# Health insurance premiums 2026 in Sisikon (UR), for a child aged 0 to 18

In 2026, for a child aged 0 to 18 in Sisikon, the cheapest health insurance premium is:

- [Without accident cover](https://praemiencheck.onedoc.ch/en/ur/sisikon/child/no-accident/): **73.55 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/sisikon/child/no-accident/deductible-0/) (Agrisano, AGRIsmart), **44.95 CHF** with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/sisikon/child/no-accident/deductible-600/) (Agrisano, AGRIsmart).
- [With accident cover](https://praemiencheck.onedoc.ch/en/ur/sisikon/child/with-accident/): **77.65 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/sisikon/child/with-accident/deductible-0/) (Agrisano, AGRIsmart), **47.55 CHF** with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/sisikon/child/with-accident/deductible-600/) (Agrisano, AGRIsmart).

## With accident cover: from 47.55 to 165.45 CHF a month depending on the deductible and the model

121 offers from 26 health insurers. With a deductible of 0 CHF, the cheapest is **77.65 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 165.45 CHF with sana24 (Standard model).

Lowest premium:
- 0 CHF: 77.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/sisikon/child/with-accident/deductible-0/
- 100 CHF: 81.25 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ur/sisikon/child/with-accident/deductible-100/
- 200 CHF: 67.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/sisikon/child/with-accident/deductible-200/
- 300 CHF: 62.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/sisikon/child/with-accident/deductible-300/
- 400 CHF: 57.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/sisikon/child/with-accident/deductible-400/
- 500 CHF: 52.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/sisikon/child/with-accident/deductible-500/
- 600 CHF: 47.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/sisikon/child/with-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 77.65 | — | 67.65 | 62.65 | 57.65 | 52.55 | 47.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 82.05 | — | 71.45 | 66.15 | 60.95 | 55.55 | 50.35 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 83.45 | — | 72.65 | 67.35 | 62.05 | 56.55 | 51.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 87.05 | 81.25 | 75.45 | 69.55 | 63.75 | — | 52.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 88.05 | 83.05 | 78.05 | 72.95 | 67.85 | 61.25 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 89.15 | 83.35 | 77.55 | 71.65 | 65.85 | — | 54.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 89.35 | — | 80.05 | — | 70.75 | — | 61.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 90.95 | 85.15 | 79.35 | 73.45 | 67.65 | — | 55.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 91.15 | — | 79.45 | 73.65 | 67.85 | 61.95 | 56.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 92.25 | 86.85 | 81.55 | 76.05 | 70.75 | 65.45 | 59.95 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 92.25 | 86.85 | 81.55 | 76.05 | 70.75 | 65.45 | 59.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 92.35 | 86.55 | 80.75 | 74.95 | 69.05 | 63.25 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 93.95 | 88.15 | 82.35 | 76.45 | 70.65 | — | 58.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 94.05 | — | — | — | — | 64.95 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 94.05 | — | — | — | — | 64.95 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 94.05 | — | — | — | — | 64.95 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 94.35 | 88.55 | 82.75 | 76.85 | 71.05 | 65.25 | 59.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 94.35 | 88.55 | 82.75 | 76.85 | 71.05 | 65.25 | 59.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 94.55 | 93.65 | 92.65 | 91.65 | 90.65 | 89.65 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 94.55 | 93.65 | 92.65 | 91.65 | 90.65 | 89.65 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 94.75 | 88.95 | 83.15 | 77.25 | 71.45 | 65.65 | 59.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 94.95 | 89.15 | 83.35 | 77.45 | 71.65 | 65.85 | 59.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 94.95 | 89.15 | 83.35 | 77.45 | 71.65 | 65.85 | 59.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 95.25 | — | 85.45 | — | 75.45 | — | 65.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 95.25 | — | 85.45 | — | 75.45 | — | 65.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 95.25 | — | — | — | — | 66.15 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 96.45 | — | 86.45 | — | 76.45 | — | 66.