# Health insurance premiums 2027 in Champvent (VD), for a young adult aged 19 to 25 who wants a deductible of 500 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Champvent](https://praemiencheck.onedoc.ch/en/vd/champvent/) ([canton Vaud](https://praemiencheck.onedoc.ch/en/vd/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/vd/champvent/young-adult/) with a 500 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/vd/champvent/young-adult/with-accident/), the cheapest monthly basic insurance premium is **396.80 CHF** with **Groupe Mutuel – Philos** (PrimaFlex (Flexible model) model) and the most expensive is 601.00 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 408.30 | 396.80 | 367.80 | 338.30 | 309.30 | 280.30 | +2.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 410.70 | 399.20 | 370.20 | 340.70 | 311.70 | 282.70 | +1.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 413.90 | 402.30 | 373.10 | 343.90 | 314.80 | 285.60 | +0.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 414.10 | 407.40 | 373.30 | 344.10 | 314.90 | 285.80 | +1.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 420.40 | 408.75 | 379.60 | 350.40 | 321.25 | 292.10 | +3.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 420.40 | 408.75 | 379.60 | 350.40 | 321.25 | 292.10 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 420.30 | 408.80 | 379.80 | 350.30 | 321.30 | 292.30 | +2.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 421.00 | 409.40 | 380.20 | 351.00 | 321.90 | 292.70 | +4.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 422.90 | 411.30 | 382.10 | 352.90 | 323.80 | 294.60 | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 423.50 | 411.90 | 382.70 | 353.50 | 324.40 | 295.20 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 423.50 | 411.90 | 382.70 | 353.50 | 324.40 | 295.20 | +4.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 423.70 | 412.00 | 382.80 | 353.70 | 324.50 | 295.30 | +0.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 423.70 | 412.00 | 382.80 | 353.70 | 324.50 | 295.30 | +0.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 423.80 | 412.20 | 383.00 | 353.80 | 324.70 | 295.50 | +5.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 423.90 | 412.30 | 383.10 | 353.90 | 324.80 | 295.60 | +3.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 424.75 | 413.10 | 383.95 | 354.75 | 325.60 | 296.45 | +3.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 424.75 | 413.10 | 383.95 | 354.75 | 325.60 | 296.45 | +3.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 424.75 | 413.10 | 383.95 | 354.75 | 325.60 | 296.45 | +3.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 424.75 | 413.10 | 383.95 | 354.75 | 325.60 | 296.45 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 424.75 | 413.10 | 383.95 | 354.75 | 325.60 | 296.45 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 425.00 | 413.50 | 384.50 | 355.00 | 326.00 | 297.00 | +1.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 425.10 | 413.60 | 384.60 | 355.10 | 326.10 | 297.10 | +2.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 427.50 | 415.90 | 386.70 | 357.50 | 328.40 | 299.20 | +0.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 428.60 | 417.00 | 387.80 | 358.60 | 329.50 | 300.30 | +4.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 429.50 | 417.90 | 388.70 | 359.50 | 330.40 | 301.20 | +5.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 429.50 | 417.90 | 388.70 | 359.50 | 330.40 | 301.20 | +5.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 429.80 | 418.30 | 389.30 | 359.80 | 330.80 | 301.80 | +1.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 430.00 | 418.40 | 389.20 | 360.00 | 330.90 | 301.70 | +1.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 432.20 | 420.70 | 391.70 | 362.20 | 333.20 | 304.20 | +1.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 433.20 | 421.60 | 392.40 | 363.20 | 334.10 | 304.90 | +4.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 433.40 | 421.70 | 392.60 | 363.40 | 334.20 | 305.10 | +0.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 435.80 | 424.20 | 395.00 | 365.80 | 336.70 | 307.50 | +0.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 431.20 | 424.60 | 390.40 | 361.20 | 332.10 | 302.90 | 0.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 435.00 | 424.90 | 399.50 | 374.10 | 348.70 | 315.90 | +4.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 437.40 | 425.80 | 396.60 | 367.40 | 338.30 | 309.10 | +0.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 437.90 | 426.25 | 397.10 | 367.90 | 338.75 | 309.60 | +3.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 438.10 | 426.50 | 397.30 | 368.10 | 339.00 | 309.80 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 439.50 | 428.00 | 399.00 | 369.50 | 340.50 | 311.50 | +2.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 440.90 | 429.40 | 400.40 | 370.90 | 341.90 | 312.90 | +0.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 442.50 | 430.90 | 401.70 | 372.50 | 343.40 | 314.20 | +4.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 443.50 | 432.00 | 403.00 | 373.50 | 344.50 | 315.50 | +0.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 443.50 | 432.00 | 403.00 | 373.50 | 344.50 | 315.50 | +0.