# Health insurance premiums 2027 in Tenero-Contra (TI), for an adult aged 26 or over who wants a deductible of 1'000 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · with accident cover · monthly premiums in CHF_

In [Tenero-Contra](https://praemiencheck.onedoc.ch/en/ti/tenero-contra/) ([canton Ticino](https://praemiencheck.onedoc.ch/en/ti/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/ti/tenero-contra/adult/) with a 1'000 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/ti/tenero-contra/adult/with-accident/), the cheapest monthly basic insurance premium is **576.75 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 813.35 CHF with Visana (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (1'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 611.95 | 601.85 | 576.75 | 551.45 | 526.15 | 501.05 | +5.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 630.15 | 618.55 | 589.35 | 560.15 | 531.05 | 501.85 | +3.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 632.15 | 620.55 | 591.35 | 562.15 | — | 503.85 | +4.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 632.15 | 620.55 | 591.35 | 562.15 | — | 503.85 | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 637.75 | 626.15 | 596.95 | 567.75 | 538.65 | 509.45 | +4.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 632.55 | 622.45 | 597.05 | 571.75 | 546.35 | 508.85 | +5.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 642.15 | 630.55 | 601.35 | 572.15 | 543.05 | 513.85 | +2.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 642.15 | 630.50 | 601.35 | 572.15 | 543.00 | 513.85 | +3.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 642.55 | 630.95 | 601.75 | 572.55 | 543.45 | 522.55 | +1.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 645.15 | 633.55 | 604.35 | 575.15 | 546.05 | 516.85 | +4.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 645.35 | 633.75 | 604.55 | 575.35 | 546.25 | 517.05 | +2.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 645.35 | 633.75 | 604.55 | 575.35 | 546.25 | 517.05 | +3.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 648.75 | 637.15 | 607.95 | 578.75 | 549.65 | 520.45 | +2.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 649.65 | 638.00 | 608.85 | 579.65 | 550.50 | 521.35 | +3.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 650.45 | 638.85 | 609.65 | 580.45 | 551.35 | 522.15 | +3.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 651.15 | 639.55 | 610.35 | 581.15 | — | 522.85 | +2.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 647.65 | 636.95 | 610.35 | 583.55 | 556.85 | 530.25 | +6.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 652.15 | 640.55 | 611.35 | 582.15 | 553.05 | 523.85 | +2.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 638.05 | 632.35 | 612.05 | 582.85 | 562.45 | 533.35 | +9.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 652.95 | 641.35 | 612.15 | 582.95 | 553.85 | 524.65 | +2.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 653.65 | 642.05 | 612.85 | 583.65 | 554.55 | 525.35 | +2.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 651.25 | 640.45 | 613.65 | 586.85 | 559.95 | 533.15 | +5.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 656.85 | 645.25 | 616.05 | 586.85 | 557.75 | 528.55 | +4.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 650.55 | 638.85 | 617.75 | 588.55 | 551.35 | 522.15 | −2.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 650.55 | 638.85 | 617.75 | 588.55 | 551.35 | 522.15 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 640.85 | 639.25 | 619.05 | 589.85 | 560.75 | 531.55 | +7.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 660.45 | 648.85 | 619.65 | 590.45 | 561.35 | 532.15 | +4.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 663.75 | 652.05 | 622.95 | 593.75 | 564.55 | 535.45 | +6.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 663.95 | 652.35 | 623.15 | 593.95 | 564.85 | 535.65 | +3.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 664.85 | 653.25 | 624.05 | 594.85 | 565.75 | 536.55 | +1.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 666.45 | 654.85 | 625.65 | 596.45 | 567.35 | 538.15 | +2.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 670.25 | 658.65 | 629.45 | 600.25 | — | 541.95 | +4.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 671.05 | 659.35 | 630.15 | 601.05 | 571.85 | 542.65 | +7.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 671.05 | 659.35 | 630.15 | 601.05 | 571.85 | 542.65 | +7.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 675.65 | 664.05 | 634.85 | 605.65 | 576.55 | 547.35 | +3.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 676.05 | 664.45 | 635.25 | 606.05 | 576.95 | 547.75 | +1.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 676.65 | 665.05 | 635.85 | 606.65 | — | 548.35 | +4.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 678.25 | 666.65 | 637.45 | 608.25 | 579.15 | 549.95 | +5.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 679.75 | 668.10 | 638.95 | 609.75 | 580.60 | 551.45 | +3.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 681.45 | 669.85 | 640.65 | 611.45 | 582.35 | 553.15 | +2.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 683.45 | 671.85 | 642.65 | 613.45 | 584.35 | 555.15 | +1.