# Health insurance premiums 2026 in Losone (TI), for a young adult aged 19 to 25

In 2026, for a young adult aged 19 to 25 in Losone, the cheapest health insurance premium is:

- [Without accident cover](https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/no-accident/): **399.25 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/no-accident/deductible-300/) (CSS, HMO (health practice)), **279.95 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/no-accident/deductible-2500/) (CSS, HMO (health practice)).
- [With accident cover](https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/with-accident/): **421.15 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/with-accident/deductible-300/) (Agrisano, AGRIsmart), **301.45 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/with-accident/deductible-2500/) (CSS, HMO (health practice)).

## Without accident cover: from 279.95 to 598.20 CHF a month depending on the deductible and the model

104 offers from 21 health insurers. With a deductible of 300 CHF, the cheapest is **399.25 CHF** a month with **CSS** (HMO (health practice)), the most expensive 598.20 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 399.25 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/no-accident/deductible-300/
- 500 CHF: 388.45 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/no-accident/deductible-500/
- 1'000 CHF: 361.35 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 334.15 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 307.15 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 279.95 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 399.25 | 388.45 | 361.35 | 334.15 | 307.15 | 279.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 399.85 | 390.25 | 366.45 | 342.65 | 318.85 | 295.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 403.90 | 393.10 | 365.90 | 338.70 | 311.60 | 284.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 403.95 | 393.15 | 365.95 | 338.85 | 311.75 | 284.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 408.10 | 397.30 | 370.15 | 342.95 | 315.85 | 288.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 408.10 | 397.30 | 370.15 | 342.95 | 315.85 | 288.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 408.10 | 397.30 | 370.15 | 342.95 | 315.85 | 288.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 408.25 | 397.45 | 370.25 | 343.05 | 316.05 | 288.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 408.25 | 397.45 | 370.25 | 343.05 | 316.05 | 288.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 412.75 | 403.55 | 379.85 | 356.25 | 332.55 | 303.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 418.65 | 407.85 | 380.75 | 353.55 | 326.45 | 299.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 421.05 | 410.25 | 383.05 | 355.85 | 328.75 | 301.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 421.05 | 410.95 | 385.95 | 360.85 | 335.75 | 310.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 423.75 | 412.95 | 385.65 | 358.35 | 331.15 | 303.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 424.95 | 414.15 | 386.95 | 359.85 | 332.75 | 305.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 425.85 | 415.05 | 387.95 | 360.75 | 333.65 | 306.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 426.15 | 415.25 | 387.95 | 360.65 | 333.45 | 306.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 428.05 | 417.85 | 392.45 | 366.85 | 341.45 | 315.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 429.75 | 418.85 | 391.25 | 363.65 | 336.15 | 308.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 437.45 | 426.45 | 398.85 | 371.25 | 343.75 | 316.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 438.65 | 427.95 | 400.75 | 373.55 | 346.55 | 319.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 439.55 | 428.85 | 401.85 | 374.45 | 347.45 | 320.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 439.75 | 428.95 | 401.75 | 374.65 | 347.55 | 320.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 440.85 | 429.95 | 402.65 | 375.35 | 348.15 | 320.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 440.85 | 429.95 | 402.65 | 375.35 | 348.15 | 320.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 441.15 | 430.35 | 403.15 | 376.05 | 348.95 | 321.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 442.65 | 431.85 | 404.65 | 377.55 | 350.45 | 323.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 442.65 | 431.85 | 404.65 | 377.55 | 350.45 | 323.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 445.05 | 438.75 | 406.85 | 379.55 | 352.35 | 325.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 447.15 | 436.35 | 409.25 | 382.05 | 354.95 | 327.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 450.95 | 440.05 | 412.75 | 385.55 | 358.25 | 330.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 451.55 | 440.45 | 412.75 | 385.05 | 357.35 | 329.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 452.05 | 441.25 | 414.15 | 386.95 | 359.95 | 332.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 452.55 | 441.55 | 413.85 | 386.05 | 358.45 | 330.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 452.95 | 441.95 | 414.35 | 386.75 | 359.25 | 331.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 452.95 | 442.15 | 414.95 | 387.85 | 360.75 | 333.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 455.15 | 444.45 | 417.45 | 390.05 | 363.05 | 336.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 455.95 | 445.15 | 418.05 | 390.85 | — | 336.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 455.95 | 445.15 | 418.05 | 390.85 | — | 336.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 456.65 | 445.85 | 418.75 | 391.55 | 364.45 | 337.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 458.15 | 447.25 | 420.05 | 393.05 | 365.85 | 338.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 458.15 | 447.25 | 420.05 | 393.05 | 365.85 | 338.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 461.05 | 450.35 | 423.35 | 395.95 | 368.95 | 341.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 461.35 | 450.35 | 422.65 | 394.85 | 367.25 | 339.