# Health insurance premiums 2027 in Realp (UR), for a young adult aged 19 to 25 who wants a deductible of 500 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Realp](https://praemiencheck.onedoc.ch/en/ur/realp/) ([canton Uri](https://praemiencheck.onedoc.ch/en/ur/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ur/realp/young-adult/) with a 500 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/ur/realp/young-adult/with-accident/), the cheapest monthly basic insurance premium is **283.00 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 542.00 CHF with sana24 (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 293.10 | 283.00 | 257.90 | 232.60 | 207.30 | 182.20 | +6.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 307.90 | 296.30 | 267.10 | 237.90 | 208.80 | 183.20 | +2.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 310.10 | 299.40 | 272.80 | 246.00 | 219.30 | 192.70 | +7.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 311.40 | 299.80 | 270.60 | 241.40 | 212.30 | 183.20 | +3.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 311.90 | 300.30 | 271.10 | 241.90 | 212.80 | 192.80 | +0.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 311.80 | 301.00 | 274.30 | 247.40 | 220.50 | 193.80 | +6.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 311.80 | 301.70 | 276.30 | 251.00 | 225.60 | 195.50 | +4.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 315.90 | 304.40 | 275.40 | 245.90 | 216.90 | 200.80 | +1.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 316.60 | 305.00 | 275.80 | 246.60 | 217.50 | 188.30 | +2.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 317.30 | 305.70 | 276.50 | 247.30 | 218.20 | 189.00 | +5.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 317.90 | 306.20 | 277.10 | 247.90 | 218.70 | 193.10 | +9.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 317.90 | 306.20 | 277.10 | 247.90 | 218.70 | 193.10 | +9.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 319.70 | 308.00 | 278.90 | 249.70 | 220.50 | 193.10 | +8.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 319.70 | 308.00 | 278.90 | 249.70 | 220.50 | 193.10 | +8.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 319.70 | 308.00 | 278.90 | 249.70 | 220.50 | 193.10 | +8.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 321.70 | 310.90 | 284.10 | 257.30 | 230.50 | 203.70 | +1.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 321.70 | 310.90 | 284.10 | 257.30 | 230.50 | 203.70 | +1.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 322.70 | 311.10 | 281.90 | 252.70 | 223.60 | 194.40 | +0.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 322.90 | 311.25 | 282.10 | 252.90 | 223.75 | 194.60 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 322.90 | 311.25 | 282.10 | 252.90 | 223.75 | 194.60 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 319.80 | 313.10 | 278.90 | 249.80 | 220.60 | 193.70 | +4.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 325.20 | 313.70 | 284.70 | 255.20 | 226.20 | 200.80 | +1.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 326.10 | 314.50 | 285.30 | 256.20 | 227.00 | 198.00 | +4.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 326.25 | 314.60 | 285.45 | 256.25 | 227.10 | 197.95 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 326.25 | 314.60 | 285.45 | 256.25 | 227.10 | 197.95 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 326.25 | 314.60 | 285.45 | 256.25 | 227.10 | 197.95 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 326.25 | 314.60 | 285.45 | 256.25 | 227.10 | 197.95 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 326.25 | 314.60 | 285.45 | 256.25 | 227.10 | 197.95 | New tariff 2027 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 327.50 | 315.90 | 286.70 | 257.50 | 228.40 | 203.90 | +3.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 328.10 | 316.50 | 287.30 | 258.10 | 229.00 | 199.80 | New tariff 2027 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 330.50 | 318.90 | 289.70 | 260.50 | 231.40 | 202.20 | +2.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 325.50 | 318.90 | 284.70 | 255.50 | 226.40 | 197.20 | +4.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 325.90 | 319.20 | 285.10 | 255.90 | 226.70 | 197.60 | +4.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 331.70 | 320.10 | 290.90 | 261.70 | 232.60 | 203.40 | +0.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 327.30 | 320.70 | 286.50 | 257.30 | 228.20 | 199.00 | +4.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 332.80 | 321.20 | 292.00 | 262.80 | 233.70 | 214.80 | +7.8 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 333.70 | 322.10 | 292.90 | 263.70 | 234.60 | 213.70 | +3.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 329.50 | 322.90 | 288.70 | 259.50 | 230.40 | 201.20 | +4.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 336.35 | 324.70 | 295.55 | 266.35 | 237.20 | 208.05 | +5.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 336.30 | 324.80 | 295.80 | 266.30 | 237.30 | 208.30 | +1.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 338.40 | 326.80 | 297.60 | 268.40 | 239.30 | 211.60 | −2.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 338.90 | 327.20 | 298.10 | 268.90 | 239.70 | 210.60 | +6.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 339.00 | 327.40 | 298.20 | 269.00 | 239.90 | 210.70 | +4.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 339.20 | 327.50 | 302.20 | 273.00 | 240.00 | 210.80 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 340.10 | 328.60 | 299.60 | 270.10 | 241.10 | 212.10 | +1.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 340.20 | 328.60 | 299.40 | 270.20 | — | 211.90 | 0.0 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 340.95 | 329.25 | 300.10 | 270.95 | 245.05 | 212.60 | +5.