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 97.55 | — | — | — | — | 68.45 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 97.55 | — | — | — | — | 68.45 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 97.75 | 91.95 | 86.15 | 80.25 | 74.45 | 68.65 | 62.75 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 97.85 | 92.05 | 86.25 | 80.35 | 74.55 | 68.75 | 62.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 97.85 | 92.85 | 87.85 | 82.75 | 78.05 | 72.75 | 67.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 98.25 | — | 86.65 | — | 74.95 | — | 63.25 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 99.05 | 93.35 | 87.45 | 81.55 | 75.75 | 69.95 | 64.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 99.45 | 93.65 | 87.85 | 81.95 | 76.15 | 70.35 | 64.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 100.15 | 94.35 | 88.55 | 82.65 | 76.85 | 71.05 | 65.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 100.25 | 94.45 | 88.65 | 82.75 | 76.95 | 71.15 | 65.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 100.45 | 94.65 | 88.85 | 82.95 | 77.15 | — | 65.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 100.65 | 94.85 | 89.15 | 83.15 | 77.35 | 71.55 | 65.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 100.75 | 94.95 | 89.15 | 83.25 | 77.45 | 71.65 | 65.75 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 100.90 | 95.10 | 89.25 | 83.40 | 77.60 | 71.75 | 65.90 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 101.05 | — | — | — | — | 71.95 | — |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 101.15 | 95.35 | 89.55 | 83.65 | 77.85 | 72.05 | 66.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 101.15 | 95.35 | 89.55 | 83.65 | 77.85 | 72.05 | 66.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 101.15 | 95.35 | 89.55 | 83.65 | 77.85 | 72.05 | 66.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 101.15 | 95.35 | 89.55 | 83.65 | 77.85 | 72.05 | 66.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 101.35 | 95.55 | 89.75 | 83.85 | 78.05 | 72.25 | 66.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 101.35 | 95.55 | 89.75 | 83.85 | 78.05 | 72.25 | 66.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 101.35 | 95.55 | 89.75 | 83.85 | 78.05 | 72.25 | 66.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 101.75 | — | 90.15 | — | 78.45 | — | 66.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 101.95 | 96.15 | 90.35 | 84.55 | 78.65 | 72.85 | — |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 102.05 | 96.20 | 90.40 | 84.55 | 78.70 | 72.90 | 67.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 102.25 | — | 92.85 | — | 81.15 | — | 69.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 102.25 | — | — | — | — | 73.15 | — |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 102.45 | 96.65 | 90.85 | 84.95 | 79.15 | 73.35 | 67.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 102.65 | 97.35 | 92.15 | 86.85 | 81.95 | 76.45 | 71.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 103.15 | 97.35 | 91.55 | — | 79.85 | — | 68.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 103.15 | 97.35 | 91.55 | — | 79.85 | — | 68.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 103.55 | — | 91.95 | — | 80.25 | — | 68.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 103.85 | 98.55 | 93.25 | 87.85 | 82.85 | 77.35 | 71.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 104.55 | 98.75 | 92.95 | 87.05 | 81.25 | 75.45 | 69.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 104.65 | — | 93.95 | — | 83.05 | — | 72.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 104.75 | — | 93.15 | — | 81.45 | — | 69.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 106.25 | 100.45 | 94.65 | — | 82.95 | — | 71.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 106.45 | 100.65 | 94.85 | 88.95 | 83.15 | 77.35 | 71.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 107.35 | — | 96.25 | — | 84.55 | — | 72.85 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 107.70 | 101.85 | 96.00 | 90.20 | 84.35 | 78.50 | 72.70 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 107.85 | — | 96.25 | — | 84.55 | — | 72.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 107.85 | — | 96.25 | — | 84.55 | — | 72.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 107.85 | — | 96.25 | — | 84.55 | — | 72.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 107.85 | — | 96.25 | — | 84.55 | — | 72.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 108.05 | 102.25 | 96.35 | 90.55 | 84.75 | 78.85 | 73.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 108.05 | 102.25 | 96.35 | 90.55 | 84.75 | 78.85 | 73.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 108.95 | 103.15 | 97.35 | 91.45 | 85.65 | 79.85 | 73.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 108.95 | 103.15 | 97.35 | 91.45 | 85.65 | 79.85 | 73.95 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 109.25 | 103.45 | 97.65 | 91.85 | 85.95 | 80.15 | 74.