# Health insurance premiums 2027 in Ropraz (VD), for an adult aged 26 or over who wants a deductible of 2'000 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · with accident cover · monthly premiums in CHF_

In [Ropraz](https://praemiencheck.onedoc.ch/en/vd/ropraz/) ([canton Vaud](https://praemiencheck.onedoc.ch/en/vd/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/vd/ropraz/adult/) with a 2'000 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/vd/ropraz/adult/with-accident/), the cheapest monthly basic insurance premium is **460.10 CHF** with **Groupe Mutuel – Philos** (SanaTel (Telemedicine) model) and the most expensive is 650.50 CHF with rhenusana (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 559.10 | 547.60 | 518.60 | 489.10 | 460.10 | 431.10 | +2.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 561.30 | 549.70 | 520.50 | 491.30 | 462.20 | 433.00 | +5.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 564.60 | 553.00 | 523.80 | 494.60 | 465.50 | 436.30 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 564.60 | 553.00 | 523.80 | 494.60 | 465.50 | 436.30 | +5.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 565.30 | 553.70 | 524.50 | 495.30 | 466.20 | 437.00 | +4.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 566.60 | 555.00 | 525.80 | 496.60 | 467.50 | 438.30 | +6.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 567.00 | 555.30 | 526.20 | 497.00 | 467.80 | 438.70 | +0.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 565.80 | 554.80 | 527.30 | 499.30 | 471.70 | 444.20 | +1.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 572.90 | 561.30 | 532.10 | 502.90 | 473.80 | 444.60 | +5.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 574.60 | 563.00 | 533.80 | 504.60 | 475.50 | 446.30 | +5.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 577.20 | 565.60 | 536.40 | 507.20 | 478.10 | 448.90 | +5.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 577.20 | 565.60 | 536.40 | 507.20 | 478.10 | 448.90 | +5.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 577.60 | 565.90 | 536.70 | 507.60 | 478.40 | 449.20 | +5.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 577.60 | 566.00 | 536.80 | 507.60 | 478.50 | 449.30 | +5.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 577.70 | 566.10 | 536.90 | 507.70 | 478.60 | 449.40 | +2.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 578.35 | 566.70 | 537.55 | 508.35 | 479.20 | 450.05 | New tariff 2027 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 580.00 | 568.30 | 539.20 | 510.00 | 480.80 | 451.70 | +2.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 580.30 | 568.70 | 539.50 | 510.30 | 481.20 | 452.00 | +0.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 580.30 | 568.70 | 539.50 | 510.30 | 481.20 | 452.00 | +0.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 580.50 | 568.90 | 539.70 | 510.50 | 481.40 | 452.20 | +2.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 580.90 | 574.20 | 540.10 | 510.90 | 481.70 | 452.60 | 0.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 581.00 | 569.40 | 540.20 | 511.00 | 481.90 | 452.70 | +3.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 582.20 | 570.60 | 541.40 | 512.20 | 483.10 | 453.90 | +4.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 583.00 | 571.50 | 542.50 | 513.00 | 484.00 | 455.00 | +2.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 584.00 | 572.40 | 550.20 | 521.10 | 484.90 | 455.70 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 584.00 | 572.40 | 550.20 | 521.10 | 484.90 | 455.70 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 584.10 | 572.50 | 543.30 | 514.10 | 485.00 | 455.80 | New tariff 2027 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 589.10 | 577.50 | 548.30 | 519.10 | 490.00 | 460.80 | +6.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 589.90 | 578.30 | 549.10 | 519.90 | 490.80 | 461.60 | +5.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 590.20 | 578.70 | 549.70 | 520.20 | 491.20 | 462.20 | +2.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 591.10 | 579.40 | 557.30 | 528.10 | 491.90 | 462.70 | New tariff 2027 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 591.10 | 579.50 | 550.30 | 521.10 | 492.00 | 462.80 | +2.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 586.40 | 575.40 | 547.90 | 519.90 | 492.30 | 464.80 | +2.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 592.90 | 581.30 | 552.10 | 522.90 | 493.80 | 464.60 | +8.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 592.90 | 581.40 | 552.40 | 522.90 | 493.90 | 464.90 | +2.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 593.70 | 582.00 | 552.80 | 523.70 | 494.50 | 465.30 | +0.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 594.90 | 588.20 | 554.10 | 524.90 | 495.70 | 466.60 | +2.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 595.10 | 583.50 | 554.30 | 525.10 | 496.00 | 466.80 | +3.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 595.90 | 584.30 | 555.10 | 525.90 | 496.80 | 467.60 | +6.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 595.90 | 584.30 | 555.10 | 525.90 | 496.80 | 467.60 | +7.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 596.70 | 585.10 | 555.90 | 526.70 | 497.60 | 468.40 | New tariff 2027 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 597.00 | 585.30 | 556.20 | 527.00 | 497.80 | 468.70 | +0.