# Health insurance premiums 2027 in Hospental (UR), for a young adult aged 19 to 25 who wants a deductible of 1'000 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Hospental](https://praemiencheck.onedoc.ch/en/ur/hospental/) ([canton Uri](https://praemiencheck.onedoc.ch/en/ur/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ur/hospental/young-adult/) with a 1'000 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/ur/hospental/young-adult/with-accident/), the cheapest monthly basic insurance premium is **253.15 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 508.05 CHF with sana24 (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (1'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 288.35 | 278.25 | 253.15 | 227.85 | 202.55 | 177.45 | +7.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 303.15 | 291.55 | 262.35 | 233.15 | 204.05 | 178.45 | +2.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 306.65 | 295.05 | 265.85 | 236.65 | 207.55 | 178.45 | +4.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 307.15 | 295.55 | 266.35 | 237.15 | 208.05 | 188.05 | +0.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 305.35 | 294.65 | 268.05 | 241.25 | 214.55 | 187.95 | +8.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 307.05 | 296.25 | 269.55 | 242.65 | 215.75 | 189.05 | +6.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 311.15 | 299.65 | 270.65 | 241.15 | 212.15 | 196.05 | +1.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 311.85 | 300.25 | 271.05 | 241.85 | 212.75 | 183.55 | +2.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 307.05 | 296.95 | 271.55 | 246.25 | 220.85 | 190.75 | +4.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 312.55 | 300.95 | 271.75 | 242.55 | 213.45 | 184.25 | +6.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 313.15 | 301.45 | 272.35 | 243.15 | 213.95 | 188.35 | +10.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 313.15 | 301.45 | 272.35 | 243.15 | 213.95 | 188.35 | +10.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 314.95 | 303.25 | 274.15 | 244.95 | 215.75 | 188.35 | +10.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 314.95 | 303.25 | 274.15 | 244.95 | 215.75 | 188.35 | +10.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 314.95 | 303.25 | 274.15 | 244.95 | 215.75 | 188.35 | +10.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 315.05 | 308.35 | 274.15 | 245.05 | 215.85 | 188.95 | +5.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 317.95 | 306.35 | 277.15 | 247.95 | 218.85 | 189.65 | +0.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 318.15 | 306.50 | 277.35 | 248.15 | 219.00 | 189.85 | +5.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 318.15 | 306.50 | 277.35 | 248.15 | 219.00 | 189.85 | +5.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 316.95 | 306.15 | 279.35 | 252.55 | 225.75 | 198.95 | +1.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 316.95 | 306.15 | 279.35 | 252.55 | 225.75 | 198.95 | +1.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 320.45 | 308.95 | 279.95 | 250.45 | 221.45 | 196.05 | +1.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 320.75 | 314.15 | 279.95 | 250.75 | 221.65 | 192.45 | +5.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 321.15 | 314.45 | 280.35 | 251.15 | 221.95 | 192.85 | +5.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 321.35 | 309.75 | 280.55 | 251.45 | 222.25 | 193.25 | +4.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 321.50 | 309.85 | 280.70 | 251.50 | 222.35 | 193.20 | +5.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 321.50 | 309.85 | 280.70 | 251.50 | 222.35 | 193.20 | +5.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 321.50 | 309.85 | 280.70 | 251.50 | 222.35 | 193.20 | +5.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 321.50 | 309.85 | 280.70 | 251.50 | 222.35 | 193.20 | +5.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 321.50 | 309.85 | 280.70 | 251.50 | 222.35 | 193.20 | +5.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 322.55 | 315.95 | 281.75 | 252.55 | 223.45 | 194.25 | +4.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 322.75 | 311.15 | 281.95 | 252.75 | 223.65 | 199.15 | +4.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 323.35 | 311.75 | 282.55 | 253.35 | 224.25 | 195.05 | +0.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 324.75 | 318.15 | 283.95 | 254.75 | 225.65 | 196.45 | +5.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 325.75 | 314.15 | 284.95 | 255.75 | 226.65 | 197.45 | +2.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 326.95 | 315.35 | 286.15 | 256.95 | 227.85 | 198.65 | +0.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 328.05 | 316.45 | 287.25 | 258.05 | 228.95 | 210.05 | +6.3 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 328.95 | 317.35 | 288.15 | 258.95 | 229.85 | 208.95 | +3.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 331.60 | 319.95 | 290.80 | 261.60 | 232.45 | 203.30 | +5.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 331.55 | 320.05 | 291.05 | 261.55 | 232.55 | 203.55 | +1.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 333.65 | 322.05 | 292.85 | 263.65 | 234.55 | 206.85 | −2.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 334.15 | 322.45 | 293.35 | 264.15 | 234.95 | 205.85 | +6.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 334.25 | 322.65 | 293.45 | 264.25 | 235.15 | 205.95 | +4.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 335.45 | 323.85 | 294.65 | 265.45 | — | 207.15 | 0.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 335.35 | 323.85 | 294.85 | 265.35 | 236.35 | 207.35 | +1.2 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 336.20 | 324.50 | 295.35 | 266.20 | 240.30 | 207.85 | +5.7 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 336.45 | 324.85 | 295.65 | 266.45 | 237.35 | 216.45 | +3.