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 462.95 | 452.15 | 425.05 | 397.85 | 370.85 | 343.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 463.65 | 452.95 | 425.95 | 398.55 | 371.55 | 344.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 465.75 | 454.65 | 427.05 | 399.25 | 371.55 | 343.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 466.95 | 460.75 | 428.85 | 401.55 | 374.35 | 347.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 468.55 | 457.75 | 430.65 | 403.45 | 376.35 | 349.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 468.55 | 457.75 | 430.65 | 403.45 | 376.35 | 349.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 468.85 | 458.15 | 431.15 | 403.75 | 376.75 | 349.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 469.65 | 458.85 | 431.75 | 404.55 | 377.55 | 350.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 470.75 | 460.05 | 433.05 | 405.65 | 378.65 | 351.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 471.15 | 460.25 | 433.05 | 405.75 | 378.55 | 351.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 471.55 | 460.85 | 433.85 | 406.45 | 379.45 | 352.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 471.85 | 460.85 | 433.05 | 405.35 | 377.75 | 349.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 474.15 | 463.35 | 436.15 | 409.05 | 381.95 | 354.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 475.05 | 464.25 | 437.15 | 410.15 | 382.85 | 355.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 477.35 | 466.55 | 439.35 | 412.25 | — | 358.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 479.45 | 468.45 | 441.25 | 413.95 | 386.65 | 359.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 479.55 | 468.65 | 464.45 | 437.15 | 421.85 | 394.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 481.65 | 470.85 | 443.65 | 416.55 | — | 362.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 482.25 | 471.65 | 444.65 | 417.15 | 390.25 | 363.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 482.25 | 471.65 | 444.65 | 417.15 | 390.25 | 363.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 482.35 | 471.55 | 444.35 | 417.25 | 390.15 | 362.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 482.35 | 471.55 | 444.35 | 417.25 | 390.15 | 362.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 485.15 | 474.45 | 447.25 | 420.05 | 393.05 | 365.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 485.15 | 474.45 | 447.25 | 420.05 | 393.05 | 365.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 485.85 | 475.15 | 447.95 | 420.75 | — | 366.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 489.15 | 478.45 | 451.25 | 424.05 | 397.05 | 369.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 493.55 | 488.45 | 461.35 | 434.25 | 401.35 | 374.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 493.75 | 487.55 | 455.65 | 428.35 | 401.15 | 373.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 493.75 | 487.55 | 455.65 | 428.35 | 401.15 | 373.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 501.55 | 490.65 | 463.45 | 436.15 | 408.85 | 381.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 501.95 | 491.15 | 463.95 | 436.85 | 409.75 | 382.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 507.55 | 496.75 | 469.55 | 442.45 | 415.35 | 388.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 507.85 | 497.05 | 469.95 | 442.75 | 415.75 | 388.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 509.45 | 498.45 | 470.85 | 443.35 | 415.85 | 388.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 509.55 | 498.65 | 471.65 | 444.45 | 417.35 | 390.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 513.75 | 503.05 | 475.85 | 448.65 | 421.65 | 394.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 514.95 | 504.25 | 477.25 | 449.85 | 422.85 | 395.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 515.25 | 508.95 | 477.05 | 449.85 | 422.55 | 395.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 515.65 | 505.05 | 478.05 | 450.55 | 423.65 | 396.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 516.15 | 505.05 | 477.35 | 449.65 | 421.95 | 394.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 519.55 | 508.65 | 495.95 | 468.85 | 430.15 | 403.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 525.95 | 519.75 | 487.75 | 460.55 | 433.25 | 406.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 526.45 | 515.55 | 488.35 | 461.05 | 433.85 | 406.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 531.35 | 525.05 | 493.15 | 465.85 | 438.65 | 411.35 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 533.15 | 523.85 | 501.05 | 478.35 | 455.55 | 432.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 533.45 | 522.75 | 495.75 | 468.35 | 441.35 | 414.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 536.85 | 525.95 | 498.85 | 474.55 | 450.35 | 428.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 537.85 | 526.95 | 499.65 | 472.45 | 445.15 | 417.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 541.45 | 530.65 | 503.45 | 476.35 | — | 422.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 548.35 | 537.45 | 510.35 | 483.25 | 456.15 | 428.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 552.15 | 541.35 | 514.25 | 487.05 | 459.95 | 432.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 554.15 | 543.25 | 516.15 | 491.85 | 467.65 | 446.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 556.35 | 545.45 | 518.15 | 490.95 | 463.65 | 436.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 568.25 | 557.35 | 530.15 | 502.85 | 475.65 | 448.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 568.25 | 557.35 | 530.15 | 502.85 | 475.65 | 448.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 571.45 | 560.55 | 533.45 | 506.35 | 479.15 | 452.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 574.25 | 563.35 | 536.05 | 508.85 | 481.55 | 454.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 586.15 | 575.25 | 548.05 | 520.75 | 493.55 | 466.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 592.15 | 581.25 | 553.95 | 526.75 | 499.45 | 472.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 598.20 | 588.55 | 562.05 | 531.85 | 501.70 | 471.50 |

