# Health insurance premiums 2026 in Saint-Saphorin (Lavaux) (VD), for an adult aged 26 or over

In 2026, for an adult aged 26 or over in Saint-Saphorin (Lavaux), the cheapest health insurance premium is:

- [Without accident cover](https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/no-accident/): **526.55 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/no-accident/deductible-300/) (Sanitas, TelMed (Compact One)), **407.05 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/no-accident/deductible-2500/) (Sanitas, TelMed (Compact One)).
- [With accident cover](https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/with-accident/): **564.95 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/with-accident/deductible-300/) (Atupri, HMO), **436.65 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/with-accident/deductible-2500/) (Atupri, HMO).

## Without accident cover: from 407.05 to 712.50 CHF a month depending on the deductible and the model

105 offers from 21 health insurers. With a deductible of 300 CHF, the cheapest is **526.55 CHF** a month with **Sanitas** (TelMed (Compact One)), the most expensive 712.50 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 526.55 CHF (Sanitas, TelMed (Compact One)) — https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/no-accident/deductible-300/
- 500 CHF: 515.75 CHF (Sanitas, TelMed (Compact One)) — https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/no-accident/deductible-500/
- 1'000 CHF: 488.55 CHF (Sanitas, TelMed (Compact One)) — https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/no-accident/deductible-1000/
- 1'500 CHF: 461.35 CHF (Sanitas, TelMed (Compact One)) — https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/no-accident/deductible-1500/
- 2'000 CHF: 434.25 CHF (Sanitas, TelMed (Compact One)) — https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/no-accident/deductible-2000/
- 2'500 CHF: 407.05 CHF (Sanitas, TelMed (Compact One)) — https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 526.55 | 515.75 | 488.55 | 461.35 | 434.25 | 407.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 530.35 | 519.65 | 492.45 | 465.25 | 438.25 | 411.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 533.25 | 522.45 | 495.35 | 468.15 | 441.15 | 413.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 534.05 | 523.25 | 496.05 | 468.95 | 441.85 | 414.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 534.35 | 523.65 | 496.45 | 469.25 | 442.25 | 415.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 534.35 | 523.65 | 496.45 | 469.25 | 442.25 | 415.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 535.75 | 524.95 | 504.55 | 477.45 | 443.55 | 416.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 536.45 | 525.45 | 497.65 | 469.95 | 442.35 | 414.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 536.45 | 525.65 | 498.45 | 471.35 | 444.25 | 417.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 539.15 | 528.35 | 507.95 | 480.85 | 446.95 | 419.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 539.75 | 528.85 | 501.65 | 474.35 | 447.15 | 419.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 542.15 | 531.35 | 504.15 | 476.95 | 449.90 | 422.70 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 542.55 | 531.75 | 504.65 | 477.45 | 450.45 | 423.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 542.95 | 532.05 | 504.75 | 477.55 | 450.25 | 423.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 544.25 | 534.95 | 511.35 | 487.75 | 464.25 | 435.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 546.75 | 535.85 | 508.85 | 481.65 | 454.55 | 427.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 546.75 | 535.85 | 508.85 | 481.65 | 454.55 | 427.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 547.35 | 536.55 | 509.35 | 482.25 | 455.15 | 428.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Care network (Delta) | 548.85 | 538.05 | 510.85 | 483.75 | 456.65 | 429.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 549.05 | 538.05 | 510.35 | 482.55 | 454.95 | 427.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 549.85 | 539.05 | 511.95 | 484.75 | 457.75 | 434.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 551.75 | 541.55 | 515.95 | 489.95 | 464.25 | 438.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 553.15 | 542.35 | 515.15 | 488.05 | 460.95 | 437.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 553.95 | 543.15 | 515.95 | 488.85 | 461.75 | 434.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 553.95 | 543.15 | 515.95 | 488.85 | 461.75 | 434.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 554.95 | 543.95 | 516.25 | 488.45 | 460.85 | 433.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 554.95 | 544.05 | 516.75 | 489.45 | 462.25 | 434.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 558.75 | 547.85 | 520.25 | 492.65 | 465.15 | 437.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 558.75 | 547.85 | 520.25 | 492.65 | 465.15 | 437.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 559.45 | 548.65 | 521.45 | 494.35 | 467.25 | 440.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 560.55 | 554.25 | 522.35 | 495.05 | 467.85 | 440.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 560.55 | 554.25 | 522.35 | 495.05 | 467.85 | 440.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 562.55 | 551.75 | 524.65 | 497.45 | 470.45 | 443.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 562.65 | 551.85 | 524.75 | 497.55 | 470.55 | 443.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 562.85 | 551.95 | 531.65 | 504.45 | 470.65 | 443.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 566.95 | 556.15 | 528.95 | 501.85 | 474.75 | 447.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 566.95 | 556.15 | 528.95 | 501.85 | 474.75 | 447.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 567.35 | 556.55 | 529.35 | 502.25 | 475.15 | 447.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 567.65 | 556.75 | 529.45 | 502.25 | 474.95 | 447.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 569.15 | 558.45 | 531.45 | 504.05 | 477.05 | 450.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 571.85 | 560.85 | 533.25 | 505.65 | 478.15 | 450.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 573.45 | 562.65 | 535.45 | 508.35 | — | 454.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 573.60 | 562.80 | 535.60 | 508.45 | 481.35 | 454.