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 109.85 | 104.10 | 98.35 | 92.60 | 86.85 | 81.10 | 75.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 110.25 | 104.45 | 98.65 | 92.75 | 86.95 | 81.15 | 75.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 111.15 | 105.35 | 99.55 | — | 87.85 | — | 76.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 111.45 | 105.65 | 99.85 | 93.95 | 88.15 | 82.35 | 76.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 111.45 | 105.65 | 99.85 | 93.95 | 88.15 | 82.35 | 76.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 111.45 | 105.55 | 99.75 | 93.95 | 88.05 | 82.25 | 76.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 111.45 | 105.55 | 99.75 | 93.95 | 88.05 | 82.25 | 76.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 111.55 | 105.75 | 99.95 | 94.05 | 88.25 | 82.45 | 76.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 111.55 | 105.75 | 99.95 | 94.05 | 88.25 | 82.45 | 76.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 111.65 | — | — | — | — | 82.55 | — |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 111.85 | 106.05 | 100.25 | 94.35 | 88.55 | 82.75 | 76.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 112.15 | 111.15 | 110.15 | 109.15 | 108.15 | 107.15 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 112.35 | 106.55 | 100.75 | 94.85 | 89.05 | 83.25 | 77.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 112.65 | 106.85 | 101.05 | 95.15 | 89.35 | 83.55 | 77.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 112.65 | 106.85 | 101.05 | 95.15 | 89.35 | 83.55 | 77.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 112.75 | 106.95 | 101.15 | 95.25 | 89.45 | 83.65 | 77.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 112.85 | — | 101.25 | — | 89.55 | — | 77.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 113.15 | — | 101.55 | — | 89.85 | — | 78.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 113.15 | — | 101.55 | — | 89.85 | — | 78.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 113.65 | — | 102.05 | — | 90.35 | — | 78.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 113.85 | — | 102.15 | — | 90.55 | — | 78.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 113.85 | — | 102.15 | — | 90.55 | — | 78.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 113.85 | — | 102.15 | — | 90.55 | — | 78.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 113.95 | 108.15 | 102.35 | 96.45 | 90.65 | 84.85 | 78.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 114.55 | 108.75 | 102.95 | 97.05 | 91.55 | 85.45 | 79.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 115.35 | 109.55 | 103.75 | 97.85 | 92.05 | 86.25 | 80.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 115.45 | 109.65 | 103.85 | 97.95 | 92.15 | 86.35 | 80.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 115.95 | — | — | 98.45 | — | — | 80.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 117.25 | 111.45 | 105.65 | — | 93.95 | — | 82.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 118.85 | 113.05 | 107.25 | 101.35 | 95.55 | 89.75 | 83.85 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 121.55 | 116.15 | 112.85 | 104.25 | 98.25 | 92.45 | 86.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 121.85 | — | — | 104.35 | — | — | 86.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 122.95 | 117.05 | 111.25 | 105.45 | 99.55 | 93.75 | 87.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 122.95 | 117.05 | 111.25 | 105.45 | 99.55 | 93.75 | 87.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 125.05 | 119.25 | 113.45 | 107.55 | 101.75 | 95.95 | 90.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 125.15 | 119.35 | 113.55 | 107.65 | 101.85 | 96.05 | 90.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 126.45 | — | — | 108.95 | — | — | 91.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 127.75 | 121.85 | 116.05 | 110.25 | 104.35 | 98.55 | 92.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 128.55 | — | 116.85 | — | 105.25 | — | 93.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 143.35 | 137.55 | 131.65 | 125.85 | 120.05 | 114.15 | 108.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 150.15 | 144.35 | 138.45 | 132.65 | 126.85 | 120.95 | 115.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 156.95 | 151.15 | 145.25 | 139.45 | 133.65 | 127.75 | 121.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 156.95 | 151.15 | 145.25 | 139.45 | 133.65 | 127.75 | 121.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 158.65 | 152.85 | 146.95 | 141.15 | 135.35 | 129.45 | 123.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 165.45 | 159.65 | 153.85 | 147.95 | 142.15 | 136.35 | 130.45 |