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 683.65 | 672.05 | 642.85 | 613.65 | 584.55 | 555.35 | +4.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 683.65 | 672.05 | 642.85 | 613.65 | 584.55 | 555.35 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 681.95 | 670.95 | 643.45 | 615.45 | 587.85 | 560.35 | +4.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 685.95 | 674.45 | 645.45 | 615.95 | 586.95 | 557.95 | +4.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 687.25 | 675.60 | 646.45 | 617.25 | 588.10 | 558.95 | +3.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 690.75 | 679.15 | 649.95 | 620.75 | 591.65 | 562.45 | +2.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 690.75 | 679.15 | 649.95 | 620.75 | 591.65 | 562.45 | +1.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 694.80 | 683.15 | 654.00 | 624.80 | 595.65 | 566.50 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 694.80 | 683.15 | 654.00 | 624.80 | 595.65 | 566.50 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 694.80 | 683.15 | 654.00 | 624.80 | 595.65 | 566.50 | +3.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 698.25 | 686.65 | 657.45 | 628.25 | 599.15 | 569.95 | +8.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 706.25 | 694.75 | 665.75 | 636.25 | 607.25 | 578.25 | +4.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 699.05 | 687.35 | 666.25 | 637.15 | 599.85 | 570.75 | −2.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 708.05 | 696.45 | 667.25 | 638.05 | 608.95 | 579.75 | +11.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 708.25 | 696.55 | 667.45 | 638.25 | 609.05 | 579.95 | +5.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 711.65 | 704.95 | 670.85 | 641.65 | 612.45 | 583.35 | +5.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 714.05 | 702.55 | 673.55 | 644.05 | 615.05 | 586.05 | +4.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 712.25 | 701.25 | 673.75 | 645.75 | 618.15 | 590.65 | +4.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 721.85 | 710.15 | 681.05 | 651.85 | 622.65 | 593.55 | +5.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 721.85 | 710.25 | 681.05 | 651.85 | 622.75 | 593.55 | +4.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 721.85 | 710.25 | 681.05 | 651.85 | 622.75 | 593.55 | +4.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 715.25 | 703.55 | 682.45 | 653.35 | 632.25 | 603.05 | −2.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 722.15 | 711.15 | 683.65 | 655.65 | 628.05 | 600.55 | +6.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 724.55 | 712.95 | 683.75 | 654.55 | 625.45 | 596.25 | +7.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 726.35 | 714.85 | 685.85 | 656.35 | 627.35 | 598.35 | +6.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 726.35 | 714.85 | 685.85 | 656.35 | 627.35 | 598.35 | +4.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 727.75 | 716.15 | 686.95 | 657.85 | 628.65 | 599.45 | +5.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 732.15 | 720.45 | 691.25 | 662.15 | 632.95 | 603.75 | +8.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 733.95 | 722.25 | 693.05 | 663.95 | 634.75 | 605.55 | +12.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 733.95 | 722.25 | 693.05 | 663.95 | 634.75 | 605.55 | +12.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 734.55 | 722.85 | 693.65 | 664.55 | 635.35 | 606.15 | +8.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 734.55 | 723.05 | 694.05 | 664.55 | 635.55 | 606.55 | +6.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 739.25 | 727.65 | 698.45 | 669.25 | 640.15 | 610.95 | +1.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 745.15 | 733.55 | 704.35 | 675.15 | 646.05 | 616.85 | +2.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 746.55 | 734.95 | 705.75 | 676.55 | 647.45 | 618.25 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 747.45 | 735.80 | 706.65 | 677.45 | 648.30 | 619.15 | +3.8 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 744.25 | 735.25 | 706.80 | 676.85 | 646.90 | 616.90 | +4.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 748.15 | 736.45 | 707.25 | 678.15 | 648.95 | 619.75 | +8.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 750.95 | 739.25 | 710.05 | 680.95 | 651.75 | 622.55 | +12.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 751.15 | 744.45 | 710.25 | 681.15 | 651.95 | 622.75 | +5.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 751.15 | 744.45 | 710.25 | 681.15 | 651.95 | 622.75 | +5.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 751.15 | 744.45 | 710.25 | 681.15 | 651.95 | 622.75 | +5.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 751.25 | 739.65 | 710.45 | 681.25 | 652.15 | 622.95 | +1.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 751.75 | 740.15 | 710.95 | 681.75 | 652.65 | 623.45 | +2.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 739.45 | 735.95 | 714.85 | 685.65 | 656.45 | 627.35 | −1.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 759.25 | 747.65 | 718.45 | 689.25 | — | 630.95 | +4.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 759.35 | 747.75 | 718.55 | 689.35 | 660.25 | 631.05 | +12.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 759.35 | 747.75 | 718.55 | 689.35 | 660.25 | 631.05 | +12.