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 574.65 | 563.65 | 535.85 | 508.15 | 480.45 | 452.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 575.15 | 564.45 | 537.45 | 510.05 | 483.05 | 456.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 577.45 | 566.75 | 539.75 | 512.35 | 485.35 | 458.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 578.05 | 567.25 | 540.05 | 512.95 | 485.85 | 458.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 578.05 | 567.25 | 540.05 | 512.95 | 485.85 | 458.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 579.90 | 569.10 | 541.90 | 514.70 | 487.65 | 460.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 579.90 | 569.10 | 541.90 | 514.70 | 487.65 | 460.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 580.05 | 569.25 | 542.05 | 514.85 | 487.75 | 460.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 580.55 | 569.75 | 542.45 | 515.15 | 487.95 | 460.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 580.55 | 569.75 | 542.45 | 515.15 | 487.95 | 460.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 582.55 | 571.85 | 544.85 | 517.45 | 490.45 | 463.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 583.15 | 572.25 | 565.45 | 558.55 | 551.75 | 524.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 584.15 | 573.95 | 548.35 | 522.35 | 496.65 | 471.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 585.15 | 574.45 | 547.45 | 520.05 | 493.05 | 466.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 585.75 | 574.85 | 547.65 | 520.35 | 493.05 | 465.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 586.15 | 575.45 | 548.25 | 521.05 | 494.05 | 466.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 586.15 | 575.45 | 548.25 | 521.05 | 494.05 | 466.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 586.35 | 575.55 | 548.45 | 521.25 | 494.25 | 467.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 588.45 | 577.75 | 550.75 | 523.35 | 496.35 | 469.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 588.85 | 578.05 | 550.85 | 523.75 | 496.65 | 473.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 590.65 | 579.85 | 552.65 | 525.55 | — | 471.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 592.85 | 582.15 | 554.95 | 527.75 | 500.75 | 473.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 593.25 | 582.45 | 562.05 | 534.95 | 507.75 | 480.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 594.25 | 583.35 | 556.05 | 528.85 | 501.55 | 474.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 594.55 | 588.35 | 556.35 | 529.15 | 501.85 | 474.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 594.55 | 588.35 | 556.35 | 529.15 | 501.85 | 474.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 600.25 | 589.35 | 562.15 | 534.85 | 507.65 | 480.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 602.05 | 591.25 | 564.15 | 536.95 | — | 482.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 602.35 | 591.65 | 564.65 | 537.25 | 510.25 | 483.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 602.55 | 591.85 | 564.85 | 537.45 | 510.45 | 483.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 603.35 | 592.55 | 572.15 | 545.05 | 517.95 | 490.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 605.85 | 595.65 | 570.05 | 544.05 | 518.35 | 492.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 606.65 | 595.75 | 568.55 | 541.25 | 514.05 | 486.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 607.85 | 597.05 | 569.85 | 542.75 | — | 488.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 608.15 | 601.95 | 570.05 | 542.75 | 515.45 | 488.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 608.65 | 597.95 | 570.75 | 543.55 | 516.55 | 489.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 611.65 | 600.65 | 572.95 | 545.15 | 517.55 | 489.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 613.85 | 602.95 | 575.65 | 548.45 | 521.15 | 493.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 616.45 | 605.55 | 578.25 | 551.05 | 523.75 | 496.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 617.25 | 606.45 | 579.35 | 552.15 | 525.05 | 497.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 623.65 | 612.85 | 592.45 | 565.35 | 538.25 | 511.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 623.95 | 613.15 | 585.95 | 558.85 | 531.75 | 504.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 626.25 | 615.45 | 588.35 | 561.25 | 534.15 | 506.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 629.15 | 618.35 | 591.25 | 564.05 | 536.95 | 509.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 630.75 | 620.05 | 593.05 | 565.65 | 538.65 | 511.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 639.25 | 628.35 | 601.05 | 573.75 | 546.55 | 519.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 643.95 | 633.25 | 606.05 | 578.85 | 551.85 | 524.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 644.95 | 634.15 | 607.05 | 579.85 | 552.85 | 525.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 645.75 | 634.85 | 607.55 | 580.25 | 553.05 | 525.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 646.75 | 635.75 | 608.25 | 580.65 | 553.15 | 525.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 647.95 | 637.25 | 610.05 | 582.85 | — | 528.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 647.95 | 636.85 | 609.25 | 581.45 | 553.75 | 526.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 649.25 | 638.35 | 611.05 | 583.75 | 556.55 | 529.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 661.85 | 651.15 | 624.15 | 596.75 | 569.75 | 542.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 662.65 | 651.95 | 624.95 | 597.55 | 570.55 | 543.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 669.45 | 663.25 | 631.35 | 604.05 | 576.75 | 549.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 671.05 | 660.15 | 633.05 | 605.95 | 578.75 | 551.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 676.25 | 670.05 | 638.15 | 610.85 | 583.55 | 556.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 688.15 | 677.35 | 650.25 | 623.05 | — | 568.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 693.05 | 682.25 | 655.15 | 627.95 | 600.85 | 574.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 705.35 | 694.65 | 667.65 | 640.25 | 613.25 | 586.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 712.50 | 701.75 | 676.65 | 647.90 | 619.25 | 590.50 |

