# Health insurance premiums 2027 in Orzens (VD), for a child aged 0 to 18, deductible of 400 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Orzens](https://praemiencheck.onedoc.ch/en/vd/orzens/) ([canton Vaud](https://praemiencheck.onedoc.ch/en/vd/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/vd/orzens/child/) with a 400 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/vd/orzens/child/with-accident/), the cheapest monthly basic insurance premium is **107.10 CHF** with **CSS** (Hausarztversicherung Profit model) and the most expensive is 173.50 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (400 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 130.40 | 124.60 | 118.80 | 112.90 | 107.10 | — | 95.40 | +8.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 128.90 | — | 119.60 | — | 110.20 | — | 100.90 | −0.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 130.50 | — | 121.10 | — | 111.60 | — | 102.10 | −0.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 136.00 | 130.20 | 124.40 | 118.50 | 112.70 | 106.90 | 101.00 | +5.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 136.80 | 131.00 | 125.20 | 119.30 | 113.50 | 107.70 | 101.80 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 136.80 | 131.00 | 125.20 | 119.30 | 113.50 | 107.70 | 101.80 | +5.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 135.20 | 130.20 | 125.20 | 120.10 | 115.00 | 107.40 | — | +5.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 140.00 | 134.20 | 128.40 | 122.50 | 116.70 | 110.90 | 105.00 | +5.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 140.20 | 134.40 | 128.60 | 122.70 | 116.90 | 111.10 | 105.20 | 0.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 136.90 | — | 127.10 | — | 117.10 | — | 107.20 | −0.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 141.50 | 135.70 | 129.90 | 124.00 | 118.20 | 112.40 | 106.50 | New tariff 2027 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 138.50 | — | 128.60 | — | 118.50 | — | 108.40 | −0.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 142.10 | 136.30 | 130.50 | 124.60 | 118.80 | — | 107.10 | +9.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 142.90 | 137.10 | 131.30 | 125.40 | 119.60 | 113.80 | 107.90 | +5.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 143.50 | — | 131.80 | 126.00 | 120.20 | 114.30 | 108.50 | +4.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 145.20 | — | 133.60 | — | 121.90 | — | 110.20 | +2.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 146.60 | 140.80 | 135.00 | 129.10 | 123.30 | 117.50 | 111.60 | +2.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 147.00 | 141.20 | 135.40 | — | 123.70 | — | 112.00 | +4.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 147.30 | 141.50 | 135.70 | — | 124.00 | — | 112.30 | +6.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 145.00 | — | 134.60 | — | 124.00 | — | 113.50 | −3.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 147.40 | 141.60 | 135.80 | 129.90 | 124.10 | — | 112.40 | +9.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 147.40 | 141.60 | 135.80 | 129.90 | 124.10 | 118.30 | 112.40 | +3.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 148.10 | 142.30 | 136.40 | 130.60 | 124.80 | 118.90 | 113.10 | 0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 148.10 | 142.30 | 136.40 | 130.60 | 124.80 | 118.90 | 113.10 | 0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 148.10 | 142.30 | 136.40 | 130.60 | 124.80 | 118.90 | 113.10 | 0.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 148.20 | 142.40 | 136.60 | 130.70 | 124.90 | — | 113.20 | +9.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 149.00 | 143.20 | 137.40 | — | 125.70 | — | 114.00 | +5.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 149.20 | — | 137.60 | — | 125.90 | — | 114.20 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 149.40 | 143.60 | 137.80 | 131.90 | 126.10 | 120.30 | 114.40 | +5.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 149.40 | 143.60 | 137.80 | 131.90 | 126.10 | 120.30 | 114.40 | +5.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 150.00 | 144.20 | 138.40 | 132.50 | 126.70 | 120.90 | 115.00 | +2.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 151.10 | 145.30 | 139.40 | 133.60 | 127.80 | 121.90 | 116.10 | +2.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 151.90 | 146.10 | 140.30 | 134.40 | 128.60 | 122.80 | 116.90 | +1.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 153.20 | — | 141.60 | — | 129.90 | — | 118.20 | +2.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 153.20 | — | 141.60 | — | 129.90 | — | 118.20 | +2.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 153.60 | 147.80 | 142.00 | 136.10 | 130.30 | 124.50 | 118.60 | +1.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 153.60 | 147.80 | 142.00 | 136.10 | 130.30 | 124.50 | 118.60 | +1.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 155.30 | 149.50 | 143.70 | 137.80 | 132.00 | 126.20 | 120.30 | +0.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 155.40 | 149.60 | 143.80 | 138.00 | 132.10 | 126.30 | — | +5.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 156.20 | 150.40 | 144.60 | 138.70 | 132.90 | — | 121.20 | +9.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 156.20 | 150.40 | 144.60 | 138.70 | 132.90 | 127.10 | 121.20 | +0.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 156.20 | 150.40 | 144.60 | 138.70 | 132.90 | 127.10 | 121.20 | +0.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 157.00 | 151.20 | 145.40 | 139.50 | 133.70 | 127.90 | 122.00 | +0.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 157.20 | 151.40 | 145.60 | — | 133.90 | — | 122.20 | −1.