# Health insurance premiums 2026 in Isone (TI), for an adult aged 26 or over who wants a deductible of 500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · without accident cover · monthly premiums in CHF_

In [Isone](https://praemiencheck.onedoc.ch/en/ti/isone/) ([canton Ticino](https://praemiencheck.onedoc.ch/en/ti/)), in 2026, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/ti/isone/adult/) with a 500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/ti/isone/adult/no-accident/), the cheapest monthly basic insurance premium is **538.95 CHF** with **sana24** (VIVA – Gesundheitsplan model) and the most expensive is 754.85 CHF with Visana (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2025 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 549.85 | 538.95 | 522.75 | 495.55 | 479.35 | 452.15 | +7.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 549.55 | 540.05 | 516.35 | 492.35 | 468.55 | 444.75 | +8.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 559.35 | 550.05 | 526.45 | 502.85 | 479.45 | 447.65 | +6.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 565.25 | 554.45 | 527.25 | 500.15 | — | 445.95 | +8.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 565.25 | 554.45 | 527.25 | 500.15 | — | 445.95 | +3.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 569.45 | 558.65 | 531.55 | 504.35 | 477.25 | 450.15 | +11.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 572.65 | 561.85 | 534.65 | 507.55 | 480.45 | 453.25 | +4.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 574.55 | 563.65 | 536.05 | 508.45 | 480.95 | 453.35 | +6.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 576.55 | 565.75 | 538.65 | 511.45 | 484.35 | 457.15 | New tariff 2026 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 578.65 | 568.55 | 543.55 | 518.35 | 493.35 | 468.35 | +7.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 579.95 | 569.15 | 542.05 | 514.85 | 487.75 | 460.65 | +5.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 583.20 | 572.40 | 545.20 | 518.05 | 490.95 | 463.75 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 583.65 | 572.75 | 545.55 | 518.25 | 491.05 | 463.75 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 583.65 | 572.75 | 545.55 | 518.25 | 491.05 | 463.75 | +2.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 583.65 | 572.75 | 545.55 | 518.25 | 491.05 | 463.75 | +2.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 584.85 | 573.95 | 546.35 | 518.75 | 491.25 | 463.65 | +6.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 586.55 | 575.75 | 548.65 | 521.45 | 494.45 | 467.25 | +9.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 586.65 | 575.85 | 548.55 | 521.25 | 494.05 | 466.75 | +5.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 586.65 | 575.85 | 548.55 | 521.25 | 494.05 | 466.75 | +5.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 586.95 | 576.15 | 548.95 | 521.85 | 494.75 | 467.65 | +10.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 586.95 | 576.15 | 548.95 | 521.85 | 494.75 | 467.65 | +10.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 588.05 | 577.25 | 550.15 | 522.95 | 495.85 | 468.75 | +7.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 588.35 | 578.05 | 552.55 | 527.15 | 501.55 | 476.15 | +7.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 589.95 | 579.15 | 551.95 | 524.85 | 497.75 | 470.55 | +8.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 593.45 | 582.75 | 555.55 | 528.35 | — | 474.15 | +5.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 593.95 | 583.15 | 555.95 | 528.85 | 501.75 | 474.55 | +8.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 598.35 | 587.45 | 560.25 | 532.95 | 505.75 | 478.45 | +9.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 599.05 | 588.25 | 561.15 | 533.95 | — | 479.75 | +5.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 600.25 | 589.45 | 562.35 | 535.15 | 508.15 | 480.95 | +6.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 603.05 | 592.15 | 564.95 | 537.65 | 510.45 | 483.15 | New tariff 2026 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 603.75 | 592.65 | 564.95 | 537.25 | 509.55 | 481.85 | +11.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 604.75 | 593.95 | 566.85 | 539.65 | — | 485.45 | +10.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 605.05 | 594.05 | 566.25 | 538.55 | 510.85 | 483.15 | +5.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 605.45 | 594.55 | 566.95 | 539.35 | 511.85 | 484.25 | +6.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 607.85 | 597.05 | 569.95 | 542.75 | 515.65 | 488.55 | +8.