# Health insurance premiums 2026 in Unterschächen (UR), for a young adult aged 19 to 25

In 2026, for a young adult aged 19 to 25 in Unterschächen, the cheapest health insurance premium is:

- [Without accident cover](https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/no-accident/): **256.05 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/no-accident/deductible-300/) (Agrisano, AGRIsmart), **154.75 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/no-accident/deductible-2500/) (Agrisano, AGRIsmart).
- [With accident cover](https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/with-accident/): **269.75 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/with-accident/deductible-300/) (Agrisano, AGRIsmart), **163.15 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/with-accident/deductible-2500/) (Agrisano, AGRIsmart).

## Without accident cover: from 154.75 to 478.85 CHF a month depending on the deductible and the model

121 offers from 26 health insurers. With a deductible of 300 CHF, the cheapest is **256.05 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 478.85 CHF with sana24 (Standard model).

Lowest premium:
- 300 CHF: 256.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/no-accident/deductible-300/
- 500 CHF: 246.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/no-accident/deductible-500/
- 1'000 CHF: 222.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 198.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 174.85 CHF (Sympany, casamed pharm) — https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 154.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 256.05 | 246.55 | 222.75 | 198.85 | 174.95 | 154.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 267.15 | 256.25 | 229.15 | 202.05 | 174.85 | 160.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 267.15 | 256.25 | 229.15 | 202.05 | 174.85 | 160.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 268.65 | 257.85 | 230.65 | 203.55 | 176.45 | 160.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 268.65 | 257.85 | 230.65 | 203.55 | 176.45 | 160.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 268.65 | 257.85 | 230.65 | 203.55 | 176.45 | 160.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 269.65 | 259.65 | 234.65 | 209.55 | 184.45 | 159.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 273.75 | 264.45 | 240.75 | 217.15 | 193.55 | 175.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 274.25 | 264.05 | 238.65 | 213.05 | 187.65 | 162.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 274.45 | 263.65 | 236.45 | 209.35 | 182.25 | 155.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 280.85 | 269.75 | 242.05 | 214.35 | 186.65 | 164.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 280.85 | 269.75 | 242.05 | 214.35 | 186.65 | 164.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 281.30 | 270.50 | 243.35 | 216.15 | 189.05 | 161.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 281.35 | 275.15 | 243.15 | 215.95 | 188.65 | 168.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 281.45 | 270.65 | 243.45 | 216.25 | 189.15 | 162.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 282.75 | 271.95 | 250.45 | 223.25 | 196.15 | 170.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 283.15 | 272.45 | 245.25 | 218.05 | 191.05 | 173.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 284.30 | 273.50 | 246.30 | 219.15 | 192.05 | 164.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 284.30 | 273.50 | 246.30 | 219.15 | 192.05 | 164.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 284.30 | 273.50 | 246.30 | 219.15 | 192.05 | 164.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 284.45 | 273.65 | 246.45 | 219.25 | 192.15 | 164.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 284.45 | 273.65 | 246.45 | 219.25 | 192.15 | 164.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 285.55 | 274.85 | 247.95 | 220.45 | 193.45 | 179.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 286.55 | 275.75 | 248.65 | 221.55 | 194.35 | 168.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 286.55 | 280.25 | 248.35 | 221.15 | 193.85 | 168.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 286.85 | 280.65 | 248.65 | 221.45 | 194.15 | 168.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 288.15 | 281.95 | 249.95 | 222.75 | 195.45 | 168.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 288.85 | 277.85 | 250.15 | 222.35 | 194.75 | 166.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 289.45 | 278.65 | 251.55 | 224.35 | 197.35 | 170.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 289.45 | 278.65 | 251.55 | 224.35 | 197.35 | 170.