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 157.20 | 151.40 | 145.60 | 139.70 | 133.90 | 128.10 | 122.20 | +5.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 157.70 | 151.90 | 146.00 | 140.20 | 134.40 | 128.50 | 122.70 | +3.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 157.80 | 152.00 | 146.10 | 140.30 | 134.50 | 128.60 | 122.80 | +2.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 158.40 | 152.60 | 146.80 | 140.90 | 135.10 | 129.30 | 123.40 | +2.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 158.40 | 152.60 | 146.80 | 140.90 | 135.10 | 129.30 | 123.40 | +2.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 158.80 | 153.00 | 147.20 | 141.30 | 135.50 | 129.70 | 123.80 | +1.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 160.00 | 154.20 | 148.40 | 142.50 | 136.70 | 130.90 | 125.00 | +2.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 161.10 | — | 149.50 | — | 137.80 | — | 126.10 | 0.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 161.30 | — | 149.70 | — | 138.00 | — | 126.30 | +2.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 161.70 | 155.90 | 150.10 | 144.20 | 138.40 | 132.60 | — | −5.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 162.00 | 156.20 | 150.40 | 144.50 | 138.70 | 132.90 | 127.00 | +1.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 162.90 | 157.10 | 151.30 | 145.40 | 139.60 | 133.80 | 127.90 | +1.9 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 164.00 | 159.10 | 152.50 | 147.60 | 141.05 | 136.10 | 129.55 | +1.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 164.80 | 159.00 | 153.20 | 147.30 | 141.50 | 135.70 | 129.80 | +1.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 165.50 | 159.70 | 153.90 | — | 142.20 | — | 130.50 | +4.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 166.60 | 160.70 | 154.90 | 149.10 | 143.20 | 137.40 | 131.60 | 0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 166.60 | 160.70 | 154.90 | 149.10 | 143.20 | 137.40 | 131.60 | 0.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 167.10 | 161.30 | 155.50 | 149.60 | 143.80 | 138.00 | — | −4.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 167.30 | — | 155.60 | — | 144.00 | — | 132.30 | +0.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 167.50 | 161.70 | 155.90 | 150.00 | 144.20 | 138.40 | 132.50 | +1.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 168.30 | 162.40 | 156.60 | 150.80 | 144.90 | 139.10 | 133.30 | 0.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 169.40 | 163.60 | 157.80 | 151.90 | 146.10 | 140.30 | 134.40 | +2.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 169.85 | 164.05 | 158.20 | 152.35 | 146.55 | 140.70 | 134.85 | New tariff 2027 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 170.10 | 164.30 | 158.50 | 152.60 | 146.80 | 141.00 | 135.10 | +3.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 171.20 | — | 159.60 | — | 147.90 | — | 136.20 | +0.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 171.20 | — | 159.60 | — | 147.90 | — | 136.20 | +0.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 171.60 | 165.80 | 160.00 | 154.10 | 148.30 | 142.50 | 136.60 | +1.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 171.65 | 165.85 | 160.00 | 154.15 | 148.35 | 142.50 | 136.65 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 171.65 | 165.85 | 160.00 | 154.15 | 148.35 | 142.50 | 136.65 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 171.65 | 165.85 | 160.00 | 154.15 | 148.35 | 142.50 | 136.65 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 171.65 | 165.85 | 160.00 | 154.15 | 148.35 | 142.50 | 136.65 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 171.65 | 165.85 | 160.00 | 154.15 | 148.35 | 142.50 | 136.65 | New tariff 2027 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 172.50 | 166.70 | 160.90 | 155.00 | 149.20 | 143.40 | 137.50 | +0.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 173.40 | 167.60 | 161.75 | 155.90 | 150.10 | 144.25 | 138.40 | +3.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 154.80 | — | 152.80 | — | 150.90 | — | 140.90 | New tariff 2027 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 175.20 | — | 163.50 | — | 151.80 | — | 140.20 | +0.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 175.90 | — | 164.30 | — | 152.60 | — | 140.90 | +5.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 175.90 | — | 164.30 | — | 152.60 | — | 140.90 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 175.90 | — | 164.30 | — | 152.60 | — | 140.90 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 175.90 | — | 164.30 | — | 152.60 | — | 140.90 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 159.20 | — | 157.20 | — | 152.60 | — | 140.90 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 167.20 | — | 164.30 | — | 152.60 | — | 140.90 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 175.90 | — | 164.30 | — | 152.60 | — | 140.90 | New tariff 2027 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 176.20 | — | 164.50 | — | 152.80 | — | 141.20 | +0.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 176.40 | 170.50 | 164.70 | 158.90 | 153.00 | 147.20 | 141.40 | +3.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 176.40 | 170.50 | 164.70 | 158.90 | 153.00 | 147.20 | 141.40 | +3.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 176.40 | 170.50 | 164.70 | 158.90 | 153.00 | 147.20 | 141.40 | +3.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 176.40 | 170.50 | 164.70 | 158.90 | 153.00 | 147.20 | 141.40 | +3.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 176.95 | 171.15 | 165.30 | 159.45 | 153.65 | 147.80 | 141.95 | +3.