# Health insurance premiums 2027 in Isone (TI), for a young adult aged 19 to 25 who wants a deductible of 2'000 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Isone](https://praemiencheck.onedoc.ch/en/ti/isone/) ([canton Ticino](https://praemiencheck.onedoc.ch/en/ti/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ti/isone/young-adult/) with a 2'000 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/ti/isone/young-adult/no-accident/), the cheapest monthly basic insurance premium is **319.75 CHF** with **Sanitas** (Family doctor 1 model) and the most expensive is 547.15 CHF with sana24 (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 412.05 | 401.20 | 374.05 | 346.90 | 319.75 | 292.60 | +2.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 412.05 | 401.20 | 374.05 | 346.90 | 319.75 | 292.60 | +2.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 416.40 | 405.55 | 378.40 | 351.20 | 324.10 | 296.95 | +2.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 416.40 | 405.55 | 378.40 | 351.20 | 324.10 | 296.95 | +2.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 416.40 | 405.55 | 378.40 | 351.20 | 324.10 | 296.95 | +2.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 416.40 | 405.55 | 378.40 | 351.20 | 324.10 | 296.95 | +2.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 416.40 | 405.55 | 378.40 | 351.20 | 324.10 | 296.95 | +2.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 426.75 | 415.95 | 388.85 | 361.65 | 334.65 | 307.45 | −4.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 418.55 | 417.05 | 389.85 | 362.75 | 335.65 | 308.45 | +9.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 429.40 | 418.60 | 391.45 | 364.25 | 337.10 | 309.95 | +2.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 432.35 | 421.55 | 394.35 | 367.05 | 339.95 | 312.75 | +2.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 422.95 | 413.35 | 389.45 | 365.45 | 341.45 | 317.55 | +6.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 434.85 | 424.05 | 396.85 | 369.65 | 342.45 | 315.25 | +2.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 439.35 | 428.35 | 400.75 | 373.25 | 345.75 | 318.15 | +2.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 443.45 | 432.65 | 405.55 | 378.35 | 351.35 | 324.15 | +5.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 433.95 | 424.55 | 400.95 | 377.45 | 353.75 | 322.45 | +6.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 446.85 | 436.05 | 408.85 | 381.75 | 354.65 | 335.25 | +6.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 449.85 | 438.85 | 411.25 | 383.65 | 356.15 | 328.65 | +3.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 447.75 | 437.55 | 412.25 | 386.85 | 361.45 | 336.25 | +7.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 450.25 | 439.95 | 414.45 | 389.05 | 363.45 | 338.05 | +6.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 456.15 | 445.35 | 418.15 | 391.05 | 363.95 | 336.85 | +11.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 456.75 | 445.95 | 418.85 | 391.65 | 364.65 | 337.45 | +5.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 457.65 | 446.95 | 419.95 | 392.55 | 365.55 | 338.55 | +5.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 463.35 | 452.25 | 424.55 | 396.85 | 369.15 | 341.45 | +3.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 462.95 | 452.05 | 424.45 | 396.85 | 369.35 | 341.75 | +2.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 462.35 | 451.55 | 424.45 | 397.25 | 370.15 | 343.05 | +6.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 464.35 | 453.35 | 425.65 | 397.85 | 370.25 | 342.45 | +3.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 463.65 | 452.75 | 431.25 | 404.15 | 371.35 | 344.25 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 466.85 | 460.65 | 428.75 | 401.45 | 374.15 | 346.95 | +6.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 468.65 | 457.75 | 430.45 | 403.15 | 375.95 | 348.65 | +7.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 470.15 | 459.35 | 432.25 | 405.05 | 377.95 | 350.85 | +6.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 473.35 | 462.35 | 434.65 | 406.85 | 379.25 | 351.55 | +3.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 473.85 | 463.15 | 436.15 | 408.75 | 381.75 | 354.75 | +5.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 475.35 | 464.55 | 437.45 | 410.25 | 383.25 | 356.05 | +6.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 475.45 | 464.65 | 437.55 | 410.35 | 383.25 | 356.15 | +5.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 475.45 | 464.65 | 437.55 | 410.35 | 383.25 | 356.15 | New tariff 2027 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 479.25 | 468.35 | 441.05 | 413.85 | 386.55 | 359.35 | +10.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 478.95 | 468.25 | 441.05 | 413.85 | 386.85 | 359.65 | +2.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 478.95 | 468.25 | 441.05 | 413.85 | 386.85 | 359.65 | +4.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 480.15 | 469.45 | 442.45 | 415.05 | 388.05 | 361.15 | +5.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 484.15 | 473.15 | 445.35 | 417.65 | 389.95 | 362.25 | +3.