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 760.05 | 748.45 | 719.25 | 690.05 | 660.95 | 631.75 | +4.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 747.55 | 743.95 | 722.95 | 693.75 | 664.55 | 635.45 | −1.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 764.15 | 752.45 | 723.25 | 694.15 | 664.95 | 635.75 | +8.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 764.15 | 752.45 | 723.25 | 694.15 | 664.95 | 635.75 | +8.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 768.35 | 761.65 | 727.45 | 698.35 | 669.15 | 639.95 | +5.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 787.35 | 775.75 | 746.55 | 717.35 | 688.25 | 659.35 | +4.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 788.15 | 776.45 | 747.35 | 718.15 | 688.95 | 659.85 | +8.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 792.25 | 780.65 | 751.45 | 722.25 | 693.15 | 663.95 | +7.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 796.15 | 784.45 | 755.35 | 726.15 | 696.95 | 667.85 | +8.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 798.35 | 786.85 | 757.85 | 728.35 | 699.35 | 670.35 | +4.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 798.55 | 787.05 | 758.05 | 728.55 | 699.55 | 670.55 | +4.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 804.15 | 792.55 | 763.35 | 734.15 | 705.05 | 675.85 | −2.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 821.25 | 809.75 | 780.75 | 751.25 | 722.25 | 693.25 | +6.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 844.25 | 832.65 | 803.45 | 774.25 | 745.15 | 715.95 | +12.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 845.55 | 838.85 | 804.75 | 775.55 | 746.35 | 717.25 | +5.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 854.15 | 847.45 | 813.35 | 784.15 | 754.95 | 725.85 | +5.0 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Tenero-Contra for an adult aged 26 or over with a deductible of 1'000 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/ti/tenero-contra/adult/with-accident/), the cheapest offer in [Tenero-Contra](https://praemiencheck.onedoc.ch/en/ti/tenero-contra/) is Agrisano (AGRIsmart) at 576.75 CHF a month.

### How much does health insurance cost in Tenero-Contra in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/ti/tenero-contra/adult/) with a deductible of 1'000 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/ti/tenero-contra/adult/with-accident/), monthly premiums run from 576.75 CHF (Agrisano, AGRIsmart) to 813.35 CHF (Visana, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 604.55 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Tenero-Contra for an adult aged 26 or over with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 611.95 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/tenero-contra/adult/with-accident/deductible-300/) to 501.05 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/tenero-contra/adult/with-accident/deductible-2500/): 110.90 CHF less a month, 1'330.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'779 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Tenero-Contra for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 1'000 CHF and with accident cover, the cheapest premium per model is: standard model 667.45 CHF (Agrisano), family doctor / HMO 589.35 CHF (CONCORDIA), flexible model 596.95 CHF (Assura), telemedicine 576.75 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 581.50 CHF at Agrisano (AGRIsmart) gives 576.75 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Tenero-Contra is in region 1 of canton Ticino.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ti/tenero-contra/adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Tenero-Contra (TI): every situation: https://praemiencheck.onedoc.ch/en/ti/tenero-contra/
- Premiums 2027 in Tenero-Contra (TI), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ti/tenero-contra/adult/
- Premiums 2027 in Tenero-Contra (TI), adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ti/tenero-contra/adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/ti/tenero-contra/child/
- Young adult: https://praemiencheck.onedoc.ch/en/ti/tenero-contra/young-adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/ti/tenero-contra/adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Tenero-Contra (TI), adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/tenero-contra/adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Tenero-Contra (TI), adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/tenero-contra/adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Tenero-Contra (TI), adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/tenero-contra/adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Tenero-Contra (TI), adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/tenero-contra/adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Tenero-Contra (TI), adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/tenero-contra/adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/ti/tenero-contra/adult/with-accident/deductible-300/ — replace `ti` with your canton’s two-letter code (ge, vd, zh…), `tenero-contra` with your municipality, `adult` with `child` or `young-adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-1000` with `deductible-2500` for another deductible. Markdown version: add `.md`.