# Health insurance premiums 2027 in Maracon (VD), for a young adult aged 19 to 25 who wants a deductible of 2'000 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Maracon](https://praemiencheck.onedoc.ch/en/vd/maracon/) ([canton Vaud](https://praemiencheck.onedoc.ch/en/vd/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/vd/maracon/young-adult/) with a 2'000 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/vd/maracon/young-adult/no-accident/), the cheapest monthly basic insurance premium is **287.60 CHF** with **Groupe Mutuel – Philos** (PrimaFlex (Flexible model) model) and the most expensive is 511.00 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 379.70 | 369.00 | 342.10 | 314.60 | 287.60 | 260.70 | +2.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 381.90 | 371.20 | 344.30 | 316.80 | 289.90 | 262.90 | +2.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 385.00 | 374.20 | 347.00 | 319.90 | 292.80 | 265.70 | +0.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 387.00 | 380.80 | 348.90 | 321.60 | 294.40 | 267.10 | +2.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 390.90 | 380.20 | 353.20 | 325.80 | 298.80 | 271.80 | +2.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 391.40 | 380.55 | 353.40 | 326.20 | 299.10 | 271.95 | +3.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 391.40 | 380.55 | 353.40 | 326.20 | 299.10 | 271.95 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 391.60 | 380.80 | 353.60 | 326.50 | 299.40 | 272.30 | +5.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 393.90 | 383.10 | 356.00 | 328.80 | 301.70 | 274.60 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 393.90 | 383.10 | 356.00 | 328.80 | 301.70 | 274.60 | +5.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 394.10 | 383.20 | 356.10 | 329.00 | 301.80 | 274.70 | +0.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 394.10 | 383.20 | 356.10 | 329.00 | 301.80 | 274.70 | +0.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 394.20 | 383.40 | 356.30 | 329.10 | 302.10 | 274.90 | +4.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 395.45 | 384.60 | 357.45 | 330.25 | 303.15 | 276.00 | +3.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 395.45 | 384.60 | 357.45 | 330.25 | 303.15 | 276.00 | +3.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 395.45 | 384.60 | 357.45 | 330.25 | 303.15 | 276.00 | +3.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 395.45 | 384.60 | 357.45 | 330.25 | 303.15 | 276.00 | +3.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 395.45 | 384.60 | 357.45 | 330.25 | 303.15 | 276.00 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 395.20 | 384.60 | 357.60 | 330.10 | 303.20 | 276.20 | +2.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 395.40 | 384.70 | 357.70 | 330.30 | 303.30 | 276.30 | +2.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 401.80 | 390.70 | 363.00 | 335.30 | 307.60 | 279.90 | +5.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 399.70 | 389.00 | 362.00 | 334.60 | 307.60 | 280.60 | +2.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 400.60 | 389.70 | 362.50 | 335.30 | 308.10 | 280.90 | +6.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 400.60 | 389.70 | 362.50 | 335.30 | 308.10 | 280.90 | +6.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 402.60 | 391.60 | 363.90 | 336.10 | 308.50 | 280.70 | +6.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 401.90 | 391.20 | 364.20 | 336.80 | 309.80 | 282.90 | +2.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 404.00 | 393.10 | 365.50 | 337.90 | 310.40 | 282.80 | +0.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 403.00 | 396.80 | 364.90 | 337.60 | 310.40 | 283.10 | 0.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 402.90 | 392.10 | 365.00 | 337.80 | 310.80 | 283.60 | +5.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 403.10 | 392.20 | 365.20 | 338.00 | 310.90 | 283.80 | +0.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 406.40 | 395.40 | 367.80 | 340.20 | 312.80 | 285.20 | +1.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 407.20 | 396.20 | 368.40 | 340.70 | 313.00 | 285.30 | +5.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 405.30 | 394.60 | 367.40 | 340.20 | 313.20 | 286.00 | +0.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 407.50 | 396.70 | 369.50 | 342.40 | 315.30 | 288.20 | New tariff 2027 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 407.70 | 396.85 | 369.70 | 342.50 | 315.40 | 288.25 | +3.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 408.80 | 398.10 | 371.10 | 343.70 | 316.70 | 289.70 | +2.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 410.10 | 399.40 | 372.40 | 345.00 | 318.00 | 291.00 | +0.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 411.60 | 400.80 | 373.60 | 346.50 | 319.40 | 292.30 | +5.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 413.40 | 402.40 | 374.80 | 347.20 | 319.70 | 292.10 | +0.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 412.40 | 401.70 | 374.70 | 347.30 | 320.30 | 293.40 | +0.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 412.40 | 401.70 | 374.70 | 347.30 | 320.30 | 293.40 | +0.