# Health insurance premiums 2026 in Göschenen (UR), for a child aged 0 to 18, deductible of 300 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Göschenen](https://praemiencheck.onedoc.ch/en/ur/goschenen/) ([canton Uri](https://praemiencheck.onedoc.ch/en/ur/)), in 2026, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ur/goschenen/child/) with a 300 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/ur/goschenen/child/no-accident/), the cheapest monthly basic insurance premium is **59.25 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 137.95 CHF with sana24 (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2025 (300 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 73.55 | — | 64.05 | 59.25 | 54.55 | 49.65 | 44.95 | +7.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 77.65 | — | 67.65 | 62.55 | 57.65 | 52.55 | 47.55 | +6.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 79.05 | — | 68.75 | 63.75 | 58.65 | 53.45 | 48.45 | +6.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 80.55 | 75.15 | 69.75 | 64.35 | 58.95 | — | 48.05 | +1.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 82.55 | 77.15 | 71.75 | 66.25 | 60.85 | — | 49.95 | +5.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 81.65 | 77.05 | 72.35 | 67.65 | 62.85 | 56.65 | — | +4.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 84.25 | 78.85 | 73.45 | 67.95 | 62.55 | — | 51.65 | +6.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 85.55 | 80.15 | 74.75 | 69.35 | 63.95 | 58.55 | — | +4.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 86.35 | — | 75.25 | 69.75 | 64.25 | 58.55 | 53.05 | +6.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 85.45 | 80.45 | 75.55 | 70.45 | 65.45 | 60.55 | 55.45 | +2.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 85.45 | 80.45 | 75.55 | 70.45 | 65.45 | 60.55 | 55.45 | +2.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 86.95 | 81.55 | 76.15 | 70.75 | 65.35 | — | 54.45 | +8.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 87.95 | 82.45 | 76.95 | 71.55 | 66.05 | 60.65 | 55.15 | +10.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 87.95 | 82.45 | 76.95 | 71.55 | 66.05 | 60.65 | 55.15 | +10.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 88.45 | 83.05 | 77.55 | 72.15 | 66.65 | 61.15 | 55.75 | +10.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 88.45 | 83.05 | 77.55 | 72.15 | 66.65 | 61.15 | 55.75 | +10.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 89.35 | 83.85 | 78.35 | 72.75 | 67.25 | 61.85 | 56.25 | +10.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 91.25 | 85.75 | 80.35 | 74.85 | 69.45 | 63.95 | 58.45 | +4.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 92.15 | 86.65 | 81.15 | 75.65 | 70.15 | 64.65 | 59.05 | +10.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 92.35 | 86.95 | 81.45 | 75.95 | 70.55 | 65.15 | 59.65 | +14.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 92.85 | 87.45 | 82.05 | 76.55 | 71.15 | 65.75 | 60.25 | +5.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 93.05 | 87.65 | 82.25 | 76.75 | 71.35 | — | 60.55 | +5.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 93.05 | 87.65 | 82.25 | 76.75 | 71.35 | 65.95 | 60.45 | New tariff 2026 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 93.25 | 87.85 | 82.55 | 77.05 | 71.65 | 66.25 | 60.75 | +2.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 93.35 | 87.95 | 82.55 | 77.05 | 71.75 | 66.35 | 60.85 | +5.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 93.75 | 88.25 | 82.75 | 77.25 | 71.75 | 66.25 | 60.65 | +10.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 91.65 | 86.95 | 82.25 | 77.45 | 73.05 | 68.15 | 63.35 | +10.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 93.80 | 88.40 | 83.00 | 77.50 | 72.10 | 66.70 | 61.25 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 93.80 | 88.40 | 83.00 | 77.50 | 72.10 | 66.70 | 61.25 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 93.80 | 88.40 | 83.00 | 77.50 | 72.10 | 66.70 | 61.25 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 93.80 | 88.40 | 83.00 | 77.50 | 72.10 | 66.70 | 61.25 | New tariff 2026 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 93.95 | 88.55 | 83.15 | 77.65 | 72.25 | 66.85 | 61.35 | +5.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 93.95 | 88.55 | 83.15 | 77.65 | 72.25 | 66.85 | 61.35 | +5.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 94.05 | 88.65 | 83.25 | 77.75 | 72.35 | 66.95 | 61.45 | New tariff 2026 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 94.55 | 89.05 | 83.60 | 78.10 | 72.60 | 67.15 | 61.65 | +3.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 94.55 | 89.15 | 83.75 | 78.35 | 72.85 | 67.45 | — | +4.