# Health insurance premiums 2026 in Assens (VD), for a child aged 0 to 18, deductible of 100 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Assens](https://praemiencheck.onedoc.ch/en/vd/assens/) ([canton Vaud](https://praemiencheck.onedoc.ch/en/vd/)), in 2026, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/vd/assens/child/) with a 100 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/vd/assens/child/no-accident/), the cheapest monthly basic insurance premium is **102.85 CHF** with **CSS** (Hausarztversicherung Profit model) and the most expensive is 156.95 CHF with Groupe Mutuel – Avenir (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2025 (100 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 108.25 | 102.85 | 97.45 | 92.05 | 86.65 | — | 75.75 | +0.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 115.85 | 110.45 | 105.15 | 99.65 | 94.25 | 88.85 | 83.35 | +4.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 115.25 | 110.55 | 105.95 | 101.25 | 96.45 | 90.65 | — | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 116.65 | 111.25 | 105.85 | 100.35 | 94.95 | 89.55 | 84.05 | +8.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 117.75 | 112.35 | 106.95 | 101.45 | 96.05 | — | 85.15 | +4.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Care network (Delta) | 119.45 | 114.05 | 108.65 | 103.15 | 97.75 | 92.35 | 86.85 | +6.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 122.15 | 116.75 | 111.35 | 105.85 | 100.45 | 95.05 | 89.55 | +6.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 122.25 | 116.85 | 111.45 | 105.95 | 100.65 | — | 89.75 | +6.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 123.05 | 117.65 | 112.25 | 106.75 | 101.35 | — | 90.45 | +6.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 125.95 | 120.45 | 115.05 | 109.55 | 104.15 | 98.65 | 93.25 | +7.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 127.75 | 122.45 | 117.05 | 111.55 | 106.15 | 100.75 | 95.25 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 127.75 | 122.45 | 117.05 | 111.55 | 106.15 | 100.75 | 95.25 | +6.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 128.15 | 122.65 | 117.15 | — | 106.05 | — | 94.85 | +5.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 129.15 | 123.65 | 118.15 | — | 107.05 | — | 95.95 | +5.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 129.85 | 124.45 | 119.05 | 113.65 | 108.25 | — | 97.35 | +3.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 130.75 | 125.15 | 119.65 | — | 108.55 | — | 97.45 | +5.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 130.65 | 125.25 | 119.75 | 114.15 | 108.65 | 103.15 | 97.65 | +7.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 130.65 | 125.25 | 119.75 | 114.15 | 108.65 | 103.15 | 97.65 | +7.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 133.15 | 127.75 | 122.45 | 117.05 | 111.55 | 106.15 | — | +4.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 133.15 | 127.75 | 122.25 | 116.85 | 111.35 | 105.95 | 100.45 | −22.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 133.25 | 127.85 | 122.35 | 116.95 | 111.45 | 106.05 | 100.55 | +7.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 133.25 | 127.85 | 122.35 | 116.95 | 111.45 | 106.05 | 100.55 | +7.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 133.25 | 127.85 | 122.35 | 116.95 | 111.45 | 106.05 | 100.55 | +7.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 133.85 | 128.35 | 122.85 | 117.25 | 111.75 | 106.35 | 100.75 | +6.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 134.65 | 129.25 | 123.85 | 118.35 | 112.95 | 107.55 | 102.05 | +5.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 134.75 | 129.35 | 123.95 | 118.45 | 113.15 | 107.75 | 102.25 | +6.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 136.15 | 130.75 | 125.45 | 119.95 | 114.55 | 109.15 | 103.65 | +4.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 136.15 | 130.75 | 125.45 | 119.95 | 114.55 | 109.15 | 103.65 | +4.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 137.85 | 132.35 | 126.95 | 121.45 | 116.05 | 110.55 | 105.15 | +6.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 138.45 | 133.05 | 127.65 | 122.25 | 116.85 | 111.45 | 105.95 | +6.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 139.35 | 133.85 | 128.45 | 122.95 | 117.55 | 112.05 | 106.65 | −9.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 139.25 | 133.85 | 128.45 | 123.05 | 117.65 | 112.25 | 106.75 | +6.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 139.25 | 133.85 | 128.45 | 123.05 | 117.65 | 112.25 | 106.75 | +7.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 134.75 | 133.95 | 132.95 | 132.05 | 131.15 | 130.15 | — | +5.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 139.85 | 134.45 | 128.95 | 123.55 | 118.05 | 112.65 | 107.15 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 139.85 | 134.45 | 128.95 | 123.55 | 118.05 | 112.65 | 107.15 | New tariff 2026 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 140.05 | 134.65 | 129.25 | 123.85 | 118.45 | 113.05 | 107.55 | +6.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 140.95 | 135.55 | 130.15 | 124.65 | 119.25 | 113.85 | 108.35 | +4.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 141.35 | 135.95 | 130.45 | 125.05 | 119.55 | 114.15 | 108.65 | −21.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 143.05 | 137.65 | 132.35 | 126.85 | 121.45 | 116.05 | 110.55 | +6.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 143.95 | 138.55 | 133.15 | 127.65 | 122.25 | 116.85 | 111.35 | +6.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 139.35 | 138.55 | 137.55 | 136.65 | 135.75 | 134.75 | — | +5.