# Health insurance premiums 2027 in Paradiso (TI), for a young adult aged 19 to 25 who wants a deductible of 2'000 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Paradiso](https://praemiencheck.onedoc.ch/en/ti/paradiso/) ([canton Ticino](https://praemiencheck.onedoc.ch/en/ti/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ti/paradiso/young-adult/) with a 2'000 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/ti/paradiso/young-adult/no-accident/), the cheapest monthly basic insurance premium is **324.50 CHF** with **Sanitas** (Family doctor 1 model) and the most expensive is 551.90 CHF with sana24 (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 416.80 | 405.95 | 378.80 | 351.65 | 324.50 | 297.35 | +2.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 416.80 | 405.95 | 378.80 | 351.65 | 324.50 | 297.35 | New tariff 2027 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 421.15 | 410.30 | 383.15 | 355.95 | 328.85 | 301.70 | +2.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 421.15 | 410.30 | 383.15 | 355.95 | 328.85 | 301.70 | +2.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 421.15 | 410.30 | 383.15 | 355.95 | 328.85 | 301.70 | +2.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 421.15 | 410.30 | 383.15 | 355.95 | 328.85 | 301.70 | +2.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 421.15 | 410.30 | 383.15 | 355.95 | 328.85 | 301.70 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 431.50 | 420.70 | 393.60 | 366.40 | 339.40 | 312.20 | −4.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 423.30 | 421.80 | 394.60 | 367.50 | 340.40 | 313.20 | +9.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 434.15 | 423.35 | 396.20 | 369.00 | 341.85 | 314.70 | +2.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 437.10 | 426.30 | 399.10 | 371.80 | 344.70 | 317.50 | +2.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 427.70 | 418.10 | 394.20 | 370.20 | 346.20 | 322.30 | +6.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 439.60 | 428.80 | 401.60 | 374.40 | 347.20 | 320.00 | +2.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 444.10 | 433.10 | 405.50 | 378.00 | 350.50 | 322.90 | +2.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 448.20 | 437.40 | 410.30 | 383.10 | 356.10 | 328.90 | +5.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 438.70 | 429.30 | 405.70 | 382.20 | 358.50 | 327.20 | +6.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 451.60 | 440.80 | 413.60 | 386.50 | 359.40 | 340.00 | +6.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 454.60 | 443.60 | 416.00 | 388.40 | 360.90 | 333.40 | +3.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 452.50 | 442.30 | 417.00 | 391.60 | 366.20 | 341.00 | +7.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 455.00 | 444.70 | 419.20 | 393.80 | 368.20 | 342.80 | +6.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 460.90 | 450.10 | 422.90 | 395.80 | 368.70 | 341.60 | +11.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 461.50 | 450.70 | 423.60 | 396.40 | 369.40 | 342.20 | +5.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 462.40 | 451.70 | 424.70 | 397.30 | 370.30 | 343.30 | +5.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 468.10 | 457.00 | 429.30 | 401.60 | 373.90 | 346.20 | +3.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 467.70 | 456.80 | 429.20 | 401.60 | 374.10 | 346.50 | +2.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 467.10 | 456.30 | 429.20 | 402.00 | 374.90 | 347.80 | +6.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 469.10 | 458.10 | 430.40 | 402.60 | 375.00 | 347.20 | +3.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 468.40 | 457.50 | 436.00 | 408.90 | 376.10 | 349.00 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 471.60 | 465.40 | 433.50 | 406.20 | 378.90 | 351.70 | +6.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 473.40 | 462.50 | 435.20 | 407.90 | 380.70 | 353.40 | +7.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 474.90 | 464.10 | 437.00 | 409.80 | 382.70 | 355.60 | New tariff 2027 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 478.10 | 467.10 | 439.40 | 411.60 | 384.00 | 356.30 | +3.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 478.60 | 467.90 | 440.90 | 413.50 | 386.50 | 359.50 | +5.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 480.10 | 469.30 | 442.20 | 415.00 | 388.00 | 360.80 | +6.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 480.20 | 469.40 | 442.30 | 415.10 | 388.00 | 360.90 | +5.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 480.20 | 469.40 | 442.30 | 415.10 | 388.00 | 360.90 | New tariff 2027 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 484.00 | 473.10 | 445.80 | 418.60 | 391.30 | 364.10 | +10.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 483.70 | 473.00 | 445.80 | 418.60 | 391.60 | 364.40 | +2.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 483.70 | 473.00 | 445.80 | 418.60 | 391.60 | 364.40 | +4.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 484.90 | 474.20 | 447.20 | 419.80 | 392.80 | 365.90 | +5.