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 178.10 | 172.30 | 166.50 | 160.60 | 154.80 | 149.00 | — | −3.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 178.10 | 172.30 | 166.50 | 160.60 | 154.80 | 149.00 | 143.10 | +3.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 183.10 | 177.30 | 171.50 | 165.60 | 159.80 | 154.00 | 148.10 | +1.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 196.80 | — | 185.10 | — | 173.50 | — | 161.80 | +0.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 133.80 | — | — | — | — | 104.70 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 135.40 | — | — | — | — | 106.30 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 137.00 | — | — | — | — | 107.90 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 137.00 | — | — | — | — | 107.90 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 140.10 | — | — | — | — | 111.00 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 143.30 | — | — | — | — | 114.20 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 144.90 | — | — | — | — | 115.80 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 157.50 | — | — | — | — | 128.40 | — | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 187.40 | — | — | 170.00 | — | — | 152.40 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Orzens for a child aged 0 to 18 with a deductible of 400 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/vd/orzens/child/with-accident/), the cheapest offer in [Orzens](https://praemiencheck.onedoc.ch/en/vd/orzens/) is CSS (Hausarztversicherung Profit) at 107.10 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 120.20 CHF a month.

### How much does health insurance cost in Orzens in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/vd/orzens/child/) with a deductible of 400 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/vd/orzens/child/with-accident/), monthly premiums run from 107.10 CHF (CSS, Hausarztversicherung Profit) to 173.50 CHF (Sympany, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 139.30 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Orzens for a child aged 0 to 18 with accident cover?

On the cheapest offer (CSS, Hausarztversicherung Profit), the premium goes from 130.40 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/orzens/child/with-accident/deductible-0/) to 95.40 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/orzens/child/with-accident/deductible-600/): 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Orzens for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 400 CHF and with accident cover, the cheapest premium per model is: standard model 120.20 CHF (Agrisano), family doctor / HMO 107.10 CHF (CSS), flexible model 113.50 CHF (Assura), telemedicine 110.20 CHF (KPT).

### Does a second or third child pay less in Orzens?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 12 of the 21 insurers present in Orzens file a reduced premium from a certain number of children insured with them, at a 400 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Visana | Managed Care | 116.90 CHF | 37.80 CHF from the 3rd child |
| Agrisano | Standard model | 120.20 CHF | 41.90 CHF from the 3rd child |
| Galenos | Managed Care | 127.80 CHF | 42.10 CHF from the 3rd child |
| sana24 | Managed Care | 134.40 CHF | 44.00 CHF from the 3rd child |
| CONCORDIA | HMO | 123.30 CHF | 46.10 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 150.90 CHF | 53.30 CHF from the 3rd child |
| Aquilana | SMARTMED | 115.00 CHF | 57.50 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 128.60 CHF | 96.50 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 132.00 CHF | 99.00 CHF from the 5th child |
| Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 138.70 CHF | 104.10 CHF from the 5th child |
| Assura | PharMed | 112.70 CHF | 111.10 CHF from the 4th child, 109.40 CHF from the 5th child |
| EGK | EGK-TelCare | 138.40 CHF | 126.40 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Orzens is in region 2 of canton Vaud.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vd/orzens/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Orzens (VD): every situation: https://praemiencheck.onedoc.ch/en/vd/orzens/
- Premiums 2027 in Orzens (VD), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/vd/orzens/child/
- Premiums 2027 in Orzens (VD), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/vd/orzens/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/vd/orzens/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/vd/orzens/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/vd/orzens/child/no-accident/deductible-400/
- Deductible Premiums 2027 in Orzens (VD), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vd/orzens/child/with-accident/deductible-0/
- Deductible Premiums 2027 in Orzens (VD), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vd/orzens/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Orzens (VD), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vd/orzens/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Orzens (VD), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vd/orzens/child/with-accident/deductible-300/
- Deductible Premiums 2027 in Orzens (VD), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vd/orzens/child/with-accident/deductible-500/
- Deductible Premiums 2027 in Orzens (VD), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vd/orzens/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/vd/orzens/child/with-accident/deductible-0/ — replace `vd` with your canton’s two-letter code (ge, vd, zh…), `orzens` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-400` with `deductible-600` for another deductible. Markdown version: add `.md`.