# Health insurance premiums 2027 in Mergoscia (TI), for a child aged 0 to 18, deductible of 0 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Mergoscia](https://praemiencheck.onedoc.ch/en/ti/mergoscia/) ([canton Ticino](https://praemiencheck.onedoc.ch/en/ti/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ti/mergoscia/child/) with a 0 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/ti/mergoscia/child/with-accident/), the cheapest monthly basic insurance premium is **125.30 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 223.10 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (0 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 125.30 | — | 115.10 | 110.10 | 105.10 | 100.00 | 95.00 | +5.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 126.60 | 120.80 | 115.00 | 109.10 | 103.30 | 97.50 | 91.60 | +4.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 128.80 | 123.00 | 117.20 | 111.30 | 105.50 | 99.70 | 93.80 | +4.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 131.70 | 125.90 | 120.10 | 114.20 | 108.40 | 102.60 | 96.70 | +4.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 131.70 | 125.90 | 120.10 | 114.20 | 108.40 | 102.60 | 96.70 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 132.50 | — | 121.80 | 116.50 | 111.20 | 105.80 | 100.50 | +6.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 133.20 | — | 122.50 | 117.10 | 111.80 | 106.40 | 101.00 | +5.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 133.50 | 127.70 | 121.90 | 116.00 | 110.20 | — | 98.50 | −0.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 134.90 | — | 125.60 | — | 116.20 | — | 106.90 | +3.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 135.60 | — | — | — | — | 106.50 | — | +4.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 136.20 | 130.40 | 124.60 | 118.70 | 112.90 | 107.10 | 101.20 | +3.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 137.10 | — | — | — | — | 108.00 | — | +5.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 137.10 | — | — | — | — | 108.00 | — | +4.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 138.70 | — | — | — | — | 109.60 | — | +6.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 139.00 | 133.20 | 127.40 | 121.50 | 115.70 | 109.90 | 104.00 | +4.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 139.00 | 133.20 | 127.40 | 121.50 | 115.70 | 109.90 | 104.00 | +4.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 139.40 | 133.60 | 127.80 | 121.90 | 116.10 | 110.30 | 104.40 | +4.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 139.90 | — | 130.30 | — | 120.60 | — | 110.90 | +1.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 140.30 | — | — | — | — | 111.20 | — | +5.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 142.40 | 137.30 | 132.30 | 127.20 | 122.10 | 114.40 | — | +5.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 143.30 | — | 133.50 | — | 123.50 | — | 113.60 | +3.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 143.40 | 137.60 | 131.80 | 125.90 | 120.10 | 114.30 | 108.40 | +3.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 143.40 | — | — | — | — | 114.30 | — | +4.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 143.40 | — | — | — | — | 114.30 | — | +3.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.80 | — | 133.10 | 127.30 | 121.50 | 115.60 | 109.80 | +5.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 145.00 | — | 135.00 | — | 125.00 | — | 114.90 | +3.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 145.60 | — | 134.00 | — | 122.30 | — | 110.60 | +1.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 146.30 | 140.50 | 134.70 | 128.80 | 123.00 | 117.20 | 111.30 | +4.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 146.70 | — | 136.60 | — | 126.40 | — | 116.20 | +4.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 150.10 | 144.30 | 138.50 | 132.60 | 126.80 | — | 115.10 | +6.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 150.60 | — | 139.00 | — | 127.30 | — | 115.60 | +1.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 151.20 | 145.40 | 139.60 | 133.70 | 127.90 | 122.10 | — | +2.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 153.10 | — | 141.50 | — | 129.80 | — | 118.10 | New tariff 2027 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 154.80 | — | 143.20 | — | 131.50 | — | 119.80 | +1.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 155.40 | 149.60 | 143.80 | 137.90 | 132.10 | 126.30 | 120.40 | +4.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 155.90 | — | — | — | — | 126.80 | — | +3.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 156.40 | 150.60 | 144.80 | 138.90 | 133.10 | 127.30 | — | +2.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 156.50 | 150.70 | 144.85 | 139.00 | 133.20 | 127.35 | 121.50 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 157.10 | 151.30 | 145.50 | 139.60 | 133.80 | 128.00 | 122.10 | +4.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 157.40 | 151.60 | 145.80 | 139.90 | 134.10 | — | 122.40 | +6.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 157.40 | 151.60 | 145.80 | 139.90 | 134.10 | — | 122.40 | +6.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 157.40 | 151.50 | 145.70 | 139.90 | 134.00 | 128.20 | 122.40 | +5.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 157.40 | 151.50 | 145.70 | 139.90 | 134.00 | 128.20 | 122.40 | +5.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 158.10 | 152.30 | 146.45 | 140.60 | 134.80 | 128.95 | 123.10 | +0.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 158.10 | 152.30 | 146.45 | 140.60 | 134.80 | 128.95 | 123.10 | +0.