121 offers from 26 health insurers.: https://praemiencheck.onedoc.ch/en/ur/sisikon/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/ur/sisikon/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ur/sisikon/child/with-accident.md

## Without accident cover: from 44.95 to 154.35 CHF a month depending on the deductible and the model

121 offers from 26 health insurers. With a deductible of 0 CHF, the cheapest is **73.55 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 154.35 CHF with sana24 (Standard model).

Lowest premium:
- 0 CHF: 73.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/sisikon/child/no-accident/deductible-0/
- 100 CHF: 75.15 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ur/sisikon/child/no-accident/deductible-100/
- 200 CHF: 64.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/sisikon/child/no-accident/deductible-200/
- 300 CHF: 59.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/sisikon/child/no-accident/deductible-300/
- 400 CHF: 54.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/sisikon/child/no-accident/deductible-400/
- 500 CHF: 49.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/sisikon/child/no-accident/deductible-500/
- 600 CHF: 44.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/sisikon/child/no-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 73.55 | — | 64.05 | 59.25 | 54.55 | 49.65 | 44.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 77.65 | — | 67.65 | 62.55 | 57.65 | 52.55 | 47.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 79.05 | — | 68.75 | 63.75 | 58.65 | 53.45 | 48.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 80.55 | 75.15 | 69.75 | 64.35 | 58.95 | — | 48.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 81.65 | 77.05 | 72.35 | 67.65 | 62.85 | 56.65 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 82.55 | 77.15 | 71.75 | 66.25 | 60.85 | — | 49.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 82.65 | — | 74.05 | — | 65.35 | — | 56.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 84.25 | 78.85 | 73.45 | 67.95 | 62.55 | — | 51.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 85.45 | 80.45 | 75.55 | 70.45 | 65.45 | 60.55 | 55.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 85.45 | 80.45 | 75.55 | 70.45 | 65.45 | 60.55 | 55.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 85.55 | 80.15 | 74.75 | 69.35 | 63.95 | 58.55 | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 86.35 | — | 75.25 | 69.75 | 64.25 | 58.55 | 53.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 86.95 | 81.55 | 76.15 | 70.75 | 65.35 | — | 54.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 87.15 | — | — | — | — | 60.05 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 87.15 | — | — | — | — | 60.05 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 87.15 | — | — | — | — | 60.05 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 87.95 | 82.45 | 76.95 | 71.55 | 66.05 | 60.65 | 55.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 87.95 | 82.45 | 76.95 | 71.55 | 66.05 | 60.65 | 55.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 88.15 | — | 79.05 | — | 69.75 | — | 60.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 88.15 | — | 79.05 | — | 69.75 | — | 60.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 88.15 | 87.25 | 86.35 | 85.45 | 84.45 | 83.55 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 88.15 | 87.25 | 86.35 | 85.45 | 84.45 | 83.55 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 88.25 | — | — | — | — | 61.25 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 88.45 | 83.05 | 77.55 | 72.15 | 66.65 | 61.15 | 55.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 88.45 | 83.05 | 77.55 | 72.15 | 66.65 | 61.15 | 55.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 89.25 | — | 79.95 | — | 70.65 | — | 61.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 89.35 | 83.85 | 78.35 | 72.75 | 67.25 | 61.85 | 56.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 90.45 | — | — | — | — | 63.35 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 90.45 | — | — | — | — | 63.35 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 91.05 | — | 80.25 | — | 69.35 | — | 58.55 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 91.25 | 85.75 | 80.35 | 74.85 | 69.45 | 63.95 | 58.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 91.65 | 86.95 | 82.25 | 77.45 | 73.05 | 68.15 | 63.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 92.15 | 86.65 | 81.15 | 75.65 | 70.15 | 64.65 | 59.05 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 92.35 | 86.95 | 81.45 | 75.95 | 70.55 | 65.15 | 59.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 92.85 | 87.45 | 82.05 | 76.55 | 71.15 | 65.75 | 60.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 93.05 | 87.65 | 82.25 | 76.75 | 71.35 | — | 60.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 93.05 | 87.65 | 82.25 | 76.75 | 71.35 | 65.95 | 60.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 93.25 | 87.85 | 82.55 | 77.05 | 71.65 | 66.25 | 60.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 93.35 | 87.95 | 82.55 | 77.05 | 71.75 | 66.35 | 60.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 93.65 | — | — | — | — | 66.65 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 93.75 | 88.25 | 82.75 | 77.25 | 71.75 | 66.25 | 60.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 93.80 | 88.40 | 83.00 | 77.50 | 72.10 | 66.70 | 61.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 93.80 | 88.40 | 83.00 | 77.50 | 72.10 | 66.70 | 61.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 93.80 | 88.40 | 83.00 | 77.50 | 72.10 | 66.70 | 61.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 93.80 | 88.40 | 83.00 | 77.50 | 72.10 | 66.70 | 61.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 93.95 | 88.55 | 83.15 | 77.65 | 72.25 | 66.85 | 61.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 93.95 | 88.55 | 83.15 | 77.65 | 72.25 | 66.85 | 61.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 94.05 | 88.65 | 83.25 | 77.75 | 72.35 | 66.95 | 61.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 94.35 | — | 83.55 | — | 72.65 | — | 61.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 94.55 | 89.15 | 83.75 | 78.35 | 72.85 | 67.45 | — |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 94.55 | 89.05 | 83.60 | 78.10 | 72.60 | 67.15 | 61.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 94.75 | — | 85.95 | — | 75.15 | — | 64.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 94.75 | — | — | — | — | 67.75 | — |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 95.05 | 89.65 | 84.25 | 78.75 | 73.35 | 67.95 | 62.45 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 95.60 | 90.15 | 84.65 | 79.15 | 73.70 | 68.20 | 62.70 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 95.95 | — | 85.25 | — | 74.35 | — | 63.