# Health insurance premiums 2027 in Mergoscia (TI), for an adult aged 26 or over who wants a deductible of 2'000 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · with accident cover · monthly premiums in CHF_

In [Mergoscia](https://praemiencheck.onedoc.ch/en/ti/mergoscia/) ([canton Ticino](https://praemiencheck.onedoc.ch/en/ti/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/ti/mergoscia/adult/) with a 2'000 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/ti/mergoscia/adult/with-accident/), the cheapest monthly basic insurance premium is **483.00 CHF** with **ÖKK** (ÖKK CASAMED HMO model) and the most expensive is 706.90 CHF with Visana (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 582.10 | 570.50 | 541.30 | 512.10 | 483.00 | 462.10 | +1.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 569.20 | 559.00 | 533.90 | 508.60 | 483.40 | 458.20 | +6.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 586.05 | 574.40 | 545.25 | 516.05 | 486.90 | 457.75 | −0.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 589.80 | 578.20 | 549.00 | 519.80 | 490.70 | 461.50 | +5.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 591.10 | 579.50 | 550.30 | 521.10 | 492.00 | 462.80 | +3.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 591.60 | 580.00 | 550.80 | 521.60 | 492.50 | 463.30 | +4.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 596.60 | 585.00 | 555.80 | 526.60 | 497.50 | 468.30 | +6.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 596.60 | 585.00 | 555.80 | 526.60 | 497.50 | 468.30 | +5.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 602.10 | 590.50 | 561.30 | 532.10 | 503.00 | 473.80 | +1.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 602.10 | 590.50 | 561.30 | 532.10 | 503.00 | 473.80 | +4.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 603.40 | 591.80 | 562.60 | 533.40 | 504.30 | 475.10 | +8.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 605.60 | 594.00 | 564.80 | 535.60 | 506.50 | 477.30 | +4.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 606.25 | 594.60 | 565.45 | 536.25 | 507.10 | 477.95 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 607.00 | 595.40 | 566.20 | 537.00 | 507.90 | 478.70 | −0.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 608.10 | 596.50 | 567.30 | 538.10 | 509.00 | 479.80 | +3.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 610.20 | 598.60 | 569.40 | 540.20 | 511.10 | 481.90 | +6.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 602.10 | 591.40 | 564.70 | 538.00 | 511.30 | 484.70 | +7.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 611.70 | 600.10 | 570.90 | 541.70 | 512.60 | 483.40 | +5.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 612.20 | 600.60 | 571.40 | 542.20 | 513.10 | 483.90 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 612.50 | 600.90 | 571.70 | 542.50 | 513.40 | 484.20 | +4.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 613.00 | 601.35 | 572.20 | 543.00 | 513.85 | 484.70 | −0.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 605.40 | 594.60 | 567.80 | 541.00 | 514.10 | 487.30 | +5.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 613.80 | 602.10 | 572.90 | 543.80 | 514.60 | 485.40 | +6.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 613.80 | 602.10 | 572.90 | 543.80 | 514.60 | 485.40 | +6.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 616.40 | 604.80 | 575.60 | 546.40 | 517.30 | 488.10 | +3.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 617.90 | 606.20 | 577.10 | 547.90 | 518.70 | 489.60 | +6.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 618.90 | 607.30 | 578.10 | 548.90 | 519.80 | 490.60 | +1.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 619.70 | 608.05 | 578.90 | 549.70 | 520.55 | 491.40 | −0.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 623.10 | 611.50 | 582.30 | 553.10 | 524.00 | 494.80 | +4.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 623.70 | 612.10 | 582.90 | 553.70 | 524.60 | 495.40 | +5.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 623.70 | 612.10 | 582.90 | 553.70 | 524.60 | 495.40 | +3.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 606.90 | 600.90 | 577.80 | 548.60 | 525.50 | 496.40 | +11.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 626.45 | 614.80 | 585.65 | 556.45 | 527.30 | 498.15 | −0.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 626.45 | 614.80 | 585.65 | 556.45 | 527.30 | 498.15 | −0.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 626.45 | 614.80 | 585.65 | 556.45 | 527.30 | 498.15 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 626.40 | 614.80 | 585.60 | 556.40 | 527.30 | 498.10 | +4.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 626.40 | 614.80 | 585.60 | 556.40 | 527.30 | 498.10 | New tariff 2027 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 618.80 | 608.70 | 583.30 | 558.00 | 532.60 | 495.50 | +5.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 632.10 | 620.40 | 599.10 | 569.90 | 532.90 | 503.80 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 632.10 | 620.40 | 599.10 | 569.90 | 532.90 | 503.80 | New tariff 2027 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 637.40 | 625.80 | 596.60 | 567.40 | 538.30 | 509.10 | +3.