# Health insurance premiums 2027 in Mergoscia (TI), for a young adult aged 19 to 25 with accident cover

In 2027, for a young adult aged 19 to 25 in Mergoscia, with accident cover, the cheapest health insurance premium is:

- **400.60 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/mergoscia/young-adult/with-accident/deductible-300/) (CSS, Hausarztversicherung Profit)
- **272.65 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/mergoscia/young-adult/with-accident/deductible-2500/) (Sanitas, Family doctor 1)

## With accident cover: from 272.65 to 651.10 CHF a month depending on the deductible and the model

105 offers from 21 health insurers. With a deductible of 300 CHF, the cheapest is **400.60 CHF** a month with **CSS** (Hausarztversicherung Profit), the most expensive 651.10 CHF with sana24 (Standard model).

Lowest premium:
- 300 CHF: 400.60 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/ti/mergoscia/young-adult/with-accident/deductible-300/
- 500 CHF: 389.00 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/ti/mergoscia/young-adult/with-accident/deductible-500/
- 1'000 CHF: 359.80 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/ti/mergoscia/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 330.60 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/ti/mergoscia/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 301.50 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/ti/mergoscia/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 272.65 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/ti/mergoscia/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 400.60 | 389.00 | 359.80 | 330.60 | 301.50 | 287.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 400.95 | 389.30 | 360.15 | 330.95 | 301.80 | 272.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 400.95 | 389.30 | 360.15 | 330.95 | 301.80 | 272.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 405.10 | 393.45 | 364.30 | 335.10 | 305.95 | 276.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 405.10 | 393.45 | 364.30 | 335.10 | 305.95 | 276.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 405.10 | 393.45 | 364.30 | 335.10 | 305.95 | 276.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 405.10 | 393.45 | 364.30 | 335.10 | 305.95 | 276.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 405.10 | 393.45 | 364.30 | 335.10 | 305.95 | 276.80 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 415.50 | 405.30 | 380.20 | 354.90 | 329.70 | 304.50 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 417.65 | 406.00 | 376.85 | 347.65 | 318.50 | 289.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 430.50 | 418.90 | 389.70 | 360.50 | — | 302.20 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 436.60 | 425.00 | 395.80 | 366.60 | 337.50 | 316.60 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 437.80 | 426.20 | 397.00 | 367.80 | 338.70 | 309.50 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 439.50 | 428.80 | 402.10 | 375.40 | 348.70 | 322.10 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 441.90 | 431.10 | 404.30 | 377.50 | 350.60 | 323.80 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 443.40 | 431.80 | 402.60 | 373.40 | 344.30 | 315.10 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 448.20 | 436.60 | 407.40 | 378.20 | 349.10 | 319.90 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 451.60 | 440.00 | 410.80 | 381.60 | 352.50 | 323.30 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 451.60 | 440.00 | 410.80 | 381.60 | 352.50 | 323.30 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 457.90 | 447.80 | 422.40 | 397.20 | 371.70 | 338.30 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 459.20 | 447.60 | 418.40 | 389.20 | 360.10 | 330.90 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 459.40 | 447.80 | 418.60 | 389.40 | 360.30 | 331.10 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 460.60 | 449.00 | 419.80 | 390.60 | 361.50 | 332.30 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 461.20 | 449.60 | 420.40 | 391.20 | 362.10 | 332.90 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 462.30 | 450.70 | 421.50 | 392.30 | 363.20 | 334.00 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 463.10 | 451.50 | 422.30 | 393.10 | 364.00 | 334.80 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 464.20 | 452.60 | 423.40 | 394.20 | 365.10 | 335.90 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 467.30 | 455.80 | 426.80 | 397.30 | 368.30 | 339.30 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 469.80 | 458.20 | 429.00 | 399.80 | 370.70 | 341.50 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 469.80 | 458.20 | 429.00 | 399.80 | 370.70 | 341.50 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 471.80 | 460.20 | 431.00 | 401.80 | 372.70 | 343.50 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 473.20 | 461.50 | 432.30 | 403.20 | 374.00 | 344.80 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 473.20 | 461.50 | 432.30 | 403.20 | 374.00 | 344.80 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 477.30 | 465.70 | 436.50 | 407.30 | 378.20 | 349.00 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 477.30 | 465.70 | 436.50 | 407.30 | 378.20 | 349.00 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 478.00 | 466.40 | 437.20 | 408.00 | 378.90 | 349.70 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 478.00 | 466.40 | 437.20 | 408.00 | 378.90 | 349.70 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 479.20 | 472.60 | 438.40 | 409.20 | 380.10 | 350.90 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 480.20 | 468.50 | 439.40 | 410.20 | 381.00 | 351.90 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 480.20 | 468.50 | 439.40 | 410.20 | 381.00 | 351.90 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 480.30 | 468.60 | 439.50 | 410.30 | 381.10 | 352.00 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 482.70 | 471.10 | 441.90 | 412.70 | 383.60 | 354.40 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 483.70 | 472.20 | 443.20 | 413.70 | 384.70 | 355.70 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 483.90 | 472.20 | 443.10 | 413.90 | 384.70 | 355.60 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 485.80 | 474.20 | 450.90 | 421.70 | 386.70 | 357.50 