# Health insurance premiums 2027 in Gingins (VD), for a young adult aged 19 to 25 who wants a deductible of 500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Gingins](https://praemiencheck.onedoc.ch/en/vd/gingins/) ([canton Vaud](https://praemiencheck.onedoc.ch/en/vd/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/vd/gingins/young-adult/) with a 500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/vd/gingins/young-adult/no-accident/), the cheapest monthly basic insurance premium is **384.80 CHF** with **Sanitas** (Family doctor 1 model) and the most expensive is 643.55 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 395.65 | 384.80 | 357.65 | 330.45 | 303.30 | 276.20 | +3.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 395.65 | 384.80 | 357.65 | 330.45 | 303.30 | 276.20 | New tariff 2027 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 399.70 | 388.90 | 361.75 | 334.55 | 307.40 | 280.30 | +3.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 399.70 | 388.90 | 361.75 | 334.55 | 307.40 | 280.30 | +3.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 399.70 | 388.90 | 361.75 | 334.55 | 307.40 | 280.30 | +3.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 399.70 | 388.90 | 361.75 | 334.55 | 307.40 | 280.30 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 399.70 | 388.90 | 361.75 | 334.55 | 307.40 | 280.30 | New tariff 2027 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 401.20 | 390.40 | 363.20 | 336.10 | 309.00 | 281.80 | +2.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 404.80 | 393.90 | 366.70 | 339.50 | 312.30 | 285.10 | +3.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 400.80 | 394.60 | 362.70 | 335.40 | 308.20 | 280.90 | +1.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 406.30 | 395.30 | 367.60 | 339.80 | 312.20 | 284.40 | +2.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 408.20 | 397.30 | 370.30 | 343.10 | 316.00 | 288.90 | +1.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 408.20 | 397.30 | 370.30 | 343.10 | 316.00 | 288.90 | +1.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 408.20 | 397.40 | 370.30 | 343.10 | 316.00 | 288.90 | +4.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 409.50 | 398.70 | 371.50 | 344.20 | 317.10 | 289.90 | +3.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 409.70 | 398.90 | 371.80 | 344.60 | 317.60 | 290.40 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 410.70 | 400.00 | 373.00 | 345.60 | 318.60 | 291.60 | +1.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 412.10 | 401.25 | 374.10 | 346.95 | 319.80 | 292.65 | +3.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 415.80 | 404.80 | 377.10 | 349.30 | 321.70 | 293.90 | +2.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 417.10 | 406.30 | 379.10 | 352.00 | 324.90 | 297.70 | +3.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 417.60 | 406.70 | 379.70 | 352.50 | 325.40 | 298.30 | +1.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 419.50 | 408.70 | 381.50 | 354.40 | 327.30 | 300.20 | New tariff 2027 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 419.90 | 409.10 | 382.00 | 354.80 | 327.70 | 300.60 | +1.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 420.20 | 409.20 | 381.40 | 353.70 | 326.00 | 298.30 | +2.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 424.40 | 413.60 | 386.50 | 359.30 | 332.20 | 305.10 | +4.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 425.00 | 414.30 | 387.30 | 359.90 | 332.90 | 306.00 | +1.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 425.70 | 414.70 | 387.10 | 359.50 | 332.00 | 304.40 | +0.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 425.00 | 415.60 | 391.90 | 368.50 | 344.70 | 313.80 | +4.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 428.10 | 417.20 | 389.60 | 362.00 | 334.50 | 306.90 | +1.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 429.20 | 418.50 | 391.30 | 364.10 | 337.10 | 309.90 | +4.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 429.80 | 419.10 | 392.10 | 364.70 | 337.70 | 310.70 | +1.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 430.70 | 420.00 | 392.80 | 365.60 | 338.60 | 314.20 | +5.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 432.20 | 421.50 | 394.50 | 367.10 | 340.10 | 313.10 | +1.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 429.40 | 423.20 | 391.30 | 364.00 | 336.80 | 309.50 | +2.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 434.00 | 423.30 | 396.30 | 368.90 | 341.90 | 314.90 | +2.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 434.20 | 423.40 | 396.20 | 369.10 | 342.00 | 314.90 | +4.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 435.00 | 424.00 | 396.20 | 368.50 | 340.90 | 313.10 | +2.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 435.50 | 424.50 | 396.90 | 369.40 | 341.90 | 314.30 | +0.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 436.30 | 425.60 | 398.60 | 371.20 | 344.20 | 317.20 | +0.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 438.70 | 428.00 | 401.10 | 373.60 | 346.70 | 319.70 | +0.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 438.70 | 428.00 | 401.10 | 373.60 | 346.70 | 319.70 | +0.