# Health insurance premiums 2027 in Romanel-sur-Morges (VD), for an adult aged 26 or over who wants a deductible of 1'500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · without accident cover · monthly premiums in CHF_

In [Romanel-sur-Morges](https://praemiencheck.onedoc.ch/en/vd/romanel-sur-morges/) ([canton Vaud](https://praemiencheck.onedoc.ch/en/vd/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/vd/romanel-sur-morges/adult/) with a 1'500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/vd/romanel-sur-morges/adult/no-accident/), the cheapest monthly basic insurance premium is **476.45 CHF** with **Assura** (MediTel model) and the most expensive is 661.00 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (1'500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 541.55 | 530.75 | 503.65 | 476.45 | 449.45 | 422.25 | New tariff 2027 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 542.75 | 531.90 | 504.80 | 477.60 | 450.45 | 423.30 | +3.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 544.85 | 533.95 | 506.75 | 479.75 | 452.55 | 425.45 | +2.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 550.35 | 539.35 | 511.55 | 483.85 | 456.15 | 428.45 | +2.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 551.35 | 540.55 | 513.45 | 486.25 | 459.15 | 432.05 | +3.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 554.45 | 543.65 | 516.45 | 489.35 | 462.25 | 435.05 | +1.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 554.45 | 543.65 | 516.45 | 489.35 | 462.25 | 435.05 | +1.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 554.65 | 543.85 | 516.65 | 489.55 | 462.45 | 435.25 | New tariff 2027 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 558.95 | 548.10 | 521.00 | 493.80 | 466.65 | 439.50 | +3.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 559.85 | 548.95 | 521.65 | 494.35 | 467.15 | 439.85 | +3.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 560.95 | 554.65 | 522.75 | 495.45 | 468.25 | 440.95 | 0.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 553.85 | 542.95 | 522.65 | 495.55 | 461.65 | 434.45 | +2.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 553.85 | 542.95 | 522.65 | 495.55 | 461.65 | 434.45 | +3.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 561.15 | 550.35 | 523.15 | 496.05 | 468.95 | 441.75 | +5.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 563.35 | 552.35 | 524.55 | 496.85 | 469.25 | 441.45 | +2.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 562.15 | 551.45 | 524.25 | 497.05 | 470.05 | 442.85 | +6.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 562.45 | 551.65 | 524.45 | 497.35 | 470.25 | 443.05 | +5.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 562.75 | 551.95 | 524.85 | 497.65 | 470.65 | 443.45 | +3.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 561.05 | 550.85 | 525.25 | 499.25 | 473.55 | 448.05 | +1.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 567.05 | 556.15 | 528.95 | 501.65 | 474.35 | 447.15 | +2.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 567.25 | 556.45 | 529.35 | 502.15 | 475.05 | 447.95 | +1.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 567.55 | 556.75 | 529.55 | 502.45 | 475.35 | 448.25 | +5.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 569.35 | 558.35 | 530.55 | 502.85 | 475.15 | 447.45 | +2.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 570.45 | 559.45 | 531.85 | 504.25 | 476.75 | 449.15 | +2.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 570.15 | 559.25 | 532.05 | 504.75 | 477.45 | 450.25 | +6.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 570.55 | 559.65 | 532.55 | 505.45 | 478.25 | 451.15 | +1.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 573.75 | 562.75 | 535.15 | 507.55 | 480.05 | 452.45 | +2.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 573.85 | 563.05 | 535.85 | 508.75 | — | 454.45 | 0.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 574.05 | 563.25 | 536.05 | 508.95 | 481.85 | 454.75 | +5.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 567.45 | 556.65 | 536.25 | 509.15 | 475.25 | 448.15 | +0.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 574.55 | 568.25 | 536.35 | 509.15 | 481.85 | 454.55 | +2.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 575.85 | 565.15 | 537.95 | 510.75 | 483.75 | 456.55 | +8.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 569.45 | 560.05 | 536.35 | 512.85 | 489.15 | 454.85 | +5.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 578.55 | 567.85 | 540.65 | 513.45 | 486.45 | 459.25 | +3.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 579.15 | 568.45 | 541.45 | 514.05 | 487.05 | 460.15 | +1.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 583.65 | 572.65 | 545.15 | 517.55 | 490.05 | 462.45 | +2.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 582.65 | 571.85 | 544.75 | 517.55 | 490.55 | 463.35 | +5.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 582.65 | 571.85 | 544.75 | 517.55 | 490.55 | 463.35 | +5.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 584.90 | 574.05 | 546.90 | 519.75 | 492.60 | 465.45 | +3.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 585.25 | 574.45 | 547.25 | 520.15 | — | 465.95 | −3.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 585.85 | 575.15 | 548.15 | 520.75 | 493.75 | 466.85 | +0.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 589.55 | 578.55 | 550.85 | 523.05 | 495.45 | 467.65 | +2.