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 289.45 | 278.65 | 251.55 | 224.35 | 197.35 | 170.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 290.05 | 283.85 | 251.95 | 224.65 | 197.45 | 170.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 290.55 | 280.55 | 255.65 | 230.75 | 205.85 | 180.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 290.55 | 280.55 | 255.65 | 230.75 | 205.85 | 180.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 293.15 | 282.35 | 255.25 | 228.05 | 200.95 | 173.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 293.35 | 282.55 | 255.35 | 228.25 | 201.15 | 173.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 293.75 | 282.75 | 255.15 | 227.55 | 200.05 | 180.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 294.15 | 283.45 | 256.45 | 229.05 | 202.05 | 179.75 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 297.65 | 286.95 | 259.55 | 232.25 | 205.05 | 185.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 298.05 | 287.25 | 260.15 | 232.95 | 205.95 | 178.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 298.55 | 287.45 | 259.85 | 232.05 | 204.35 | 176.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 298.65 | 287.85 | 268.85 | 241.75 | 208.05 | 180.95 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 300.05 | 289.10 | 261.65 | 234.25 | 209.90 | 179.40 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 300.25 | 292.75 | 265.65 | 238.45 | 208.05 | 180.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 301.45 | 290.65 | 263.45 | 236.35 | 209.25 | 182.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 301.75 | 290.75 | 263.05 | 235.25 | 207.65 | 179.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 302.45 | 291.55 | 263.95 | 236.35 | 208.85 | 181.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 302.45 | 291.65 | 264.55 | 237.35 | 210.25 | 183.15 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 303.30 | 292.35 | 265.85 | 240.80 | 215.95 | 190.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 304.35 | 293.65 | 266.75 | 239.25 | 212.35 | 185.35 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 304.55 | 293.75 | 266.45 | 239.15 | 211.95 | 192.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 306.85 | 296.05 | 268.85 | 243.45 | 217.95 | 194.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 306.85 | 296.05 | 268.85 | 241.75 | 214.65 | 187.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 307.65 | 296.75 | 269.15 | 241.55 | 214.05 | 186.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 307.75 | 297.05 | 270.15 | 242.65 | 215.75 | 188.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 308.55 | 302.25 | 270.35 | 243.15 | 215.85 | 188.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 308.95 | 298.05 | 270.85 | 243.55 | 216.35 | 189.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 311.05 | 300.15 | 272.85 | 245.55 | 218.35 | 191.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 311.25 | 300.45 | 273.25 | 246.15 | — | 191.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 312.35 | 301.45 | 274.15 | 246.85 | 219.65 | 192.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 313.45 | 302.55 | 275.45 | 249.95 | 224.45 | 200.65 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 315.25 | 304.45 | 277.35 | 250.25 | 223.15 | 195.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 316.15 | 305.35 | 278.15 | 251.05 | 223.95 | 198.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 316.15 | 305.35 | 278.15 | 251.05 | 223.95 | 198.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 316.15 | 305.35 | 278.15 | 251.05 | 223.95 | 198.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 316.25 | 305.55 | 278.35 | 251.25 | 224.15 | 196.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 317.95 | 306.95 | 279.15 | 251.45 | 223.85 | 196.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 318.85 | 312.65 | 280.75 | 253.45 | 226.25 | 198.95 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 319.55 | 308.55 | 281.60 | 255.25 | 229.10 | 202.70 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 319.95 | 309.15 | 281.95 | 254.85 | 227.75 | 200.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 323.25 | 312.45 | 285.35 | 258.15 | 231.05 | 203.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 323.45 | 312.75 | 285.75 | 258.35 | 231.35 | 204.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 323.65 | 312.85 | 285.65 | 258.55 | — | 204.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 323.65 | 312.85 | 285.65 | 258.55 | — | 204.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 325.25 | 314.55 | 287.65 | 260.15 | 233.25 | 206.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 325.55 | 316.15 | 292.55 | 268.95 | 245.45 | 221.