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 482.85 | 472.15 | 445.15 | 417.75 | 390.75 | 363.85 | +5.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 483.35 | 478.15 | 451.05 | 423.95 | 391.15 | 364.05 | −2.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 484.55 | 473.65 | 446.35 | 419.15 | 391.85 | 364.65 | +9.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 484.55 | 473.75 | 446.65 | 419.45 | 392.45 | 365.25 | +2.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 489.75 | 478.65 | 450.95 | 423.25 | 395.45 | 367.85 | +6.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 488.25 | 477.55 | 450.65 | 423.15 | 396.15 | 369.25 | +5.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 489.15 | 478.25 | 451.15 | 423.85 | 396.65 | 369.55 | +2.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 489.85 | 483.65 | 451.75 | 424.45 | 397.25 | 369.95 | +5.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 490.05 | 479.35 | 452.35 | 424.95 | 397.95 | 371.05 | +4.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 490.25 | 479.45 | 452.35 | 425.15 | 398.05 | 370.95 | +5.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 495.15 | 484.25 | 457.05 | 429.75 | 402.55 | 375.25 | +6.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 496.75 | 485.95 | 458.85 | 431.65 | 404.55 | 377.45 | +15.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 496.75 | 485.95 | 458.85 | 431.65 | 404.55 | 377.45 | +15.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 499.45 | 488.65 | 461.55 | 434.55 | 407.25 | 380.15 | +6.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 501.45 | 490.75 | 463.55 | 436.35 | 409.35 | 382.15 | +4.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 501.55 | 490.85 | 463.85 | 436.45 | 409.45 | 382.55 | +7.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 502.15 | 491.35 | 464.25 | 437.05 | 409.95 | 382.85 | +4.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 502.15 | 491.35 | 464.25 | 437.05 | 409.95 | 382.85 | +4.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 503.95 | 493.15 | 465.95 | 438.85 | 411.75 | 384.55 | +8.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 508.25 | 497.45 | 470.35 | 443.15 | 416.15 | 388.95 | +15.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 512.75 | 501.95 | 474.85 | 447.65 | 420.55 | 393.45 | +2.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 512.75 | 501.95 | 474.85 | 447.65 | 420.55 | 393.45 | +1.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 512.95 | 502.35 | 475.35 | 447.85 | 420.95 | 393.95 | +7.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 512.95 | 502.35 | 475.35 | 447.85 | 420.95 | 393.95 | +7.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 514.05 | 503.25 | 476.15 | 448.95 | 421.85 | 394.75 | +15.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 514.05 | 503.25 | 476.15 | 448.95 | 421.85 | 394.75 | +15.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 514.25 | 503.45 | 476.25 | 449.15 | 422.05 | 394.95 | +6.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 514.35 | 503.55 | 484.85 | 457.75 | 422.15 | 395.05 | −1.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 517.95 | 511.75 | 479.85 | 452.55 | 425.25 | 398.05 | +5.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 517.95 | 511.75 | 479.85 | 452.55 | 425.25 | 398.05 | +5.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 520.75 | 509.75 | 482.15 | 454.55 | 427.05 | 399.45 | +2.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 527.05 | 516.15 | 488.95 | 461.65 | 434.35 | 407.15 | +6.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 529.55 | 518.55 | 490.75 | 463.05 | 435.35 | 407.65 | +3.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 528.75 | 517.95 | 490.85 | 463.65 | 436.55 | 409.45 | +4.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 536.05 | 525.35 | 498.35 | 470.95 | 443.95 | 416.95 | +4.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 537.05 | 526.35 | 499.35 | 471.95 | 444.95 | 417.95 | +4.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 540.45 | 534.25 | 502.25 | 475.05 | 447.75 | 420.45 | +5.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 525.65 | 520.45 | 498.95 | 471.85 | 456.05 | 428.85 | +1.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 551.15 | 540.35 | 513.25 | 486.05 | 458.95 | 431.85 | +8.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 551.65 | 545.45 | 513.55 | 486.25 | 458.95 | 431.75 | +5.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 557.25 | 551.05 | 519.15 | 491.85 | 464.65 | 437.35 | +5.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 557.75 | 546.95 | 519.85 | 492.65 | 465.65 | 438.45 | +1.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 559.55 | 548.65 | 521.55 | 494.45 | 467.35 | 440.15 | −2.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 542.65 | 537.35 | 515.95 | 488.75 | 467.35 | 440.15 | −0.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 548.25 | 543.05 | 521.55 | 494.45 | 467.35 | 440.15 | +2.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 519.65 | 513.55 | 511.45 | 484.15 | 469.85 | 442.55 | +11.