# Health insurance premiums 2027 in Rovray (VD), for a young adult aged 19 to 25

In 2027, for a young adult aged 19 to 25 in Rovray, the cheapest health insurance premium is:

- [Without accident cover](https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/no-accident/): **374.95 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/no-accident/deductible-300/) (Groupe Mutuel – Philos, PrimaFlex (Flexible model)), **255.95 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/no-accident/deductible-2500/) (Groupe Mutuel – Philos, PrimaFlex (Flexible model)).
- [With accident cover](https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/with-accident/): **403.55 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/with-accident/deductible-300/) (Groupe Mutuel – Philos, PrimaFlex (Flexible model)), **275.55 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/with-accident/deductible-2500/) (Groupe Mutuel – Philos, PrimaFlex (Flexible model)).

## Without accident cover: from 255.95 to 603.60 CHF a month depending on the deductible and the model

106 offers from 21 health insurers. With a deductible of 300 CHF, the cheapest is **374.95 CHF** a month with **Groupe Mutuel – Philos** (PrimaFlex (Flexible model)), the most expensive 603.60 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 374.95 CHF (Groupe Mutuel – Philos, PrimaFlex (Flexible model)) — https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/no-accident/deductible-300/
- 500 CHF: 364.25 CHF (Groupe Mutuel – Philos, PrimaFlex (Flexible model)) — https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/no-accident/deductible-500/
- 1'000 CHF: 337.35 CHF (Groupe Mutuel – Philos, PrimaFlex (Flexible model)) — https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 309.85 CHF (Groupe Mutuel – Philos, PrimaFlex (Flexible model)) — https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 282.85 CHF (Groupe Mutuel – Philos, PrimaFlex (Flexible model)) — https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 255.95 CHF (Groupe Mutuel – Philos, PrimaFlex (Flexible model)) — https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 374.95 | 364.25 | 337.35 | 309.85 | 282.85 | 255.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 377.15 | 366.45 | 339.55 | 312.05 | 285.15 | 258.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 380.25 | 369.45 | 342.25 | 315.15 | 288.05 | 260.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 382.25 | 376.05 | 344.15 | 316.85 | 289.65 | 262.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 386.15 | 375.45 | 348.45 | 321.05 | 294.05 | 267.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 386.65 | 375.80 | 348.65 | 321.45 | 294.35 | 267.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 386.65 | 375.80 | 348.65 | 321.45 | 294.35 | 267.20 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 386.85 | 376.05 | 348.85 | 321.75 | 294.65 | 267.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 389.15 | 378.35 | 351.25 | 324.05 | 296.95 | 269.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 389.15 | 378.35 | 351.25 | 324.05 | 296.95 | 269.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 389.35 | 378.45 | 351.35 | 324.25 | 297.05 | 269.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 389.35 | 378.45 | 351.35 | 324.25 | 297.05 | 269.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 389.45 | 378.65 | 351.55 | 324.35 | 297.35 | 270.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 390.45 | 379.85 | 352.85 | 325.35 | 298.45 | 271.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 390.65 | 379.95 | 352.95 | 325.55 | 298.55 | 271.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 390.70 | 379.85 | 352.70 | 325.50 | 298.40 | 271.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 390.70 | 379.85 | 352.70 | 325.50 | 298.40 | 271.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 390.70 | 379.85 | 352.70 | 325.50 | 298.40 | 271.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 390.70 | 379.85 | 352.70 | 325.50 | 298.40 | 271.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 390.70 | 379.85 | 352.70 | 325.50 | 298.40 | 271.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 394.95 | 384.25 | 357.25 | 329.85 | 302.85 | 275.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 395.85 | 384.95 | 357.75 | 330.55 | 303.35 | 276.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 395.85 | 384.95 | 357.75 | 330.55 | 303.35 | 276.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 397.05 | 385.95 | 358.25 | 330.55 | 302.85 | 275.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 397.15 | 386.45 | 359.45 | 332.05 | 305.05 | 278.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 397.85 | 386.85 | 359.15 | 331.35 | 303.75 | 275.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 398.15 | 387.35 | 360.25 | 333.05 | 306.05 | 278.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 398.25 | 392.05 | 360.15 | 332.85 | 305.65 | 278.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 398.35 | 387.45 | 360.45 | 333.25 | 306.15 | 279.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 399.25 | 388.35 | 360.75 | 333.15 | 305.65 | 278.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 399.85 | 390.45 | 366.75 | 343.25 | 319.65 | 289.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 400.55 | 389.85 | 362.65 | 335.45 | 308.45 | 281.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 401.65 | 390.65 | 363.05 | 335.45 | 308.05 | 280.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 402.45 | 391.45 | 363.65 | 335.95 | 308.25 | 280.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 402.75 | 391.95 | 364.75 | 337.65 | 310.55 | 283.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 402.95 | 392.10 | 364.95 | 337.75 | 310.65 | 283.50 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 404.05 | 393.35 | 366.35 | 338.95 | 311.95 | 284.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 405.35 | 394.65 | 367.65 | 340.25 | 313.25 | 286.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 406.85 | 396.05 | 368.85 | 341.75 | 314.65 | 287.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 407.65 | 396.95 | 369.95 | 342.55 | 315.55 | 288.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 407.65 | 396.95 | 369.95 | 342.55 | 315.55 | 288.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 408.65 | 397.65 | 370.05 | 342.45 | 314.95 | 287.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 415.65 | 409.45 | 377.55 | 350.25 | 323.05 | 295.