# Health insurance premiums 2026 in Altdorf (UR), for a young adult aged 19 to 25 who wants a deductible of 2'500 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Altdorf](https://praemiencheck.onedoc.ch/en/ur/altdorf/) ([canton Uri](https://praemiencheck.onedoc.ch/en/ur/)), in 2026, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ur/altdorf/young-adult/) with a 2'500 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/ur/altdorf/young-adult/with-accident/), the cheapest monthly basic insurance premium is **163.15 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 384.45 CHF with sana24 (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2025 (2'500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 269.75 | 259.75 | 234.75 | 209.55 | 184.45 | 163.15 | +5.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 295.45 | 283.85 | 254.65 | 225.45 | 196.35 | 167.15 | −7.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 284.15 | 273.55 | 247.25 | 220.85 | 194.45 | 168.05 | +6.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 288.95 | 278.25 | 251.45 | 224.55 | 197.75 | 170.95 | +6.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 289.25 | 277.55 | 248.35 | 219.25 | 190.05 | 172.65 | −0.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 289.25 | 277.55 | 248.35 | 219.25 | 190.05 | 172.65 | −0.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 289.25 | 277.55 | 248.35 | 219.25 | 190.05 | 172.65 | −0.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 287.55 | 275.85 | 246.75 | 217.55 | 188.35 | 172.65 | −0.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 287.55 | 275.85 | 246.75 | 217.55 | 188.35 | 172.65 | −0.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 295.85 | 284.25 | 255.05 | 225.85 | 196.75 | 173.95 | +7.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 295.85 | 284.25 | 255.05 | 225.85 | 196.75 | 173.95 | +7.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 302.55 | 290.95 | 261.75 | 232.55 | 203.45 | 174.25 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 302.65 | 291.05 | 261.85 | 232.65 | 203.55 | 174.35 | New tariff 2026 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 304.35 | 292.75 | 263.55 | 234.35 | 205.25 | 176.05 | +8.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 305.75 | 294.15 | 264.95 | 235.75 | 206.65 | 177.45 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 305.75 | 294.15 | 264.95 | 235.75 | 206.65 | 177.45 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 305.75 | 294.15 | 264.95 | 235.75 | 206.65 | 177.45 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 305.85 | 294.25 | 265.05 | 235.85 | 206.75 | 177.55 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 305.85 | 294.25 | 265.05 | 235.85 | 206.75 | 177.55 | New tariff 2026 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 308.65 | 301.95 | 267.85 | 238.65 | 209.45 | 180.55 | +3.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 306.95 | 300.25 | 266.05 | 236.95 | 207.75 | 180.55 | +3.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 301.35 | 294.75 | 260.55 | 231.35 | 202.25 | 180.55 | +3.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 307.25 | 300.55 | 266.45 | 237.25 | 208.05 | 180.55 | +3.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 308.45 | 296.85 | 267.65 | 238.55 | 209.35 | 181.45 | +4.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 310.75 | 304.05 | 269.85 | 240.75 | 211.55 | 182.35 | +4.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 311.65 | 300.05 | 270.85 | 241.65 | 212.55 | 183.35 | −2.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 311.65 | 300.05 | 270.85 | 241.65 | 212.55 | 183.35 | −4.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 304.45 | 292.85 | 269.65 | 240.45 | 211.35 | 183.35 | +1.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 311.65 | 300.05 | 270.85 | 241.65 | 212.55 | 183.35 | −13.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 314.55 | 302.85 | 273.75 | 244.55 | 215.35 | 186.25 | +6.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 304.85 | 293.25 | 264.05 | 234.85 | 205.75 | 186.45 | +14.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 315.45 | 303.85 | 274.65 | 245.45 | 216.35 | 187.15 | +9.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 315.55 | 303.95 | 274.75 | 245.55 | 216.45 | 187.25 | +14.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 294.65 | 284.65 | 259.25 | 233.85 | 208.45 | 189.45 | +6.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 317.95 | 306.35 | 277.15 | 247.95 | 218.85 | 189.65 | +12.1 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 319.55 | 307.85 | 278.70 | 249.55 | 223.65 | 191.20 | +6.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 311.05 | 299.45 | 270.25 | 241.05 | 211.95 | 191.65 | +7.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 320.35 | 308.75 | 279.55 | 250.35 | 221.25 | 192.05 | +7.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 320.85 | 309.25 | 280.05 | 250.85 | 221.75 | 192.55 | +18.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 316.65 | 305.15 | 276.15 | 246.65 | 217.65 | 193.55 | +13.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 307.45 | 295.95 | 266.95 | 237.45 | 208.45 | 193.55 | +13.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 312.85 | 302.05 | 275.25 | 248.45 | 221.65 | 194.85 | +7.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 312.85 | 302.05 | 275.25 | 248.45 | 221.65 | 194.85 | +7.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 321.55 | 309.85 | 289.55 | 260.35 | 224.15 | 194.95 | +7.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 323.25 | 315.15 | 285.95 | 256.85 | 224.15 | 194.95 | +7.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 324.45 | 312.85 | 283.65 | 254.45 | 225.35 | 196.15 | +20.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 325.55 | 313.95 | 284.75 | 255.55 | 226.45 | 197.25 | −0.