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 567.35 | 556.65 | 529.65 | 502.25 | 475.25 | 448.35 | +7.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 568.95 | 558.05 | 530.75 | 503.55 | 476.25 | 448.95 | +9.6 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 555.15 | 545.85 | 523.05 | 500.25 | 477.55 | 454.75 | +4.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 571.75 | 560.95 | 533.75 | 506.65 | 479.55 | 452.35 | +14.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 581.15 | 570.25 | 543.05 | 515.75 | 488.45 | 461.25 | +9.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 601.15 | 590.25 | 562.95 | 535.75 | 508.45 | 481.25 | +9.5 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 608.55 | 598.75 | 571.75 | 541.10 | 510.45 | 485.90 | +1.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 614.05 | 603.15 | 575.85 | 548.65 | 521.35 | 494.05 | +9.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 614.05 | 603.15 | 575.85 | 548.65 | 521.35 | 494.05 | +9.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 620.45 | 609.55 | 582.35 | 555.05 | 527.75 | 500.55 | +9.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 633.35 | 622.45 | 595.15 | 567.95 | 540.65 | 513.45 | +9.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 639.75 | 628.85 | 601.65 | 574.35 | 547.15 | 519.85 | +9.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 420.55 | 409.75 | 382.55 | 355.45 | — | 301.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 473.85 | 463.05 | 435.85 | 408.75 | — | 354.55 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 487.35 | 476.55 | 449.35 | 422.25 | — | 367.95 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 500.75 | 490.05 | 462.85 | 435.65 | — | 381.45 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 505.25 | 494.45 | 467.35 | 440.15 | — | 385.95 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 563.65 | 552.85 | 525.75 | 498.55 | — | 444.35 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Isone for a young adult aged 19 to 25 with a deductible of 2'000 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/ti/isone/young-adult/no-accident/), the cheapest offer in [Isone](https://praemiencheck.onedoc.ch/en/ti/isone/) is Sanitas (Family doctor 1) at 319.75 CHF a month.

### How much does health insurance cost in Isone in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ti/isone/young-adult/) with a deductible of 2'000 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/ti/isone/young-adult/no-accident/), monthly premiums run from 319.75 CHF (Sanitas, Family doctor 1) to 547.15 CHF (sana24, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 418.25 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Isone for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Sanitas, Family doctor 1), the premium goes from 412.05 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/isone/young-adult/no-accident/deductible-300/) to 292.60 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/isone/young-adult/no-accident/deductible-2500/): 119.45 CHF less a month, 1'433.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'893 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Isone for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and without accident cover, the cheapest premium per model is: standard model 337.10 CHF (Sanitas), family doctor / HMO 319.75 CHF (Sanitas), flexible model 324.10 CHF (Sanitas), telemedicine 319.75 CHF (Sanitas).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 324.50 CHF at Sanitas (Family doctor 1) gives 319.75 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Isone is in region 1 of canton Ticino.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ti/isone/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Isone (TI): every situation: https://praemiencheck.onedoc.ch/en/ti/isone/
- Premiums 2027 in Isone (TI), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ti/isone/young-adult/
- Premiums 2027 in Isone (TI), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ti/isone/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/ti/isone/child/
- Adult: https://praemiencheck.onedoc.ch/en/ti/isone/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/ti/isone/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Isone (TI), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/isone/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Isone (TI), young adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/isone/young-adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Isone (TI), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/isone/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Isone (TI), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/isone/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Isone (TI), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/isone/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/ti/isone/young-adult/no-accident/deductible-300/ — replace `ti` with your canton’s two-letter code (ge, vd, zh…), `isone` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.