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 337.65 | 326.05 | 296.85 | 267.65 | 238.55 | 209.35 | −1.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 338.15 | 326.55 | 297.35 | 268.15 | 239.05 | 209.85 | +4.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 334.45 | 322.75 | 297.45 | 268.25 | 235.25 | 206.05 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 338.35 | 326.75 | 297.55 | 268.35 | 239.25 | 210.05 | +9.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 338.35 | 326.75 | 297.55 | 268.35 | 239.25 | 210.05 | +9.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 338.35 | 326.75 | 297.55 | 268.35 | 239.25 | 210.05 | +9.5 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 339.80 | 328.15 | 299.95 | 273.30 | 246.90 | 220.30 | +5.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 341.55 | 329.95 | 300.75 | 271.55 | 242.45 | 213.25 | −1.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 343.15 | 331.55 | 302.35 | 273.15 | 244.05 | 214.85 | +2.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 344.85 | 333.25 | 304.05 | 274.85 | 245.75 | 216.55 | +1.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 345.35 | 338.65 | 304.55 | 275.35 | 246.15 | 217.05 | +4.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 345.55 | 333.95 | 304.75 | 275.55 | 246.45 | 217.25 | +1.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 345.95 | 334.35 | 305.15 | 275.95 | 246.85 | 217.65 | +4.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 347.35 | 335.75 | 306.55 | 277.35 | 248.25 | 219.05 | +4.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 348.75 | 337.05 | 307.85 | 278.75 | 249.55 | 220.35 | +5.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 348.75 | 337.15 | 307.95 | 278.75 | — | 220.45 | 0.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 348.75 | 337.15 | 307.95 | 278.75 | — | 220.45 | 0.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 349.45 | 337.85 | 308.65 | 279.45 | 250.35 | 221.15 | −1.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 351.35 | 339.75 | 310.55 | 281.35 | — | 223.05 | 0.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 353.55 | 341.95 | 312.75 | 283.65 | 254.45 | 225.25 | +4.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 353.75 | 342.15 | 312.95 | 283.75 | 254.65 | 225.45 | +0.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 354.45 | 342.75 | 313.65 | 284.45 | 255.25 | 226.15 | +9.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 356.95 | 350.25 | 316.05 | 286.95 | 257.75 | 228.55 | +4.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 357.35 | 345.75 | 316.55 | 287.35 | 258.25 | 229.05 | −2.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 357.35 | 345.75 | 316.55 | 287.35 | 258.25 | 229.05 | −3.5 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 357.95 | 346.30 | 317.60 | 289.55 | 261.75 | 233.65 | +5.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 353.55 | 341.95 | 318.55 | 289.35 | 254.45 | 225.25 | +9.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 360.55 | 348.95 | 319.75 | 290.55 | 261.45 | 232.25 | New tariff 2027 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 361.95 | 350.35 | 321.15 | 291.95 | — | 233.65 | −2.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 359.35 | 351.55 | 322.35 | 293.15 | 260.15 | 231.05 | +12.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 364.55 | 353.05 | 324.05 | 294.55 | 265.55 | 236.55 | +5.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 365.85 | 354.15 | 324.95 | 295.85 | 266.65 | 237.45 | +4.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 359.35 | 351.55 | 326.15 | 297.05 | 275.55 | 246.35 | +12.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 366.65 | 355.15 | 326.15 | 296.65 | 267.65 | 238.65 | +5.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 366.85 | 355.35 | 326.35 | 296.85 | 267.85 | 238.85 | +1.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 363.25 | 353.25 | 328.15 | 303.05 | 277.95 | 252.85 | +5.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 369.05 | 357.35 | 328.25 | 299.05 | 269.85 | 240.75 | +5.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 368.75 | 357.25 | 328.25 | 298.75 | 269.75 | 240.75 | +5.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 374.35 | 362.75 | 333.55 | 304.35 | 275.25 | 246.05 | +3.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 367.05 | 359.15 | 333.85 | 304.65 | 279.35 | 250.15 | +12.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 367.05 | 359.15 | 333.85 | 304.65 | 279.35 | 250.15 | +14.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 377.15 | 365.65 | 336.65 | 307.15 | 278.15 | 249.15 | +5.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 378.45 | 366.85 | 337.65 | 308.45 | 279.35 | 250.15 | +9.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 379.25 | 367.55 | 338.35 | 309.25 | 280.05 | 250.85 | +5.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 380.45 | 368.85 | 339.65 | 310.45 | 281.35 | 252.15 | +4.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 382.05 | 370.45 | 341.25 | 312.05 | 282.95 | 253.75 | +4.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 380.35 | 369.85 | 343.65 | 317.35 | 291.15 | 264.85 | +5.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 386.15 | 374.65 | 345.65 | 316.15 | 287.15 | 258.15 | +5.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 378.15 | 369.15 | 346.75 | 324.15 | 301.15 | 278.65 | +4.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 384.65 | 374.05 | 347.45 | 320.95 | 294.45 | 267.85 | +5.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 388.45 | 376.85 | 347.65 | 318.45 | — | 260.15 | 0.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 388.85 | 377.25 | 348.05 | 318.85 | 289.75 | 260.55 | −3.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 390.65 | 379.05 | 349.85 | 320.65 | 291.55 | 262.35 | +4.