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 488.10 | 476.50 | 447.30 | 418.10 | — | 359.80 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 488.10 | 476.50 | 447.30 | 418.10 | 389.00 | 359.80 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 491.20 | 479.60 | 450.40 | 421.20 | 392.10 | 362.90 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 492.00 | 480.40 | 451.20 | 422.00 | 392.90 | 363.70 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 492.00 | 480.40 | 451.20 | 422.00 | 392.90 | 363.70 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 495.30 | 483.80 | 454.80 | 425.30 | 396.30 | 367.30 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 495.90 | 484.30 | 455.10 | 425.90 | 396.80 | 367.60 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 495.90 | 484.30 | 455.10 | 425.90 | 396.80 | 367.60 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 496.70 | 485.10 | 455.90 | 426.70 | 397.60 | 368.40 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 496.70 | 485.10 | 455.90 | 426.70 | 397.60 | 368.40 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 496.70 | 490.00 | 455.90 | 426.70 | 397.50 | 368.40 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 496.80 | 485.20 | 456.00 | 426.80 | — | 368.50 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 497.90 | 486.20 | 457.10 | 427.90 | 398.70 | 369.60 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 498.10 | 486.60 | 457.60 | 428.10 | 399.10 | 370.10 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 499.00 | 487.40 | 458.20 | 429.00 | 399.90 | 370.70 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 499.00 | 487.40 | 458.20 | 429.00 | 399.90 | 370.70 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 500.10 | 488.60 | 459.60 | 430.10 | 401.10 | 372.10 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 500.90 | 489.40 | 460.40 | 430.90 | 401.90 | 372.90 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 501.10 | 489.50 | 460.30 | 431.10 | — | 372.80 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 501.80 | 490.20 | 461.00 | 431.80 | 402.70 | 373.50 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 503.60 | 492.10 | 463.10 | 433.60 | 404.60 | 375.60 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 505.40 | 493.80 | 464.60 | 435.40 | — | 377.10 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 505.40 | 493.70 | 464.50 | 435.40 | 406.20 | 377.00 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 506.30 | 500.50 | 471.40 | 442.20 | 407.20 | 378.00 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 511.80 | 500.20 | 471.00 | 441.80 | 412.70 | 383.50 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 512.20 | 500.70 | 471.70 | 442.20 | 413.20 | 384.20 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 512.20 | 500.70 | 471.70 | 442.20 | 413.20 | 384.20 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 515.10 | 503.40 | 483.10 | 453.90 | 415.90 | 386.80 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 518.10 | 506.50 | 477.30 | 448.10 | 419.00 | 389.80 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 522.00 | 510.40 | 481.20 | 452.00 | 422.90 | 393.70 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 524.90 | 518.20 | 484.10 | 454.90 | 425.70 | 396.60 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 525.30 | 513.70 | 484.50 | 455.30 | 426.20 | 397.00 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 526.30 | 514.70 | 485.50 | 456.50 | 427.20 | 398.00 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 526.60 | 519.90 | 485.80 | 456.60 | 427.40 | 398.30 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 529.80 | 523.00 | 519.20 | 490.00 | 473.90 | 444.70 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 535.30 | 523.70 | 494.50 | 465.30 | 436.20 | 407.00 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 537.60 | 525.90 | 496.80 | 467.60 | 438.40 | 409.30 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 542.40 | 530.80 | 501.60 | 472.40 | 443.30 | 414.10 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 546.60 | 535.10 | 506.10 | 476.60 | 447.60 | 418.60 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 547.50 | 540.80 | 506.60 | 477.50 | 448.30 | 419.10 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 550.20 | 544.40 | 521.10 | 491.90 | 474.50 | 445.30 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 551.90 | 540.30 | 511.10 | 481.90 | 452.80 | 423.60 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 553.40 | 541.90 | 512.90 | 483.40 | 454.40 | 425.40 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 553.80 | 543.80 | 519.30 | 494.80 | 470.30 | 445.80 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 558.80 | 552.10 | 517.90 | 488.80 | 459.60 | 430.40 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 561.80 | 550.20 | 521.00 | 491.80 | — | 433.50 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 564.40 | 557.70 | 523.60 | 494.40 | 465.20 | 436.10 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 565.90 | 554.40 | 525.40 | 495.90 | 466.90 | 437.90 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 567.80 | 562.00 | 538.70 | 509.50 | 486.20 | 457.00 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 573.60 | 567.80 | 544.50 | 515.30 | 486.20 | 457.00 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 579.60 | 567.90 | 538.70 | 509.60 | 480.40 | 451.20 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 582.00 | 570.35 | 541.25 | 512.15 | 483.05 | 453.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 585.30 | 573.70 | 544.50 | 515.30 | 486.20 | 457.00 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 605.60 | 593.90 | 564.80 | 535.60 | 506.40 | 477.30 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 612.10 | 600.40 | 571.30 | 542.10 | 512.90 | 483.80 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 625.10 | 613.40 | 584.30 | 555.10 | 525.90 | 496.80 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 625.10 | 613.40 | 584.30 | 555.10 | 525.90 | 496.80 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 631.60 | 620.00 | 590.80 | 561.60 | 532.50 | 503.30 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 644.60 | 633.00 | 603.80 | 574.60 | 545.50 | 516.30 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 651.10 | 639.50 | 610.30 | 581.10 | 552.00 | 522.80 |

