# Health insurance premiums 2027 in Senarclens (VD), for an adult aged 26 or over with accident cover

In 2027, for an adult aged 26 or over in Senarclens, with accident cover, the cheapest health insurance premium is:

- **554.35 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/senarclens/adult/with-accident/deductible-300/) (Groupe Mutuel – Philos, SanaTel (Telemedicine))
- **426.35 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/senarclens/adult/with-accident/deductible-2500/) (Groupe Mutuel – Philos, SanaTel (Telemedicine))

## With accident cover: from 426.35 to 744.85 CHF a month depending on the deductible and the model

106 offers from 21 health insurers. With a deductible of 300 CHF, the cheapest is **554.35 CHF** a month with **Groupe Mutuel – Philos** (SanaTel (Telemedicine)), the most expensive 744.85 CHF with rhenusana (Standard model).

Lowest premium:
- 300 CHF: 554.35 CHF (Groupe Mutuel – Philos, SanaTel (Telemedicine)) — https://praemiencheck.onedoc.ch/en/vd/senarclens/adult/with-accident/deductible-300/
- 500 CHF: 542.85 CHF (Groupe Mutuel – Philos, SanaTel (Telemedicine)) — https://praemiencheck.onedoc.ch/en/vd/senarclens/adult/with-accident/deductible-500/
- 1'000 CHF: 513.85 CHF (Groupe Mutuel – Philos, SanaTel (Telemedicine)) — https://praemiencheck.onedoc.ch/en/vd/senarclens/adult/with-accident/deductible-1000/
- 1'500 CHF: 484.35 CHF (Groupe Mutuel – Philos, SanaTel (Telemedicine)) — https://praemiencheck.onedoc.ch/en/vd/senarclens/adult/with-accident/deductible-1500/
- 2'000 CHF: 455.35 CHF (Groupe Mutuel – Philos, SanaTel (Telemedicine)) — https://praemiencheck.onedoc.ch/en/vd/senarclens/adult/with-accident/deductible-2000/
- 2'500 CHF: 426.35 CHF (Groupe Mutuel – Philos, SanaTel (Telemedicine)) — https://praemiencheck.onedoc.ch/en/vd/senarclens/adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 554.35 | 542.85 | 513.85 | 484.35 | 455.35 | 426.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 556.55 | 544.95 | 515.75 | 486.55 | 457.45 | 428.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 557.75 | 546.15 | 516.95 | 487.75 | — | 429.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 559.85 | 548.25 | 519.05 | 489.85 | 460.75 | 431.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 559.85 | 548.25 | 519.05 | 489.85 | 460.75 | 431.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 560.55 | 548.95 | 519.75 | 490.55 | 461.45 | 432.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 561.05 | 550.05 | 522.55 | 494.55 | 466.95 | 439.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 561.85 | 550.25 | 521.05 | 491.85 | 462.75 | 433.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 562.25 | 550.55 | 521.45 | 492.25 | 463.05 | 433.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 563.25 | 551.65 | 522.45 | 493.25 | — | 434.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 568.15 | 556.55 | 527.35 | 498.15 | 469.05 | 439.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 569.85 | 558.25 | 529.05 | 499.85 | 470.75 | 441.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 572.45 | 560.85 | 531.65 | 502.45 | 473.35 | 444.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 572.45 | 560.85 | 531.65 | 502.45 | 473.35 | 444.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 572.85 | 561.15 | 531.95 | 502.85 | 473.65 | 444.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 572.85 | 561.25 | 532.05 | 502.85 | 473.75 | 444.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 572.95 | 561.35 | 532.15 | 502.95 | 473.85 | 444.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 573.60 | 561.95 | 532.80 | 503.60 | 474.45 | 445.30 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 575.25 | 563.55 | 534.45 | 505.25 | 476.05 | 446.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 575.55 | 563.95 | 534.75 | 505.55 | 476.45 | 447.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 575.55 | 563.95 | 534.75 | 505.55 | 476.45 | 447.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 575.75 | 564.15 | 534.95 | 505.75 | 476.65 | 447.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 576.15 | 569.45 | 535.35 | 506.15 | 476.95 | 447.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 576.25 | 564.65 | 535.45 | 506.25 | 477.15 | 447.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 577.45 | 565.85 | 536.65 | 507.45 | 478.35 | 449.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 578.25 | 566.75 | 537.75 | 508.25 | 479.25 | 450.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 579.25 | 567.65 | 545.45 | 516.35 | 480.15 | 450.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 579.25 | 567.65 | 545.45 | 516.35 | 480.15 | 450.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 579.35 | 567.75 | 538.55 | 509.35 | 480.25 | 451.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 581.65 | 570.65 | 543.15 | 515.15 | 487.55 | 460.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 582.95 | 572.85 | 547.45 | 522.15 | 496.75 | 460.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 584.35 | 572.75 | 543.55 | 514.35 | 485.25 | 456.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 584.95 | 573.35 | 544.15 | 514.95 | — | 456.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 585.15 | 573.55 | 544.35 | 515.15 | 486.05 | 456.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 585.45 | 573.95 | 544.95 | 515.45 | 486.45 | 457.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 586.35 | 574.75 | 545.55 | 516.35 | 487.25 | 458.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 586.35 | 574.65 | 552.55 | 523.35 | 487.15 | 457.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 588.15 | 576.55 | 547.35 | 518.15 | 489.05 | 459.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 588.15 | 576.65 | 547.65 | 518.15 | 489.15 | 460.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 588.95 | 577.25 | 548.05 | 518.95 | 489.75 | 460.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 590.15 | 583.45 | 549.35 | 520.15 | 490.95 | 461.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 590.35 | 578.75 | 549.55 | 520.35 | — | 462.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 590.35 | 578.75 | 549.55 | 520.35 | 491.25 | 462.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 591.15 | 579.55 | 550.35 | 521.15 | 492.05 | 462.