# Health insurance premiums 2027 in Realp (UR), for a child aged 0 to 18 with accident cover

In 2027, for a child aged 0 to 18 in Realp, with accident cover, the cheapest health insurance premium is:

- **83.55 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/realp/child/with-accident/deductible-0/) (Agrisano, AGRIsmart)
- **53.25 CHF** a month with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/realp/child/with-accident/deductible-600/) (Agrisano, AGRIsmart)

## With accident cover: from 53.25 to 177.65 CHF a month depending on the deductible and the model

122 offers from 26 health insurers. With a deductible of 0 CHF, the cheapest is **83.55 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 177.65 CHF with sana24 (Standard model).

Lowest premium:
- 0 CHF: 83.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/realp/child/with-accident/deductible-0/
- 100 CHF: 87.15 CHF (Aquilana, SMARTMED) — https://praemiencheck.onedoc.ch/en/ur/realp/child/with-accident/deductible-100/
- 200 CHF: 73.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/realp/child/with-accident/deductible-200/
- 300 CHF: 68.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/realp/child/with-accident/deductible-300/
- 400 CHF: 63.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/realp/child/with-accident/deductible-400/
- 500 CHF: 58.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/realp/child/with-accident/deductible-500/
- 600 CHF: 53.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/realp/child/with-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 83.55 | — | 73.45 | 68.45 | 63.45 | 58.35 | 53.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 88.65 | — | 77.95 | 72.65 | 67.35 | 61.95 | 56.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 89.15 | — | 78.45 | 73.05 | 67.75 | 62.35 | 56.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 89.65 | — | 80.35 | — | 71.05 | — | 61.65 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 92.25 | 87.15 | 82.15 | 77.05 | 71.95 | 65.25 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 92.45 | — | — | — | — | 63.35 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 93.55 | — | — | — | — | 64.45 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 94.75 | — | — | — | — | 65.65 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 95.55 | — | 85.65 | — | 75.75 | — | 65.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 95.55 | — | 85.65 | — | 75.75 | — | 65.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 95.85 | — | — | — | — | 66.75 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 96.65 | 90.85 | 85.05 | 79.25 | 73.35 | 67.55 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 96.75 | — | 86.75 | — | 76.65 | — | 66.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 96.85 | 91.05 | 85.25 | 79.35 | 73.55 | — | 61.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 96.95 | — | — | — | — | 67.85 | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 97.35 | — | 85.65 | 79.85 | 74.05 | 68.15 | 62.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 97.75 | 92.45 | 87.05 | 81.55 | 76.25 | 71.05 | 65.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 97.75 | 92.45 | 87.05 | 81.55 | 76.25 | 71.05 | 65.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 98.55 | 92.75 | 86.95 | 81.05 | 75.25 | — | 63.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 99.05 | 93.25 | 87.45 | 81.55 | 75.75 | 69.95 | 64.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 99.05 | 93.25 | 87.45 | 81.55 | 75.75 | 69.95 | 64.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 99.25 | — | 87.65 | — | 75.95 | — | 64.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 99.25 | — | — | — | — | 70.15 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 99.25 | — | — | — | — | 70.15 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 99.65 | 93.85 | 88.05 | 82.15 | 76.35 | 70.55 | 64.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 99.65 | 93.85 | 88.05 | 82.15 | 76.35 | 70.55 | 64.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 100.15 | 94.35 | 88.55 | 82.65 | 76.85 | 71.05 | 65.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 100.95 | 95.15 | 89.35 | 83.45 | 77.65 | 71.85 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 101.05 | 95.25 | 89.45 | 83.55 | 77.75 | — | 66.05 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 101.45 | 95.65 | 89.85 | 83.95 | 78.15 | 72.35 | 66.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 101.45 | — | 91.05 | — | 80.45 | — | 69.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 101.75 | 95.95 | 90.15 | 84.25 | 78.45 | — | 66.75 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 102.55 | 96.85 | 90.95 | 85.05 | 79.25 | 73.45 | 67.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 102.85 | — | 91.25 | — | 79.55 | — | 67.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 102.95 | 97.95 | 92.95 | 87.85 | 83.15 | 77.95 | 72.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 103.85 | 98.05 | 92.25 | 86.35 | 80.55 | 74.75 | 68.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 104.65 | — | 93.05 | — | 81.35 | — | 69.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 104.75 | 98.95 | 93.15 | 87.25 | 81.45 | 75.65 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 104.95 | 99.15 | 93.35 | 87.45 | 81.65 | 75.85 | 69.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 105.05 | 99.25 | 93.45 | 87.55 | 81.75 | 75.95 | 70.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 105.85 | — | 94.25 | — | 82.55 | — | 70.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 106.15 | 100.35 | 94.55 | — | 82.85 | — | 71.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 106.20 | 100.40 | 94.55 | 88.70 | 82.90 | 77.05 | 71.20 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 106.60 | 100.80 | 94.95 | 89.10 | 83.30 | 77.45 | 71.60 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 106.65 | 100.85 | 95.05 | 89.25 | 83.35 | 77.55 | — |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 106.65 | 100.85 | 95.05 | 89.15 | 83.35 | 77.55 | 71.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 107.35 | 101.55 | 95.75 | — | 84.05 | — | 72.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 107.35 | 101.55 | 95.70 | 89.85 | 84.05 | 78.20 | 72.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 107.35 | 101.55 | 95.70 | 89.85 | 84.05 | 78.20 | 72.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 107.35 | 101.55 | 95.70 | 89.85 | 84.05 | 78.20 | 72.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 107.35 | 101.55 | 95.70 | 89.85 | 84.05 | 78.20 | 72.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 107.35 | 101.55 | 95.70 | 89.85 | 84.05 | 78.20 | 72.35 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 107.80 | 101.95 | 96.15 | 90.30 | 84.45 | 78.65 | 72.80 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 107.95 | 102.75 | 97.55 | 92.25 | 87.25 | 81.75 | 76.