105 offers from 21 health insurers.: https://praemiencheck.onedoc.ch/en/ti/mergoscia/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ti/mergoscia/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ti/mergoscia/young-adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Mergoscia for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Mergoscia](https://praemiencheck.onedoc.ch/en/ti/mergoscia/) is CSS (Hausarztversicherung Profit) at 400.60 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 417.65 CHF a month.

### How much does health insurance cost in Mergoscia in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ti/mergoscia/young-adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 400.60 CHF (CSS, Hausarztversicherung Profit) to 651.10 CHF (sana24, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 383.90 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Mergoscia for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (CSS, Hausarztversicherung Profit), the premium goes from 400.60 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/mergoscia/young-adult/with-accident/deductible-300/) to 287.80 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/mergoscia/young-adult/with-accident/deductible-2500/): 112.80 CHF less a month, 1'353.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'804 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Mergoscia for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 417.65 CHF (Sanitas), family doctor / HMO 400.60 CHF (CSS), flexible model 405.10 CHF (Sanitas), telemedicine 400.95 CHF (Sanitas).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ti/mergoscia/young-adult/with-accident/

## Related pages

- With accident cover: from 272.65 to 651.10 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ti/mergoscia/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/ti/mergoscia/young-adult/with-accident/ — replace `ti` with your canton’s two-letter code (ge, vd, zh…) and `mergoscia` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.