# Health insurance premiums 2027 in Monteceneri (TI), for a child aged 0 to 18, deductible of 400 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Monteceneri](https://praemiencheck.onedoc.ch/en/ti/monteceneri/) ([canton Ticino](https://praemiencheck.onedoc.ch/en/ti/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ti/monteceneri/child/) with a 400 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/ti/monteceneri/child/with-accident/), the cheapest monthly basic insurance premium is **106.95 CHF** with **Assura** (QualiMed model) and the most expensive is 222.45 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (400 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 130.25 | 124.45 | 118.65 | 112.75 | 106.95 | 101.15 | 95.25 | +4.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 130.95 | — | 120.85 | 115.85 | 110.85 | 105.75 | 100.65 | +6.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 134.35 | 128.55 | 122.75 | 116.85 | 111.05 | 105.25 | 99.35 | +4.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 139.95 | 134.15 | 128.35 | 122.45 | 116.65 | 110.85 | 104.95 | +4.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 139.95 | 134.15 | 128.35 | 122.45 | 116.65 | 110.85 | 104.95 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 138.85 | — | 128.15 | 122.85 | 117.45 | 112.05 | 106.75 | +7.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 141.35 | 135.55 | 129.75 | 123.85 | 118.05 | 112.25 | 106.35 | +4.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 139.55 | — | 128.85 | 123.45 | 118.15 | 112.75 | 107.35 | +5.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 144.75 | 138.95 | 133.15 | 127.25 | 121.45 | 115.65 | 109.75 | +4.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 141.85 | 136.85 | 131.85 | 126.75 | 121.65 | 113.75 | — | +5.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 141.95 | — | 132.65 | — | 123.35 | — | 113.95 | +4.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 141.95 | — | 132.65 | — | 123.35 | — | 113.95 | +4.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 147.95 | 142.15 | 136.35 | 130.45 | 124.65 | 118.85 | 112.95 | +4.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 147.95 | 142.15 | 136.35 | 130.45 | 124.65 | 118.85 | 112.95 | +4.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 149.05 | 143.25 | 137.45 | 131.55 | 125.75 | 119.95 | 114.05 | +4.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 149.85 | 144.05 | 138.25 | 132.35 | 126.55 | — | 114.85 | +9.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 150.15 | 144.35 | 138.55 | 132.65 | 126.85 | — | 115.15 | +10.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 147.45 | — | 137.85 | — | 128.15 | — | 118.45 | +2.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 152.05 | 146.25 | 140.45 | 134.55 | 128.75 | — | 117.05 | +2.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 152.15 | — | 140.45 | 134.65 | 128.85 | 122.95 | 117.15 | +5.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 155.65 | 149.85 | 144.05 | 138.15 | 132.35 | — | 120.65 | +8.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 155.95 | 150.15 | 144.35 | 138.45 | 132.65 | 126.85 | 120.95 | +4.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 156.05 | 150.25 | 144.45 | 138.55 | 132.75 | 126.95 | — | −10.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 152.95 | — | 142.95 | — | 132.95 | — | 122.85 | +4.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 157.15 | — | 145.55 | — | 133.85 | — | 122.15 | +1.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 154.85 | — | 144.75 | — | 134.55 | — | 124.35 | +4.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 160.55 | 154.75 | 148.95 | 143.05 | 137.25 | 131.45 | 125.55 | +4.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 161.05 | 155.25 | 149.45 | 143.55 | 137.75 | 131.95 | — | −10.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 162.35 | 156.55 | 150.75 | 144.85 | 139.05 | 133.25 | 127.35 | +4.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 162.65 | — | 151.05 | — | 139.35 | — | 127.65 | +1.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 163.65 | 157.85 | 152.05 | 146.15 | 140.35 | 134.55 | 128.65 | +7.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 163.75 | 157.95 | 152.15 | 146.35 | 140.45 | 134.65 | — | +5.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 165.45 | — | 153.85 | — | 142.15 | — | 130.45 | +1.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 166.55 | 160.75 | 154.95 | 149.05 | 143.25 | 137.45 | 131.55 | +4.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 167.35 | — | 155.75 | — | 144.05 | — | 132.35 | +1.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 167.45 | 161.65 | 155.85 | 149.95 | 144.15 | 138.35 | 132.45 | +10.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 167.55 | 161.75 | 155.95 | 150.05 | 144.25 | 138.45 | 132.55 | +4.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 167.95 | 162.15 | 156.35 | 150.45 | 144.65 | 138.85 | 132.95 | +4.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 168.05 | 162.25 | 156.45 | 150.55 | 144.75 | 138.95 | 133.05 | +4.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 168.45 | 162.65 | 156.85 | 150.95 | 145.15 | 139.35 | 133.45 | +4.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 168.75 | 162.85 | 157.05 | 151.25 | 145.35 | 139.55 | 133.75 | +5.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 169.35 | 163.55 | 157.65 | 151.85 | 146.05 | 140.15 | 134.35 | +8.5 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 169.25 | 164.05 | 158.80 | 151.85 | 146.65 | 141.40 | 134.45 | +3.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 170.00 | 164.20 | 158.35 | 152.50 | 146.70 | 140.85 | 135.00 | +4.