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 96.15 | 91.25 | 86.35 | 81.35 | 76.65 | 71.55 | 66.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 96.95 | — | 86.95 | — | 76.85 | — | 66.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 97.05 | 91.65 | 86.25 | 80.75 | 75.35 | 69.95 | 64.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 97.15 | — | 86.35 | — | 75.45 | — | 64.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 97.25 | 92.35 | 87.35 | 82.25 | 77.55 | 72.35 | 67.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 97.75 | 92.25 | 86.75 | — | 75.65 | — | 64.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 97.75 | 92.25 | 86.75 | — | 75.65 | — | 64.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 98.65 | 93.25 | 87.85 | 82.45 | 77.05 | 71.65 | 66.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 99.45 | — | 89.15 | — | 78.25 | — | 67.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 99.95 | — | 89.15 | — | 78.25 | — | 67.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 99.95 | — | 89.15 | — | 78.25 | — | 67.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 99.95 | — | 89.15 | — | 78.25 | — | 67.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 99.95 | — | 89.15 | — | 78.25 | — | 67.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 100.65 | 95.15 | 89.65 | — | 78.55 | — | 67.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 100.65 | 95.25 | 89.75 | 84.35 | 78.85 | 73.45 | 67.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 100.65 | 95.25 | 89.75 | 84.35 | 78.85 | 73.45 | 67.95 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 100.90 | 95.45 | 89.95 | 84.45 | 79.00 | 73.50 | 68.00 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 101.05 | 95.65 | 90.25 | 84.75 | 79.35 | 73.95 | 68.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 101.05 | 95.65 | 90.25 | 84.75 | 79.35 | 73.95 | 68.45 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 101.85 | 96.45 | 91.05 | 85.55 | 80.05 | 74.65 | 69.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 102.15 | 96.75 | 91.35 | 85.85 | 80.45 | 75.05 | 69.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 103.25 | 97.85 | 92.45 | 86.95 | 81.65 | 76.25 | 70.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 103.25 | 97.85 | 92.45 | 86.95 | 81.65 | 76.25 | 70.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 103.35 | 97.95 | 92.55 | 87.05 | 81.65 | 76.25 | 70.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 103.35 | 97.95 | 92.55 | 87.05 | 81.65 | 76.25 | 70.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 103.55 | — | — | — | — | 76.45 | — |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 103.75 | 98.35 | 92.95 | 87.45 | 82.05 | 76.65 | 71.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 103.85 | 98.35 | 92.95 | 87.45 | 82.05 | 76.55 | 71.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 103.85 | 98.35 | 92.95 | 87.45 | 82.05 | 76.55 | 71.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 104.45 | 99.05 | 93.65 | 88.25 | 82.85 | 77.45 | 71.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 104.45 | 99.05 | 93.65 | 88.15 | 82.75 | 77.35 | 71.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 104.45 | 99.05 | 93.65 | 88.15 | 82.75 | 77.35 | 71.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 104.55 | — | 93.85 | — | 82.95 | — | 72.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 104.55 | 103.65 | 102.75 | 101.75 | 100.85 | 99.95 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 104.95 | — | 94.15 | — | 83.25 | — | 72.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 104.95 | — | 94.15 | — | 83.25 | — | 72.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 105.35 | 99.85 | 94.35 | — | 83.25 | — | 72.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 105.35 | — | 94.55 | — | 83.75 | — | 72.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 105.55 | — | 94.65 | — | 83.95 | — | 73.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 105.55 | — | 94.65 | — | 83.95 | — | 73.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 105.55 | — | 94.65 | — | 83.95 | — | 73.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 105.95 | 100.45 | 94.95 | 89.35 | 83.95 | 78.45 | 72.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 106.25 | 100.75 | 95.35 | 89.85 | 84.45 | 78.95 | 73.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 106.95 | 101.55 | 96.15 | 90.65 | 85.25 | 79.85 | 74.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 106.95 | 101.55 | 96.25 | 90.75 | 85.35 | 79.95 | 74.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 107.35 | 101.95 | 96.45 | 90.95 | 85.75 | 80.05 | 74.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 107.55 | — | — | 91.25 | — | — | 74.95 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 109.15 | 103.45 | 97.75 | 92.00 | 86.30 | 80.60 | 74.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 110.25 | 104.85 | 99.45 | 93.95 | 88.55 | 83.15 | 77.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 111.15 | 105.65 | 100.15 | — | 88.95 | — | 77.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 113.05 | — | — | 96.75 | — | — | 80.45 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 113.95 | 108.95 | 105.85 | 97.75 | 92.05 | 86.65 | 81.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 114.55 | 109.15 | 103.65 | 98.25 | 92.75 | 87.35 | 81.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 114.55 | 109.15 | 103.65 | 98.25 | 92.75 | 87.35 | 81.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 115.95 | 110.55 | 105.15 | 99.75 | 94.35 | 88.95 | 83.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 116.05 | 110.65 | 105.25 | 99.85 | 94.45 | 89.05 | 83.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 117.25 | — | — | 101.05 | — | — | 84.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 119.05 | 113.55 | 108.15 | 102.65 | 97.25 | 91.75 | 86.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 119.25 | — | 108.35 | — | 97.55 | — | 86.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 133.65 | 128.25 | 122.75 | 117.35 | 111.85 | 106.35 | 100.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 140.05 | 134.55 | 129.15 | 123.65 | 118.25 | 112.75 | 107.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 146.35 | 140.95 | 135.45 | 130.05 | 124.55 | 119.15 | 113.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 146.35 | 140.95 | 135.45 | 130.05 | 124.55 | 119.15 | 113.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 147.95 | 142.55 | 137.05 | 131.65 | 126.15 | 120.75 | 115.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 154.35 | 148.85 | 143.45 | 137.95 | 132.55 | 127.05 | 121.65 |

