# Health insurance premiums 2026 in Pura (TI), for a young adult aged 19 to 25 without accident cover

In 2026, for a young adult aged 19 to 25 in Pura, without accident cover, the cheapest health insurance premium is:

- **399.25 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/pura/young-adult/no-accident/deductible-300/) (CSS, HMO (health practice))
- **279.95 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/pura/young-adult/no-accident/deductible-2500/) (CSS, HMO (health practice))

## Without accident cover: from 279.95 to 598.20 CHF a month depending on the deductible and the model

104 offers from 21 health insurers. With a deductible of 300 CHF, the cheapest is **399.25 CHF** a month with **CSS** (HMO (health practice)), the most expensive 598.20 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 399.25 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ti/pura/young-adult/no-accident/deductible-300/
- 500 CHF: 388.45 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ti/pura/young-adult/no-accident/deductible-500/
- 1'000 CHF: 361.35 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ti/pura/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 334.15 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ti/pura/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 307.15 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ti/pura/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 279.95 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ti/pura/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 399.25 | 388.45 | 361.35 | 334.15 | 307.15 | 279.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 399.85 | 390.25 | 366.45 | 342.65 | 318.85 | 295.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 403.90 | 393.10 | 365.90 | 338.70 | 311.60 | 284.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 403.95 | 393.15 | 365.95 | 338.85 | 311.75 | 284.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 408.10 | 397.30 | 370.15 | 342.95 | 315.85 | 288.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 408.10 | 397.30 | 370.15 | 342.95 | 315.85 | 288.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 408.10 | 397.30 | 370.15 | 342.95 | 315.85 | 288.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 408.25 | 397.45 | 370.25 | 343.05 | 316.05 | 288.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 408.25 | 397.45 | 370.25 | 343.05 | 316.05 | 288.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 412.75 | 403.55 | 379.85 | 356.25 | 332.55 | 303.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 418.65 | 407.85 | 380.75 | 353.55 | 326.45 | 299.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 421.05 | 410.25 | 383.05 | 355.85 | 328.75 | 301.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 421.05 | 410.95 | 385.95 | 360.85 | 335.75 | 310.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 423.75 | 412.95 | 385.65 | 358.35 | 331.15 | 303.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 424.95 | 414.15 | 386.95 | 359.85 | 332.75 | 305.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 425.85 | 415.05 | 387.95 | 360.75 | 333.65 | 306.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 426.15 | 415.25 | 387.95 | 360.65 | 333.45 | 306.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 428.05 | 417.85 | 392.45 | 366.85 | 341.45 | 315.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 429.75 | 418.85 | 391.25 | 363.65 | 336.15 | 308.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 437.45 | 426.45 | 398.85 | 371.25 | 343.75 | 316.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 438.65 | 427.95 | 400.75 | 373.55 | 346.55 | 319.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 439.55 | 428.85 | 401.85 | 374.45 | 347.45 | 320.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 439.75 | 428.95 | 401.75 | 374.65 | 347.55 | 320.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 440.85 | 429.95 | 402.65 | 375.35 | 348.15 | 320.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 440.85 | 429.95 | 402.65 | 375.35 | 348.15 | 320.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 441.15 | 430.35 | 403.15 | 376.05 | 348.95 | 321.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 442.65 | 431.85 | 404.65 | 377.55 | 350.45 | 323.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 442.65 | 431.85 | 404.65 | 377.55 | 350.45 | 323.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 445.05 | 438.75 | 406.85 | 379.55 | 352.35 | 325.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 447.15 | 436.35 | 409.25 | 382.05 | 354.95 | 327.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 450.95 | 440.05 | 412.75 | 385.55 | 358.25 | 330.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 451.55 | 440.45 | 412.75 | 385.05 | 357.35 | 329.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 452.05 | 441.25 | 414.15 | 386.95 | 359.95 | 332.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 452.55 | 441.55 | 413.85 | 386.05 | 358.45 | 330.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 452.95 | 441.95 | 414.35 | 386.75 | 359.25 | 331.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 452.95 | 442.15 | 414.95 | 387.85 | 360.75 | 333.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 455.15 | 444.45 | 417.45 | 390.05 | 363.05 | 336.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 455.95 | 445.15 | 418.05 | 390.85 | — | 336.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 455.95 | 445.15 | 418.05 | 390.85 | — | 336.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 456.65 | 445.85 | 418.75 | 391.55 | 364.45 | 337.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 458.15 | 447.25 | 420.05 | 393.05 | 365.85 | 338.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 458.15 | 447.25 | 420.05 | 393.05 | 365.85 | 338.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 461.05 | 450.35 | 423.35 | 395.95 | 368.95 | 341.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 461.35 | 450.35 | 422.65 | 394.85 | 367.25 | 339.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 462.95 | 452.15 | 425.05 | 397.85 | 370.85 | 343.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 463.65 | 452.95 | 425.95 | 398.55 | 371.55 | 344.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 465.75 | 454.65 | 427.05 | 399.25 | 371.55 | 343.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 466.95 | 460.75 | 428.85 | 401.55 | 374.35 | 347.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 468.55 | 457.75 | 430.65 | 403.45 | 376.35 | 349.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 468.55 | 457.75 | 430.65 | 403.45 | 376.35 | 349.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 468.85 | 458.15 | 431.15 | 403.75 | 376.75 | 349.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 469.65 | 458.85 | 431.75 | 404.55 | 377.55 | 350.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 470.75 | 460.05 | 433.05 | 405.65 | 378.65 | 351.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 471.15 | 460.25 | 433.05 | 405.75 | 378.55 | 351.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 471.55 | 460.85 | 433.85 | 406.45 | 379.45 | 352.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 471.85 | 460.85 | 433.05 | 405.35 | 377.75 | 349.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 474.15 | 463.35 | 436.15 | 409.05 | 381.95 | 354.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 475.05 | 464.25 | 437.15 | 410.15 | 382.85 | 355.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 477.35 | 466.55 | 439.35 | 412.25 | — | 358.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 479.45 | 468.45 | 441.25 | 413.95 | 386.65 | 359.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 479.55 | 468.65 | 464.45 | 437.15 | 421.85 | 394.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 481.65 | 470.85 | 443.65 | 416.55 | — | 362.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 482.25 | 471.65 | 444.65 | 417.15 | 390.25 | 363.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 482.25 | 471.65 | 444.65 | 417.15 | 390.25 | 363.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 482.35 | 471.55 | 444.35 | 417.25 | 390.15 | 362.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 482.35 | 471.55 | 444.35 | 417.25 | 390.15 | 362.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 485.15 | 474.45 | 447.25 | 420.05 | 393.05 | 365.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 485.15 | 474.45 | 447.25 | 420.05 | 393.05 | 365.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 485.85 | 475.15 | 447.95 | 420.75 | — | 366.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 489.15 | 478.45 | 451.25 | 424.05 | 397.05 | 369.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 493.55 | 488.45 | 461.35 | 434.25 | 401.35 | 374.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 493.75 | 487.55 | 455.65 | 428.35 | 401.15 | 373.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 493.75 | 487.55 | 455.65 | 428.35 | 401.15 | 373.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 501.55 | 490.65 | 463.45 | 436.15 | 408.85 | 381.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 501.95 | 491.15 | 463.95 | 436.85 | 409.75 | 382.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 507.55 | 496.75 | 469.55 | 442.45 | 415.35 | 388.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 507.85 | 497.05 | 469.95 | 442.75 | 415.75 | 388.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 509.45 | 498.45 | 470.85 | 443.35 | 415.85 | 388.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 509.55 | 498.65 | 471.65 | 444.45 | 417.35 | 390.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 513.75 | 503.05 | 475.85 | 448.65 | 421.65 | 394.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 514.95 | 504.25 | 477.25 | 449.85 | 422.85 | 395.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 515.25 | 508.95 | 477.05 | 449.85 | 422.55 | 395.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 515.65 | 505.05 | 478.05 | 450.55 | 423.65 | 396.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 516.15 | 505.05 | 477.35 | 449.65 | 421.95 | 394.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 519.55 | 508.65 | 495.95 | 468.85 | 430.15 | 403.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 525.95 | 519.75 | 487.75 | 460.55 | 433.25 | 406.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 526.45 | 515.55 | 488.35 | 461.05 | 433.85 | 406.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 531.35 | 525.05 | 493.15 | 465.85 | 438.65 | 411.35 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 533.15 | 523.85 | 501.05 | 478.35 | 455.55 | 432.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 533.45 | 522.75 | 495.75 | 468.35 | 441.35 | 414.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 536.85 | 525.95 | 498.85 | 474.55 | 450.35 | 428.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 537.85 | 526.95 | 499.65 | 472.45 | 445.15 | 417.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 541.45 | 530.65 | 503.45 | 476.35 | — | 422.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 548.35 | 537.45 | 510.35 | 483.25 | 456.15 | 428.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 552.15 | 541.35 | 514.25 | 487.05 | 459.95 | 432.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 554.15 | 543.25 | 516.15 | 491.85 | 467.65 | 446.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 556.35 | 545.45 | 518.15 | 490.95 | 463.65 | 436.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 568.25 | 557.35 | 530.15 | 502.85 | 475.65 | 448.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 568.25 | 557.35 | 530.15 | 502.85 | 475.65 | 448.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 571.45 | 560.55 | 533.45 | 506.35 | 479.15 | 452.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 574.25 | 563.35 | 536.05 | 508.85 | 481.55 | 454.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 586.15 | 575.25 | 548.05 | 520.75 | 493.55 | 466.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 592.15 | 581.25 | 553.95 | 526.75 | 499.45 | 472.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 598.20 | 588.55 | 562.05 | 531.85 | 501.70 | 471.50 |