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 588.15 | 577.55 | 550.55 | 523.05 | 496.15 | 469.15 | +2.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 589.55 | 578.85 | 551.85 | 524.45 | 497.45 | 470.45 | +2.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 591.05 | 580.25 | 553.05 | 525.95 | — | 471.65 | 0.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 591.35 | 580.50 | 553.40 | 526.20 | 499.05 | 471.90 | +3.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 592.55 | 581.65 | 554.35 | 527.15 | 499.85 | 472.55 | +4.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 593.55 | 582.75 | 555.55 | 528.45 | 501.35 | 477.95 | +8.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 593.55 | 582.75 | 555.55 | 528.45 | 501.35 | 477.95 | +8.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 594.35 | 583.55 | 556.35 | 529.25 | 502.15 | 474.95 | +3.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 594.35 | 583.55 | 556.35 | 529.25 | 502.15 | 474.95 | +3.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 594.95 | 588.75 | 556.75 | 529.55 | 502.25 | 475.05 | 0.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 594.95 | 584.25 | 557.35 | 529.85 | 502.95 | 475.95 | +1.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 596.15 | 585.35 | 558.25 | 531.05 | 504.05 | 476.85 | +5.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 596.95 | 586.15 | 558.95 | 531.65 | 504.55 | 477.35 | +3.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 597.90 | 587.05 | 559.90 | 532.70 | 505.60 | 478.45 | +3.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 597.90 | 587.05 | 559.90 | 532.70 | 505.60 | 478.45 | +3.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 597.90 | 587.05 | 559.90 | 532.70 | 505.60 | 478.45 | +3.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 598.55 | 587.65 | 560.45 | 533.15 | 505.95 | 478.65 | +2.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 598.35 | 587.65 | 560.65 | 533.25 | 506.25 | 479.35 | +1.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 599.65 | 589.35 | 563.85 | 537.75 | 512.15 | 486.55 | +2.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 603.65 | 592.85 | 565.65 | 538.35 | 511.25 | 484.05 | +4.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 598.15 | 587.25 | 566.95 | 539.85 | 519.45 | 492.35 | +0.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 605.95 | 595.25 | 568.35 | 540.85 | 513.95 | 486.95 | +0.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 607.25 | 596.35 | 569.05 | 541.85 | 514.55 | 487.25 | +2.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 608.25 | 597.45 | 570.25 | 543.15 | — | 488.85 | 0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 608.55 | 602.35 | 570.45 | 543.15 | 515.85 | 488.65 | 0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 608.55 | 602.35 | 570.45 | 543.15 | 515.85 | 488.65 | +2.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 609.65 | 598.85 | 571.75 | 544.55 | 517.45 | 490.35 | +4.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 613.45 | 602.55 | 575.25 | 547.95 | 520.75 | 493.45 | +2.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 613.05 | 602.35 | 575.15 | 547.95 | 520.95 | 493.75 | +5.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 613.05 | 602.35 | 575.15 | 547.95 | 520.95 | 493.75 | +5.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 614.85 | 604.15 | 577.25 | 549.75 | 522.85 | 495.85 | +2.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 616.45 | 605.65 | 578.55 | 551.35 | 524.25 | 497.15 | +4.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 618.55 | 608.25 | 582.65 | 556.65 | 530.95 | 505.45 | +2.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 608.35 | 604.25 | 583.95 | 556.85 | 529.75 | 502.55 | +2.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 626.05 | 615.15 | 587.95 | 560.65 | 533.35 | 506.15 | +3.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 625.85 | 615.05 | 587.85 | 560.75 | 533.65 | 506.55 | +3.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 627.45 | 616.45 | 588.75 | 560.95 | 533.35 | 505.55 | +2.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 631.15 | 620.35 | 593.25 | 566.05 | — | 511.85 | −2.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 631.75 | 620.95 | 593.85 | 566.65 | 539.55 | 516.15 | +8.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 633.45 | 622.55 | 595.25 | 568.05 | 540.75 | 513.55 | +3.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 636.15 | 625.25 | 597.95 | 570.75 | 543.45 | 516.15 | +3.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 637.95 | 627.15 | 599.95 | 572.85 | 545.75 | 518.65 | +1.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 643.25 | 632.40 | 605.25 | 578.05 | 550.90 | 523.80 | +3.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 643.85 | 633.15 | 606.25 | 578.75 | 551.75 | 524.85 | +2.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 587.85 | 585.55 | 582.25 | 578.95 | 575.65 | 557.05 | +3.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 645.55 | 634.75 | 607.65 | 580.45 | 553.35 | 526.25 | +5.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 638.95 | 634.95 | 614.65 | 587.45 | 560.35 | 533.25 | +3.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 655.15 | 644.35 | 617.15 | 590.15 | 562.95 | 535.85 | +5.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 660.15 | 649.15 | 621.55 | 593.95 | 566.45 | 538.85 | +2.