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 108.35 | — | — | — | — | 79.25 | — |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 108.50 | 102.70 | 96.85 | 91.00 | 85.20 | 79.35 | 73.50 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 108.75 | 102.95 | 97.15 | 91.25 | 85.45 | — | 73.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 109.25 | 103.45 | 97.65 | — | 85.95 | — | 74.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 109.25 | 103.95 | 98.65 | 93.25 | 88.25 | 82.75 | 77.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 110.80 | 105.00 | 99.15 | 93.30 | 87.50 | 81.65 | 75.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 110.95 | — | 106.35 | — | 99.75 | — | 88.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 111.35 | 105.55 | 99.75 | 93.85 | 88.05 | 82.25 | 76.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 111.95 | 106.15 | 100.35 | 94.45 | 88.65 | 82.85 | 76.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 111.95 | 106.15 | 100.35 | 94.45 | 88.65 | 82.85 | 76.95 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 113.15 | 107.35 | 101.55 | 95.65 | 89.85 | 84.05 | 78.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 113.15 | 107.35 | 101.55 | 95.65 | 89.85 | 84.05 | 78.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 113.25 | 107.45 | 101.65 | 95.75 | 89.95 | 84.15 | 78.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 113.25 | — | 101.65 | — | 89.95 | — | 78.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 113.25 | 108.55 | 102.65 | 96.75 | 90.85 | 84.95 | 79.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 113.35 | 107.45 | 101.65 | 95.85 | 89.95 | 84.15 | 78.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 113.35 | 107.45 | 101.65 | 95.85 | 89.95 | 84.15 | 78.35 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 113.75 | 107.90 | 102.05 | 96.25 | 90.40 | 84.55 | 78.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 113.75 | 107.95 | 102.15 | 96.25 | 90.45 | 84.65 | 78.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 113.95 | 108.15 | 102.35 | 96.45 | 90.65 | 84.85 | 78.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 113.95 | 108.15 | 102.35 | 96.45 | 90.65 | 84.85 | 78.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 114.25 | 108.45 | 102.65 | — | 90.95 | — | 79.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 114.45 | 108.65 | 102.85 | 96.95 | 91.15 | 85.35 | 79.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 114.45 | 108.65 | 102.85 | 96.95 | 91.15 | 85.35 | 79.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 114.75 | — | 103.15 | — | 91.45 | — | 79.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 115.85 | 110.05 | 104.25 | 98.35 | 92.55 | 86.75 | 80.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 115.85 | 110.05 | 104.25 | 98.35 | 92.55 | 86.75 | 80.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 117.15 | 111.35 | 105.55 | 99.65 | 93.85 | 88.05 | 82.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 117.15 | 111.35 | 105.55 | 99.65 | 93.85 | 88.05 | 82.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 117.85 | 111.95 | 106.15 | 100.35 | 94.45 | 88.65 | 82.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 117.85 | 111.95 | 106.15 | 100.35 | 94.45 | 88.65 | 82.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 117.85 | 112.05 | 106.25 | 100.35 | 94.55 | 88.75 | 82.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 117.85 | 112.05 | 106.25 | 100.35 | 94.55 | 88.75 | 82.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 118.55 | 112.75 | 106.95 | 101.05 | 95.25 | 89.45 | 83.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 119.25 | — | 111.45 | — | 99.75 | — | 88.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.55 | 113.65 | 107.85 | 102.05 | 96.15 | 90.35 | 84.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.65 | 113.85 | 108.05 | 102.15 | 96.35 | 90.55 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.45 | 114.65 | 108.85 | 102.95 | 97.45 | 91.35 | 85.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.55 | 114.75 | 108.95 | — | 97.25 | — | 85.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 121.25 | — | — | 103.85 | — | — | 86.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 121.25 | 115.45 | 109.65 | 103.75 | 97.95 | 92.15 | 86.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 123.05 | — | 111.45 | — | 99.75 | — | 88.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 123.05 | — | 111.45 | — | 99.75 | — | 88.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 123.05 | — | 111.45 | — | 99.75 | — | 88.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 123.05 | — | 111.45 | — | 99.75 | — | 88.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 123.05 | — | 111.45 | — | 99.75 | — | 88.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 123.75 | — | 112.05 | — | 100.45 | — | 88.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 123.75 | — | 112.05 | — | 100.45 | — | 88.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.25 | 118.45 | 112.65 | 106.75 | 100.95 | 95.15 | 89.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 124.45 | — | 112.85 | — | 101.15 | — | 89.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 124.45 | — | 112.85 | — | 101.15 | — | 89.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 124.45 | — | 112.85 | — | 101.15 | — | 89.45 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.55 | 119.15 | 115.85 | 107.25 | 101.25 | 95.45 | 89.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 125.55 | 119.75 | 113.95 | 108.05 | 102.25 | 96.45 | 90.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 126.15 | 120.35 | 114.55 | 108.65 | 102.85 | 97.05 | 91.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 127.45 | — | — | 109.95 | — | — | 92.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 129.95 | 124.15 | 118.25 | 112.45 | 106.65 | 100.75 | 94.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 129.95 | 124.15 | 118.25 | 112.45 | 106.65 | 100.75 | 94.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 131.45 | 125.65 | 119.85 | 113.95 | 108.15 | 102.35 | 96.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 132.15 | — | — | 114.65 | — | — | 97.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 134.95 | 129.15 | 123.25 | 117.45 | 111.65 | 105.75 | 99.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 140.45 | — | 128.75 | — | 117.15 | — | 105.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 153.95 | 148.15 | 142.35 | 136.45 | 130.65 | 124.85 | 118.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 161.25 | 155.45 | 149.65 | 143.75 | 137.95 | 132.15 | 126.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 168.55 | 162.75 | 156.85 | 151.05 | 145.25 | 139.35 | 133.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 168.55 | 162.75 | 156.85 | 151.05 | 145.25 | 139.35 | 133.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 170.35 | 164.55 | 158.75 | 152.85 | 147.05 | 141.25 | 135.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 177.65 | 171.85 | 165.95 | 160.15 | 154.35 | 148.45 | 142.65 |