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 325.85 | 314.25 | 285.05 | 255.85 | 226.75 | 197.55 | +10.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 318.75 | 307.25 | 277.95 | 248.75 | 219.65 | 198.75 | +12.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 327.65 | 316.15 | 287.15 | 257.65 | 228.65 | 199.65 | +9.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 330.35 | 318.65 | 289.55 | 260.35 | 231.15 | 202.05 | +9.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 330.45 | 323.75 | 289.65 | 260.45 | 231.25 | 202.15 | +6.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 330.95 | 319.25 | 290.15 | 260.95 | 231.75 | 202.65 | −2.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 331.35 | 319.85 | 290.85 | 261.35 | 232.35 | 203.35 | +9.9 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 323.00 | 311.35 | 283.15 | 256.50 | 230.05 | 203.45 | +5.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 332.95 | 321.35 | 292.15 | 262.95 | 233.85 | 204.65 | +9.3 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 326.05 | 314.45 | 285.25 | 256.05 | 226.95 | 206.05 | +14.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 334.35 | 322.75 | 293.55 | 264.35 | 235.25 | 206.05 | +10.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 334.95 | 323.35 | 294.15 | 264.95 | 235.85 | 206.65 | +11.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 335.05 | 323.45 | 294.25 | 265.05 | — | 206.75 | −4.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 330.35 | 318.65 | 289.55 | 262.15 | 234.75 | 209.05 | +11.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 339.35 | 327.75 | 298.55 | 269.45 | 240.25 | 211.05 | +6.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 340.45 | 328.85 | 299.65 | 270.45 | 241.35 | 212.15 | +7.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 341.55 | 334.85 | 300.75 | 271.55 | 242.35 | 213.25 | +5.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 340.25 | 328.65 | 299.45 | 270.25 | 241.15 | 213.25 | +5.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 340.25 | 328.65 | 299.45 | 270.25 | 241.15 | 213.25 | +5.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 340.25 | 328.65 | 299.45 | 270.25 | 241.15 | 213.25 | +5.8 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 340.25 | 328.60 | 299.90 | 271.85 | 244.05 | 215.95 | +6.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 344.35 | 332.75 | 303.55 | 274.35 | 245.25 | 216.05 | +7.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 337.45 | 325.75 | 296.55 | 269.15 | 241.75 | 216.15 | +10.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 347.95 | 336.35 | 307.15 | 277.95 | 248.85 | 219.65 | +7.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 348.35 | 336.75 | 307.55 | 278.35 | — | 220.05 | +4.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 348.35 | 336.75 | 307.55 | 278.35 | — | 220.05 | +1.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 348.15 | 336.65 | 307.65 | 278.15 | 249.15 | 220.15 | +7.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 350.25 | 338.65 | 309.45 | 280.25 | 251.15 | 221.95 | +6.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 350.15 | 338.65 | 309.65 | 280.15 | 251.15 | 222.15 | +7.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 350.95 | 339.35 | 310.15 | 280.95 | — | 222.65 | +0.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 351.15 | 339.55 | 310.35 | 281.15 | 252.05 | 222.85 | +24.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 352.15 | 340.45 | 311.25 | 282.15 | 252.95 | 223.75 | +8.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 352.15 | 340.65 | 311.65 | 282.15 | 253.15 | 224.15 | +7.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 352.45 | 340.85 | 311.65 | 282.45 | 253.35 | 224.15 | +7.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 352.45 | 340.85 | 311.65 | 282.45 | 253.35 | 224.15 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 359.95 | 348.25 | 319.15 | 289.95 | 260.75 | 231.65 | New tariff 2026 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 360.15 | 348.65 | 319.65 | 290.15 | 261.15 | 232.15 | +6.9 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 362.85 | 351.25 | 322.05 | 292.85 | 263.75 | 234.55 | +19.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 362.55 | 351.05 | 322.05 | 292.55 | 263.55 | 234.55 | +9.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 346.65 | 336.65 | 311.55 | 286.45 | 261.45 | 236.35 | +4.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 364.65 | 353.05 | 323.85 | 294.65 | 265.55 | 236.35 | +9.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 366.75 | 355.15 | 325.95 | 296.75 | 267.65 | 238.45 | +11.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 366.75 | 355.15 | 325.95 | 296.75 | 267.65 | 238.45 | +3.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 368.65 | 357.05 | 327.85 | 298.65 | 269.55 | 240.35 | +9.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 368.75 | 357.25 | 328.25 | 298.75 | 269.75 | 240.75 | +7.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 369.55 | 357.95 | 328.75 | 299.55 | — | 241.25 | +1.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 375.05 | 363.35 | 334.25 | 305.05 | 275.85 | 246.75 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 375.05 | 363.45 | 334.25 | 305.05 | 275.95 | 246.75 | +3.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 375.05 | 363.45 | 334.25 | 305.05 | 275.95 | 246.75 | +3.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 363.05 | 352.55 | 326.35 | 300.05 | 273.85 | 247.55 | +6.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 377.55 | 366.05 | 337.05 | 307.55 | 278.55 | 249.55 | +7.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 367.15 | 356.55 | 329.95 | 303.45 | 276.95 | 250.35 | +6.