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 404.60 | 395.20 | 371.50 | 348.00 | 324.40 | 293.80 | +5.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 420.40 | 414.20 | 382.30 | 355.00 | 327.80 | 300.50 | 0.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 422.10 | 411.30 | 389.00 | 361.90 | 329.90 | 302.80 | New tariff 2027 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 424.10 | 413.40 | 386.40 | 359.00 | 332.00 | 305.00 | +0.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 425.00 | 418.80 | 386.80 | 359.60 | 332.30 | 305.10 | 0.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 429.80 | 418.80 | 391.00 | 363.30 | 335.60 | 307.90 | +5.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 428.40 | 417.60 | 390.40 | 363.30 | 336.20 | 317.40 | +7.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 430.10 | 419.30 | 392.10 | 365.00 | 337.90 | 310.80 | +5.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 430.10 | 419.30 | 392.10 | 365.00 | 337.90 | 310.80 | +5.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 430.70 | 419.80 | 392.50 | 365.40 | 338.20 | 310.90 | +6.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 430.80 | 420.10 | 392.90 | 365.70 | 338.70 | 319.90 | +9.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 431.90 | 421.10 | 401.30 | 374.20 | 339.70 | 312.60 | New tariff 2027 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 431.90 | 421.20 | 394.00 | 366.80 | 339.80 | 312.60 | +3.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 433.20 | 422.50 | 395.30 | 368.10 | 341.10 | 313.90 | +5.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 434.40 | 428.40 | 401.30 | 374.20 | 342.10 | 315.00 | New tariff 2027 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 434.90 | 424.00 | 396.70 | 369.50 | 342.20 | 315.00 | +2.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 438.30 | 427.50 | 400.30 | 373.20 | 346.10 | 318.90 | +6.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 439.80 | 428.90 | 401.70 | 374.40 | 347.10 | 319.90 | +2.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 441.20 | 430.30 | 403.00 | 375.70 | 348.50 | 321.20 | +2.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 442.90 | 432.00 | 404.80 | 377.50 | 350.30 | 323.00 | +2.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 443.40 | 432.60 | 405.40 | 378.30 | 351.20 | 324.10 | +6.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 443.40 | 432.60 | 405.40 | 378.30 | 351.20 | 324.10 | +8.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 444.20 | 438.00 | 406.10 | 378.80 | 351.50 | 324.30 | 0.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 443.90 | 433.20 | 406.00 | 378.80 | 351.80 | 324.60 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 444.10 | 433.40 | 406.40 | 379.00 | 352.00 | 325.00 | +2.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 446.70 | 436.00 | 409.10 | 381.60 | 354.60 | 327.70 | +2.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 447.40 | 436.50 | 409.30 | 382.00 | 354.70 | 327.50 | +2.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 452.30 | 441.20 | 413.50 | 385.80 | 358.10 | 330.40 | +4.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 452.40 | 441.40 | 413.60 | 385.90 | 358.20 | 330.50 | +5.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 450.70 | 439.90 | 412.70 | 385.60 | 358.50 | 334.10 | +9.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 452.70 | 441.90 | 414.70 | 387.60 | 360.50 | 333.40 | +5.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 453.00 | 442.10 | 414.90 | 387.90 | 360.70 | 333.50 | +0.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 453.40 | 447.10 | 415.20 | 388.00 | 360.70 | 333.40 | 0.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 453.60 | 442.80 | 415.70 | 388.50 | 361.40 | 334.30 | +6.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 455.90 | 445.10 | 418.00 | 390.80 | 363.80 | 336.60 | +3.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 455.90 | 445.10 | 418.00 | 390.80 | 363.80 | 336.60 | +3.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 458.00 | 451.70 | 419.80 | 392.50 | 365.30 | 338.00 | 0.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 463.70 | 453.00 | 425.80 | 398.60 | 371.60 | 344.40 | +5.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 465.00 | 454.20 | 427.00 | 399.90 | 372.80 | 345.60 | +5.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 467.10 | 456.10 | 428.50 | 400.90 | 373.40 | 345.80 | +0.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 466.00 | 455.30 | 428.30 | 400.90 | 373.90 | 347.00 | +0.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 468.90 | 458.10 | 430.90 | 403.80 | 376.70 | 349.50 | +5.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 479.90 | 469.10 | 442.00 | 414.80 | 387.80 | 360.60 | +3.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 483.30 | 472.40 | 445.10 | 417.80 | 390.60 | 363.30 | +3.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 463.80 | 457.90 | 435.70 | 408.50 | 391.20 | 364.10 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 466.30 | 460.30 | 438.10 | 411.00 | 393.70 | 366.60 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 490.80 | 480.00 | 452.80 | 425.70 | 398.60 | 371.50 | +0.