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 158.10 | 152.30 | 146.45 | 140.60 | 134.80 | 128.95 | 123.10 | +0.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 158.10 | 152.30 | 146.45 | 140.60 | 134.80 | 128.95 | 123.10 | +0.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 158.10 | 152.30 | 146.45 | 140.60 | 134.80 | 128.95 | 123.10 | New tariff 2027 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 159.60 | 153.80 | 148.00 | — | 136.30 | — | 124.60 | +2.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 159.70 | 155.30 | 154.00 | 149.90 | 149.00 | 144.70 | 138.90 | +8.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 159.75 | 153.95 | 148.10 | 142.25 | 136.45 | 130.60 | 124.75 | +0.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 160.90 | 155.10 | 149.30 | 143.40 | 137.60 | 131.80 | 125.90 | +5.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 161.10 | 155.30 | 149.50 | 143.60 | 137.80 | 132.00 | 126.10 | +3.5 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 162.00 | 156.35 | 150.65 | 145.80 | 139.30 | 132.85 | 128.00 | +1.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 162.40 | 156.60 | 150.80 | 144.90 | 139.10 | 133.30 | 127.40 | +4.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 162.70 | 156.90 | 151.10 | 145.20 | 139.40 | 133.60 | 127.70 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 163.00 | 157.20 | 151.35 | 145.50 | 139.70 | 133.85 | 128.00 | +0.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 163.60 | 157.80 | 152.00 | 146.20 | 140.30 | 134.50 | — | +5.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 163.60 | 157.80 | 152.00 | 146.10 | 140.30 | 134.50 | 128.60 | +4.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 163.70 | 157.90 | 152.10 | 146.20 | 140.40 | 134.60 | 128.70 | +6.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 164.50 | 158.70 | 152.90 | 147.00 | 141.20 | 135.40 | 129.50 | +4.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 165.50 | 159.70 | 153.90 | 148.00 | 142.20 | 136.40 | 130.50 | +6.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 165.90 | 160.10 | 154.30 | 148.40 | 142.60 | — | 130.90 | +7.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 165.90 | — | 164.90 | — | 164.00 | — | 160.10 | New tariff 2027 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 166.40 | 160.60 | 154.80 | — | 143.10 | — | 131.40 | +2.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 167.30 | — | 155.70 | — | 144.00 | — | 132.30 | +1.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 168.10 | 162.20 | 156.40 | 150.60 | 144.70 | 138.90 | 133.10 | +5.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 168.20 | 162.40 | 156.60 | 150.70 | 144.90 | 139.10 | 133.20 | +4.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 168.60 | — | 157.00 | — | 145.30 | — | 133.60 | +4.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 169.10 | 163.30 | 157.50 | 151.60 | 145.80 | 140.00 | 134.10 | +6.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 170.30 | 164.40 | 158.60 | 152.80 | 146.90 | 141.10 | — | +2.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 170.60 | 164.70 | 158.90 | 153.10 | 147.20 | 141.40 | 135.60 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 170.60 | 164.70 | 158.90 | 153.10 | 147.20 | 141.40 | 135.60 | +4.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 172.10 | 166.30 | 160.50 | — | 148.80 | — | 137.10 | +2.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 172.10 | 166.30 | 160.50 | — | 148.80 | — | 137.10 | +2.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 172.70 | — | 171.80 | — | 169.90 | — | 160.10 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 175.50 | 169.70 | 163.90 | 158.00 | 152.20 | 146.40 | 140.50 | +4.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 178.80 | 173.00 | 167.10 | 161.30 | 155.50 | 149.60 | 143.80 | +5.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 178.80 | 173.00 | 167.20 | 161.30 | 155.50 | 149.70 | 143.80 | +4.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 182.20 | — | — | 164.70 | — | — | 147.20 | +4.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 182.90 | 177.10 | 171.30 | 165.40 | 159.60 | 153.80 | 147.90 | +6.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 183.20 | 177.30 | 171.50 | 165.70 | 159.80 | 154.00 | 148.20 | +8.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 185.40 | — | 183.50 | — | 171.80 | — | 160.10 | New tariff 2027 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 189.00 | 183.20 | 177.40 | 171.50 | 165.70 | 159.90 | 154.00 | +7.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 189.10 | 183.30 | 177.50 | — | 165.80 | — | 154.10 | +2.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 191.80 | 186.00 | 180.20 | 174.30 | 168.50 | 162.70 | 156.80 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 191.80 | 186.00 | 180.20 | 174.30 | 168.50 | 162.70 | 156.80 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 191.80 | 186.00 | 180.20 | 174.30 | 168.50 | 162.70 | 156.80 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 193.80 | 187.90 | 182.10 | 176.30 | 170.40 | 164.60 | 158.80 | +4.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 194.10 | — | 182.40 | — | 170.70 | — | 159.10 | +6.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 194.10 | — | 182.40 | — | 170.70 | — | 159.10 | +6.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 194.90 | 189.10 | 183.30 | 177.40 | 171.60 | 165.80 | 159.90 | +7.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 194.90 | 189.10 | 183.30 | 177.40 | 171.60 | 165.80 | 159.90 | +7.