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 341.20 | 329.60 | 300.40 | 271.20 | 242.10 | 221.20 | +3.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 342.40 | 330.80 | 301.60 | 272.40 | 243.30 | 214.10 | −0.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 342.90 | 331.30 | 302.10 | 272.90 | 243.80 | 214.60 | +3.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 343.10 | 331.50 | 302.30 | 273.10 | 244.00 | 214.80 | +8.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 343.10 | 331.50 | 302.30 | 273.10 | 244.00 | 214.80 | +8.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 343.10 | 331.50 | 302.30 | 273.10 | 244.00 | 214.80 | +8.6 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 344.55 | 332.90 | 304.70 | 278.05 | 251.65 | 225.05 | +5.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 346.30 | 334.70 | 305.50 | 276.30 | 247.20 | 218.00 | −0.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 347.90 | 336.30 | 307.10 | 277.90 | 248.80 | 219.60 | +2.4 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 349.60 | 338.00 | 308.80 | 279.60 | 250.50 | 221.30 | +1.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 350.30 | 338.70 | 309.50 | 280.30 | 251.20 | 222.00 | +1.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 350.70 | 339.10 | 309.90 | 280.70 | 251.60 | 222.40 | +3.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 352.10 | 340.50 | 311.30 | 282.10 | 253.00 | 223.80 | +3.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 353.50 | 341.80 | 312.60 | 283.50 | 254.30 | 225.10 | +5.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 353.50 | 341.90 | 312.70 | 283.50 | — | 225.20 | 0.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 353.50 | 341.90 | 312.70 | 283.50 | — | 225.20 | 0.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 354.20 | 342.60 | 313.40 | 284.20 | 255.10 | 225.90 | −1.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 350.10 | 343.40 | 309.30 | 280.10 | 250.90 | 221.80 | +4.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 356.10 | 344.50 | 315.30 | 286.10 | — | 227.80 | 0.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 358.30 | 346.70 | 317.50 | 288.40 | 259.20 | 230.00 | +4.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 358.30 | 346.70 | 323.30 | 294.10 | 259.20 | 230.00 | New tariff 2027 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 358.50 | 346.90 | 317.70 | 288.50 | 259.40 | 230.20 | +0.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 359.20 | 347.50 | 318.40 | 289.20 | 260.00 | 230.90 | +8.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 362.10 | 350.50 | 321.30 | 292.10 | 263.00 | 233.80 | −2.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 362.10 | 350.50 | 321.30 | 292.10 | 263.00 | 233.80 | −3.2 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 362.70 | 351.05 | 322.35 | 294.30 | 266.50 | 238.40 | +5.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 365.30 | 353.70 | 324.50 | 295.30 | 266.20 | 237.00 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 361.70 | 355.00 | 320.80 | 291.70 | 262.50 | 233.30 | +4.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 366.70 | 355.10 | 325.90 | 296.70 | — | 238.40 | −2.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 364.10 | 356.30 | 330.90 | 301.80 | 280.30 | 251.10 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 364.10 | 356.30 | 327.10 | 297.90 | 264.90 | 235.80 | New tariff 2027 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 369.30 | 357.80 | 328.80 | 299.30 | 270.30 | 241.30 | +4.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 368.00 | 358.00 | 332.90 | 307.80 | 282.70 | 257.60 | +4.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 370.60 | 358.90 | 329.70 | 300.60 | 271.40 | 242.20 | +3.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 371.40 | 359.90 | 330.90 | 301.40 | 272.40 | 243.40 | +4.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 371.60 | 360.10 | 331.10 | 301.60 | 272.60 | 243.60 | +1.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 373.50 | 362.00 | 333.00 | 303.50 | 274.50 | 245.50 | +4.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 373.80 | 362.10 | 333.00 | 303.80 | 274.60 | 245.50 | +5.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 371.80 | 363.90 | 338.60 | 309.40 | 284.10 | 254.90 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 371.80 | 363.90 | 338.60 | 309.40 | 284.10 | 254.90 | New tariff 2027 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 379.10 | 367.50 | 338.30 | 309.10 | 280.00 | 250.80 | +3.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 381.90 | 370.40 | 341.40 | 311.90 | 282.90 | 253.90 | +4.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 383.20 | 371.60 | 342.40 | 313.20 | 284.10 | 254.90 | +8.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 384.00 | 372.30 | 343.10 | 314.00 | 284.80 | 255.60 | +5.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 385.20 | 373.60 | 344.40 | 315.20 | 286.10 | 256.90 | +3.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 382.90 | 373.90 | 351.50 | 328.90 | 305.90 | 283.40 | +4.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 385.10 | 374.60 | 348.40 | 322.10 | 295.90 | 269.60 | +4.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 386.80 | 375.20 | 346.00 | 316.80 | 287.70 | 258.50 | +4.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 389.40 | 378.80 | 352.20 | 325.70 | 299.20 | 272.60 | +4.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 390.90 | 379.40 | 350.40 | 320.90 | 291.90 | 262.90 | +4.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 393.20 | 381.60 | 352.40 | 323.20 | — | 264.90 | 0.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 393.60 | 382.00 | 352.80 | 323.60 | 294.50 | 265.30 | −3.