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 637.40 | 625.80 | 596.60 | 567.40 | 538.30 | 509.10 | +3.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 645.30 | 633.70 | 604.50 | 575.30 | 546.20 | 517.00 | +5.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 647.70 | 636.00 | 614.70 | 585.50 | 548.50 | 519.40 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 649.30 | 637.80 | 608.80 | 579.30 | 550.30 | 521.30 | +4.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 645.50 | 634.50 | 607.00 | 579.00 | 551.40 | 523.90 | +4.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 656.00 | 644.40 | 615.20 | 586.00 | 556.90 | 527.70 | +8.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 656.00 | 644.40 | 615.20 | 586.00 | 556.90 | 527.70 | +8.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 657.80 | 646.10 | 616.90 | 587.80 | 558.60 | 529.40 | +7.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 657.80 | 646.10 | 616.90 | 587.80 | 558.60 | 529.40 | +7.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 658.00 | 646.30 | 617.20 | 588.00 | 558.80 | 529.70 | +5.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 661.20 | 649.60 | 620.40 | 591.20 | 562.10 | 532.90 | +4.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 661.20 | 649.60 | 620.40 | 591.20 | 562.10 | 532.90 | +4.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 669.00 | 657.40 | 628.20 | 599.00 | 569.90 | 540.70 | +1.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 672.60 | 661.10 | 632.10 | 602.60 | 573.60 | 544.60 | +7.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 672.90 | 661.20 | 632.10 | 602.90 | 573.70 | 544.60 | +7.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 673.10 | 661.40 | 632.20 | 603.10 | 573.90 | 544.70 | +12.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 673.60 | 661.95 | 632.80 | 603.60 | 574.45 | 545.30 | −0.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 668.80 | 657.80 | 630.30 | 602.30 | 574.70 | 547.20 | +7.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 675.40 | 663.90 | 634.90 | 605.40 | 576.40 | 547.40 | +4.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 675.70 | 664.20 | 635.20 | 605.70 | 576.70 | 547.70 | +4.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 678.00 | 666.40 | 637.20 | 608.00 | 578.90 | 549.70 | +3.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 680.20 | 668.70 | 639.70 | 610.20 | 581.20 | 552.20 | +7.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 680.40 | 668.80 | 639.60 | 610.40 | 581.30 | 552.10 | +7.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 680.40 | 668.80 | 639.60 | 610.40 | 581.30 | 552.10 | +7.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 682.40 | 670.80 | 641.60 | 612.40 | 583.30 | 554.10 | +8.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 681.10 | 670.10 | 642.60 | 614.60 | 587.00 | 559.50 | +4.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 686.50 | 674.80 | 645.70 | 616.50 | 587.30 | 558.20 | +5.9 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 692.00 | 685.10 | 657.40 | 622.80 | 595.10 | 574.35 | +1.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 694.50 | 683.00 | 654.00 | 624.50 | 595.50 | 566.50 | +4.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 695.70 | 684.10 | 654.90 | 625.70 | 596.60 | 567.40 | +9.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 696.00 | 684.40 | 655.20 | 626.00 | 596.90 | 567.70 | +4.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 700.10 | 688.50 | 659.30 | 630.10 | 601.00 | 571.80 | +4.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 700.40 | 688.80 | 659.60 | 630.40 | 601.30 | 572.10 | +2.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 703.30 | 691.60 | 662.50 | 633.30 | 604.10 | 575.00 | +9.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 709.40 | 702.70 | 668.60 | 639.40 | 610.20 | 581.10 | +5.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 709.40 | 702.70 | 668.60 | 639.40 | 610.20 | 581.10 | +5.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 709.40 | 702.70 | 668.60 | 639.40 | 610.20 | 581.10 | +5.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 709.40 | 702.70 | 668.60 | 639.40 | 610.20 | 581.10 | +5.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 694.50 | 682.90 | 661.50 | 632.30 | 611.00 | 581.80 | New tariff 2027 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 710.90 | 699.20 | 670.00 | 640.90 | 611.70 | 582.50 | +9.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 711.20 | 699.50 | 670.30 | 641.20 | 612.00 | 582.80 | +3.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 711.20 | 699.60 | 670.40 | 641.30 | 612.10 | 582.90 | +5.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 725.50 | 718.90 | 684.70 | 655.50 | 626.40 | 597.20 | +5.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 726.00 | 714.30 | 685.10 | 656.00 | 626.80 | 597.60 | +9.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 726.00 | 714.30 | 685.10 | 656.00 | 626.80 | 597.60 | +9.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 728.70 | 717.20 | 687.90 | 658.70 | 629.60 | 600.70 | +4.