# Health insurance premiums 2026 in Renens (VD), for a child aged 0 to 18 without accident cover

In 2026, for a child aged 0 to 18 in Renens, without accident cover, the cheapest health insurance premium is:

- **117.65 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/renens/child/no-accident/deductible-0/) (CSS, Hausarztversicherung Profit)
- **85.15 CHF** a month with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/renens/child/no-accident/deductible-600/) (CSS, Hausarztversicherung Profit)

## Without accident cover: from 85.15 to 182.05 CHF a month depending on the deductible and the model

105 offers from 21 health insurers. With a deductible of 0 CHF, the cheapest is **117.65 CHF** a month with **CSS** (Hausarztversicherung Profit), the most expensive 182.05 CHF with Sympany (Standard model).

Lowest premium:
- 0 CHF: 117.65 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/vd/renens/child/no-accident/deductible-0/
- 100 CHF: 112.25 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/vd/renens/child/no-accident/deductible-100/
- 200 CHF: 106.85 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/vd/renens/child/no-accident/deductible-200/
- 300 CHF: 101.35 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/vd/renens/child/no-accident/deductible-300/
- 400 CHF: 95.95 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/vd/renens/child/no-accident/deductible-400/
- 500 CHF: 91.85 CHF (Helsana, BeneFit PLUS Hausarzt R1) — https://praemiencheck.onedoc.ch/en/vd/renens/child/no-accident/deductible-500/
- 600 CHF: 85.15 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/vd/renens/child/no-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 117.65 | 112.25 | 106.85 | 101.35 | 95.95 | — | 85.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 118.85 | — | — | — | — | 91.85 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 118.85 | — | — | — | — | 91.85 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 121.25 | 116.75 | 112.05 | 107.35 | 102.55 | 96.65 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 123.35 | 117.95 | 112.55 | 107.15 | 101.75 | — | 90.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 123.45 | — | — | — | — | 96.35 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 123.45 | — | — | — | — | 96.35 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 125.25 | 119.85 | 114.45 | 109.05 | 103.65 | 98.25 | 92.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 125.55 | 120.15 | 114.75 | 109.25 | 103.85 | — | 92.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 126.05 | 120.65 | 115.25 | 109.75 | 104.35 | 98.95 | 93.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 126.45 | — | — | — | — | 99.35 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 126.45 | — | — | — | — | 99.35 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 127.55 | 122.15 | 116.75 | 111.25 | 105.85 | 100.45 | 94.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 128.05 | 122.65 | 117.25 | 111.75 | 106.35 | — | 95.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 128.05 | — | 119.35 | — | 110.65 | — | 101.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Care network (Delta) | 129.05 | 123.65 | 118.25 | 112.75 | 107.35 | 101.95 | 96.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 130.85 | — | — | — | — | 103.85 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 131.55 | 126.15 | 120.65 | 115.25 | 109.75 | 104.35 | 98.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 132.35 | — | — | — | — | 105.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 132.95 | — | 124.05 | — | 115.05 | — | 105.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 133.05 | — | 122.25 | — | 111.35 | — | 100.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 135.65 | 130.15 | 124.65 | — | 113.55 | — | 102.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 136.35 | — | 127.15 | — | 117.95 | — | 108.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 136.95 | — | 126.15 | — | 115.25 | — | 104.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 137.65 | 132.25 | 126.85 | 121.35 | 115.95 | — | 105.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 137.75 | — | 130.15 | — | 119.25 | — | 108.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 137.95 | 132.45 | 127.05 | 121.45 | 115.95 | 110.45 | 104.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 137.95 | 132.45 | 127.05 | 121.45 | 115.95 | 110.45 | 104.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 137.95 | — | 128.75 | — | 119.35 | — | 109.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 138.05 | 132.65 | 127.25 | 121.75 | 116.35 | 110.95 | 105.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 138.05 | 132.65 | 127.25 | 121.75 | 116.35 | 110.95 | 105.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 138.55 | — | 127.45 | 121.95 | 116.45 | 110.85 | 105.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 138.95 | 133.45 | 127.95 | — | 116.85 | — | 105.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 139.05 | 133.65 | 128.15 | 122.75 | 117.25 | 111.85 | 106.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 139.05 | 133.65 | 128.15 | 122.75 | 117.25 | 111.85 | 106.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 139.05 | 133.65 | 128.15 | 122.75 | 117.25 | 111.85 | 106.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 139.35 | — | 131.75 | — | 120.85 | — | 110.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 140.15 | 134.75 | 129.35 | 123.95 | 118.45 | 113.15 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 140.45 | 134.95 | 129.45 | — | 118.35 | — | 107.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 140.75 | — | 129.95 | — | 119.05 | — | 108.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 140.75 | — | 129.95 | — | 119.05 | — | 108.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 140.95 | 135.45 | 130.05 | 124.55 | 119.15 | 113.65 | 108.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 141.25 | 135.75 | 130.35 | 124.75 | 119.25 | 113.75 | 108.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 142.55 | — | 134.95 | — | 124.15 | — | 113.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 144.35 | — | — | — | — | 117.25 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 145.55 | 140.15 | 134.75 | 129.25 | 123.85 | 118.45 | 113.