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 659.55 | 648.65 | 621.45 | 594.15 | 566.95 | 539.65 | +3.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 666.35 | 655.45 | 628.15 | 600.85 | 573.65 | 546.35 | +3.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 666.35 | 655.65 | 628.75 | 601.25 | 574.35 | 547.35 | +0.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 667.45 | 656.65 | 629.35 | 602.15 | 575.05 | 547.85 | +3.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 669.85 | 663.65 | 631.75 | 604.45 | 577.15 | 549.95 | 0.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 671.25 | 660.15 | 632.55 | 604.75 | 577.05 | 549.35 | +3.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 670.45 | 659.65 | 632.55 | 605.35 | 578.35 | 551.15 | +4.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 672.85 | 662.25 | 635.25 | 607.75 | 580.85 | 553.85 | +1.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 676.65 | 670.45 | 638.55 | 611.25 | 583.95 | 556.75 | 0.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 676.45 | 665.55 | 638.45 | 611.35 | 584.25 | 557.05 | +0.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 688.55 | 677.75 | 650.65 | 623.45 | — | 569.25 | 0.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 690.85 | 680.15 | 652.95 | 625.75 | 598.75 | 571.55 | +8.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 719.95 | 709.25 | 682.25 | 654.85 | 627.85 | 600.95 | +2.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 721.35 | 710.65 | 683.45 | 656.35 | 629.25 | 602.45 | +4.4 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 726.85 | 715.85 | 690.25 | 661.00 | 631.70 | 602.50 | +1.9 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Romanel-sur-Morges for an adult aged 26 or over with a deductible of 1'500 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/vd/romanel-sur-morges/adult/no-accident/), the cheapest offer in [Romanel-sur-Morges](https://praemiencheck.onedoc.ch/en/vd/romanel-sur-morges/) is Assura (MediTel) at 476.45 CHF a month. The cheapest standard model (free choice of doctor) is Galenos (Standard model) at 547.95 CHF a month.

### How much does health insurance cost in Romanel-sur-Morges in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/vd/romanel-sur-morges/adult/) with a deductible of 1'500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/vd/romanel-sur-morges/adult/no-accident/), monthly premiums run from 476.45 CHF (Assura, MediTel) to 661.00 CHF (vita surselva, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 549.05 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Romanel-sur-Morges for an adult aged 26 or over without accident cover?

On the cheapest offer (Assura, MediTel), the premium goes from 541.55 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/romanel-sur-morges/adult/no-accident/deductible-300/) to 422.25 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/romanel-sur-morges/adult/no-accident/deductible-2500/): 119.30 CHF less a month, 1'431.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'891 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Romanel-sur-Morges for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 1'500 CHF and without accident cover, the cheapest premium per model is: standard model 547.95 CHF (Galenos), family doctor / HMO 483.85 CHF (Atupri), flexible model 479.75 CHF (Sympany), telemedicine 476.45 CHF (Assura).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 481.20 CHF at Assura (MediTel) gives 476.45 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Romanel-sur-Morges is in region 1 of canton Vaud.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vd/romanel-sur-morges/adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Romanel-sur-Morges (VD): every situation: https://praemiencheck.onedoc.ch/en/vd/romanel-sur-morges/
- Premiums 2027 in Romanel-sur-Morges (VD), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/vd/romanel-sur-morges/adult/
- Premiums 2027 in Romanel-sur-Morges (VD), adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/vd/romanel-sur-morges/adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/vd/romanel-sur-morges/child/
- Young adult: https://praemiencheck.onedoc.ch/en/vd/romanel-sur-morges/young-adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/vd/romanel-sur-morges/adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Romanel-sur-Morges (VD), adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/romanel-sur-morges/adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Romanel-sur-Morges (VD), adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/romanel-sur-morges/adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Romanel-sur-Morges (VD), adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/romanel-sur-morges/adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Romanel-sur-Morges (VD), adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/romanel-sur-morges/adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Romanel-sur-Morges (VD), adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/romanel-sur-morges/adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/vd/romanel-sur-morges/adult/no-accident/deductible-300/ — replace `vd` with your canton’s two-letter code (ge, vd, zh…), `romanel-sur-morges` with your municipality, `adult` with `child` or `young-adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-1500` with `deductible-2500` for another deductible. Markdown version: add `.md`.