 | 143.70 | 138.20 | 132.80 | 127.40 | 121.90 | +0.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 155.40 | 150.00 | 144.50 | 139.10 | 133.60 | 128.20 | 122.70 | +4.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 155.30 | 150.00 | 144.60 | 139.10 | 133.70 | 128.30 | 122.80 | +0.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 157.20 | 151.70 | 146.30 | 140.80 | 135.40 | 129.90 | 124.50 | +2.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 157.50 | 152.10 | 146.70 | 141.20 | 135.80 | 130.40 | 124.90 | +5.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 157.70 | — | 146.90 | — | 136.00 | — | 125.10 | +3.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 159.40 | 154.00 | 148.50 | 143.10 | 137.60 | 132.20 | 126.70 | +2.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 159.40 | 154.00 | 148.50 | 143.10 | 137.60 | 132.20 | 126.70 | +2.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 159.85 | 154.45 | 149.00 | 143.55 | 138.15 | 132.70 | 127.25 | New tariff 2027 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 161.00 | 155.60 | 150.10 | 144.70 | 139.20 | 133.80 | 128.30 | +2.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 161.50 | 156.10 | 150.70 | 145.20 | 139.80 | 134.40 | 128.90 | +1.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 161.55 | 156.15 | 150.70 | 145.25 | 139.85 | 134.40 | 128.95 | +4.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 161.55 | 156.15 | 150.70 | 145.25 | 139.85 | 134.40 | 128.95 | +4.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 161.55 | 156.15 | 150.70 | 145.25 | 139.85 | 134.40 | 128.95 | +4.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 161.55 | 156.15 | 150.70 | 145.25 | 139.85 | 134.40 | 128.95 | +4.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 161.55 | 156.15 | 150.70 | 145.25 | 139.85 | 134.40 | 128.95 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 162.00 | 156.60 | 151.20 | 145.80 | 140.40 | 135.00 | 129.50 | +2.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 162.20 | 156.80 | 151.30 | 145.90 | 140.40 | 135.00 | 129.50 | 0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 162.20 | 156.80 | 151.30 | 145.90 | 140.40 | 135.00 | 129.50 | 0.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 162.10 | — | 151.40 | — | 140.50 | — | 129.60 | +2.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 162.90 | 157.50 | 152.20 | 146.70 | 141.30 | 135.90 | 130.40 | +2.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 163.15 | 157.75 | 152.30 | 146.85 | 141.45 | 136.00 | 130.55 | +4.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 163.30 | 157.90 | 152.50 | 147.00 | 141.60 | 136.20 | 130.70 | +1.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 163.30 | 157.90 | 152.50 | 147.00 | 141.60 | 136.20 | 130.70 | +1.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 164.40 | 158.80 | 153.30 | — | 142.20 | — | 131.10 | +3.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 163.80 | 158.40 | 152.90 | 147.50 | 142.00 | 136.60 | 131.10 | 0.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 164.80 | 159.40 | 154.00 | 148.50 | 143.10 | 137.70 | 132.20 | +2.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 165.00 | — | 154.20 | — | 143.40 | — | 132.50 | +1.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 165.00 | — | 154.20 | — | 143.40 | — | 132.50 | +1.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 166.40 | — | 155.60 | — | 144.70 | — | 133.80 | 0.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 166.50 | 161.10 | 155.65 | 150.20 | 144.80 | 139.35 | 133.90 | +4.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 166.90 | 161.50 | 156.00 | 150.60 | 145.10 | 139.70 | 134.20 | +3.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 167.50 | 162.10 | 156.70 | 151.20 | 145.80 | 140.50 | 135.00 | +2.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 168.70 | 163.30 | 157.80 | 152.20 | 146.70 | 141.20 | 135.70 | +2.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 168.70 | 163.40 | 158.00 | 152.50 | 147.10 | 141.70 | 136.20 | +1.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 168.80 | — | 158.00 | — | 147.10 | — | 136.30 | +1.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 169.80 | — | 158.90 | — | 148.10 | — | 137.20 | +1.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 170.30 | — | 159.50 | — | 148.60 | — | 137.80 | +6.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 170.30 | — | 159.50 | — | 148.60 | — | 137.80 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 170.30 | — | 159.50 | — | 148.60 | — | 137.80 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 170.30 | — | 159.50 | — | 148.60 | — | 137.80 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 152.50 | — | 151.00 | — | 148.60 | — | 137.80 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 149.90 | — | 148.40 | — | 146.90 | — | 137.80 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 160.10 | — | 159.50 | — | 148.60 | — | 137.80 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 170.30 | — | 159.50 | — | 148.60 | — | 137.80 | New tariff 2027 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 170.70 | 165.30 | 159.90 | 154.40 | 149.00 | 143.60 | 138.20 | +0.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 173.00 | 167.60 | 162.10 | 156.70 | 151.20 | 145.80 | 140.30 | +3.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 173.00 | 167.60 | 162.10 | 156.70 | 151.20 | 145.80 | 140.30 | +3.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 173.00 | 167.60 | 162.10 | 156.70 | 151.20 | 145.80 | 140.30 | +3.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 173.00 | 167.60 | 162.10 | 156.70 | 151.20 | 145.80 | 140.30 | +3.8 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 174.95 | 169.70 | 164.45 | 159.20 | 152.20 | 146.95 | 141.70 | +3.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 174.80 | 169.30 | 163.90 | 158.40 | 153.00 | 147.50 | 142.10 | +3.9 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 181.60 | — | — | 165.30 | — | — | 149.00 | +4.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 182.40 | 177.00 | 171.60 | 166.10 | 160.80 | 155.40 | 149.90 | +1.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 183.10 | 177.70 | 172.30 | 166.80 | 161.40 | 156.00 | 150.50 | +2.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 189.70 | — | 178.80 | — | 168.00 | — | 157.10 | +1.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 130.30 | — | — | — | — | 103.30 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 132.10 | 127.40 | 122.70 | 118.00 | 113.30 | 106.10 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 133.50 | — | — | — | — | 106.40 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 135.10 | — | — | — | — | 108.00 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 135.10 | — | — | — | — | 108.00 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 138.20 | — | — | — | — | 111.10 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 141.20 | — | — | — | — | 114.20 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 142.80 | — | — | — | — | 115.70 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 151.80 | 146.40 | 141.00 | 135.60 | 130.20 | 124.80 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 155.30 | — | — | — | — | 128.20 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 162.50 | 157.10 | 151.70 | 146.20 | 140.80 | 135.40 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 162.50 | 157.10 | 151.70 | 146.20 | 140.80 | 135.40 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 181.60 | 176.10 | 170.70 | 165.30 | 159.80 | 154.40 | — | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Tolochenaz for a child aged 0 to 18 with a deductible of 600 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/vd/tolochenaz/child/no-accident/), the cheapest offer in [Tolochenaz](https://praemiencheck.onedoc.ch/en/vd/tolochenaz/) is CSS (Hausarztversicherung Profit) at 99.10 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 115.50 CHF a month.