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 395.40 | 383.80 | 354.60 | 325.40 | 296.30 | 267.10 | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 395.40 | 383.80 | 354.60 | 325.40 | 296.30 | 267.10 | +4.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 399.80 | 388.20 | 359.00 | 329.80 | 300.70 | 271.50 | +5.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 400.00 | 388.50 | 359.50 | 330.00 | 301.00 | 272.00 | +4.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 401.60 | 390.00 | 361.10 | 331.60 | 307.60 | 284.60 | +4.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 404.60 | 393.10 | 364.10 | 334.60 | 305.60 | 276.60 | +4.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 407.20 | 395.50 | 366.30 | 337.20 | 308.00 | 278.80 | +5.3 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 406.00 | 396.25 | 365.40 | 337.00 | 308.55 | 280.15 | +1.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 408.30 | 396.70 | 367.50 | 338.30 | 309.20 | 280.00 | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 408.30 | 396.70 | 367.50 | 338.30 | 309.20 | 280.00 | +4.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 416.10 | 406.10 | 381.60 | 357.20 | 332.60 | 308.10 | +4.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 418.30 | 406.80 | 377.80 | 348.30 | 319.30 | 290.30 | +4.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 419.60 | 408.10 | 379.10 | 349.60 | 320.60 | 291.60 | +4.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 427.90 | 416.30 | 387.10 | 357.90 | 328.80 | 299.60 | +4.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 429.70 | 418.10 | 388.90 | 359.70 | 330.60 | 301.40 | +4.1 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 439.50 | 428.00 | 399.30 | 370.50 | 341.80 | 313.10 | +2.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 457.10 | 445.60 | 416.60 | 387.10 | 358.10 | 329.10 | +4.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 481.80 | 470.10 | 440.90 | 411.80 | 382.60 | 353.40 | +7.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 498.40 | 486.70 | 457.50 | 428.40 | 399.20 | 370.00 | +7.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 503.90 | 492.20 | 463.10 | 433.90 | 404.70 | 375.60 | +7.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 515.00 | 503.30 | 474.10 | 445.00 | 415.80 | 386.60 | +7.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 526.00 | 514.30 | 485.20 | 456.00 | 426.80 | 397.70 | +7.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 553.70 | 542.00 | 512.80 | 483.70 | 454.50 | 425.30 | +7.1 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Realp for a young adult aged 19 to 25 with a deductible of 500 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/ur/realp/young-adult/with-accident/), the cheapest offer in [Realp](https://praemiencheck.onedoc.ch/en/ur/realp/) is Agrisano (AGRIsmart) at 283.00 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 324.70 CHF a month.

### How much does health insurance cost in Realp in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ur/realp/young-adult/) with a deductible of 500 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/ur/realp/young-adult/with-accident/), monthly premiums run from 283.00 CHF (Agrisano, AGRIsmart) to 542.00 CHF (sana24, Standard model): 122 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 241.20 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Realp for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 293.10 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/realp/young-adult/with-accident/deductible-300/) to 182.20 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/realp/young-adult/with-accident/deductible-2500/): 110.90 CHF less a month, 1'330.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'779 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Realp for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 500 CHF and with accident cover, the cheapest premium per model is: standard model 324.70 CHF (Sanitas), family doctor / HMO 296.30 CHF (Atupri), flexible model 304.40 CHF (Groupe Mutuel – Avenir), telemedicine 283.00 CHF (Agrisano).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Realp is in region 0 of canton Uri.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ur/realp/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Realp (UR): every situation: https://praemiencheck.onedoc.ch/en/ur/realp/
- Premiums 2027 in Realp (UR), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ur/realp/young-adult/
- Premiums 2027 in Realp (UR), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ur/realp/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/ur/realp/child/
- Adult: https://praemiencheck.onedoc.ch/en/ur/realp/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/ur/realp/young-adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Realp (UR), young adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ur/realp/young-adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Realp (UR), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ur/realp/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Realp (UR), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ur/realp/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Realp (UR), young adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ur/realp/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Realp (UR), young adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ur/realp/young-adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/ur/realp/young-adult/with-accident/deductible-300/ — replace `ur` with your canton’s two-letter code (ge, vd, zh…), `realp` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-500` with `deductible-2500` for another deductible. Markdown version: add `.md`.