121 offers from 26 health insurers.: https://praemiencheck.onedoc.ch/en/ur/sisikon/child/no-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/ur/sisikon/child/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ur/sisikon/child/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Sisikon for a child aged 0 to 18?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/ur/sisikon/child/no-accident/): Agrisano (AGRIsmart) at 73.55 CHF a month with a [deductible of 0 CHF](https://praemiencheck.onedoc.ch/en/ur/sisikon/child/no-accident/deductible-0/), and Agrisano (AGRIsmart) at 44.95 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/sisikon/child/no-accident/deductible-600/). [With accident cover](https://praemiencheck.onedoc.ch/en/ur/sisikon/child/with-accident/): Agrisano (AGRIsmart) at 77.65 CHF, and Agrisano (AGRIsmart) at 47.55 CHF.

### How much does accident cover cost in basic insurance in Sisikon?

For a child aged 0 to 18 with Agrisano (AGRIsmart), the premium rises from 73.55 CHF a month [without accident cover](https://praemiencheck.onedoc.ch/en/ur/sisikon/child/no-accident/) to 77.65 CHF with accident cover, at the 0 CHF deductible: 4.10 CHF a month, 49.20 CHF a year. You only need this cover if you are not already fully insured for accidents under the [Accident Insurance Act (UVG/LAA)](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/en). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 82.80 CHF at Agrisano (AGRIsmart) gives 77.65 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ur/sisikon/child/

## Related pages

- With accident cover: from 47.55 to 165.45 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ur/sisikon/child/with-accident/
- Without accident cover: from 44.95 to 154.35 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ur/sisikon/child/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/ur/sisikon/child/ — replace `ur` with your canton’s two-letter code (ge, vd, zh…) and `sisikon` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.