### How much does health insurance cost in Tolochenaz in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/vd/tolochenaz/child/) with a deductible of 600 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/vd/tolochenaz/child/no-accident/), monthly premiums run from 99.10 CHF (CSS, Hausarztversicherung Profit) to 157.10 CHF (Sympany, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 150.20 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Tolochenaz for a child aged 0 to 18 without accident cover?

On the cheapest offer (CSS, Hausarztversicherung Profit), the premium goes from 131.60 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/tolochenaz/child/no-accident/deductible-0/) to 99.10 CHF with the 600 CHF deductible: 32.50 CHF less a month, 390.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 433 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Tolochenaz for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 600 CHF and without accident cover, the cheapest premium per model is: standard model 115.50 CHF (Agrisano), family doctor / HMO 99.10 CHF (CSS), flexible model 102.90 CHF (Assura), telemedicine 99.80 CHF (Assura).

### Does a second or third child pay less in Tolochenaz?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 11 of the 21 insurers present in Tolochenaz file a reduced premium from a certain number of children insured with them, at a 600 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Galenos | Managed Care | 116.40 CHF | 33.60 CHF from the 3rd child |
| sana24 | Managed Care | 122.70 CHF | 36.30 CHF from the 3rd child |
| Visana | Managed Care | 104.00 CHF | 36.90 CHF from the 3rd child |
| Agrisano | Standard model | 115.50 CHF | 38.60 CHF from the 3rd child |
| CONCORDIA | HMO | 113.00 CHF | 42.40 CHF from the 3rd child |
| SWICA | Standard model | 137.80 CHF | 42.50 CHF from the 3rd child |
| rhenusana | Standard model | 149.00 CHF | 74.50 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 121.10 CHF | 90.80 CHF from the 5th child |
| Assura | MediTel | 99.80 CHF | 98.30 CHF from the 4th child, 96.70 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 128.90 CHF | 96.70 CHF from the 5th child |
| Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 129.50 CHF | 97.10 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Tolochenaz is in region 1 of canton Vaud.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vd/tolochenaz/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Tolochenaz (VD): every situation: https://praemiencheck.onedoc.ch/en/vd/tolochenaz/
- Premiums 2027 in Tolochenaz (VD), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/vd/tolochenaz/child/
- Premiums 2027 in Tolochenaz (VD), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/vd/tolochenaz/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/vd/tolochenaz/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/vd/tolochenaz/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/vd/tolochenaz/child/with-accident/deductible-600/
- Deductible Premiums 2027 in Tolochenaz (VD), child, deductible of 0 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/tolochenaz/child/no-accident/deductible-0/
- Deductible Premiums 2027 in Tolochenaz (VD), child, deductible of 100 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/tolochenaz/child/no-accident/deductible-100/
- Deductible Premiums 2027 in Tolochenaz (VD), child, deductible of 200 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/tolochenaz/child/no-accident/deductible-200/
- Deductible Premiums 2027 in Tolochenaz (VD), child, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/tolochenaz/child/no-accident/deductible-300/
- Deductible Premiums 2027 in Tolochenaz (VD), child, deductible of 400 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/tolochenaz/child/no-accident/deductible-400/
- Deductible Premiums 2027 in Tolochenaz (VD), child, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/tolochenaz/child/no-accident/deductible-500/

Address of this page: praemiencheck.onedoc.ch/en/vd/tolochenaz/child/no-accident/deductible-0/ — replace `vd` with your canton’s two-letter code (ge, vd, zh…), `tolochenaz` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-600` with `deductible-0` for another deductible. Markdown version: add `.md`.