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 95.05 | 89.65 | 84.25 | 78.75 | 73.35 | 67.95 | 62.45 | New tariff 2026 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 95.60 | 90.15 | 84.65 | 79.15 | 73.70 | 68.20 | 62.70 | +3.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 97.05 | 91.65 | 86.25 | 80.75 | 75.35 | 69.95 | 64.45 | +9.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 96.15 | 91.25 | 86.35 | 81.35 | 76.65 | 71.55 | 66.55 | +13.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 97.25 | 92.35 | 87.35 | 82.25 | 77.55 | 72.35 | 67.35 | +13.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 98.65 | 93.25 | 87.85 | 82.45 | 77.05 | 71.65 | 66.15 | +2.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 100.65 | 95.25 | 89.75 | 84.35 | 78.85 | 73.45 | 67.95 | +9.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 100.65 | 95.25 | 89.75 | 84.35 | 78.85 | 73.45 | 67.95 | +9.7 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 100.90 | 95.45 | 89.95 | 84.45 | 79.00 | 73.50 | 68.00 | +3.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 101.05 | 95.65 | 90.25 | 84.75 | 79.35 | 73.95 | 68.45 | +3.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 101.05 | 95.65 | 90.25 | 84.75 | 79.35 | 73.95 | 68.45 | +3.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 88.15 | 87.25 | 86.35 | 85.45 | 84.45 | 83.55 | — | +7.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 88.15 | 87.25 | 86.35 | 85.45 | 84.45 | 83.55 | — | +7.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 101.85 | 96.45 | 91.05 | 85.55 | 80.05 | 74.65 | 69.15 | +14.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 102.15 | 96.75 | 91.35 | 85.85 | 80.45 | 75.05 | 69.55 | +11.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 103.25 | 97.85 | 92.45 | 86.95 | 81.65 | 76.25 | 70.75 | +11.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 103.25 | 97.85 | 92.45 | 86.95 | 81.65 | 76.25 | 70.75 | +11.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 103.35 | 97.95 | 92.55 | 87.05 | 81.65 | 76.25 | 70.85 | +11.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 103.35 | 97.95 | 92.55 | 87.05 | 81.65 | 76.25 | 70.85 | +11.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 103.85 | 98.35 | 92.95 | 87.45 | 82.05 | 76.55 | 71.05 | +13.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 103.85 | 98.35 | 92.95 | 87.45 | 82.05 | 76.55 | 71.05 | +13.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 103.75 | 98.35 | 92.95 | 87.45 | 82.05 | 76.65 | 71.15 | +5.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 104.45 | 99.05 | 93.65 | 88.15 | 82.75 | 77.35 | 71.95 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 104.45 | 99.05 | 93.65 | 88.15 | 82.75 | 77.35 | 71.95 | +3.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 104.45 | 99.05 | 93.65 | 88.25 | 82.85 | 77.45 | 71.95 | +11.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 105.95 | 100.45 | 94.95 | 89.35 | 83.95 | 78.45 | 72.85 | +8.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 106.25 | 100.75 | 95.35 | 89.85 | 84.45 | 78.95 | 73.55 | +9.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 106.95 | 101.55 | 96.15 | 90.65 | 85.25 | 79.85 | 74.35 | +11.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 106.95 | 101.55 | 96.25 | 90.75 | 85.35 | 79.95 | 74.45 | +11.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 107.35 | 101.95 | 96.45 | 90.95 | 85.75 | 80.05 | 74.45 | +13.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 107.55 | — | — | 91.25 | — | — | 74.95 | +7.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 109.15 | 103.45 | 97.75 | 92.00 | 86.30 | 80.60 | 74.85 | +4.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 110.25 | 104.85 | 99.45 | 93.95 | 88.55 | 83.15 | 77.65 | +3.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 113.05 | — | — | 96.75 | — | — | 80.45 | +6.9 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 113.95 | 108.95 | 105.85 | 97.75 | 92.05 | 86.65 | 81.45 | +11.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 114.55 | 109.15 | 103.65 | 98.25 | 92.75 | 87.35 | 81.85 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 114.55 | 109.15 | 103.65 | 98.25 | 92.75 | 87.35 | 81.85 | New tariff 2026 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 115.95 | 110.55 | 105.15 | 99.75 | 94.35 | 88.95 | 83.45 | +11.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 116.05 | 110.65 | 105.25 | 99.85 | 94.45 | 89.05 | 83.55 | +11.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 117.25 | — | — | 101.05 | — | — | 84.75 | +6.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 104.55 | 103.65 | 102.75 | 101.75 | 100.85 | 99.95 | — | +6.