104 offers from 21 health insurers.: https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/no-accident.md

## With accident cover: from 301.45 to 633.95 CHF a month depending on the deductible and the model

104 offers from 21 health insurers. With a deductible of 300 CHF, the cheapest is **421.15 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 633.95 CHF with sana24 (Standard model).

Lowest premium:
- 300 CHF: 421.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/with-accident/deductible-300/
- 500 CHF: 411.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/with-accident/deductible-500/
- 1'000 CHF: 386.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 359.75 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 330.65 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 301.45 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 421.15 | 411.05 | 386.05 | 360.95 | 335.85 | 310.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 429.75 | 418.15 | 388.95 | 359.75 | 330.65 | 301.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 434.20 | 422.60 | 393.40 | 364.20 | 335.10 | 305.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 434.25 | 422.65 | 393.45 | 364.25 | 335.15 | 305.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 438.75 | 427.15 | 397.95 | 368.75 | 339.65 | 310.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 438.75 | 427.15 | 397.95 | 368.75 | 339.65 | 310.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 438.75 | 427.15 | 397.95 | 368.75 | 339.65 | 310.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 438.85 | 427.25 | 398.05 | 368.85 | 339.75 | 310.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 438.85 | 427.25 | 398.05 | 368.85 | 339.75 | 310.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 443.45 | 432.85 | 406.55 | 380.15 | 353.65 | 327.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 444.15 | 434.15 | 408.75 | 383.45 | 357.95 | 326.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 450.55 | 438.95 | 409.75 | 380.55 | 351.45 | 322.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 450.85 | 440.15 | 413.35 | 386.45 | 359.65 | 332.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 452.55 | 440.95 | 411.75 | 382.55 | 353.45 | 324.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 453.55 | 441.95 | 412.75 | 383.55 | 354.45 | 325.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 455.05 | 443.45 | 414.25 | 385.05 | 355.95 | 326.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 456.05 | 444.45 | 415.25 | 386.05 | 356.95 | 327.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 457.25 | 445.65 | 416.45 | 387.25 | 358.15 | 328.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 458.25 | 446.65 | 417.45 | 388.25 | 359.15 | 329.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 463.15 | 451.55 | 422.35 | 393.15 | 364.05 | 334.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 471.95 | 460.35 | 431.15 | 401.95 | 372.85 | 343.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 471.95 | 460.35 | 431.15 | 401.95 | 372.85 | 343.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 472.05 | 460.45 | 431.25 | 402.05 | 372.95 | 343.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 473.05 | 461.55 | 432.55 | 403.05 | 374.05 | 345.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 473.15 | 461.55 | 432.35 | 403.15 | 374.05 | 344.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 474.75 | 463.15 | 433.95 | 404.75 | 375.65 | 346.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 475.55 | 463.95 | 434.75 | 405.55 | 376.45 | 347.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 476.35 | 464.65 | 435.45 | 406.35 | 377.15 | 347.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 476.35 | 464.65 | 435.45 | 406.35 | 377.15 | 347.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 476.45 | 469.85 | 435.65 | 406.45 | 377.35 | 348.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 476.65 | 465.05 | 435.85 | 406.65 | 377.55 | 348.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 479.55 | 467.95 | 438.75 | 409.55 | 380.45 | 351.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 481.15 | 469.55 | 440.35 | 411.15 | 382.05 | 352.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 482.85 | 471.15 | 441.95 | 412.85 | 383.65 | 354.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 485.95 | 474.35 | 445.15 | 415.95 | 386.85 | 357.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 486.45 | 474.85 | 445.65 | 416.45 | 387.35 | 358.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 487.35 | 475.75 | 446.55 | 417.35 | 388.25 | 359.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 489.75 | 478.25 | 449.25 | 419.75 | 390.75 | 361.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 490.55 | 478.85 | 449.75 | 420.55 | 391.35 | 362.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 490.65 | 479.05 | 449.85 | 420.65 | — | 362.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 490.65 | 479.05 | 449.85 | 420.65 | — | 362.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 491.35 | 479.75 | 450.55 | 421.35 | 392.25 | 363.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 492.95 | 481.25 | 452.05 | 422.95 | 393.75 | 364.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 492.95 | 481.25 | 452.05 | 422.95 | 393.75 | 364.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 496.05 | 484.55 | 455.55 | 426.05 | 397.05 | 368.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 496.95 | 485.35 | 456.15 | 426.95 | 397.85 | 368.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 498.15 | 486.55 | 457.35 | 428.15 | 399.05 | 369.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 498.85 | 487.35 | 458.35 | 428.85 | 399.85 | 370.