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 382.05 | 370.35 | 341.15 | 312.05 | 282.85 | 253.65 | −3.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 381.95 | 370.45 | 341.45 | 311.95 | 282.95 | 253.95 | +6.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 387.45 | 375.85 | 346.65 | 317.45 | 288.35 | 259.15 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 387.45 | 375.85 | 346.65 | 317.45 | 288.35 | 259.15 | +3.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 388.05 | 376.45 | 347.25 | 318.05 | — | 259.75 | +1.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 362.95 | 353.95 | 331.45 | 308.95 | 285.95 | 263.45 | +8.4 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 380.95 | 369.35 | 340.45 | 310.95 | 286.95 | 263.95 | +8.9 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 393.85 | 384.25 | 353.95 | 326.00 | 298.10 | 266.15 | +5.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 395.05 | 383.55 | 354.55 | 325.05 | 296.05 | 267.05 | +6.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 396.25 | 384.75 | 355.75 | 326.25 | 297.25 | 268.25 | +6.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 401.25 | 389.65 | 360.45 | 331.25 | 302.15 | 272.95 | +8.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 403.95 | 392.35 | 363.15 | 333.95 | 304.85 | 275.65 | +6.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 408.05 | 396.45 | 367.25 | 338.05 | 308.95 | 279.75 | +3.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 394.95 | 384.95 | 360.45 | 335.95 | 311.45 | 286.95 | +8.4 % |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 425.70 | 414.25 | 385.55 | 356.75 | 328.05 | 299.35 | +14.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 432.15 | 420.65 | 391.65 | 362.15 | 333.15 | 304.15 | +6.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 445.45 | 433.75 | 404.65 | 375.45 | 346.25 | 317.15 | +7.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 460.95 | 449.35 | 420.15 | 390.95 | 361.85 | 332.65 | +7.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 466.15 | 454.45 | 425.35 | 396.15 | 366.95 | 337.85 | +7.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 476.55 | 464.85 | 435.65 | 406.55 | 377.35 | 348.15 | +7.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 486.85 | 475.15 | 446.05 | 416.85 | 387.65 | 358.55 | +7.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 512.75 | 501.05 | 471.95 | 442.75 | 413.55 | 384.45 | +7.4 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Altdorf for a young adult aged 19 to 25 with a deductible of 2'500 CHF, with accident cover?

In 2026, [with accident cover](https://praemiencheck.onedoc.ch/en/ur/altdorf/young-adult/with-accident/), the cheapest offer in [Altdorf](https://praemiencheck.onedoc.ch/en/ur/altdorf/) is Agrisano (AGRIsmart) at 163.15 CHF a month. The cheapest standard model (free choice of doctor) is CSS (Standard model) at 183.35 CHF a month.

### How much does health insurance cost in Altdorf in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ur/altdorf/young-adult/) with a deductible of 2'500 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/ur/altdorf/young-adult/with-accident/), monthly premiums run from 163.15 CHF (Agrisano, AGRIsmart) to 384.45 CHF (sana24, Standard model): 121 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 231.45 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Altdorf for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 269.75 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/altdorf/young-adult/with-accident/deductible-300/) to 163.15 CHF with the 2'500 CHF deductible: 106.60 CHF less a month, 1'279.20 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'721 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Altdorf for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'500 CHF and with accident cover, the cheapest premium per model is: standard model 183.35 CHF (CSS), family doctor / HMO 167.15 CHF (CSS), flexible model 172.65 CHF (Sympany), telemedicine 163.15 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 168.30 CHF at Agrisano (AGRIsmart) gives 163.15 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Altdorf is in region 0 of canton Uri.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ur/altdorf/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2026 in Altdorf (UR): every situation: https://praemiencheck.onedoc.ch/en/ur/altdorf/
- Premiums 2026 in Altdorf (UR), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ur/altdorf/young-adult/
- Premiums 2026 in Altdorf (UR), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ur/altdorf/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/ur/altdorf/child/
- Adult: https://praemiencheck.onedoc.ch/en/ur/altdorf/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/ur/altdorf/young-adult/no-accident/deductible-2500/
- Deductible Premiums 2026 in Altdorf (UR), young adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ur/altdorf/young-adult/with-accident/deductible-300/
- Deductible Premiums 2026 in Altdorf (UR), young adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ur/altdorf/young-adult/with-accident/deductible-500/
- Deductible Premiums 2026 in Altdorf (UR), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ur/altdorf/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2026 in Altdorf (UR), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ur/altdorf/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2026 in Altdorf (UR), young adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ur/altdorf/young-adult/with-accident/deductible-2000/

Address of this page: praemiencheck.onedoc.ch/en/ur/altdorf/young-adult/with-accident/deductible-300/ — replace `ur` with your canton’s two-letter code (ge, vd, zh…), `altdorf` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-2500` with `deductible-300` for another deductible. Markdown version: add `.md`.