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 119.05 | 113.55 | 108.15 | 102.65 | 97.25 | 91.75 | 86.35 | +9.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 133.65 | 128.25 | 122.75 | 117.35 | 111.85 | 106.35 | 100.95 | +6.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 140.05 | 134.55 | 129.15 | 123.65 | 118.25 | 112.75 | 107.35 | +6.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 146.35 | 140.95 | 135.45 | 130.05 | 124.55 | 119.15 | 113.65 | +6.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 146.35 | 140.95 | 135.45 | 130.05 | 124.55 | 119.15 | 113.65 | +6.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 147.95 | 142.55 | 137.05 | 131.65 | 126.15 | 120.75 | 115.25 | +6.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 154.35 | 148.85 | 143.45 | 137.95 | 132.55 | 127.05 | 121.65 | +6.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 82.65 | — | 74.05 | — | 65.35 | — | 56.65 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 87.15 | — | — | — | — | 60.05 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 87.15 | — | — | — | — | 60.05 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 87.15 | — | — | — | — | 60.05 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 88.15 | — | 79.05 | — | 69.75 | — | 60.55 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 88.15 | — | 79.05 | — | 69.75 | — | 60.55 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 88.25 | — | — | — | — | 61.25 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 89.25 | — | 79.95 | — | 70.65 | — | 61.25 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 90.45 | — | — | — | — | 63.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 90.45 | — | — | — | — | 63.35 | — | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 91.05 | — | 80.25 | — | 69.35 | — | 58.55 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 93.65 | — | — | — | — | 66.65 | — | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 94.35 | — | 83.55 | — | 72.65 | — | 61.75 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 94.75 | — | 85.95 | — | 75.15 | — | 64.25 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 94.75 | — | — | — | — | 67.75 | — | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 95.95 | — | 85.25 | — | 74.35 | — | 63.45 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 96.95 | — | 86.95 | — | 76.85 | — | 66.65 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 97.15 | — | 86.35 | — | 75.45 | — | 64.55 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 97.75 | 92.25 | 86.75 | — | 75.65 | — | 64.45 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 97.75 | 92.25 | 86.75 | — | 75.65 | — | 64.45 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 99.45 | — | 89.15 | — | 78.25 | — | 67.45 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 99.95 | — | 89.15 | — | 78.25 | — | 67.45 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 99.95 | — | 89.15 | — | 78.25 | — | 67.45 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 99.95 | — | 89.15 | — | 78.25 | — | 67.45 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 99.95 | — | 89.15 | — | 78.25 | — | 67.45 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 100.65 | 95.15 | 89.65 | — | 78.55 | — | 67.45 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 103.55 | — | — | — | — | 76.45 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 104.55 | — | 93.85 | — | 82.95 | — | 72.05 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 104.95 | — | 94.15 | — | 83.25 | — | 72.35 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 104.95 | — | 94.15 | — | 83.25 | — | 72.35 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 105.35 | 99.85 | 94.35 | — | 83.25 | — | 72.05 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 105.35 | — | 94.55 | — | 83.75 | — | 72.85 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 105.55 | — | 94.65 | — | 83.95 | — | 73.05 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 105.55 | — | 94.65 | — | 83.95 | — | 73.05 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 105.55 | — | 94.65 | — | 83.95 | — | 73.05 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 111.15 | 105.65 | 100.15 | — | 88.95 | — | 77.85 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 119.25 | — | 108.35 | — | 97.55 | — | 86.65 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Göschenen for a child aged 0 to 18 with a deductible of 300 CHF, without accident cover?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/ur/goschenen/child/no-accident/), the cheapest offer in [Göschenen](https://praemiencheck.onedoc.ch/en/ur/goschenen/) is Agrisano (AGRIsmart) at 59.25 CHF a month.