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 500.05 | 493.35 | 459.15 | 430.05 | 400.85 | 371.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 504.15 | 492.55 | 463.35 | 434.15 | 405.05 | 375.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 504.15 | 492.55 | 463.35 | 434.15 | 405.05 | 375.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 504.45 | 492.95 | 463.95 | 434.45 | 405.45 | 376.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 504.55 | 492.85 | 463.65 | 434.55 | 405.35 | 376.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 505.45 | 493.85 | 464.65 | 435.45 | 406.35 | 377.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 506.55 | 495.05 | 466.05 | 436.55 | 407.55 | 378.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 507.45 | 495.95 | 466.95 | 437.45 | 408.45 | 379.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 510.15 | 498.55 | 469.35 | 440.15 | 411.05 | 381.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 511.15 | 499.55 | 470.35 | 441.35 | 412.05 | 382.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 513.05 | 501.35 | 472.25 | 443.05 | 413.85 | 384.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 513.45 | 501.75 | 497.35 | 468.15 | 451.75 | 422.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 513.65 | 502.05 | 472.85 | 443.65 | — | 385.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 518.25 | 506.65 | 477.45 | 448.25 | — | 389.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 518.95 | 507.45 | 478.45 | 448.95 | 419.95 | 390.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 518.95 | 507.45 | 478.45 | 448.95 | 419.95 | 390.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 518.95 | 507.35 | 478.15 | 448.95 | 419.85 | 390.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 518.95 | 507.35 | 478.15 | 448.95 | 419.85 | 390.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 522.05 | 510.45 | 481.25 | 452.05 | 422.95 | 393.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 522.05 | 510.45 | 481.25 | 452.05 | 422.95 | 393.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 522.85 | 511.25 | 482.05 | 452.85 | — | 394.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 526.35 | 514.75 | 485.55 | 456.35 | 427.25 | 398.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 528.65 | 522.05 | 487.85 | 458.65 | 429.55 | 400.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 528.65 | 522.05 | 487.85 | 458.65 | 429.55 | 400.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 531.15 | 525.65 | 496.45 | 467.35 | 431.95 | 402.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 537.05 | 525.35 | 496.15 | 467.05 | 437.85 | 408.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 539.35 | 527.75 | 498.55 | 469.35 | 440.25 | 411.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 540.05 | 528.45 | 499.25 | 470.05 | 440.95 | 411.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 543.55 | 531.95 | 502.75 | 473.55 | 444.45 | 415.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 546.05 | 534.45 | 505.25 | 476.05 | 446.95 | 417.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 546.45 | 534.85 | 505.65 | 476.45 | 447.35 | 418.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 548.25 | 536.55 | 507.45 | 478.25 | 449.05 | 419.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 551.65 | 544.95 | 510.75 | 481.65 | 452.45 | 423.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 552.85 | 541.25 | 512.05 | 482.85 | 453.75 | 424.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 554.05 | 542.55 | 513.55 | 484.05 | 455.05 | 426.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 554.85 | 543.35 | 514.35 | 484.85 | 455.85 | 426.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 559.05 | 547.35 | 533.65 | 504.55 | 462.95 | 433.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 563.05 | 556.45 | 522.25 | 493.05 | 463.95 | 434.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 563.65 | 552.05 | 522.85 | 493.65 | 464.55 | 435.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 568.85 | 562.15 | 527.95 | 498.85 | 469.65 | 440.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 573.65 | 563.65 | 539.15 | 514.65 | 490.15 | 465.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 573.95 | 562.45 | 533.45 | 503.95 | 474.95 | 445.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 575.85 | 564.15 | 534.95 | 505.85 | 476.65 | 447.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 577.65 | 565.95 | 536.75 | 510.75 | 484.65 | 461.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 582.55 | 570.95 | 541.75 | 512.55 | — | 454.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 590.05 | 578.35 | 549.15 | 520.05 | 490.85 | 461.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 594.05 | 582.45 | 553.25 | 524.05 | 494.95 | 465.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 595.65 | 583.95 | 554.75 | 525.65 | 496.45 | 467.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 596.25 | 584.55 | 555.35 | 529.35 | 503.25 | 480.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 601.85 | 592.15 | 565.45 | 535.10 | 504.75 | 474.40 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 608.35 | 596.75 | 567.55 | 538.35 | 509.25 | 480.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 608.35 | 596.75 | 567.55 | 538.35 | 509.25 | 480.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 614.75 | 603.15 | 573.95 | 544.75 | 515.65 | 486.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 614.75 | 603.15 | 573.95 | 544.75 | 515.65 | 486.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 627.55 | 615.85 | 586.75 | 557.55 | 528.35 | 499.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 633.95 | 622.25 | 593.15 | 563.95 | 534.75 | 505.65 |