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 390.65 | 379.05 | 349.85 | 320.65 | 291.55 | 262.35 | +4.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 395.05 | 383.45 | 354.25 | 325.05 | 295.95 | 266.75 | +5.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 395.25 | 383.75 | 354.75 | 325.25 | 296.25 | 267.25 | +5.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 396.85 | 385.25 | 356.35 | 326.85 | 302.85 | 279.85 | +4.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 399.85 | 388.35 | 359.35 | 329.85 | 300.85 | 271.85 | +5.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 401.25 | 391.50 | 360.65 | 332.25 | 303.80 | 275.40 | +1.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 402.45 | 390.75 | 361.55 | 332.45 | 303.25 | 274.05 | +5.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 403.55 | 391.95 | 362.75 | 333.55 | 304.45 | 275.25 | +4.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 403.55 | 391.95 | 362.75 | 333.55 | 304.45 | 275.25 | +4.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 413.55 | 402.05 | 373.05 | 343.55 | 314.55 | 285.55 | +5.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 414.85 | 403.35 | 374.35 | 344.85 | 315.85 | 286.85 | +5.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 411.35 | 401.35 | 376.85 | 352.45 | 327.85 | 303.35 | +4.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 423.15 | 411.55 | 382.35 | 353.15 | 324.05 | 294.85 | +5.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 424.95 | 413.35 | 384.15 | 354.95 | 325.85 | 296.65 | +4.4 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 434.75 | 423.25 | 394.55 | 365.75 | 337.05 | 308.35 | +2.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 452.35 | 440.85 | 411.85 | 382.35 | 353.35 | 324.35 | +5.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 477.05 | 465.35 | 436.15 | 407.05 | 377.85 | 348.65 | +7.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 493.65 | 481.95 | 452.75 | 423.65 | 394.45 | 365.25 | +7.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 499.15 | 487.45 | 458.35 | 429.15 | 399.95 | 370.85 | +7.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 510.25 | 498.55 | 469.35 | 440.25 | 411.05 | 381.85 | +7.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 521.25 | 509.55 | 480.45 | 451.25 | 422.05 | 392.95 | +7.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 548.95 | 537.25 | 508.05 | 478.95 | 449.75 | 420.55 | +7.5 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Hospental for a young adult aged 19 to 25 with a deductible of 1'000 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/ur/hospental/young-adult/with-accident/), the cheapest offer in [Hospental](https://praemiencheck.onedoc.ch/en/ur/hospental/) is Agrisano (AGRIsmart) at 253.15 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 290.80 CHF a month.

### How much does health insurance cost in Hospental in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ur/hospental/young-adult/) with a deductible of 1'000 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/ur/hospental/young-adult/with-accident/), monthly premiums run from 253.15 CHF (Agrisano, AGRIsmart) to 508.05 CHF (sana24, Standard model): 122 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 236.45 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Hospental for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 288.35 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/hospental/young-adult/with-accident/deductible-300/) to 177.45 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/hospental/young-adult/with-accident/deductible-2500/): 110.90 CHF less a month, 1'330.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'779 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Hospental for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 1'000 CHF and with accident cover, the cheapest premium per model is: standard model 290.80 CHF (Sanitas), family doctor / HMO 262.35 CHF (Atupri), flexible model 270.65 CHF (Groupe Mutuel – Avenir), telemedicine 253.15 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 257.90 CHF at Agrisano (AGRIsmart) gives 253.15 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Hospental is in region 0 of canton Uri.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ur/hospental/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Hospental (UR): every situation: https://praemiencheck.onedoc.ch/en/ur/hospental/
- Premiums 2027 in Hospental (UR), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ur/hospental/young-adult/
- Premiums 2027 in Hospental (UR), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ur/hospental/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/ur/hospental/child/
- Adult: https://praemiencheck.onedoc.ch/en/ur/hospental/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/ur/hospental/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Hospental (UR), young adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ur/hospental/young-adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Hospental (UR), young adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ur/hospental/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Hospental (UR), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ur/hospental/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Hospental (UR), young adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ur/hospental/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Hospental (UR), young adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ur/hospental/young-adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/ur/hospental/young-adult/with-accident/deductible-300/ — replace `ur` with your canton’s two-letter code (ge, vd, zh…), `hospental` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-1000` with `deductible-2500` for another deductible. Markdown version: add `.md`.