### How much does health insurance cost in Göschenen in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ur/goschenen/child/) with a deductible of 300 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/ur/goschenen/child/no-accident/), monthly premiums run from 59.25 CHF (Agrisano, AGRIsmart) to 137.95 CHF (sana24, Standard model): 121 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 86.75 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Göschenen for a child aged 0 to 18 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 73.55 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/goschenen/child/no-accident/deductible-0/) to 44.95 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/goschenen/child/no-accident/deductible-600/): 28.60 CHF less a month, 343.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 381 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Göschenen for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 69.75 CHF (Agrisano), family doctor / HMO 63.75 CHF (Agrisano), flexible model 70.75 CHF (CSS), telemedicine 59.25 CHF (Agrisano).

### Does a second or third child pay less in Göschenen?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 16 of the 26 insurers present in Göschenen file a reduced premium from a certain number of children insured with them, at a 300 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Visana | Managed Care | 71.55 CHF | 20.05 CHF from the 3rd child |
| Agrisano | AGRIsmart | 59.25 CHF | 20.95 CHF from the 3rd child |
| CONCORDIA | HMO | 72.75 CHF | 26.15 CHF from the 3rd child |
| Galenos | Managed Care | 87.45 CHF | 29.55 CHF from the 3rd child |
| Aquilana | SMARTMED | 67.65 CHF | 31.25 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 70.45 CHF | 32.65 CHF from the 3rd child |
| sana24 | Managed Care | 117.35 CHF | 38.95 CHF from the 3rd child |
| Krankenkasse Steffisburg | Sanmed24 | 74.85 CHF | 42.85 CHF from the 3rd child |
| rhenusana | sanmed24 | 91.25 CHF | 43.05 CHF from the 3rd child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 78.10 CHF | 52.30 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed | 76.55 CHF | 56.15 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex | 85.85 CHF | 63.15 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed | 86.95 CHF | 63.95 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 77.45 CHF | 67.85 CHF from the 3rd child |
| EGK | EGK-Care | 85.45 CHF | 73.45 CHF from the 3rd child |
| Assura | Qualimed | 82.45 CHF | 80.75 CHF from the 4th child, 79.05 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 64.40 CHF at Agrisano (AGRIsmart) gives 59.25 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Göschenen is in region 0 of canton Uri.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ur/goschenen/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2026 in Göschenen (UR): every situation: https://praemiencheck.onedoc.ch/en/ur/goschenen/
- Premiums 2026 in Göschenen (UR), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ur/goschenen/child/
- Premiums 2026 in Göschenen (UR), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ur/goschenen/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/ur/goschenen/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/ur/goschenen/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/ur/goschenen/child/with-accident/deductible-300/
- Deductible Premiums 2026 in Göschenen (UR), child, deductible of 0 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ur/goschenen/child/no-accident/deductible-0/
- Deductible Premiums 2026 in Göschenen (UR), child, deductible of 100 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ur/goschenen/child/no-accident/deductible-100/
- Deductible Premiums 2026 in Göschenen (UR), child, deductible of 200 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ur/goschenen/child/no-accident/deductible-200/
- Deductible Premiums 2026 in Göschenen (UR), child, deductible of 400 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ur/goschenen/child/no-accident/deductible-400/
- Deductible Premiums 2026 in Göschenen (UR), child, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ur/goschenen/child/no-accident/deductible-500/
- Deductible Premiums 2026 in Göschenen (UR), child, deductible of 600 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ur/goschenen/child/no-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/ur/goschenen/child/no-accident/deductible-0/ — replace `ur` with your canton’s two-letter code (ge, vd, zh…), `goschenen` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-300` with `deductible-600` for another deductible. Markdown version: add `.md`.