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 145.85 | 140.25 | 134.75 | — | 123.65 | — | 112.55 | +5.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 145.85 | 140.25 | 134.75 | — | 123.65 | — | 112.55 | +5.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 145.65 | 140.25 | 134.85 | 129.35 | 123.95 | 118.55 | 113.05 | +6.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 147.95 | 142.55 | 137.15 | 131.65 | 126.25 | 120.85 | 115.35 | New tariff 2026 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 148.15 | 142.75 | 137.35 | 131.85 | 126.45 | 121.05 | 115.55 | +7.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 149.15 | 143.65 | 138.15 | 132.75 | 127.25 | 121.85 | 116.35 | +6.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 149.40 | 144.00 | 138.60 | 133.10 | 127.70 | 122.30 | 116.80 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 149.40 | 144.00 | 138.60 | 133.10 | 127.70 | 122.30 | 116.80 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 149.40 | 144.00 | 138.60 | 133.10 | 127.70 | 122.30 | 116.80 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 149.40 | 144.00 | 138.60 | 133.10 | 127.70 | 122.30 | 116.80 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 149.55 | 144.15 | 138.75 | 133.25 | 127.85 | 122.45 | 116.95 | New tariff 2026 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 150.55 | 145.15 | 139.65 | 134.25 | 128.75 | 123.25 | 117.85 | +7.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 150.55 | 145.15 | 139.65 | 134.25 | 128.75 | 123.25 | 117.85 | +7.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 151.15 | 145.75 | 140.35 | 134.85 | 129.45 | 124.05 | 118.55 | New tariff 2026 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 151.85 | 146.35 | 140.95 | 135.35 | 129.85 | 124.35 | 118.75 | +5.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 152.15 | 146.65 | 141.25 | 135.75 | 130.35 | 124.85 | 119.45 | +7.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 152.75 | 147.35 | 141.95 | 136.45 | 131.05 | 125.75 | 120.25 | +4.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 148.85 | 147.95 | 147.15 | 146.15 | 145.25 | 144.35 | — | +4.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 154.25 | 148.85 | 143.45 | 137.95 | 132.55 | 127.15 | 121.75 | +2.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 154.45 | 149.05 | 143.65 | 138.15 | 132.75 | 127.35 | 121.85 | +6.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 154.75 | 149.25 | 143.85 | 138.35 | 132.95 | 127.45 | 122.05 | +6.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 154.75 | 149.25 | 143.85 | 138.35 | 132.95 | 127.45 | 122.05 | +6.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 154.75 | 149.25 | 143.85 | 138.35 | 132.95 | 127.45 | 122.05 | +6.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 154.75 | 149.25 | 143.85 | 138.35 | 132.95 | 127.45 | 122.05 | +6.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 154.90 | 150.05 | 143.70 | 138.90 | 132.45 | 126.05 | 121.30 | +7.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 156.35 | 150.95 | 145.45 | 139.95 | 134.55 | 129.05 | 123.65 | +6.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 162.35 | 156.95 | 151.55 | 146.05 | 140.65 | 135.25 | 129.75 | +6.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 114.55 | — | — | — | — | 87.55 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 114.55 | — | — | — | — | 87.55 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 114.55 | — | — | — | — | 87.55 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 114.75 | — | 106.15 | — | 97.45 | — | 88.75 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 115.95 | — | — | — | — | 88.95 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 116.25 | — | 107.55 | — | 98.75 | — | 89.85 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 118.85 | — | — | — | — | 91.85 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 118.85 | — | — | — | — | 91.85 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 122.25 | — | 113.05 | — | 103.85 | — | 94.55 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 123.05 | — | — | — | — | 95.95 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 123.75 | — | 114.45 | — | 105.15 | — | 95.75 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 124.45 | — | — | — | — | 97.35 | — | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 126.55 | — | 115.45 | 109.85 | 104.35 | 98.75 | 93.25 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 126.75 | — | 115.95 | — | 105.15 | — | 94.25 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 130.45 | — | 119.65 | — | 108.75 | — | 97.85 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 132.15 | — | 124.45 | — | 113.55 | — | 102.75 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 133.75 | — | 125.95 | — | 115.15 | — | 104.25 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 134.15 | — | 123.35 | — | 112.45 | — | 101.55 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 134.15 | — | 123.35 | — | 112.45 | — | 101.55 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 134.25 | — | 124.25 | — | 114.05 | — | 103.95 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 135.75 | — | — | — | — | 108.75 | — | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 136.85 | — | 129.05 | — | 118.25 | — | 107.35 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 141.35 | — | 130.55 | — | 119.75 | — | 108.85 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 144.65 | — | 133.85 | — | 123.05 | — | 112.15 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 146.15 | — | 138.45 | — | 129.15 | — | 118.35 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 149.75 | — | 