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 326.05 | 315.25 | 288.05 | 260.95 | — | 206.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 326.25 | 315.45 | 288.35 | 261.15 | 234.05 | 206.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 327.05 | 316.15 | 288.95 | 261.65 | 234.35 | 207.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 327.15 | 316.45 | 289.45 | 262.05 | 235.05 | 208.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 327.45 | 316.65 | 289.55 | 262.35 | 235.35 | 208.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 327.45 | 316.65 | 289.55 | 262.35 | 235.35 | 208.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 328.95 | 318.05 | 290.75 | 263.55 | 236.25 | 208.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 334.65 | 323.95 | 296.95 | 269.55 | 242.55 | 215.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 336.05 | 325.15 | 297.95 | 270.65 | 243.45 | 216.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 336.85 | 326.15 | 299.15 | 271.75 | 244.75 | 217.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 337.15 | 328.85 | 307.95 | 287.05 | 265.65 | 244.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 338.85 | 328.05 | 300.85 | 273.75 | 246.65 | 219.45 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 338.95 | 328.15 | 300.85 | 273.55 | 246.35 | 219.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 340.75 | 329.95 | 302.85 | 275.65 | 248.65 | 221.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 340.95 | 331.15 | 306.45 | 281.75 | 257.05 | 232.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 342.55 | 331.75 | 304.55 | 277.45 | 250.35 | 223.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 342.65 | 331.95 | 304.95 | 277.55 | 250.55 | 223.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 343.35 | 332.55 | 305.35 | 278.25 | — | 224.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 344.75 | 334.85 | 309.85 | 284.95 | 260.05 | 235.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 346.35 | 335.35 | 307.75 | 280.15 | 252.65 | 225.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 348.45 | 337.65 | 310.55 | 283.35 | 256.35 | 229.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 348.45 | 337.65 | 310.55 | 283.35 | 256.35 | 229.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 350.15 | 339.25 | 312.05 | 284.75 | 257.55 | 230.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 350.75 | 340.05 | 313.05 | 285.65 | 258.65 | 231.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 353.95 | 343.15 | 316.35 | 288.85 | 266.55 | 245.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 354.85 | 344.15 | 317.15 | 289.75 | 262.75 | 235.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 356.75 | 345.75 | 318.55 | 291.25 | 264.05 | 236.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 360.05 | 349.25 | 322.05 | 294.95 | 267.85 | 240.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 360.05 | 349.25 | 322.05 | 294.95 | 267.85 | 240.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 360.55 | 349.75 | 322.55 | 295.45 | — | 241.25 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 366.95 | 357.65 | 334.95 | 312.15 | 289.35 | 266.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 367.05 | 356.35 | 329.35 | 301.95 | 274.95 | 247.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 368.25 | 357.55 | 330.55 | 303.15 | 276.15 | 249.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 372.85 | 362.05 | 334.95 | 307.75 | 280.65 | 253.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 379.15 | 368.35 | 341.25 | 314.05 | 287.05 | 259.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 379.35 | 368.45 | 341.05 | 313.55 | 286.25 | 258.75 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 391.45 | 381.90 | 351.80 | 324.00 | 296.30 | 264.50 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 399.85 | 389.15 | 362.15 | 335.05 | 308.15 | 281.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 401.55 | 390.85 | 363.95 | 336.45 | 309.55 | 282.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 416.05 | 405.15 | 377.85 | 350.55 | 323.35 | 296.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 430.55 | 419.65 | 392.35 | 365.05 | 337.85 | 310.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 435.35 | 424.45 | 397.15 | 369.95 | 342.65 | 315.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 445.05 | 434.15 | 406.85 | 379.65 | 352.35 | 325.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 454.65 | 443.75 | 416.55 | 389.25 | 362.05 | 334.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 478.85 | 467.95 | 440.75 | 413.45 | 386.25 | 358.95 |