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 488.90 | 477.90 | 450.10 | 422.40 | 394.70 | 367.00 | +3.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 487.60 | 476.90 | 449.90 | 422.50 | 395.50 | 368.60 | +5.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 488.10 | 482.90 | 455.80 | 428.70 | 395.90 | 368.80 | New tariff 2027 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 489.30 | 478.40 | 451.10 | 423.90 | 396.60 | 369.40 | +9.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 489.30 | 478.50 | 451.40 | 424.20 | 397.20 | 370.00 | +2.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 494.50 | 483.40 | 455.70 | 428.00 | 400.20 | 372.60 | +6.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 493.00 | 482.30 | 455.40 | 427.90 | 400.90 | 374.00 | +5.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 493.90 | 483.00 | 455.90 | 428.60 | 401.40 | 374.30 | +2.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 494.60 | 488.40 | 456.50 | 429.20 | 402.00 | 374.70 | +5.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 494.80 | 484.10 | 457.10 | 429.70 | 402.70 | 375.80 | +4.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 495.00 | 484.20 | 457.10 | 429.90 | 402.80 | 375.70 | +5.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 499.90 | 489.00 | 461.80 | 434.50 | 407.30 | 380.00 | +6.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 501.50 | 490.70 | 463.60 | 436.40 | 409.30 | 382.20 | +15.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 501.50 | 490.70 | 463.60 | 436.40 | 409.30 | 382.20 | +15.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.20 | 493.40 | 466.30 | 439.30 | 412.00 | 384.90 | +6.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 506.20 | 495.50 | 468.30 | 441.10 | 414.10 | 386.90 | +4.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 506.30 | 495.60 | 468.60 | 441.20 | 414.20 | 387.30 | +7.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 506.90 | 496.10 | 469.00 | 441.80 | 414.70 | 387.60 | +4.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 506.90 | 496.10 | 469.00 | 441.80 | 414.70 | 387.60 | +4.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 508.70 | 497.90 | 470.70 | 443.60 | 416.50 | 389.30 | +8.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 513.00 | 502.20 | 475.10 | 447.90 | 420.90 | 393.70 | +15.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 517.50 | 506.70 | 479.60 | 452.40 | 425.30 | 398.20 | +2.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 517.50 | 506.70 | 479.60 | 452.40 | 425.30 | 398.20 | +1.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 517.70 | 507.10 | 480.10 | 452.60 | 425.70 | 398.70 | +7.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 517.70 | 507.10 | 480.10 | 452.60 | 425.70 | 398.70 | +7.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 518.80 | 508.00 | 480.90 | 453.70 | 426.60 | 399.50 | +15.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 518.80 | 508.00 | 480.90 | 453.70 | 426.60 | 399.50 | +15.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 519.00 | 508.20 | 481.00 | 453.90 | 426.80 | 399.70 | +6.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 519.10 | 508.30 | 489.60 | 462.50 | 426.90 | 399.80 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 522.70 | 516.50 | 484.60 | 457.30 | 430.00 | 402.80 | +5.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 522.70 | 516.50 | 484.60 | 457.30 | 430.00 | 402.80 | +5.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 525.50 | 514.50 | 486.90 | 459.30 | 431.80 | 404.20 | +2.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 531.80 | 520.90 | 493.70 | 466.40 | 439.10 | 411.90 | +6.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 534.30 | 523.30 | 495.50 | 467.80 | 440.10 | 412.40 | +3.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 533.50 | 522.70 | 495.60 | 468.40 | 441.30 | 414.20 | +4.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 540.80 | 530.10 | 503.10 | 475.70 | 448.70 | 421.70 | +4.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 541.80 | 531.10 | 504.10 | 476.70 | 449.70 | 422.70 | +4.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 545.20 | 539.00 | 507.00 | 479.80 | 452.50 | 425.20 | +5.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 530.40 | 525.20 | 503.70 | 476.60 | 460.80 | 433.60 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 555.90 | 545.10 | 518.00 | 490.80 | 463.70 | 436.60 | +8.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 556.40 | 550.20 | 518.30 | 491.00 | 463.70 | 436.50 | +5.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 562.00 | 555.80 | 523.90 | 496.60 | 469.40 | 442.10 | +5.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 562.50 | 551.70 | 524.60 | 497.40 | 470.40 | 443.20 | +1.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 564.30 | 553.40 | 526.30 | 499.20 | 472.10 | 444.90 | −2.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 547.40 | 542.10 | 520.70 | 493.50 | 472.10 | 444.90 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 553.00 | 547.80 | 526.30 | 499.20 | 472.10 | 444.90 | New tariff 2027 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 524.40 | 518.30 | 516.20 | 488.90 | 474.60 | 447.30 | +11.