105 offers from 21 health insurers.: https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/no-accident.md

## With accident cover: from 436.65 to 758.75 CHF a month depending on the deductible and the model

105 offers from 21 health insurers. With a deductible of 300 CHF, the cheapest is **564.95 CHF** a month with **Atupri** (HMO), the most expensive 758.75 CHF with Groupe Mutuel – Philos (Standard model).

Lowest premium:
- 300 CHF: 564.95 CHF (Atupri, HMO) — https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/with-accident/deductible-300/
- 500 CHF: 553.35 CHF (Atupri, HMO) — https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/with-accident/deductible-500/
- 1'000 CHF: 524.15 CHF (Atupri, HMO) — https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/with-accident/deductible-1000/
- 1'500 CHF: 494.95 CHF (Atupri, HMO) — https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/with-accident/deductible-1500/
- 2'000 CHF: 465.85 CHF (Atupri, HMO) — https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/with-accident/deductible-2000/
- 2'500 CHF: 436.65 CHF (Atupri, HMO) — https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 564.95 | 553.35 | 524.15 | 494.95 | 465.85 | 436.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 565.85 | 554.25 | 525.05 | 495.85 | 466.75 | 437.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 570.75 | 559.15 | 529.95 | 500.75 | 471.65 | 442.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 573.75 | 562.15 | 532.95 | 503.75 | 474.65 | 445.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 574.55 | 562.95 | 533.75 | 504.55 | 475.45 | 446.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 574.95 | 563.35 | 534.15 | 504.95 | 475.85 | 446.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 574.95 | 563.35 | 534.15 | 504.95 | 475.85 | 446.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 576.45 | 564.85 | 542.95 | 513.75 | 477.35 | 448.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 577.15 | 565.55 | 536.35 | 507.15 | 478.05 | 448.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 577.95 | 566.25 | 537.05 | 507.95 | 478.75 | 449.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 578.25 | 566.65 | 537.45 | 508.25 | 479.15 | 449.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 580.15 | 568.45 | 546.55 | 517.45 | 480.95 | 451.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 581.25 | 569.65 | 540.45 | 511.25 | 482.15 | 452.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 582.70 | 571.10 | 541.90 | 512.70 | 483.60 | 454.40 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 583.75 | 572.15 | 542.95 | 513.75 | 484.65 | 455.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 584.45 | 572.85 | 543.65 | 514.45 | 485.35 | 456.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 585.55 | 575.55 | 550.15 | 524.85 | 499.45 | 468.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 588.25 | 576.55 | 547.45 | 518.25 | 489.05 | 459.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 588.25 | 576.55 | 547.45 | 518.25 | 489.05 | 459.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 588.85 | 577.25 | 548.05 | 518.85 | 489.75 | 460.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Care network (Delta) | 590.45 | 578.85 | 549.65 | 520.45 | 491.35 | 462.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 591.55 | 579.95 | 550.75 | 521.55 | 492.45 | 463.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 591.55 | 579.95 | 550.75 | 521.55 | 492.45 | 463.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 591.65 | 580.05 | 550.85 | 521.65 | 492.55 | 467.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 593.65 | 582.65 | 555.15 | 527.15 | 499.55 | 472.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 594.05 | 582.45 | 553.25 | 524.05 | 494.95 | 465.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 595.15 | 583.55 | 554.35 | 525.15 | 496.05 | 470.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 595.95 | 584.35 | 555.15 | 525.95 | 496.85 | 467.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 595.95 | 584.35 | 555.15 | 525.95 | 496.85 | 467.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 600.05 | 593.45 | 559.25 | 530.05 | 500.95 | 471.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 600.05 | 593.45 | 559.25 | 530.05 | 500.95 | 471.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 601.85 | 590.25 | 561.05 | 531.85 | 502.75 | 473.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 605.15 | 593.55 | 564.35 | 535.15 | 506.05 | 476.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 605.25 | 593.65 | 564.45 | 535.25 | 506.15 | 476.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 605.35 | 593.75 | 564.55 | 535.35 | 506.25 | 477.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 605.35 | 593.75 | 564.55 | 535.35 | 506.25 | 477.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 605.55 | 593.95 | 572.05 | 542.85 | 506.45 | 477.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 607.75 | 596.05 | 566.85 | 537.75 | 508.55 | 479.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 609.75 | 598.15 | 568.95 | 539.75 | 510.65 | 481.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 609.95 | 598.35 | 569.15 | 539.95 | 510.85 | 481.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 609.95 | 598.35 | 569.15 | 539.95 | 510.85 | 481.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 612.35 | 600.85 | 571.85 | 542.35 | 513.35 | 484.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 616.50 | 604.90 | 575.70 | 546.50 | 517.40 | 488.20 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 616.95 | 605.35 | 576.15 | 546.95 | — | 488.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 618.75 | 607.25 | 578.25 | 548.75 | 519.75 | 490.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 621.25 | 609.65 | 580.45 | 551.25 | 522.15 | 492.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 621.25 | 609.65 | 580.45 | 551.25 | 522.15 | 492.