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 194.90 | 189.10 | 183.30 | 177.40 | 171.60 | 165.80 | 159.90 | +7.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 194.90 | 189.10 | 183.30 | 177.40 | 171.60 | 165.80 | 159.90 | +7.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 194.90 | 189.10 | 183.30 | 177.40 | 171.60 | 165.80 | 159.90 | +7.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 195.10 | — | 183.50 | — | 171.80 | — | 160.10 | +1.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 195.10 | — | 183.50 | — | 171.80 | — | 160.10 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 195.10 | — | 183.50 | — | 171.80 | — | 160.10 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 195.10 | — | 183.50 | — | 171.80 | — | 160.10 | New tariff 2027 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 196.90 | 191.10 | 185.20 | 179.40 | 173.60 | 167.70 | 161.90 | +7.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 198.50 | — | 186.90 | — | 175.20 | — | 163.50 | +6.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 200.80 | — | 189.10 | — | 177.40 | — | 165.80 | +6.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 200.80 | — | 189.10 | — | 177.40 | — | 165.80 | +6.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 223.10 | — | 211.40 | — | 199.70 | — | 188.10 | +6.0 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Mergoscia for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/ti/mergoscia/child/with-accident/), the cheapest offer in [Mergoscia](https://praemiencheck.onedoc.ch/en/ti/mergoscia/) is Agrisano (AGRIsmart) at 125.30 CHF a month.

### How much does health insurance cost in Mergoscia in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ti/mergoscia/child/) with a deductible of 0 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/ti/mergoscia/child/with-accident/), monthly premiums run from 125.30 CHF (Agrisano, AGRIsmart) to 223.10 CHF (Sympany, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 143.20 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Mergoscia for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 125.30 CHF a month with the 0 CHF deductible to 95.00 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/mergoscia/child/with-accident/deductible-600/): 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Mergoscia for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 144.80 CHF (Agrisano), family doctor / HMO 128.80 CHF (Assura), flexible model 126.60 CHF (Assura), telemedicine 125.30 CHF (Agrisano).

### Does a second or third child pay less in Mergoscia?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 13 of the 21 insurers present in Mergoscia file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 125.30 CHF | 56.90 CHF from the 3rd child |
| Galenos | Combi Care | 157.40 CHF | 60.80 CHF from the 3rd child |
| sana24 | VIVA health plan | 159.70 CHF | 61.70 CHF from the 3rd child |
| Visana | Managed Care | 168.20 CHF | 70.30 CHF from the 3rd child |
| CONCORDIA | HMO | 136.20 CHF | 71.10 CHF from the 3rd child |
| Aquilana | SMARTMED | 142.40 CHF | 71.20 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 165.90 CHF | 73.10 CHF from the 3rd child |
| rhenusana | Standard model | 182.20 CHF | 91.10 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 155.40 CHF | 116.50 CHF from the 5th child |
| Groupe Mutuel – Mutuel | PrimaCare (Family doctor) | 162.70 CHF | 122.10 CHF from the 5th child |
| Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 163.70 CHF | 122.80 CHF from the 5th child |
| Assura | QualiMed | 126.60 CHF | 125.00 CHF from the 4th child, 123.40 CHF from the 5th child |
| EGK | EGK-TelCare | 151.20 CHF | 138.60 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Mergoscia is in region 2 of canton Ticino.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ti/mergoscia/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Mergoscia (TI): every situation: https://praemiencheck.onedoc.ch/en/ti/mergoscia/
- Premiums 2027 in Mergoscia (TI), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ti/mergoscia/child/
- Premiums 2027 in Mergoscia (TI), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ti/mergoscia/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/ti/mergoscia/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/ti/mergoscia/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/ti/mergoscia/child/no-accident/deductible-0/
- Deductible Premiums 2027 in Mergoscia (TI), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/mergoscia/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Mergoscia (TI), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/mergoscia/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Mergoscia (TI), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/mergoscia/child/with-accident/deductible-300/
- Deductible Premiums 2027 in Mergoscia (TI), child, deductible of 400 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/mergoscia/child/with-accident/deductible-400/
- Deductible Premiums 2027 in Mergoscia (TI), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/mergoscia/child/with-accident/deductible-500/
- Deductible Premiums 2027 in Mergoscia (TI), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/mergoscia/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/ti/mergoscia/child/with-accident/deductible-0/ — replace `ti` with your canton’s two-letter code (ge, vd, zh…), `mergoscia` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-0` with `deductible-600` for another deductible. Markdown version: add `.md`.