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 441.70 | 430.90 | 425.80 | 420.80 | 398.60 | 371.50 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 481.00 | 475.10 | 452.80 | 425.70 | 398.60 | 371.50 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 495.20 | 484.40 | 457.30 | 430.10 | 403.10 | 375.90 | +9.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 509.70 | 498.90 | 471.70 | 444.60 | 417.50 | 390.40 | +4.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 513.30 | 502.40 | 475.10 | 447.80 | 420.60 | 393.30 | +3.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 520.40 | 509.50 | 482.20 | 454.90 | 427.70 | 400.40 | +3.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 521.50 | 510.50 | 483.30 | 456.00 | 428.80 | 401.50 | +3.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 529.60 | 518.70 | 491.50 | 464.20 | 437.00 | 409.70 | +3.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 540.50 | 529.60 | 502.40 | 475.10 | 447.90 | 420.60 | +3.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 529.80 | 520.60 | 497.80 | 475.00 | 452.20 | 429.40 | +4.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 546.00 | 535.10 | 507.80 | 480.60 | 453.30 | 426.10 | +3.8 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 608.35 | 597.40 | 571.85 | 541.45 | 511.00 | 486.65 | +2.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 423.30 | 412.50 | 385.40 | 358.20 | — | 304.00 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 427.10 | 416.40 | 389.20 | 362.00 | — | 307.80 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 442.30 | 431.50 | 404.40 | 377.20 | — | 323.00 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 446.10 | 435.30 | 408.20 | 381.00 | — | 326.80 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 461.30 | 450.50 | 423.30 | 396.20 | — | 342.00 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 499.30 | 488.50 | 461.40 | 434.20 | — | 380.00 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Maracon for a young adult aged 19 to 25 with a deductible of 2'000 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/vd/maracon/young-adult/no-accident/), the cheapest offer in [Maracon](https://praemiencheck.onedoc.ch/en/vd/maracon/) is Groupe Mutuel – Philos (PrimaFlex (Flexible model)) at 287.60 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 315.40 CHF a month.

### How much does health insurance cost in Maracon in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/vd/maracon/young-adult/) with a deductible of 2'000 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/vd/maracon/young-adult/no-accident/), monthly premiums run from 287.60 CHF (Groupe Mutuel – Philos, PrimaFlex (Flexible model)) to 511.00 CHF (vita surselva, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 363.20 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Maracon for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Groupe Mutuel – Philos, PrimaFlex (Flexible model)), the premium goes from 379.70 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/maracon/young-adult/no-accident/deductible-300/) to 260.70 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/maracon/young-adult/no-accident/deductible-2500/): 119.00 CHF less a month, 1'428.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'887 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Maracon for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and without accident cover, the cheapest premium per model is: standard model 315.40 CHF (Sanitas), family doctor / HMO 294.40 CHF (Visana), flexible model 287.60 CHF (Groupe Mutuel – Philos), telemedicine 299.10 CHF (Sanitas).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Maracon is in region 2 of canton Vaud.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vd/maracon/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Maracon (VD): every situation: https://praemiencheck.onedoc.ch/en/vd/maracon/
- Premiums 2027 in Maracon (VD), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/vd/maracon/young-adult/
- Premiums 2027 in Maracon (VD), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/vd/maracon/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/vd/maracon/child/
- Adult: https://praemiencheck.onedoc.ch/en/vd/maracon/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/vd/maracon/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Maracon (VD), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/maracon/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Maracon (VD), young adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/maracon/young-adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Maracon (VD), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/maracon/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Maracon (VD), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/maracon/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Maracon (VD), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/maracon/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/vd/maracon/young-adult/no-accident/deductible-300/ — replace `vd` with your canton’s two-letter code (ge, vd, zh…), `maracon` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.