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 621.25 | 609.75 | 580.75 | 551.25 | 522.25 | 493.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 621.85 | 610.25 | 581.05 | 551.85 | 522.75 | 493.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 621.85 | 610.25 | 581.05 | 551.85 | 522.75 | 493.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 623.25 | 611.65 | 582.45 | 553.25 | 524.15 | 494.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 623.25 | 611.65 | 582.45 | 553.25 | 524.15 | 494.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 623.35 | 611.75 | 582.55 | 553.35 | 524.25 | 495.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 626.75 | 615.25 | 586.25 | 556.75 | 527.75 | 498.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 627.15 | 615.45 | 586.25 | 557.15 | 527.95 | 498.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 627.35 | 615.75 | 608.35 | 601.05 | 593.65 | 564.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 628.55 | 617.55 | 590.05 | 562.05 | 534.45 | 506.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 629.55 | 618.05 | 589.05 | 559.55 | 530.55 | 501.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 630.65 | 619.05 | 589.85 | 560.65 | 531.55 | 502.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 630.65 | 619.05 | 589.85 | 560.65 | 531.55 | 502.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 630.85 | 619.25 | 590.05 | 560.85 | 531.75 | 502.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 633.15 | 621.65 | 592.65 | 563.15 | 534.15 | 505.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 633.55 | 621.95 | 592.75 | 563.55 | 534.45 | 509.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 635.45 | 623.85 | 594.65 | 565.45 | — | 507.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 636.15 | 624.55 | 595.35 | 566.15 | 537.05 | 507.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 636.55 | 629.85 | 595.65 | 566.55 | 537.35 | 508.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 636.55 | 629.85 | 595.65 | 566.55 | 537.35 | 508.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 637.85 | 626.25 | 597.05 | 567.85 | 538.75 | 509.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 638.25 | 626.65 | 604.75 | 575.55 | 546.35 | 517.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 642.65 | 630.95 | 601.85 | 572.65 | 543.45 | 514.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 644.15 | 632.55 | 603.35 | 574.15 | 545.05 | 515.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 647.75 | 636.15 | 606.95 | 577.75 | — | 519.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 648.05 | 636.55 | 607.55 | 578.05 | 549.05 | 520.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 648.25 | 636.75 | 607.75 | 578.25 | 549.25 | 520.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 649.15 | 637.55 | 615.65 | 586.45 | 557.35 | 528.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 649.45 | 637.85 | 608.65 | 579.45 | 550.35 | 521.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 651.05 | 644.45 | 610.25 | 581.05 | 551.95 | 522.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 651.85 | 640.85 | 613.35 | 585.35 | 557.75 | 530.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 653.95 | 642.35 | 613.15 | 583.95 | — | 525.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 654.85 | 643.25 | 614.05 | 584.85 | 555.75 | 526.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 657.15 | 645.45 | 616.35 | 587.15 | 557.95 | 528.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 659.95 | 648.25 | 619.05 | 589.95 | 560.75 | 531.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 664.05 | 652.45 | 623.25 | 594.05 | 564.95 | 535.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 670.55 | 658.95 | 629.75 | 600.55 | 571.45 | 542.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 671.05 | 659.35 | 637.45 | 608.25 | 579.15 | 549.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 673.75 | 662.15 | 632.95 | 603.85 | 574.65 | 545.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 676.85 | 665.25 | 636.05 | 606.85 | 577.75 | 548.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 678.55 | 667.05 | 638.05 | 608.55 | 579.55 | 550.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 682.35 | 670.65 | 641.55 | 612.35 | 583.15 | 554.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 684.25 | 672.65 | 643.45 | 614.25 | 585.15 | 555.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 684.65 | 673.05 | 643.85 | 614.65 | 585.55 | 556.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 691.25 | 679.55 | 650.45 | 621.25 | 592.05 | 562.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 692.85 | 681.25 | 652.05 | 622.85 | 593.75 | 564.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 693.85 | 682.25 | 653.05 | 623.85 | 594.75 | 565.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 694.65 | 683.05 | 653.85 | 624.65 | 595.55 | 566.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 697.15 | 685.55 | 656.35 | 627.15 | — | 568.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 711.95 | 700.45 | 671.45 | 641.95 | 612.95 | 583.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 712.85 | 701.35 | 672.35 | 642.85 | 613.85 | 584.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 716.65 | 709.95 | 675.85 | 646.65 | 617.45 | 588.35 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 716.85 | 706.00 | 680.75 | 651.85 | 623.00 | 594.10 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 721.85 | 710.25 | 681.05 | 651.85 | 622.75 | 593.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 723.95 | 717.25 | 683.15 | 653.95 | 624.75 | 595.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 740.35 | 728.75 | 699.55 | 670.35 | — | 612.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 745.55 | 733.95 | 704.85 | 675.55 | 646.45 | 617.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 758.75 | 747.25 | 718.25 | 688.75 | 659.75 | 630.75 |