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 439.40 | 428.50 | 406.50 | 379.40 | 347.20 | 320.00 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 438.00 | 431.80 | 399.90 | 372.60 | 345.30 | 318.10 | 0.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 444.50 | 433.60 | 414.20 | 387.10 | 352.30 | 325.10 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 446.70 | 436.00 | 409.10 | 381.60 | 354.60 | 327.70 | +2.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 442.80 | 436.60 | 404.60 | 377.40 | 350.10 | 322.90 | 0.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 448.70 | 437.90 | 410.70 | 383.60 | 356.50 | 332.20 | +8.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 451.10 | 440.40 | 413.50 | 386.00 | 359.10 | 332.10 | +0.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 451.80 | 441.10 | 414.20 | 386.70 | 359.80 | 332.80 | +2.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 447.00 | 441.30 | 414.20 | 387.10 | 354.80 | 327.70 | New tariff 2027 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 453.70 | 442.90 | 415.80 | 388.60 | 361.50 | 334.40 | +5.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 454.10 | 443.30 | 416.10 | 389.00 | 361.90 | 334.80 | +2.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 458.50 | 447.60 | 420.40 | 393.10 | 365.90 | 338.60 | +2.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 459.80 | 449.00 | 444.80 | 440.70 | 418.70 | 391.50 | New tariff 2027 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 462.70 | 451.70 | 424.00 | 396.20 | 368.60 | 340.90 | +2.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 463.40 | 452.60 | 425.40 | 398.30 | 371.20 | 344.10 | +4.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 463.40 | 452.60 | 425.40 | 398.30 | 371.20 | 344.10 | +4.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 464.50 | 453.70 | 426.50 | 399.40 | 372.30 | 345.20 | +7.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 466.70 | 455.90 | 428.80 | 401.60 | 374.60 | 347.40 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 467.10 | 456.40 | 429.50 | 402.00 | 375.10 | 348.10 | +2.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 462.80 | 456.60 | 424.70 | 397.40 | 370.10 | 342.90 | 0.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 467.60 | 456.80 | 429.70 | 402.50 | — | 348.30 | 0.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 469.20 | 458.40 | 431.20 | 404.10 | 377.00 | 349.80 | +1.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 469.90 | 459.10 | 431.90 | 404.80 | 377.70 | 350.60 | +5.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 469.90 | 459.10 | 431.90 | 404.80 | 377.70 | 350.60 | +5.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 470.60 | 459.70 | 432.50 | 405.30 | 378.10 | 350.90 | +3.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 473.50 | 462.50 | 435.30 | 408.00 | 380.80 | 353.50 | +2.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 475.40 | 464.50 | 437.20 | 410.00 | 382.70 | 355.40 | +4.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 476.30 | 465.50 | 438.30 | 411.20 | — | 356.90 | −2.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 476.80 | 465.90 | 438.70 | 411.40 | 384.10 | 356.90 | +2.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 472.40 | 466.10 | 434.20 | 406.90 | 379.70 | 352.40 | 0.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 477.40 | 466.60 | 439.40 | 412.30 | 385.20 | 360.90 | +7.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 477.50 | 466.80 | 439.80 | 412.40 | 385.40 | 358.50 | +1.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 479.30 | 468.50 | 441.30 | 414.20 | 387.10 | 360.00 | +2.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 479.30 | 468.50 | 441.30 | 414.20 | 387.10 | 360.00 | +2.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 480.60 | 469.80 | 442.70 | 415.50 | — | 361.30 | 0.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 480.80 | 470.00 | 442.80 | 415.70 | 388.60 | 361.40 | +5.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 481.60 | 470.70 | 443.50 | 416.20 | 389.00 | 361.70 | +2.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 477.10 | 470.90 | 439.00 | 411.70 | 384.40 | 357.20 | 0.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 477.70 | 472.00 | 449.90 | 422.80 | 405.90 | 378.80 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 487.70 | 477.00 | 449.80 | 422.60 | 395.60 | 368.40 | +4.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 488.40 | 477.60 | 450.40 | 423.50 | 396.20 | 369.10 | +4.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 485.40 | 479.60 | 457.60 | 430.50 | 413.60 | 386.40 | New tariff 2027 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 491.60 | 480.80 | 453.60 | 426.50 | 399.40 | 372.20 | +4.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 492.00 | 481.10 | 453.50 | 425.90 | 398.40 | 370.80 | +0.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 493.50 | 482.40 | 454.80 | 427.00 | 399.30 | 371.60 | +3.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 493.70 | 482.90 | 455.80 | 428.60 | — | 374.40 | 0.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 495.70 | 485.00 | 458.10 | 430.60 | 403.70 | 376.70 | +0.