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 597.00 | 585.50 | 556.50 | 527.00 | 498.00 | 469.00 | +0.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 599.00 | 587.35 | 558.20 | 529.00 | 499.85 | 470.70 | +3.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 599.70 | 588.20 | 559.20 | 529.70 | 500.70 | 471.70 | +1.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 587.70 | 577.60 | 552.20 | 526.90 | 501.50 | 465.20 | +5.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 603.10 | 591.60 | 562.60 | 533.10 | 504.10 | 475.10 | +1.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 604.80 | 593.20 | 564.00 | 534.80 | 505.70 | 476.50 | +5.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 608.30 | 596.60 | 567.40 | 538.30 | 509.10 | 479.90 | +2.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 608.30 | 596.60 | 567.40 | 538.30 | 509.10 | 479.90 | +2.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 609.60 | 598.00 | 568.80 | 539.60 | 510.50 | 481.30 | +6.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 610.30 | 598.80 | 569.80 | 540.30 | 511.30 | 482.30 | +2.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 612.80 | 601.20 | 572.00 | 542.80 | 513.70 | 484.50 | +2.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 612.80 | 601.20 | 572.00 | 542.80 | 513.70 | 484.50 | +2.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 614.20 | 602.60 | 573.40 | 544.20 | 515.10 | 497.90 | +7.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 614.40 | 602.70 | 573.60 | 544.40 | 515.20 | 486.10 | +2.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 615.90 | 609.20 | 575.00 | 545.90 | 516.70 | 487.50 | 0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 615.90 | 609.20 | 575.00 | 545.90 | 516.70 | 487.50 | 0.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 610.90 | 599.90 | 572.40 | 544.40 | 516.80 | 489.30 | +3.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 616.50 | 604.90 | 575.70 | 546.50 | 517.40 | 488.20 | +5.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 616.50 | 604.90 | 575.70 | 546.50 | 517.40 | 488.20 | +5.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 617.30 | 605.80 | 576.80 | 547.30 | 518.30 | 489.30 | +0.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 617.70 | 606.10 | 576.90 | 547.70 | 518.60 | 501.40 | +9.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 623.30 | 611.70 | 582.50 | 553.30 | 524.20 | 495.00 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 626.55 | 614.90 | 585.75 | 556.55 | 527.40 | 498.25 | +3.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 629.90 | 623.20 | 589.00 | 559.90 | 530.70 | 501.50 | 0.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 630.20 | 618.60 | 589.40 | 560.20 | 531.10 | 501.90 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 633.40 | 621.75 | 592.60 | 563.40 | 534.25 | 505.10 | +3.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 636.60 | 625.00 | 595.80 | 566.60 | 537.50 | 508.30 | +5.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 640.30 | 628.65 | 599.50 | 570.30 | 541.15 | 512.00 | +3.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 640.30 | 628.65 | 599.50 | 570.30 | 541.15 | 512.00 | +3.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 640.30 | 628.65 | 599.50 | 570.30 | 541.15 | 512.00 | New tariff 2027 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 643.00 | 631.30 | 602.20 | 573.00 | 543.80 | 514.70 | +3.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 629.80 | 618.10 | 596.00 | 566.80 | 544.70 | 515.50 | New tariff 2027 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 645.00 | 633.40 | 604.20 | 575.00 | 545.90 | 516.70 | +2.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 646.10 | 634.50 | 605.30 | 576.10 | 547.00 | 521.80 | +9.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 633.30 | 628.70 | 606.50 | 577.40 | 548.20 | 519.00 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 648.90 | 637.30 | 608.10 | 578.90 | 549.80 | 520.60 | +5.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 651.90 | 640.20 | 611.00 | 581.90 | 552.70 | 523.50 | +3.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 652.20 | 640.50 | 611.40 | 582.20 | 553.00 | 523.90 | +4.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 653.20 | 641.60 | 612.40 | 583.20 | 554.10 | 524.90 | +3.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 659.60 | 647.90 | 618.70 | 589.60 | 560.40 | 531.20 | +4.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 667.00 | 655.40 | 626.20 | 597.00 | 567.90 | 538.70 | +0.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 667.80 | 656.20 | 627.00 | 597.80 | 568.70 | 539.50 | +2.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 654.40 | 649.80 | 627.60 | 598.50 | 569.30 | 540.10 | New tariff 2027 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 675.50 | 663.90 | 634.70 | 605.60 | 576.40 | 547.20 | +5.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 677.20 | 665.50 | 636.30 | 607.20 | 578.00 | 548.80 | +3.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 677.60 | 666.10 | 637.10 | 607.60 | 578.60 | 549.60 | +1.