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 417.35 | 406.55 | 384.25 | 357.15 | 325.15 | 298.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 418.55 | 407.75 | 380.65 | 353.45 | — | 299.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 419.35 | 408.65 | 381.65 | 354.25 | 327.25 | 300.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 420.25 | 414.05 | 382.05 | 354.85 | 327.55 | 300.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 422.35 | 411.65 | 384.45 | 357.25 | — | 303.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 423.65 | 412.85 | 385.65 | 358.55 | 331.45 | 312.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 425.05 | 414.05 | 386.25 | 358.55 | 330.85 | 303.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 425.35 | 414.55 | 387.35 | 360.25 | 333.15 | 306.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 425.35 | 414.55 | 387.35 | 360.25 | 333.15 | 306.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 425.95 | 415.05 | 387.75 | 360.65 | 333.45 | 306.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 426.05 | 415.35 | 388.15 | 360.95 | 333.95 | 315.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 427.15 | 416.45 | 389.25 | 362.05 | 335.05 | 307.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 427.15 | 416.35 | 396.55 | 369.45 | 334.95 | 307.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 428.45 | 417.75 | 390.55 | 363.35 | 336.35 | 309.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 429.65 | 423.65 | 396.55 | 369.45 | 337.35 | 310.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 430.15 | 419.25 | 391.95 | 364.75 | 337.45 | 310.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 433.55 | 422.75 | 395.55 | 368.45 | 341.35 | 314.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 435.05 | 424.15 | 396.95 | 369.65 | 342.35 | 315.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 436.45 | 425.55 | 398.25 | 370.95 | 343.75 | 316.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 436.95 | 426.15 | 421.05 | 416.05 | 393.85 | 366.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 437.55 | 426.75 | 399.65 | 372.45 | — | 318.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 438.15 | 427.25 | 400.05 | 372.75 | 345.55 | 318.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 438.65 | 427.85 | 400.65 | 373.55 | 346.45 | 319.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 438.65 | 427.85 | 400.65 | 373.55 | 346.45 | 319.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 439.15 | 428.45 | 401.25 | 374.05 | 347.05 | 319.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 439.35 | 428.65 | 401.65 | 374.25 | 347.25 | 320.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 439.45 | 433.25 | 401.35 | 374.05 | 346.75 | 319.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 441.35 | 430.55 | 403.45 | 376.25 | — | 322.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 441.95 | 431.25 | 404.35 | 376.85 | 349.85 | 322.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 442.65 | 431.75 | 404.55 | 377.25 | 349.95 | 322.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 445.95 | 435.15 | 407.95 | 380.85 | 353.75 | 329.35 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 447.55 | 436.45 | 408.75 | 381.05 | 353.35 | 325.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 447.65 | 436.65 | 408.85 | 381.15 | 353.45 | 325.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 447.95 | 437.15 | 409.95 | 382.85 | 355.75 | 328.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 448.25 | 437.35 | 410.15 | 383.15 | 355.95 | 328.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 448.65 | 442.35 | 410.45 | 383.25 | 355.95 | 328.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 448.85 | 438.05 | 410.95 | 383.75 | 356.65 | 329.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 451.15 | 440.35 | 413.25 | 386.05 | 359.05 | 331.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 451.15 | 440.35 | 413.25 | 386.05 | 359.05 | 331.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 453.25 | 446.95 | 415.05 | 387.75 | 360.55 | 333.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 456.55 | 445.75 | 418.55 | 391.45 | — | 337.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 458.95 | 448.25 | 421.05 | 393.85 | 366.85 | 339.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 459.05 | 453.15 | 430.95 | 403.75 | 386.45 | 359.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 460.25 | 449.45 | 422.25 | 395.15 | 368.05 | 340.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 461.25 | 450.55 | 423.55 | 396.15 | 369.15 | 342.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 461.55 | 455.55 | 433.35 | 406.25 | 388.95 | 361.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 462.35 | 451.35 | 423.75 | 396.15 | 368.65 | 341.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 464.15 | 453.35 | 426.15 | 399.05 | 371.95 | 344.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 475.15 | 464.35 | 437.25 | 410.05 | 383.05 | 355.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 476.25 | 470.35 | 448.05 | 420.95 | 393.85 | 366.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 478.55 | 467.65 | 440.35 | 413.05 | 385.85 | 358.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 486.05 | 475.25 | 448.05 | 420.95 | 393.85 | 366.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 490.45 | 479.65 | 452.55 | 425.35 | 398.35 | 371.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 494.55 | 483.75 | 456.65 | 429.45 | — | 375.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.95 | 494.15 | 466.95 | 439.85 | 412.75 | 385.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 508.55 | 497.65 | 470.35 | 443.05 | 415.85 | 388.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 515.65 | 504.75 | 477.45 | 450.15 | 422.95 | 395.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 516.75 | 505.75 | 478.55 | 451.25 | 424.05 | 396.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 524.85 | 513.95 | 486.75 | 459.45 | 432.25 | 404.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 525.05 | 515.85 | 493.05 | 470.25 | 447.45 | 424.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 535.75 | 524.85 | 497.65 | 470.35 | 443.15 | 415.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 541.25 | 530.35 | 503.05 | 475.85 | 448.55 | 421.35 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 603.60 | 592.65 | 567.10 | 536.70 | 506.25 | 481.90 |