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 496.90 | 486.20 | 459.00 | 431.80 | 404.80 | 377.60 | +4.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.50 | 493.70 | 466.50 | 439.40 | 412.30 | 385.20 | +2.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 510.10 | 499.20 | 472.00 | 444.70 | 417.50 | 390.20 | +3.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 510.50 | 499.80 | 472.90 | 445.40 | 418.50 | 391.50 | +2.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 510.90 | 500.00 | 472.90 | 445.80 | 418.70 | 391.50 | +0.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 508.30 | 500.00 | 472.90 | 445.80 | 418.70 | 391.50 | New tariff 2027 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 511.10 | 500.30 | 473.20 | 446.00 | — | 391.80 | −2.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 521.70 | 510.90 | 483.80 | 456.60 | 429.60 | 402.40 | +7.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 538.80 | 527.90 | 500.60 | 473.40 | 446.10 | 418.80 | +3.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 540.20 | 529.40 | 502.20 | 475.10 | 448.00 | 420.90 | +3.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 545.10 | 534.20 | 506.90 | 479.70 | 452.40 | 425.10 | +3.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 547.40 | 536.50 | 509.20 | 481.90 | 454.70 | 427.40 | +3.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 551.90 | 542.60 | 519.80 | 497.00 | 474.30 | 451.50 | +4.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 554.70 | 543.90 | 516.70 | 489.60 | — | 435.30 | 0.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 556.00 | 545.10 | 517.80 | 490.50 | 463.30 | 436.00 | +3.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 567.40 | 556.50 | 529.20 | 502.00 | 474.70 | 447.50 | +3.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 573.10 | 562.20 | 535.00 | 507.70 | 480.50 | 453.20 | +3.2 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 654.05 | 643.55 | 614.80 | 588.65 | 555.95 | 529.80 | +1.5 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Gingins for a young adult aged 19 to 25 with a deductible of 500 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/vd/gingins/young-adult/no-accident/), the cheapest offer in [Gingins](https://praemiencheck.onedoc.ch/en/vd/gingins/) is Sanitas (Family doctor 1) at 384.80 CHF a month.

### How much does health insurance cost in Gingins in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/vd/gingins/young-adult/) with a deductible of 500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/vd/gingins/young-adult/no-accident/), monthly premiums run from 384.80 CHF (Sanitas, Family doctor 1) to 643.55 CHF (vita surselva, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 391.40 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Gingins for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Sanitas, Family doctor 1), the premium goes from 395.65 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/gingins/young-adult/no-accident/deductible-300/) to 276.20 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/gingins/young-adult/no-accident/deductible-2500/): 119.45 CHF less a month, 1'433.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'893 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Gingins for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 500 CHF and without accident cover, the cheapest premium per model is: standard model 401.25 CHF (Sanitas), family doctor / HMO 384.80 CHF (Sanitas), flexible model 388.90 CHF (Sanitas), telemedicine 384.80 CHF (Sanitas).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Gingins is in region 1 of canton Vaud.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vd/gingins/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Gingins (VD): every situation: https://praemiencheck.onedoc.ch/en/vd/gingins/
- Premiums 2027 in Gingins (VD), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/vd/gingins/young-adult/
- Premiums 2027 in Gingins (VD), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/vd/gingins/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/vd/gingins/child/
- Adult: https://praemiencheck.onedoc.ch/en/vd/gingins/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/vd/gingins/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Gingins (VD), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/gingins/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Gingins (VD), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/gingins/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Gingins (VD), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/gingins/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Gingins (VD), young adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/gingins/young-adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Gingins (VD), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/gingins/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/vd/gingins/young-adult/no-accident/deductible-300/ — replace `vd` with your canton’s two-letter code (ge, vd, zh…), `gingins` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-500` with `deductible-2500` for another deductible. Markdown version: add `.md`.