121 offers from 26 health insurers.: https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/no-accident.md

## With accident cover: from 163.15 to 512.75 CHF a month depending on the deductible and the model

121 offers from 26 health insurers. With a deductible of 300 CHF, the cheapest is **269.75 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 512.75 CHF with sana24 (Standard model).

Lowest premium:
- 300 CHF: 269.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/with-accident/deductible-300/
- 500 CHF: 259.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/with-accident/deductible-500/
- 1'000 CHF: 234.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 209.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 184.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 163.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 269.75 | 259.75 | 234.75 | 209.55 | 184.45 | 163.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 284.15 | 273.55 | 247.25 | 220.85 | 194.45 | 168.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 287.55 | 275.85 | 246.75 | 217.55 | 188.35 | 172.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 287.55 | 275.85 | 246.75 | 217.55 | 188.35 | 172.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 288.95 | 278.25 | 251.45 | 224.55 | 197.75 | 170.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 289.25 | 277.55 | 248.35 | 219.25 | 190.05 | 172.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 289.25 | 277.55 | 248.35 | 219.25 | 190.05 | 172.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 289.25 | 277.55 | 248.35 | 219.25 | 190.05 | 172.65 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 294.65 | 284.65 | 259.25 | 233.85 | 208.45 | 189.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 295.45 | 283.85 | 254.65 | 225.45 | 196.35 | 167.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 295.85 | 284.25 | 255.05 | 225.85 | 196.75 | 173.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 295.85 | 284.25 | 255.05 | 225.85 | 196.75 | 173.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 301.35 | 294.75 | 260.55 | 231.35 | 202.25 | 180.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 302.55 | 290.95 | 261.75 | 232.55 | 203.45 | 174.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 302.65 | 291.05 | 261.85 | 232.65 | 203.55 | 174.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 304.35 | 292.75 | 263.55 | 234.35 | 205.25 | 176.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 304.45 | 292.85 | 269.65 | 240.45 | 211.35 | 183.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 304.85 | 293.25 | 264.05 | 234.85 | 205.75 | 186.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 305.75 | 294.15 | 264.95 | 235.75 | 206.65 | 177.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 305.75 | 294.15 | 264.95 | 235.75 | 206.65 | 177.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 305.75 | 294.15 | 264.95 | 235.75 | 206.65 | 177.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 305.85 | 294.25 | 265.05 | 235.85 | 206.75 | 177.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 305.85 | 294.25 | 265.05 | 235.85 | 206.75 | 177.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 306.95 | 300.25 | 266.05 | 236.95 | 207.75 | 180.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 307.25 | 300.55 | 266.45 | 237.25 | 208.05 | 180.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 307.45 | 295.95 | 266.95 | 237.45 | 208.45 | 193.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 308.45 | 296.85 | 267.65 | 238.55 | 209.35 | 181.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 308.65 | 301.95 | 267.85 | 238.65 | 209.45 | 180.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 310.75 | 304.05 | 269.85 | 240.75 | 211.55 | 182.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 311.05 | 299.45 | 270.25 | 241.05 | 211.95 | 191.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 311.65 | 300.05 | 270.85 | 241.65 | 212.55 | 183.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 311.65 | 300.05 | 270.85 | 241.65 | 212.55 | 183.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 311.65 | 300.05 | 270.85 | 241.65 | 212.55 | 183.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 312.85 | 302.05 | 275.25 | 248.45 | 221.65 | 194.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 312.85 | 302.05 | 275.25 | 248.45 | 221.65 | 194.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 314.55 | 302.85 | 273.75 | 244.55 | 215.35 | 186.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 315.45 | 303.85 | 274.65 | 245.45 | 216.35 | 187.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 315.55 | 303.95 | 274.75 | 245.55 | 216.45 | 187.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 316.65 | 305.15 | 276.15 | 246.65 | 217.65 | 193.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 317.95 | 306.35 | 277.15 | 247.95 | 218.85 | 189.65 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 318.75 | 307.25 | 277.95 | 248.75 | 219.65 | 198.75 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 319.55 | 307.85 | 278.70 | 249.55 | 223.65 | 191.20 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 320.35 | 308.75 | 279.55 | 250.35 | 221.25 | 192.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 320.85 | 309.25 | 280.05 | 250.85 | 221.75 | 192.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 321.55 | 309.85 | 289.55 | 260.35 | 224.15 | 194.95 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 323.00 | 311.35 | 283.15 | 256.50 | 230.05 | 203.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 323.25 | 315.15 | 285.95 | 256.85 | 224.15 | 194.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 324.45 | 312.85 | 283.65 | 254.45 | 225.35 | 196.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 325.55 | 313.95 | 284.75 | 255.55 | 226.45 | 197.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 325.85 | 314.25 | 285.05 | 255.85 | 226.75 | 197.55 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 326.05 | 314.45 | 285.25 | 256.05 | 226.95 | 206.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 327.65 | 316.15 | 287.15 | 257.65 | 228.65 | 199.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 330.35 | 318.65 | 289.55 | 262.15 | 234.75 | 209.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 330.35 | 318.65 | 289.55 | 260.35 | 231.15 | 202.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 330.45 | 323.75 | 289.65 | 260.45 | 231.25 | 202.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 330.95 | 319.25 | 290.15 | 260.95 | 231.75 | 202.