106 offers from 21 health insurers.: https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/no-accident.md

## With accident cover: from 275.55 to 607.25 CHF a month depending on the deductible and the model

106 offers from 21 health insurers. With a deductible of 300 CHF, the cheapest is **403.55 CHF** a month with **Groupe Mutuel – Philos** (PrimaFlex (Flexible model)), the most expensive 607.25 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 403.55 CHF (Groupe Mutuel – Philos, PrimaFlex (Flexible model)) — https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/with-accident/deductible-300/
- 500 CHF: 392.05 CHF (Groupe Mutuel – Philos, PrimaFlex (Flexible model)) — https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/with-accident/deductible-500/
- 1'000 CHF: 363.05 CHF (Groupe Mutuel – Philos, PrimaFlex (Flexible model)) — https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 333.55 CHF (Groupe Mutuel – Philos, PrimaFlex (Flexible model)) — https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 304.55 CHF (Groupe Mutuel – Philos, PrimaFlex (Flexible model)) — https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 275.55 CHF (Groupe Mutuel – Philos, PrimaFlex (Flexible model)) — https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 403.55 | 392.05 | 363.05 | 333.55 | 304.55 | 275.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 405.95 | 394.45 | 365.45 | 335.95 | 306.95 | 277.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 409.15 | 397.55 | 368.35 | 339.15 | 310.05 | 280.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 409.35 | 402.65 | 368.55 | 339.35 | 310.15 | 281.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 415.55 | 404.05 | 375.05 | 345.55 | 316.55 | 287.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 415.65 | 404.00 | 374.85 | 345.65 | 316.50 | 287.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 415.65 | 404.00 | 374.85 | 345.65 | 316.50 | 287.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 416.25 | 404.65 | 375.45 | 346.25 | 317.15 | 287.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 418.15 | 406.55 | 377.35 | 348.15 | 319.05 | 289.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 418.75 | 407.15 | 377.95 | 348.75 | 319.65 | 290.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 418.75 | 407.15 | 377.95 | 348.75 | 319.65 | 290.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 418.95 | 407.25 | 378.05 | 348.95 | 319.75 | 290.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 418.95 | 407.25 | 378.05 | 348.95 | 319.75 | 290.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 419.05 | 407.45 | 378.25 | 349.05 | 319.95 | 290.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 419.15 | 407.55 | 378.35 | 349.15 | 320.05 | 290.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 420.00 | 408.35 | 379.20 | 350.00 | 320.85 | 291.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 420.00 | 408.35 | 379.20 | 350.00 | 320.85 | 291.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 420.00 | 408.35 | 379.20 | 350.00 | 320.85 | 291.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 420.00 | 408.35 | 379.20 | 350.00 | 320.85 | 291.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 420.00 | 408.35 | 379.20 | 350.00 | 320.85 | 291.70 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 420.25 | 408.75 | 379.75 | 350.25 | 321.25 | 292.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 420.35 | 408.85 | 379.85 | 350.35 | 321.35 | 292.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 422.75 | 411.15 | 381.95 | 352.75 | 323.65 | 294.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 423.85 | 412.25 | 383.05 | 353.85 | 324.75 | 295.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 424.75 | 413.15 | 383.95 | 354.75 | 325.65 | 296.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 424.75 | 413.15 | 383.95 | 354.75 | 325.65 | 296.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 425.05 | 413.55 | 384.55 | 355.05 | 326.05 | 297.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 425.25 | 413.65 | 384.45 | 355.25 | 326.15 | 296.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 426.45 | 419.85 | 385.65 | 356.45 | 327.35 | 298.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 427.45 | 415.95 | 386.95 | 357.45 | 328.45 | 299.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 428.45 | 416.85 | 387.65 | 358.45 | 329.35 | 300.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 428.65 | 416.95 | 387.85 | 358.65 | 329.45 | 300.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 430.25 | 420.15 | 394.75 | 369.35 | 343.95 | 311.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 431.05 | 419.45 | 390.25 | 361.05 | 331.95 | 302.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 432.65 | 421.05 | 391.85 | 362.65 | 333.55 | 304.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 433.15 | 421.50 | 392.35 | 363.15 | 334.00 | 304.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 433.35 | 421.75 | 392.55 | 363.35 | 334.25 | 305.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 434.75 | 423.25 | 394.25 | 364.75 | 335.75 | 306.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 436.15 | 424.65 | 395.65 | 366.15 | 337.15 | 308.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 437.75 | 426.15 | 396.95 | 367.75 | 338.65 | 309.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 438.75 | 427.25 | 398.25 | 368.75 | 339.75 | 310.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 438.75 | 427.25 | 398.25 | 368.75 | 339.75 | 310.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 445.05 | 438.45 | 404.25 | 375.05 | 345.95 | 316.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 447.65 | 436.05 | 406.85 | 377.65 | 348.55 | 319.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 449.15 | 437.45 | 413.55 | 384.35 | 349.95 | 320.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 449.95 | 443.35 | 409.15 | 379.95 | 350.85 | 321.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 450.45 | 438.85 | 409.65 | 380.45 | — | 322.