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 170.55 | 164.75 | 158.95 | 153.05 | 147.25 | — | 135.55 | +8.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 171.85 | 166.05 | 160.20 | 154.35 | 148.55 | 142.70 | 136.85 | +4.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 171.85 | 166.05 | 160.20 | 154.35 | 148.55 | 142.70 | 136.85 | +4.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 171.85 | 166.05 | 160.20 | 154.35 | 148.55 | 142.70 | 136.85 | +4.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 171.85 | 166.05 | 160.20 | 154.35 | 148.55 | 142.70 | 136.85 | +4.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 171.85 | 166.05 | 160.20 | 154.35 | 148.55 | 142.70 | 136.85 | +4.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 172.65 | 166.85 | 161.05 | — | 149.35 | — | 137.65 | +2.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 173.05 | 167.25 | 161.45 | — | 149.75 | — | 138.05 | +2.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 173.15 | 167.25 | 161.45 | 155.65 | 149.75 | 143.95 | 138.15 | +5.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 173.15 | 167.35 | 161.55 | 155.65 | 149.85 | 144.05 | 138.15 | +7.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 173.65 | 167.85 | 162.00 | 156.15 | 150.35 | 144.50 | 138.65 | +4.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 175.15 | 169.35 | 163.55 | 157.65 | 151.85 | 146.05 | 140.15 | +7.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 176.35 | 170.55 | 164.75 | 158.85 | 153.05 | 147.25 | — | −8.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 176.45 | 170.65 | 164.85 | — | 153.15 | — | 141.45 | +2.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 176.95 | 171.15 | 165.25 | 159.45 | 153.65 | 147.75 | 141.95 | +5.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 176.95 | 171.15 | 165.25 | 159.45 | 153.65 | 147.75 | 141.95 | +5.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 177.30 | 171.50 | 165.65 | 159.80 | 154.00 | 148.15 | 142.30 | +4.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 164.35 | 160.05 | 159.05 | 155.05 | 154.45 | 150.25 | 144.45 | +9.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 178.35 | 172.55 | 166.75 | 160.85 | 155.05 | 149.25 | 143.35 | +9.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 178.65 | — | 167.05 | — | 155.35 | — | 143.65 | +4.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 179.05 | 173.25 | 167.45 | 161.55 | 155.75 | 149.95 | 144.05 | +7.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 180.55 | 174.75 | 168.95 | — | 157.25 | — | 145.55 | +2.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 181.25 | — | 169.65 | — | 157.95 | — | 146.25 | +1.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 181.95 | 176.15 | 170.35 | 164.45 | 158.65 | 152.85 | 146.95 | +4.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 183.45 | 177.65 | 171.85 | 165.95 | 160.15 | 154.35 | 148.45 | +4.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 184.45 | 178.65 | 172.75 | 166.95 | 161.15 | 155.25 | 149.45 | +5.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 167.25 | — | 166.75 | — | 166.15 | — | 162.55 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 193.95 | 188.15 | 182.35 | 176.45 | 170.65 | 164.85 | 158.95 | +7.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 195.45 | 189.65 | 183.75 | 177.95 | 172.15 | 166.25 | 160.45 | +9.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 174.35 | — | 173.75 | — | 172.25 | — | 162.55 | +13.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 197.55 | — | 185.95 | — | 174.25 | — | 162.55 | +2.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 197.55 | — | 185.95 | — | 174.25 | — | 162.55 | +2.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 197.55 | — | 185.95 | — | 174.25 | — | 162.55 | +2.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 195.55 | — | 185.95 | — | 174.25 | — | 162.55 | +2.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 197.55 | — | 185.95 | — | 174.25 | — | 162.55 | +2.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 197.75 | 191.95 | 186.15 | — | 174.45 | — | 162.75 | +2.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 199.65 | 193.75 | 187.95 | 182.15 | 176.25 | 170.45 | 164.65 | +5.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 199.65 | 193.75 | 187.95 | 182.15 | 176.25 | 170.45 | 164.65 | +5.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 199.65 | 193.75 | 187.95 | 182.15 | 176.25 | 170.45 | 164.65 | +5.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 201.65 | 195.85 | 190.05 | 184.15 | 178.35 | 172.55 | 166.65 | +5.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 201.65 | 195.85 | 190.05 | 184.15 | 178.35 | 172.55 | 166.65 | +9.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 201.65 | 195.85 | 190.05 | 184.15 | 178.35 | 172.55 | 166.65 | +9.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 201.65 | 195.85 | 190.05 | 184.15 | 178.35 | 172.55 | 166.65 | +9.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 201.65 | 195.85 | 190.05 | 184.15 | 178.35 | 172.55 | 166.65 | +9.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 201.65 | 195.85 | 190.05 | 184.15 | 178.35 | 172.55 | 166.65 | +9.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 203.75 | 197.95 | 192.15 | 186.25 | 180.45 | 174.65 | 168.75 | +9.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 213.15 | — | 201.55 | — | 189.85 | — | 178.15 | +13.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 213.15 | — | 201.55 | — | 189.85 | — | 178.15 | +13.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 218.25 | — | 206.55 | — | 194.85 | — | 183.25 | +13.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 220.75 | — | 209.05 | — | 197.35 | — | 185.75 | +13.