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 145.55 | 140.15 | 134.65 | 129.25 | 123.75 | 118.35 | 112.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 147.25 | 146.35 | 145.45 | 144.45 | 143.55 | 142.65 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 147.25 | 146.35 | 145.45 | 144.45 | 143.55 | 142.65 | — |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 147.65 | 142.25 | 136.85 | 131.35 | 125.95 | 120.55 | 115.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 148.35 | — | 137.55 | — | 126.65 | — | 115.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 148.55 | 143.15 | 137.75 | 132.25 | 126.85 | 121.45 | 115.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 148.55 | 143.15 | 137.75 | 132.25 | 126.85 | 121.45 | 115.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 148.75 | 143.35 | 137.85 | 132.45 | 126.95 | 121.55 | 116.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 149.35 | 143.95 | 138.55 | 133.05 | 127.65 | 122.25 | 116.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 149.55 | 144.15 | 138.75 | 133.25 | 127.85 | 122.45 | 116.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 149.65 | — | 139.55 | — | 129.45 | — | 119.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 150.95 | 145.55 | 140.05 | 134.65 | 129.15 | 123.75 | 118.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 150.95 | 145.55 | 140.05 | 134.65 | 129.15 | 123.75 | 118.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 151.05 | 145.65 | 140.25 | 134.80 | 129.40 | 124.00 | 118.50 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 151.05 | 145.65 | 140.25 | 134.80 | 129.40 | 124.00 | 118.50 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 151.05 | 145.65 | 140.25 | 134.80 | 129.40 | 124.00 | 118.50 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 151.05 | 145.65 | 140.25 | 134.80 | 129.40 | 124.00 | 118.50 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 151.25 | 145.85 | 140.45 | 134.95 | 129.55 | 124.15 | 118.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 152.35 | — | 144.75 | — | 135.45 | — | 124.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 152.55 | 147.15 | 141.65 | 136.25 | 130.75 | 125.35 | 119.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 152.75 | 147.35 | 141.95 | 136.55 | 131.15 | 125.75 | 120.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 154.05 | — | 143.15 | — | 132.25 | — | 121.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 154.25 | 148.85 | 143.45 | 137.95 | 132.55 | 127.15 | 121.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 154.55 | 149.15 | 143.75 | 138.25 | 132.95 | 127.55 | 122.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 155.15 | 149.75 | 144.35 | 138.85 | 133.45 | 128.05 | 122.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 155.25 | 149.75 | 144.15 | — | 133.05 | — | 121.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 155.25 | 149.75 | 144.15 | — | 133.05 | — | 121.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 155.95 | 150.55 | 145.15 | 139.65 | 134.25 | 128.85 | 123.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 156.35 | 150.95 | 145.55 | 140.15 | 134.75 | 129.35 | 123.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 156.35 | 150.95 | 145.55 | 140.15 | 134.75 | 129.35 | 123.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 156.75 | 151.35 | 145.85 | 140.45 | 134.95 | 129.55 | 124.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 156.95 | 151.55 | 146.15 | 140.65 | 135.25 | 129.85 | 124.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 157.05 | 151.65 | 146.15 | 140.75 | 135.25 | 129.85 | 124.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 157.05 | 151.65 | 146.15 | 140.75 | 135.25 | 129.85 | 124.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 157.15 | — | 146.35 | — | 135.45 | — | 124.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 157.15 | — | 146.35 | — | 135.45 | — | 124.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 157.15 | — | 146.35 | — | 135.45 | — | 124.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 157.15 | — | 146.35 | — | 135.45 | — | 124.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 157.75 | — | 146.85 | — | 136.05 | — | 125.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 157.75 | — | 146.85 | — | 136.05 | — | 125.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 158.65 | 153.25 | 147.75 | 142.35 | 136.85 | 131.45 | 125.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 159.65 | 154.25 | 148.85 | 143.35 | 137.95 | 132.55 | 127.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 160.25 | 154.75 | 149.35 | 143.75 | 138.25 | 132.75 | 127.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 161.25 | — | 150.45 | — | 139.55 | — | 128.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 161.45 | — | 150.55 | — | 139.75 | — | 128.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 161.75 | 156.35 | 151.05 | 145.55 | 140.15 | 134.75 | 129.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 162.35 | — | 151.55 | — | 140.75 | — | 129.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 162.65 | 157.25 | 151.75 | 146.35 | 140.85 | 135.45 | 129.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 162.65 | 157.25 | 151.75 | 146.35 | 140.85 | 135.45 | 129.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 162.65 | 157.25 | 151.75 | 146.35 | 140.85 | 135.45 | 129.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 162.65 | 157.25 | 151.75 | 146.35 | 140.85 | 135.45 | 129.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 164.35 | 158.95 | 153.45 | 148.05 | 142.55 | 137.15 | 131.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 164.65 | 159.25 | 153.85 | 148.35 | 142.95 | 137.55 | 132.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 165.05 | 164.15 | 163.15 | 162.25 | 161.35 | 160.35 | — |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 165.80 | 160.70 | 155.60 | 148.70 | 143.60 | 138.50 | 131.60 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 169.45 | — | — | 153.15 | — | — | 136.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 174.95 | 169.55 | 164.15 | 158.65 | 153.25 | 147.85 | 142.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 175.35 | 169.95 | 164.55 | 159.05 | 153.65 | 148.25 | 142.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 182.05 | — | 171.25 | — | 160.35 | — | 149.45 |