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 591.15 | 579.55 | 550.35 | 521.15 | 492.05 | 462.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 591.95 | 580.35 | 551.15 | 521.95 | 492.85 | 463.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 592.25 | 580.55 | 551.45 | 522.25 | 493.05 | 463.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 592.25 | 580.75 | 551.75 | 522.25 | 493.25 | 464.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 594.25 | 582.60 | 553.45 | 524.25 | 495.10 | 465.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 594.95 | 583.45 | 554.45 | 524.95 | 495.95 | 466.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 598.35 | 586.85 | 557.85 | 528.35 | 499.35 | 470.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 600.05 | 588.45 | 559.25 | 530.05 | 500.95 | 471.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 603.55 | 591.85 | 562.65 | 533.55 | 504.35 | 475.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 603.55 | 591.85 | 562.65 | 533.55 | 504.35 | 475.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 604.85 | 593.25 | 564.05 | 534.85 | 505.75 | 476.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 605.55 | 594.05 | 565.05 | 535.55 | 506.55 | 477.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 606.15 | 595.15 | 567.65 | 539.65 | 512.05 | 484.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 607.45 | 604.55 | 600.05 | 595.45 | 590.95 | 570.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 608.05 | 596.45 | 567.25 | 538.05 | 508.95 | 479.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 608.05 | 596.45 | 567.25 | 538.05 | 508.95 | 479.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 609.45 | 597.85 | 568.65 | 539.45 | 510.35 | 493.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 609.65 | 597.95 | 568.85 | 539.65 | 510.45 | 481.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 611.15 | 604.45 | 570.25 | 541.15 | 511.95 | 482.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 611.15 | 604.45 | 570.25 | 541.15 | 511.95 | 482.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 611.75 | 600.15 | 570.95 | 541.75 | 512.65 | 483.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 611.75 | 600.15 | 570.95 | 541.75 | 512.65 | 483.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 612.05 | 600.45 | 571.25 | 542.05 | — | 483.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 612.55 | 601.05 | 572.05 | 542.55 | 513.55 | 484.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 612.95 | 601.35 | 572.15 | 542.95 | 513.85 | 496.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 618.55 | 606.95 | 577.75 | 548.55 | 519.45 | 490.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 621.80 | 610.15 | 581.00 | 551.80 | 522.65 | 493.50 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 625.05 | 613.35 | 591.25 | 562.05 | 539.95 | 510.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 625.15 | 618.45 | 584.25 | 555.15 | 525.95 | 496.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 625.45 | 613.85 | 584.65 | 555.45 | 526.35 | 497.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 628.55 | 623.95 | 601.75 | 572.65 | 543.45 | 514.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 628.65 | 617.00 | 587.85 | 558.65 | 529.50 | 500.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 631.85 | 620.25 | 591.05 | 561.85 | 532.75 | 503.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 635.55 | 623.90 | 594.75 | 565.55 | 536.40 | 507.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 635.55 | 623.90 | 594.75 | 565.55 | 536.40 | 507.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 635.55 | 623.90 | 594.75 | 565.55 | 536.40 | 507.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 638.25 | 626.55 | 597.45 | 568.25 | 539.05 | 509.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 640.25 | 628.65 | 599.45 | 570.25 | 541.15 | 511.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 641.35 | 629.75 | 600.55 | 571.35 | 542.25 | 517.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 644.15 | 632.55 | 603.35 | 574.15 | 545.05 | 515.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 647.15 | 635.45 | 606.25 | 577.15 | 547.95 | 518.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 647.45 | 635.75 | 606.65 | 577.45 | 548.25 | 519.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 648.45 | 636.85 | 607.65 | 578.45 | 549.35 | 520.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 649.65 | 645.05 | 622.85 | 593.75 | 564.55 | 535.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 654.85 | 643.15 | 613.95 | 584.85 | 555.65 | 526.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 662.25 | 650.65 | 621.45 | 592.25 | 563.15 | 533.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 663.05 | 651.45 | 622.25 | 593.05 | 563.95 | 534.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 666.35 | 654.75 | 625.55 | 596.35 | — | 538.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 670.75 | 659.15 | 629.95 | 600.85 | 571.65 | 542.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 672.45 | 660.75 | 631.55 | 602.45 | 573.25 | 544.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 672.85 | 661.35 | 632.35 | 602.85 | 573.85 | 544.85 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 673.25 | 663.10 | 632.55 | 605.45 | 578.35 | 551.20 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 673.65 | 662.15 | 633.15 | 603.65 | 574.65 | 545.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 677.05 | 665.55 | 636.55 | 607.05 | 578.05 | 549.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 679.25 | 667.55 | 638.45 | 609.25 | 580.05 | 550.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 680.25 | 668.65 | 639.45 | 610.25 | 581.15 | 551.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 683.75 | 672.10 | 642.95 | 613.75 | 584.60 | 555.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 688.05 | 681.35 | 647.25 | 618.05 | 588.85 | 559.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 695.05 | 688.35 | 654.25 | 625.05 | 595.85 | 566.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 698.85 | 687.25 | 658.05 | 628.85 | 599.75 | 570.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 705.25 | 693.65 | 664.45 | 635.25 | 606.15 | 576.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 744.85 | 733.25 | 704.05 | 674.85 | 645.75 | 616.85 |