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 220.75 | — | 209.05 | — | 197.35 | — | 185.75 | +13.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 245.75 | — | 234.05 | — | 222.45 | — | 210.75 | +13.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 144.65 | — | — | — | — | 115.55 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 144.65 | — | — | — | — | 115.55 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 146.45 | — | — | — | — | 117.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 148.15 | — | — | — | — | 119.05 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 151.65 | — | — | — | — | 122.55 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 155.05 | — | — | — | — | 125.95 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 155.05 | — | — | — | — | 125.95 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 169.05 | — | — | — | — | 139.95 | — | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 193.35 | — | — | 175.85 | — | — | 158.35 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Monteceneri for a child aged 0 to 18 with a deductible of 400 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/ti/monteceneri/child/with-accident/), the cheapest offer in [Monteceneri](https://praemiencheck.onedoc.ch/en/ti/monteceneri/) is Assura (QualiMed) at 106.95 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 128.85 CHF a month.

### How much does health insurance cost in Monteceneri in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ti/monteceneri/child/) with a deductible of 400 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/ti/monteceneri/child/with-accident/), monthly premiums run from 106.95 CHF (Assura, QualiMed) to 222.45 CHF (Sympany, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 149.95 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Monteceneri for a child aged 0 to 18 with accident cover?

On the cheapest offer (Assura, QualiMed), the premium goes from 130.25 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/monteceneri/child/with-accident/deductible-0/) to 95.25 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/monteceneri/child/with-accident/deductible-600/): 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Monteceneri for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 400 CHF and with accident cover, the cheapest premium per model is: standard model 128.85 CHF (Agrisano), family doctor / HMO 111.05 CHF (Assura), flexible model 106.95 CHF (Assura), telemedicine 110.85 CHF (Agrisano).

### Does a second or third child pay less in Monteceneri?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 12 of the 21 insurers present in Monteceneri file a reduced premium from a certain number of children insured with them, at a 400 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 110.85 CHF | 36.75 CHF from the 3rd child |
| Galenos | Managed Care | 140.35 CHF | 42.15 CHF from the 3rd child |
| Visana | Managed Care | 145.35 CHF | 44.45 CHF from the 3rd child |
| sana24 | VIVA health plan | 154.45 CHF | 46.05 CHF from the 3rd child |
| CONCORDIA | HMO | 118.05 CHF | 48.25 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 166.15 CHF | 57.45 CHF from the 3rd child |
| Aquilana | SMARTMED | 121.65 CHF | 58.45 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 137.25 CHF | 101.75 CHF from the 5th child |
| Assura | QualiMed | 106.95 CHF | 105.35 CHF from the 4th child, 103.65 CHF from the 5th child |
| Groupe Mutuel – Mutuel | PrimaCare (Family doctor) | 143.25 CHF | 106.25 CHF from the 5th child |
| Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 149.85 CHF | 111.25 CHF from the 5th child |
| EGK | EGK-TelCare | 132.75 CHF | 119.35 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 111.70 CHF at Assura (QualiMed) gives 106.95 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Monteceneri is in region 1 of canton Ticino.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ti/monteceneri/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Monteceneri (TI): every situation: https://praemiencheck.onedoc.ch/en/ti/monteceneri/
- Premiums 2027 in Monteceneri (TI), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ti/monteceneri/child/
- Premiums 2027 in Monteceneri (TI), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ti/monteceneri/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/ti/monteceneri/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/ti/monteceneri/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/ti/monteceneri/child/no-accident/deductible-400/
- Deductible Premiums 2027 in Monteceneri (TI), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/monteceneri/child/with-accident/deductible-0/
- Deductible Premiums 2027 in Monteceneri (TI), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/monteceneri/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Monteceneri (TI), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/monteceneri/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Monteceneri (TI), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/monteceneri/child/with-accident/deductible-300/
- Deductible Premiums 2027 in Monteceneri (TI), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/monteceneri/child/with-accident/deductible-500/
- Deductible Premiums 2027 in Monteceneri (TI), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/monteceneri/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/ti/monteceneri/child/with-accident/deductible-0/ — replace `ti` with your canton’s two-letter code (ge, vd, zh…), `monteceneri` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-400` with `deductible-600` for another deductible. Markdown version: add `.md`.