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 452.40 | 440.80 | 411.60 | 382.40 | 353.30 | 324.10 | +4.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 453.90 | 442.20 | 418.30 | 389.10 | 354.70 | 325.50 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 449.80 | 443.20 | 409.00 | 379.80 | 350.70 | 321.50 | 0.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 455.20 | 443.60 | 414.40 | 385.20 | — | 326.90 | 0.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 456.00 | 444.50 | 415.50 | 386.00 | 357.00 | 328.00 | +0.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 459.30 | 447.70 | 418.50 | 389.30 | — | 331.00 | 0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 454.70 | 448.10 | 413.90 | 384.70 | 355.60 | 326.40 | 0.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 460.60 | 449.00 | 419.80 | 390.60 | 361.50 | 341.30 | +7.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 461.80 | 450.10 | 420.90 | 391.80 | 362.60 | 333.40 | +5.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 462.40 | 450.80 | 421.60 | 392.40 | 363.30 | 334.10 | +4.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 462.40 | 450.80 | 421.60 | 392.40 | 363.30 | 334.10 | +4.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 463.30 | 451.70 | 422.50 | 393.30 | 364.20 | 344.00 | +7.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 464.40 | 452.80 | 423.60 | 394.40 | 365.30 | 336.10 | +2.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 464.40 | 452.80 | 431.50 | 402.30 | 365.30 | 336.10 | New tariff 2027 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 465.30 | 453.60 | 424.50 | 395.30 | 366.10 | 337.00 | +2.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 465.80 | 454.20 | 425.00 | 395.80 | 366.70 | 337.50 | +4.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 470.60 | 458.90 | 429.70 | 400.60 | 371.40 | 342.20 | +2.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 471.20 | 459.60 | 430.40 | 401.20 | 372.10 | 342.90 | +5.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 472.00 | 460.30 | 431.20 | 402.00 | 372.80 | 343.70 | +2.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 467.10 | 460.70 | 431.50 | 402.30 | 367.90 | 338.70 | New tariff 2027 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 473.90 | 462.30 | 433.10 | 403.90 | 374.80 | 345.60 | +2.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 475.00 | 463.30 | 457.90 | 452.50 | 428.60 | 399.40 | New tariff 2027 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 475.60 | 464.00 | 434.80 | 405.60 | — | 347.30 | 0.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 476.10 | 464.40 | 435.30 | 406.10 | 376.90 | 347.80 | +3.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 476.20 | 464.60 | 435.40 | 406.20 | 377.10 | 347.90 | +4.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 476.70 | 465.10 | 435.90 | 406.70 | 377.60 | 348.40 | +5.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 476.70 | 465.10 | 435.90 | 406.70 | 377.60 | 348.40 | +6.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 477.30 | 465.70 | 436.50 | 407.30 | 378.20 | 349.00 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 477.50 | 466.00 | 437.00 | 407.50 | 378.50 | 349.50 | +1.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 478.70 | 467.00 | 437.90 | 408.70 | 379.50 | 350.40 | +2.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 479.70 | 468.10 | 438.90 | 409.70 | — | 351.40 | 0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 475.30 | 468.60 | 434.50 | 405.30 | 376.10 | 347.00 | 0.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 480.30 | 468.80 | 439.80 | 410.30 | 381.30 | 352.30 | +2.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 484.60 | 473.00 | 443.80 | 414.60 | 385.50 | 359.30 | +7.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 486.70 | 475.10 | 445.90 | 416.70 | 387.60 | 358.40 | +4.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 487.00 | 475.30 | 446.10 | 417.00 | 387.80 | 358.60 | +0.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 487.70 | 476.10 | 446.90 | 417.70 | 388.60 | 359.40 | +5.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 485.10 | 478.40 | 444.30 | 415.10 | 385.90 | 356.80 | 0.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 490.20 | 478.60 | 449.40 | 420.20 | 391.10 | 361.90 | +2.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 490.20 | 478.60 | 449.40 | 420.20 | 391.10 | 361.90 | +2.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 494.20 | 482.60 | 453.40 | 424.20 | 395.10 | 365.90 | +0.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 490.00 | 483.30 | 449.10 | 420.00 | 390.80 | 361.60 | 0.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 496.00 | 484.40 | 455.20 | 426.00 | — | 367.70 | −2.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 498.60 | 487.00 | 457.80 | 428.60 | 399.50 | 370.30 | +4.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 499.90 | 488.30 | 459.10 | 430.00 | 400.80 | 371.60 | +4.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 501.10 | 489.60 | 460.60 | 431.10 | 402.10 | 373.10 | +0.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 498.70 | 492.30 | 468.40 | 439.30 | 420.70 | 391.50 | New tariff 2027 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 504.10 | 492.50 | 463.30 | 434.10 | 405.00 | 375.80 | +4.