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 717.90 | 714.10 | 692.70 | 663.50 | 634.40 | 605.20 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 725.70 | 721.90 | 700.50 | 671.30 | 642.20 | 613.00 | New tariff 2027 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 748.60 | 737.00 | 707.80 | 678.60 | 649.50 | 620.30 | +9.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 754.00 | 742.40 | 713.20 | 684.00 | 654.90 | 625.70 | +8.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 755.00 | 743.50 | 714.50 | 685.00 | 656.00 | 627.00 | +4.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 756.00 | 744.40 | 715.20 | 686.00 | 656.90 | 627.70 | +7.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 756.20 | 744.50 | 715.40 | 686.20 | 657.00 | 627.90 | +9.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 760.00 | 748.50 | 719.50 | 690.00 | 661.00 | 632.00 | +7.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 763.20 | 751.70 | 722.70 | 693.20 | 664.20 | 635.20 | +4.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 780.30 | 768.70 | 739.50 | 710.30 | 681.20 | 652.00 | −2.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 798.00 | 791.40 | 757.20 | 728.00 | 698.90 | 669.70 | +5.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 806.10 | 799.40 | 765.30 | 736.10 | 706.90 | 677.80 | +5.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 587.50 | 575.90 | 546.70 | 517.50 | — | 459.20 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 604.70 | 593.10 | 563.90 | 534.70 | — | 476.40 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 616.20 | 604.60 | 575.40 | 546.20 | — | 487.90 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 621.90 | 610.30 | 581.10 | 551.90 | — | 493.60 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 627.70 | 616.10 | 586.90 | 557.70 | — | 499.40 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 702.30 | 690.70 | 661.50 | 632.30 | — | 574.00 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Mergoscia for an adult aged 26 or over with a deductible of 2'000 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/ti/mergoscia/adult/with-accident/), the cheapest offer in [Mergoscia](https://praemiencheck.onedoc.ch/en/ti/mergoscia/) is ÖKK (ÖKK CASAMED HMO) at 483.00 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 558.80 CHF a month.

### How much does health insurance cost in Mergoscia in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/ti/mergoscia/adult/) with a deductible of 2'000 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/ti/mergoscia/adult/with-accident/), monthly premiums run from 483.00 CHF (ÖKK, ÖKK CASAMED HMO) to 706.90 CHF (Visana, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 565.30 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Mergoscia for an adult aged 26 or over with accident cover?

On the cheapest offer (ÖKK, ÖKK CASAMED HMO), the premium goes from 582.10 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/mergoscia/adult/with-accident/deductible-300/) to 462.10 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/mergoscia/adult/with-accident/deductible-2500/): 120.00 CHF less a month, 1'440.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'900 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Mergoscia for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 2'000 CHF and with accident cover, the cheapest premium per model is: standard model 558.80 CHF (Agrisano), family doctor / HMO 483.00 CHF (ÖKK), flexible model 503.00 CHF (Assura), telemedicine 483.40 CHF (Agrisano).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Mergoscia is in region 2 of canton Ticino.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ti/mergoscia/adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Mergoscia (TI): every situation: https://praemiencheck.onedoc.ch/en/ti/mergoscia/
- Premiums 2027 in Mergoscia (TI), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ti/mergoscia/adult/
- Premiums 2027 in Mergoscia (TI), adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ti/mergoscia/adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/ti/mergoscia/child/
- Young adult: https://praemiencheck.onedoc.ch/en/ti/mergoscia/young-adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/ti/mergoscia/adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Mergoscia (TI), adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/mergoscia/adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Mergoscia (TI), adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/mergoscia/adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Mergoscia (TI), adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/mergoscia/adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Mergoscia (TI), adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/mergoscia/adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Mergoscia (TI), adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/mergoscia/adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/ti/mergoscia/adult/with-accident/deductible-300/ — replace `ti` with your canton’s two-letter code (ge, vd, zh…), `mergoscia` with your municipality, `adult` with `child` or `young-adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.