104 offers from 21 health insurers.: https://praemiencheck.onedoc.ch/en/ti/pura/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ti/pura/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ti/pura/young-adult/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Pura for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in [Pura](https://praemiencheck.onedoc.ch/en/ti/pura/) is CSS (HMO (health practice)) at 399.25 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 421.05 CHF a month.

### How much does health insurance cost in Pura in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ti/pura/young-adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 399.25 CHF (CSS, HMO (health practice)) to 598.20 CHF (vita surselva, Standard model): 104 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 408.95 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Pura for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (CSS, HMO (health practice)), the premium goes from 399.25 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/pura/young-adult/no-accident/deductible-300/) to 279.95 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/pura/young-adult/no-accident/deductible-2500/): 119.30 CHF less a month, 1'431.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'891 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Pura for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 421.05 CHF (Sanitas), family doctor / HMO 399.25 CHF (CSS), flexible model 408.25 CHF (Sanitas), telemedicine 399.85 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 404.40 CHF at CSS (HMO (health practice)) gives 399.25 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ti/pura/young-adult/no-accident/

## Related pages

- Without accident cover: from 279.95 to 598.20 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ti/pura/young-adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/ti/pura/young-adult/no-accident/ — replace `ti` with your canton’s two-letter code (ge, vd, zh…) and `pura` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.