105 offers from 21 health insurers.: https://praemiencheck.onedoc.ch/en/vd/renens/child/no-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/vd/renens/child/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/vd/renens/child/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Renens for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in [Renens](https://praemiencheck.onedoc.ch/en/vd/renens/) is CSS (Hausarztversicherung Profit) at 117.65 CHF a month.

### How much does health insurance cost in Renens in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/vd/renens/child/) with a deductible of 0 CHF and without accident cover, monthly premiums run from 117.65 CHF (CSS, Hausarztversicherung Profit) to 182.05 CHF (Sympany, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 140.55 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Renens for a child aged 0 to 18 without accident cover?

On the cheapest offer (CSS, Hausarztversicherung Profit), the premium goes from 117.65 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/renens/child/no-accident/deductible-0/) to 85.15 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/renens/child/no-accident/deductible-600/): 32.50 CHF less a month, 390.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 433 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Renens for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 137.65 CHF (CSS), family doctor / HMO 117.65 CHF (CSS), flexible model 118.85 CHF (Helsana), telemedicine 121.25 CHF (Aquilana).

### Does a second or third child pay less in Renens?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 13 of the 21 insurers present in Renens file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Galenos | Managed Care | 140.95 CHF | 51.25 CHF from the 3rd child |
| Visana | Managed Care | 131.55 CHF | 52.05 CHF from the 3rd child |
| sana24 | Managed Care | 145.55 CHF | 53.05 CHF from the 3rd child |
| SWICA | FAVORIT MEDPHARM | 137.75 CHF | 54.35 CHF from the 3rd child |
| Aquilana | SMARTMED | 121.25 CHF | 58.05 CHF from the 3rd child |
| Agrisano | Standard model | 138.55 CHF | 60.25 CHF from the 3rd child |
| CONCORDIA | HMO | 137.95 CHF | 62.65 CHF from the 3rd child |
| rhenusana | Standard model | 169.45 CHF | 82.15 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed | 147.65 CHF | 109.45 CHF from the 5th child |
| Groupe Mutuel – Avenir | PrimaFlex | 154.25 CHF | 114.45 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex | 154.55 CHF | 114.65 CHF from the 5th child |
| Assura | PharMed | 125.25 CHF | 123.65 CHF from the 4th child, 122.05 CHF from the 5th child |
| EGK | EGK-Care | 147.25 CHF | 129.65 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 122.80 CHF at CSS (Hausarztversicherung Profit) gives 117.65 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vd/renens/child/no-accident/

## Related pages

- Without accident cover: from 85.15 to 182.05 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/vd/renens/child/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/vd/renens/child/no-accident/ — replace `vd` with your canton’s two-letter code (ge, vd, zh…) and `renens` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.