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 451.25 | 439.75 | 410.75 | 381.25 | 352.25 | 323.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 454.55 | 442.95 | 413.75 | 384.55 | — | 326.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 455.85 | 444.25 | 415.05 | 385.85 | 356.75 | 336.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 457.05 | 445.35 | 416.15 | 387.05 | 357.85 | 328.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 457.65 | 446.05 | 416.85 | 387.65 | 358.55 | 329.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 457.65 | 446.05 | 416.85 | 387.65 | 358.55 | 329.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 458.55 | 446.95 | 417.75 | 388.55 | 359.45 | 339.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 459.65 | 448.05 | 418.85 | 389.65 | 360.55 | 331.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 459.65 | 448.05 | 426.75 | 397.55 | 360.55 | 331.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 460.55 | 448.85 | 419.75 | 390.55 | 361.35 | 332.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 461.05 | 449.45 | 420.25 | 391.05 | 361.95 | 332.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 462.35 | 455.95 | 426.75 | 397.55 | 363.15 | 333.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 465.85 | 454.15 | 424.95 | 395.85 | 366.65 | 337.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 466.45 | 454.85 | 425.65 | 396.45 | 367.35 | 338.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 467.25 | 455.55 | 426.45 | 397.25 | 368.05 | 338.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 469.15 | 457.55 | 428.35 | 399.15 | 370.05 | 340.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 470.25 | 458.55 | 453.15 | 447.75 | 423.85 | 394.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 470.55 | 463.85 | 429.75 | 400.55 | 371.35 | 342.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 470.85 | 459.25 | 430.05 | 400.85 | — | 342.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 471.35 | 459.65 | 430.55 | 401.35 | 372.15 | 343.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 471.45 | 459.85 | 430.65 | 401.45 | 372.35 | 343.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 471.95 | 460.35 | 431.15 | 401.95 | 372.85 | 343.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 471.95 | 460.35 | 431.15 | 401.95 | 372.85 | 343.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 472.55 | 460.95 | 431.75 | 402.55 | 373.45 | 344.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 472.75 | 461.25 | 432.25 | 402.75 | 373.75 | 344.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 473.95 | 462.25 | 433.15 | 403.95 | 374.75 | 345.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 474.95 | 463.35 | 434.15 | 404.95 | — | 346.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 475.55 | 464.05 | 435.05 | 405.55 | 376.55 | 347.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 479.85 | 468.25 | 439.05 | 409.85 | 380.75 | 354.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 480.35 | 473.65 | 439.55 | 410.35 | 381.15 | 352.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 481.95 | 470.35 | 441.15 | 411.95 | 382.85 | 353.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 482.25 | 470.55 | 441.35 | 412.25 | 383.05 | 353.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 482.95 | 471.35 | 442.15 | 412.95 | 383.85 | 354.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 485.25 | 478.55 | 444.35 | 415.25 | 386.05 | 356.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 485.45 | 473.85 | 444.65 | 415.45 | 386.35 | 357.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 485.45 | 473.85 | 444.65 | 415.45 | 386.35 | 357.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 489.45 | 477.85 | 448.65 | 419.45 | 390.35 | 361.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 491.25 | 479.65 | 450.45 | 421.25 | — | 362.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 493.85 | 482.25 | 453.05 | 423.85 | 394.75 | 365.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 493.95 | 487.55 | 463.65 | 434.55 | 415.95 | 386.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 495.15 | 483.55 | 454.35 | 425.25 | 396.05 | 366.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 496.35 | 484.85 | 455.85 | 426.35 | 397.35 | 368.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 496.65 | 490.25 | 466.35 | 437.15 | 418.55 | 389.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 499.35 | 487.75 | 458.55 | 429.35 | 400.25 | 371.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 511.25 | 499.65 | 470.45 | 441.25 | 412.15 | 382.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 512.35 | 500.65 | 471.45 | 442.35 | 413.15 | 383.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 512.45 | 506.05 | 482.15 | 452.95 | 423.85 | 394.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 522.95 | 511.35 | 482.15 | 452.95 | 423.85 | 394.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 527.75 | 516.15 | 486.95 | 457.75 | 428.65 | 399.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 532.15 | 520.55 | 491.35 | 462.15 | — | 403.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 543.25 | 531.65 | 502.45 | 473.25 | 444.15 | 414.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 544.45 | 532.75 | 503.55 | 474.45 | 445.25 | 416.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 552.05 | 540.35 | 511.15 | 482.05 | 452.85 | 423.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 553.15 | 541.55 | 512.35 | 483.15 | 454.05 | 424.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 561.95 | 550.25 | 521.05 | 491.95 | 462.75 | 433.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 564.95 | 554.95 | 530.45 | 505.95 | 481.45 | 456.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 573.65 | 561.95 | 532.75 | 503.65 | 474.45 | 445.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 579.45 | 567.75 | 538.65 | 509.45 | 480.25 | 451.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 607.25 | 596.25 | 570.55 | 539.95 | 509.35 | 484.85 |