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 331.35 | 319.85 | 290.85 | 261.35 | 232.35 | 203.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 332.95 | 321.35 | 292.15 | 262.95 | 233.85 | 204.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 334.35 | 322.75 | 293.55 | 264.35 | 235.25 | 206.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 334.95 | 323.35 | 294.15 | 264.95 | 235.85 | 206.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 335.05 | 323.45 | 294.25 | 265.05 | — | 206.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 337.45 | 325.75 | 296.55 | 269.15 | 241.75 | 216.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 339.35 | 327.75 | 298.55 | 269.45 | 240.25 | 211.05 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 340.25 | 328.60 | 299.90 | 271.85 | 244.05 | 215.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 340.25 | 328.65 | 299.45 | 270.25 | 241.15 | 213.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 340.25 | 328.65 | 299.45 | 270.25 | 241.15 | 213.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 340.25 | 328.65 | 299.45 | 270.25 | 241.15 | 213.25 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 340.45 | 328.85 | 299.65 | 270.45 | 241.35 | 212.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 341.55 | 334.85 | 300.75 | 271.55 | 242.35 | 213.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 344.35 | 332.75 | 303.55 | 274.35 | 245.25 | 216.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 346.65 | 336.65 | 311.55 | 286.45 | 261.45 | 236.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 347.95 | 336.35 | 307.15 | 277.95 | 248.85 | 219.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 348.15 | 336.65 | 307.65 | 278.15 | 249.15 | 220.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 348.35 | 336.75 | 307.55 | 278.35 | — | 220.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 348.35 | 336.75 | 307.55 | 278.35 | — | 220.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 350.15 | 338.65 | 309.65 | 280.15 | 251.15 | 222.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 350.25 | 338.65 | 309.45 | 280.25 | 251.15 | 221.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 350.95 | 339.35 | 310.15 | 280.95 | — | 222.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 351.15 | 339.55 | 310.35 | 281.15 | 252.05 | 222.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 352.15 | 340.45 | 311.25 | 282.15 | 252.95 | 223.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 352.15 | 340.65 | 311.65 | 282.15 | 253.15 | 224.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 352.45 | 340.85 | 311.65 | 282.45 | 253.35 | 224.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 352.45 | 340.85 | 311.65 | 282.45 | 253.35 | 224.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 359.95 | 348.25 | 319.15 | 289.95 | 260.75 | 231.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 360.15 | 348.65 | 319.65 | 290.15 | 261.15 | 232.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 362.55 | 351.05 | 322.05 | 292.55 | 263.55 | 234.55 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 362.85 | 351.25 | 322.05 | 292.85 | 263.75 | 234.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 362.95 | 353.95 | 331.45 | 308.95 | 285.95 | 263.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 363.05 | 352.55 | 326.35 | 300.05 | 273.85 | 247.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 364.65 | 353.05 | 323.85 | 294.65 | 265.55 | 236.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 366.75 | 355.15 | 325.95 | 296.75 | 267.65 | 238.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 366.75 | 355.15 | 325.95 | 296.75 | 267.65 | 238.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 367.15 | 356.55 | 329.95 | 303.45 | 276.95 | 250.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 368.65 | 357.05 | 327.85 | 298.65 | 269.55 | 240.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 368.75 | 357.25 | 328.25 | 298.75 | 269.75 | 240.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 369.55 | 357.95 | 328.75 | 299.55 | — | 241.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 375.05 | 363.35 | 334.25 | 305.05 | 275.85 | 246.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 375.05 | 363.45 | 334.25 | 305.05 | 275.95 | 246.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 375.05 | 363.45 | 334.25 | 305.05 | 275.95 | 246.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 377.55 | 366.05 | 337.05 | 307.55 | 278.55 | 249.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 380.95 | 369.35 | 340.45 | 310.95 | 286.95 | 263.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 381.95 | 370.45 | 341.45 | 311.95 | 282.95 | 253.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 382.05 | 370.35 | 341.15 | 312.05 | 282.85 | 253.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 387.45 | 375.85 | 346.65 | 317.45 | 288.35 | 259.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 387.45 | 375.85 | 346.65 | 317.45 | 288.35 | 259.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 388.05 | 376.45 | 347.25 | 318.05 | — | 259.75 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 393.85 | 384.25 | 353.95 | 326.00 | 298.10 | 266.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 394.95 | 384.95 | 360.45 | 335.95 | 311.45 | 286.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 395.05 | 383.55 | 354.55 | 325.05 | 296.05 | 267.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 396.25 | 384.75 | 355.75 | 326.25 | 297.25 | 268.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 401.25 | 389.65 | 360.45 | 331.25 | 302.15 | 272.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 403.95 | 392.35 | 363.15 | 333.95 | 304.85 | 275.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 408.05 | 396.45 | 367.25 | 338.05 | 308.95 | 279.75 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 425.70 | 414.25 | 385.55 | 356.75 | 328.05 | 299.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 432.15 | 420.65 | 391.65 | 362.15 | 333.15 | 304.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 445.45 | 433.75 | 404.65 | 375.45 | 346.25 | 317.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 460.95 | 449.35 | 420.15 | 390.95 | 361.85 | 332.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 466.15 | 454.45 | 425.35 | 396.15 | 366.95 | 337.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 476.55 | 464.85 | 435.65 | 406.55 | 377.35 | 348.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 486.85 | 475.15 | 446.05 | 416.85 | 387.65 | 358.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 512.75 | 501.05 | 471.95 | 442.75 | 413.55 | 384.45 |