138.95 | — | 128.05 | — | 117.15 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 150.85 | — | 140.05 | — | 129.15 | — | 118.35 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 150.85 | — | 140.05 | — | 129.15 | — | 118.35 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 150.85 | — | 140.05 | — | 129.15 | — | 118.35 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 150.85 | — | 140.05 | — | 129.15 | — | 118.35 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 153.45 | — | 142.55 | — | 131.75 | — | 120.95 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 153.45 | — | 142.55 | — | 131.75 | — | 120.95 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 157.05 | — | 146.25 | — | 135.35 | — | 124.55 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 158.05 | — | 147.15 | — | 136.25 | — | 125.45 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 162.45 | — | — | 146.25 | — | — | 129.95 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 177.05 | — | 166.25 | — | 155.45 | — | 144.55 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Assens for a child aged 0 to 18 with a deductible of 100 CHF, without accident cover?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/vd/assens/child/no-accident/), the cheapest offer in [Assens](https://praemiencheck.onedoc.ch/en/vd/assens/) is CSS (Hausarztversicherung Profit) at 102.85 CHF a month.

### How much does health insurance cost in Assens in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/vd/assens/child/) with a deductible of 100 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/vd/assens/child/no-accident/), monthly premiums run from 102.85 CHF (CSS, Hausarztversicherung Profit) to 156.95 CHF (Groupe Mutuel – Avenir, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 131.05 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Assens for a child aged 0 to 18 without accident cover?

On the cheapest offer (CSS, Hausarztversicherung Profit), the premium goes from 108.25 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/assens/child/no-accident/deductible-0/) to 75.75 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/assens/child/no-accident/deductible-600/): 32.50 CHF less a month, 390.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 433 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Assens for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 100 CHF and without accident cover, the cheapest premium per model is: standard model 124.45 CHF (CSS), family doctor / HMO 102.85 CHF (CSS), flexible model 111.25 CHF (Assura), telemedicine 110.55 CHF (Aquilana).

### Does a second or third child pay less in Assens?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 10 of the 21 insurers present in Assens file a reduced premium from a certain number of children insured with them, at a 100 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Visana | Managed Care | 120.45 CHF | 44.25 CHF from the 3rd child |
| Galenos | Managed Care | 127.75 CHF | 44.55 CHF from the 3rd child |
| sana24 | Managed Care | 132.35 CHF | 46.25 CHF from the 3rd child |
| Aquilana | SMARTMED | 110.55 CHF | 52.75 CHF from the 3rd child |
| CONCORDIA | HMO | 125.25 CHF | 53.65 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex | 129.25 CHF | 95.65 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed | 133.05 CHF | 98.55 CHF from the 5th child |
| Groupe Mutuel – Avenir | PrimaFlex | 137.65 CHF | 101.95 CHF from the 5th child |
| Assura | PharMed | 110.45 CHF | 109.05 CHF from the 4th child, 107.55 CHF from the 5th child |
| EGK | EGK-TelCare | 133.95 CHF | 117.75 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 108.00 CHF at CSS (Hausarztversicherung Profit) gives 102.85 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Assens is in region 2 of canton Vaud.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vd/assens/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2026 in Assens (VD): every situation: https://praemiencheck.onedoc.ch/en/vd/assens/
- Premiums 2026 in Assens (VD), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/vd/assens/child/
- Premiums 2026 in Assens (VD), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/vd/assens/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/vd/assens/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/vd/assens/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/vd/assens/child/with-accident/deductible-100/
- Deductible Premiums 2026 in Assens (VD), child, deductible of 0 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/assens/child/no-accident/deductible-0/
- Deductible Premiums 2026 in Assens (VD), child, deductible of 200 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/assens/child/no-accident/deductible-200/
- Deductible Premiums 2026 in Assens (VD), child, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/assens/child/no-accident/deductible-300/
- Deductible Premiums 2026 in Assens (VD), child, deductible of 400 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/assens/child/no-accident/deductible-400/
- Deductible Premiums 2026 in Assens (VD), child, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/assens/child/no-accident/deductible-500/
- Deductible Premiums 2026 in Assens (VD), child, deductible of 600 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/vd/assens/child/no-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/vd/assens/child/no-accident/deductible-0/ — replace `vd` with your canton’s two-letter code (ge, vd, zh…), `assens` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-100` with `deductible-600` for another deductible. Markdown version: add `.md`.