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 572.10 | 561.40 | 534.40 | 507.00 | 480.00 | 453.10 | +7.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 573.70 | 562.80 | 535.50 | 508.30 | 481.00 | 453.70 | +9.6 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 559.90 | 550.60 | 527.80 | 505.00 | 482.30 | 459.50 | +4.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 576.50 | 565.70 | 538.50 | 511.40 | 484.30 | 457.10 | +14.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 585.90 | 575.00 | 547.80 | 520.50 | 493.20 | 466.00 | +9.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 605.90 | 595.00 | 567.70 | 540.50 | 513.20 | 486.00 | +9.5 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 613.30 | 603.50 | 576.50 | 545.85 | 515.20 | 490.65 | +1.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 618.80 | 607.90 | 580.60 | 553.40 | 526.10 | 498.80 | +9.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 618.80 | 607.90 | 580.60 | 553.40 | 526.10 | 498.80 | +9.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 625.20 | 614.30 | 587.10 | 559.80 | 532.50 | 505.30 | +9.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 638.10 | 627.20 | 599.90 | 572.70 | 545.40 | 518.20 | +9.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 644.50 | 633.60 | 606.40 | 579.10 | 551.90 | 524.60 | +9.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 425.30 | 414.50 | 387.30 | 360.20 | — | 306.00 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 478.60 | 467.80 | 440.60 | 413.50 | — | 359.30 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 492.10 | 481.30 | 454.10 | 427.00 | — | 372.70 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 505.50 | 494.80 | 467.60 | 440.40 | — | 386.20 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 510.00 | 499.20 | 472.10 | 444.90 | — | 390.70 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 568.40 | 557.60 | 530.50 | 503.30 | — | 449.10 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Paradiso for a young adult aged 19 to 25 with a deductible of 2'000 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/ti/paradiso/young-adult/no-accident/), the cheapest offer in [Paradiso](https://praemiencheck.onedoc.ch/en/ti/paradiso/) is Sanitas (Family doctor 1) at 324.50 CHF a month.

### How much does health insurance cost in Paradiso in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ti/paradiso/young-adult/) with a deductible of 2'000 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/ti/paradiso/young-adult/no-accident/), monthly premiums run from 324.50 CHF (Sanitas, Family doctor 1) to 551.90 CHF (sana24, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 423.00 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Paradiso for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Sanitas, Family doctor 1), the premium goes from 416.80 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/paradiso/young-adult/no-accident/deductible-300/) to 297.35 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/paradiso/young-adult/no-accident/deductible-2500/): 119.45 CHF less a month, 1'433.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'893 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Paradiso for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and without accident cover, the cheapest premium per model is: standard model 341.85 CHF (Sanitas), family doctor / HMO 324.50 CHF (Sanitas), flexible model 328.85 CHF (Sanitas), telemedicine 324.50 CHF (Sanitas).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Paradiso is in region 1 of canton Ticino.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ti/paradiso/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Paradiso (TI): every situation: https://praemiencheck.onedoc.ch/en/ti/paradiso/
- Premiums 2027 in Paradiso (TI), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ti/paradiso/young-adult/
- Premiums 2027 in Paradiso (TI), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ti/paradiso/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/ti/paradiso/child/
- Adult: https://praemiencheck.onedoc.ch/en/ti/paradiso/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/ti/paradiso/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Paradiso (TI), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/paradiso/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Paradiso (TI), young adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/paradiso/young-adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Paradiso (TI), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/paradiso/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Paradiso (TI), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/paradiso/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Paradiso (TI), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/paradiso/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/ti/paradiso/young-adult/no-accident/deductible-300/ — replace `ti` with your canton’s two-letter code (ge, vd, zh…), `paradiso` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.