121 offers from 26 health insurers.: https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Unterschächen for a young adult aged 19 to 25?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/no-accident/): Agrisano (AGRIsmart) at 256.05 CHF a month with a [deductible of 300 CHF](https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/no-accident/deductible-300/), and Agrisano (AGRIsmart) at 154.75 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/no-accident/deductible-2500/). [With accident cover](https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/with-accident/): Agrisano (AGRIsmart) at 269.75 CHF, and Agrisano (AGRIsmart) at 163.15 CHF.

### How much does accident cover cost in basic insurance in Unterschächen?

For a young adult aged 19 to 25 with Agrisano (AGRIsmart), the premium rises from 256.05 CHF a month [without accident cover](https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/no-accident/) to 269.75 CHF with accident cover, at the 300 CHF deductible: 13.70 CHF a month, 164.40 CHF a year. You only need this cover if you are not already fully insured for accidents under the [Accident Insurance Act (UVG/LAA)](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/en). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 261.20 CHF at Agrisano (AGRIsmart) gives 256.05 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/

## Related pages

- Without accident cover: from 154.75 to 478.85 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/no-accident/
- With accident cover: from 163.15 to 512.75 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/ur/unterschachen/young-adult/ — replace `ur` with your canton’s two-letter code (ge, vd, zh…) and `unterschachen` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.