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 678.40 | 666.90 | 637.90 | 608.40 | 579.40 | 550.40 | +0.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 681.80 | 670.30 | 641.30 | 611.80 | 582.80 | 553.80 | +2.3 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 678.00 | 667.85 | 637.30 | 610.20 | 583.10 | 555.95 | +1.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 684.00 | 672.30 | 643.20 | 614.00 | 584.80 | 555.70 | +3.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 685.00 | 673.40 | 644.20 | 615.00 | 585.90 | 556.70 | +4.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 688.50 | 676.85 | 647.70 | 618.50 | 589.35 | 560.20 | +3.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 692.80 | 686.10 | 652.00 | 622.80 | 593.60 | 564.50 | 0.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 612.20 | 609.30 | 604.80 | 600.20 | 595.70 | 575.30 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 699.80 | 693.10 | 659.00 | 629.80 | 600.60 | 571.50 | 0.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 703.60 | 692.00 | 662.80 | 633.60 | 604.50 | 575.30 | +0.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 710.00 | 698.40 | 669.20 | 640.00 | 610.90 | 581.70 | +8.9 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 749.60 | 738.00 | 708.80 | 679.60 | 650.50 | 621.60 | +4.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 562.50 | 550.90 | 521.70 | 492.50 | — | 434.20 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 568.00 | 556.40 | 527.20 | 498.00 | — | 439.70 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 589.70 | 578.10 | 548.90 | 519.70 | — | 461.40 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 595.10 | 583.50 | 554.30 | 525.10 | — | 466.80 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 616.80 | 605.20 | 576.00 | 546.80 | — | 488.50 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 671.10 | 659.50 | 630.30 | 601.10 | — | 542.80 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Ropraz for an adult aged 26 or over with a deductible of 2'000 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/vd/ropraz/adult/with-accident/), the cheapest offer in [Ropraz](https://praemiencheck.onedoc.ch/en/vd/ropraz/) is Groupe Mutuel – Philos (SanaTel (Telemedicine)) at 460.10 CHF a month. The cheapest standard model (free choice of doctor) is Galenos (Standard model) at 515.20 CHF a month.

### How much does health insurance cost in Ropraz in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/vd/ropraz/adult/) with a deductible of 2'000 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/vd/ropraz/adult/with-accident/), monthly premiums run from 460.10 CHF (Groupe Mutuel – Philos, SanaTel (Telemedicine)) to 650.50 CHF (rhenusana, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 522.30 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Ropraz for an adult aged 26 or over with accident cover?

On the cheapest offer (Groupe Mutuel – Philos, SanaTel (Telemedicine)), the premium goes from 559.10 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/ropraz/adult/with-accident/deductible-300/) to 431.10 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/ropraz/adult/with-accident/deductible-2500/): 128.00 CHF less a month, 1'536.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'007 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Ropraz for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 2'000 CHF and with accident cover, the cheapest premium per model is: standard model 515.20 CHF (Galenos), family doctor / HMO 462.20 CHF (Assura), flexible model 465.50 CHF (Assura), telemedicine 460.10 CHF (Groupe Mutuel – Philos).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Ropraz is in region 2 of canton Vaud.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vd/ropraz/adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Ropraz (VD): every situation: https://praemiencheck.onedoc.ch/en/vd/ropraz/
- Premiums 2027 in Ropraz (VD), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/vd/ropraz/adult/
- Premiums 2027 in Ropraz (VD), adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/vd/ropraz/adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/vd/ropraz/child/
- Young adult: https://praemiencheck.onedoc.ch/en/vd/ropraz/young-adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/vd/ropraz/adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Ropraz (VD), adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vd/ropraz/adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Ropraz (VD), adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vd/ropraz/adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Ropraz (VD), adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vd/ropraz/adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Ropraz (VD), adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vd/ropraz/adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Ropraz (VD), adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vd/ropraz/adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/vd/ropraz/adult/with-accident/deductible-300/ — replace `vd` with your canton’s two-letter code (ge, vd, zh…), `ropraz` with your municipality, `adult` with `child` or `young-adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.