106 offers from 21 health insurers.: https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Rovray for a young adult aged 19 to 25?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/no-accident/): Groupe Mutuel – Philos (PrimaFlex (Flexible model)) at 374.95 CHF a month with a [deductible of 300 CHF](https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/no-accident/deductible-300/), and Groupe Mutuel – Philos (PrimaFlex (Flexible model)) at 255.95 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/no-accident/deductible-2500/). [With accident cover](https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/with-accident/): Groupe Mutuel – Philos (PrimaFlex (Flexible model)) at 403.55 CHF, and Groupe Mutuel – Philos (PrimaFlex (Flexible model)) at 275.55 CHF.

### How much does accident cover cost in basic insurance in Rovray?

For a young adult aged 19 to 25 with Groupe Mutuel – Philos (PrimaFlex (Flexible model)), the premium rises from 374.95 CHF a month [without accident cover](https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/no-accident/) to 403.55 CHF with accident cover, at the 300 CHF deductible: 28.60 CHF a month, 343.20 CHF a year. You only need this cover if you are not already fully insured for accidents under the [Accident Insurance Act (UVG/LAA)](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/en). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 379.70 CHF at Groupe Mutuel – Philos (PrimaFlex (Flexible model)) gives 374.95 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/

## Related pages

- Without accident cover: from 255.95 to 603.60 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/no-accident/
- With accident cover: from 275.55 to 607.25 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/vd/rovray/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/vd/rovray/young-adult/ — replace `vd` with your canton’s two-letter code (ge, vd, zh…) and `rovray` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.