105 offers from 21 health insurers.: https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Saint-Saphorin (Lavaux) for an adult aged 26 or over?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/no-accident/): Sanitas (TelMed (Compact One)) at 526.55 CHF a month with a [deductible of 300 CHF](https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/no-accident/deductible-300/), and Sanitas (TelMed (Compact One)) at 407.05 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/no-accident/deductible-2500/). [With accident cover](https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/with-accident/): Atupri (HMO) at 564.95 CHF, and Atupri (HMO) at 436.65 CHF.

### How much does accident cover cost in basic insurance in Saint-Saphorin (Lavaux)?

For an adult aged 26 or over with Sanitas (TelMed (Compact One)), the premium rises from 526.55 CHF a month [without accident cover](https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/no-accident/) to 565.85 CHF with accident cover, at the 300 CHF deductible: 39.30 CHF a month, 471.60 CHF a year. You only need this cover if you are not already fully insured for accidents under the [Accident Insurance Act (UVG/LAA)](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/en). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 531.70 CHF at Sanitas (TelMed (Compact One)) gives 526.55 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/

## Related pages

- Without accident cover: from 407.05 to 712.50 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/no-accident/
- With accident cover: from 436.65 to 758.75 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/vd/saint-saphorin-lavaux/adult/ — replace `vd` with your canton’s two-letter code (ge, vd, zh…) and `saint-saphorin-lavaux` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.