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 501.40 | 495.00 | 471.10 | 441.90 | 423.30 | 394.10 | New tariff 2027 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 516.00 | 504.40 | 475.20 | 446.00 | 416.90 | 387.70 | +2.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 517.10 | 505.40 | 476.20 | 447.10 | 417.90 | 388.70 | +3.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 517.20 | 510.80 | 486.90 | 457.70 | 428.60 | 399.40 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 527.70 | 516.10 | 486.90 | 457.70 | 428.60 | 399.40 | +0.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 532.50 | 520.90 | 491.70 | 462.50 | 433.40 | 404.20 | +7.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 536.90 | 525.30 | 496.10 | 466.90 | — | 408.60 | 0.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 548.00 | 536.40 | 507.20 | 478.00 | 448.90 | 419.70 | +4.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 549.20 | 537.50 | 508.30 | 479.20 | 450.00 | 420.80 | +3.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 556.80 | 545.10 | 515.90 | 486.80 | 457.60 | 428.40 | +3.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 557.90 | 546.30 | 517.10 | 487.90 | 458.80 | 429.60 | +3.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 566.70 | 555.00 | 525.80 | 496.70 | 467.50 | 438.30 | +3.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 569.70 | 559.70 | 535.20 | 510.70 | 486.20 | 461.70 | +4.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 578.40 | 566.70 | 537.50 | 508.40 | 479.20 | 450.00 | +3.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 584.20 | 572.50 | 543.40 | 514.20 | 485.00 | 455.90 | +3.2 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 612.00 | 601.00 | 575.30 | 544.70 | 514.10 | 489.60 | +2.0 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Champvent for a young adult aged 19 to 25 with a deductible of 500 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/vd/champvent/young-adult/with-accident/), the cheapest offer in [Champvent](https://praemiencheck.onedoc.ch/en/vd/champvent/) is Groupe Mutuel – Philos (PrimaFlex (Flexible model)) at 396.80 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 426.25 CHF a month.

### How much does health insurance cost in Champvent in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/vd/champvent/young-adult/) with a deductible of 500 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/vd/champvent/young-adult/with-accident/), monthly premiums run from 396.80 CHF (Groupe Mutuel – Philos, PrimaFlex (Flexible model)) to 601.00 CHF (vita surselva, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 363.20 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Champvent for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Groupe Mutuel – Philos, PrimaFlex (Flexible model)), the premium goes from 408.30 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/champvent/young-adult/with-accident/deductible-300/) to 280.30 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/champvent/young-adult/with-accident/deductible-2500/): 128.00 CHF less a month, 1'536.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'007 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Champvent for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 500 CHF and with accident cover, the cheapest premium per model is: standard model 426.25 CHF (Sanitas), family doctor / HMO 407.40 CHF (Visana), flexible model 396.80 CHF (Groupe Mutuel – Philos), telemedicine 408.75 CHF (Sanitas).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Champvent is in region 2 of canton Vaud.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vd/champvent/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Champvent (VD): every situation: https://praemiencheck.onedoc.ch/en/vd/champvent/
- Premiums 2027 in Champvent (VD), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/vd/champvent/young-adult/
- Premiums 2027 in Champvent (VD), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/vd/champvent/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/vd/champvent/child/
- Adult: https://praemiencheck.onedoc.ch/en/vd/champvent/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/vd/champvent/young-adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Champvent (VD), young adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vd/champvent/young-adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Champvent (VD), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vd/champvent/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Champvent (VD), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vd/champvent/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Champvent (VD), young adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vd/champvent/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Champvent (VD), young adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/vd/champvent/young-adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/vd/champvent/young-adult/with-accident/deductible-300/ — replace `vd` with your canton’s two-letter code (ge, vd, zh…), `champvent` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-500` with `deductible-2500` for another deductible. Markdown version: add `.md`.