106 offers from 21 health insurers.: https://praemiencheck.onedoc.ch/en/vd/senarclens/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/vd/senarclens/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/vd/senarclens/adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Senarclens for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Senarclens](https://praemiencheck.onedoc.ch/en/vd/senarclens/) is Groupe Mutuel – Philos (SanaTel (Telemedicine)) at 554.35 CHF a month. The cheapest standard model (free choice of doctor) is Galenos (Standard model) at 609.65 CHF a month.

### How much does health insurance cost in Senarclens in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/vd/senarclens/adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 554.35 CHF (Groupe Mutuel – Philos, SanaTel (Telemedicine)) to 744.85 CHF (rhenusana, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 517.55 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Senarclens for an adult aged 26 or over with accident cover?

On the cheapest offer (Groupe Mutuel – Philos, SanaTel (Telemedicine)), the premium goes from 554.35 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/senarclens/adult/with-accident/deductible-300/) to 426.35 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/senarclens/adult/with-accident/deductible-2500/): 128.00 CHF less a month, 1'536.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'007 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Senarclens for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 609.65 CHF (Galenos), family doctor / HMO 556.55 CHF (Assura), flexible model 559.85 CHF (Assura), telemedicine 554.35 CHF (Groupe Mutuel – Philos).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 559.10 CHF at Groupe Mutuel – Philos (SanaTel (Telemedicine)) gives 554.35 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vd/senarclens/adult/with-accident/

## Related pages

- With accident cover: from 426.35 to 744.85 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/vd/senarclens/adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/vd/senarclens/adult/with-accident/ — replace `vd` with your canton’s two-letter code (ge, vd, zh…) and `senarclens` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.