122 offers from 26 health insurers.: https://praemiencheck.onedoc.ch/en/ur/realp/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/ur/realp/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ur/realp/child/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Realp for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Realp](https://praemiencheck.onedoc.ch/en/ur/realp/) is Agrisano (AGRIsmart) at 83.55 CHF a month.

### How much does health insurance cost in Realp in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ur/realp/child/) with a deductible of 0 CHF and with accident cover, monthly premiums run from 83.55 CHF (Agrisano, AGRIsmart) to 177.65 CHF (sana24, Standard model): 122 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 91.45 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Realp for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 83.55 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/realp/child/with-accident/deductible-0/) to 53.25 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/realp/child/with-accident/deductible-600/): 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Realp for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 97.35 CHF (Agrisano), family doctor / HMO 89.15 CHF (Agrisano), flexible model 95.85 CHF (Helsana), telemedicine 83.55 CHF (Agrisano).

### Does a second or third child pay less in Realp?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 17 of the 26 insurers present in Realp file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 83.55 CHF | 35.35 CHF from the 3rd child |
| Visana | Managed Care | 99.05 CHF | 38.75 CHF from the 3rd child |
| Aquilana | SMARTMED | 92.25 CHF | 43.75 CHF from the 3rd child |
| Galenos | Managed Care | 117.85 CHF | 44.55 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 110.95 CHF | 46.15 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 97.75 CHF | 46.55 CHF from the 3rd child |
| CONCORDIA | HMO | 100.15 CHF | 48.45 CHF from the 3rd child |
| Krankenkasse Steffisburg | sanmed24 | 101.45 CHF | 53.75 CHF from the 3rd child |
| rhenusana | sanmed24 | 121.25 CHF | 58.25 CHF from the 3rd child |
| sana24 | Managed Care | 153.95 CHF | 58.95 CHF from the 3rd child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 106.60 CHF | 72.10 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 111.95 CHF | 82.75 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 113.15 CHF | 83.65 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 115.85 CHF | 85.75 CHF from the 5th child |
| SLKK | SmartMed | 102.95 CHF | 92.15 CHF from the 3rd child |
| EGK | EGK-TelCare | 100.95 CHF | 92.25 CHF from the 3rd child |
| Assura | MediTel | 104.95 CHF | 103.25 CHF from the 4th child, 101.55 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 88.30 CHF at Agrisano (AGRIsmart) gives 83.55 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ur/realp/child/with-accident/

## Related pages

- With accident cover: from 53.25 to 177.65 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ur/realp/child/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/ur/realp/child/with-accident/ — replace `ur` with your canton’s two-letter code (ge, vd, zh…) and `realp` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.