104 offers from 21 health insurers.: https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Losone for a young adult aged 19 to 25?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/no-accident/): CSS (HMO (health practice)) at 399.25 CHF a month with a [deductible of 300 CHF](https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/no-accident/deductible-300/), and CSS (HMO (health practice)) at 279.95 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/no-accident/deductible-2500/). [With accident cover](https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/with-accident/): Agrisano (AGRIsmart) at 421.15 CHF, and CSS (HMO (health practice)) at 301.45 CHF.

### How much does accident cover cost in basic insurance in Losone?

For a young adult aged 19 to 25 with CSS (HMO (health practice)), the premium rises from 399.25 CHF a month [without accident cover](https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/no-accident/) to 429.75 CHF with accident cover, at the 300 CHF deductible: 30.50 CHF a month, 366.00 CHF a year. You only need this cover if you are not already fully insured for accidents under the [Accident Insurance Act (UVG/LAA)](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/en). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 404.40 CHF at CSS (HMO (health practice)) gives 399.25 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/

## Related pages

- Without accident cover: from 279.95 to 598.20 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/no-accident/
- With accident cover: from 301.45 to 633.95 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ti/losone/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/ti/losone/young-adult/ — replace `ti` with your canton’s two-letter code (ge, vd, zh…) and `losone` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.