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 607.85 | 597.05 | 569.95 | 542.75 | 515.65 | 488.55 | New tariff 2026 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 608.25 | 597.35 | 570.25 | 543.15 | 515.95 | 488.95 | +2.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 608.25 | 597.35 | 570.25 | 543.15 | 515.95 | 488.95 | +1.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 608.45 | 597.65 | 570.45 | 543.35 | 516.25 | 489.15 | +7.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 609.15 | 598.95 | 573.35 | 547.35 | 521.65 | 496.05 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 610.35 | 599.55 | 572.35 | 545.25 | 518.15 | 490.95 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 610.45 | 599.65 | 572.55 | 545.35 | 518.35 | 491.15 | +9.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 612.75 | 602.05 | 575.05 | 547.65 | 520.65 | 493.75 | +4.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 616.95 | 605.85 | 578.15 | 550.45 | 522.75 | 495.05 | +10.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 617.05 | 606.25 | 579.05 | 551.85 | 524.80 | 497.60 | New tariff 2026 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 617.55 | 606.65 | 587.25 | 560.05 | 525.25 | 498.15 | +7.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 618.65 | 607.85 | 580.75 | 553.55 | 526.45 | 499.35 | +7.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 622.35 | 611.45 | 584.35 | 557.25 | 530.15 | 502.95 | +0.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 623.80 | 613.00 | 585.80 | 558.60 | 531.50 | 504.35 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 623.80 | 613.00 | 585.80 | 558.60 | 531.50 | 504.35 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 623.85 | 613.05 | 585.85 | 558.75 | 531.65 | 504.45 | New tariff 2026 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 625.55 | 614.75 | 587.55 | 560.45 | 533.35 | 506.25 | +7.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 627.95 | 617.15 | 590.05 | 562.85 | 535.75 | 508.65 | +7.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 628.65 | 617.95 | 590.75 | 563.55 | 536.55 | 509.35 | +9.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 629.35 | 618.55 | 591.45 | 564.25 | 537.15 | 510.05 | +0.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 629.35 | 618.55 | 591.45 | 564.25 | 537.15 | 510.05 | +0.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 630.75 | 619.75 | 592.05 | 564.25 | 536.65 | 508.85 | +9.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 630.65 | 619.95 | 592.95 | 565.55 | 538.55 | 511.55 | +3.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 631.35 | 621.15 | 595.55 | 569.55 | 543.85 | 518.25 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 633.05 | 622.15 | 594.85 | 567.65 | 540.35 | 513.15 | +7.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 634.95 | 624.25 | 597.35 | 569.85 | 542.95 | 515.95 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 635.15 | 624.25 | 596.95 | 569.75 | 542.45 | 515.25 | +7.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 635.65 | 624.85 | 597.75 | 570.55 | 543.55 | 516.35 | +9.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 636.05 | 625.75 | 600.25 | 574.15 | 548.45 | 522.95 | +3.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 637.85 | 627.15 | 600.25 | 572.75 | 545.85 | 518.85 | +4.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 633.95 | 627.65 | 595.75 | 568.55 | 541.25 | 513.95 | +7.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 639.95 | 628.75 | 601.15 | 573.45 | 545.65 | 518.05 | +7.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 641.85 | 630.95 | 603.75 | 576.45 | 549.25 | 521.95 | −2.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 642.25 | 631.55 | 604.55 | 577.15 | 550.15 | 523.15 | +5.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 643.65 | 632.85 | 605.75 | 578.65 | 551.55 | 524.35 | +6.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 644.65 | 633.95 | 606.75 | 579.55 | 552.55 | 525.35 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 644.65 | 633.95 | 606.75 | 579.55 | 552.55 | 525.35 | +9.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 646.95 | 636.05 | 608.75 | 581.55 | 554.25 | 526.95 | +7.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 648.55 | 637.85 | 610.95 | 583.45 | 556.55 | 529.55 | +2.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 660.75 | 649.85 | 622.65 | 595.35 | 568.15 | 540.85 | +7.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 660.75 | 649.85 | 622.65 | 595.35 | 568.15 | 540.85 | +7.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 663.65 | 652.75 | 633.35 | 606.25 | 571.35 | 544.25 | +5.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 671.15 | 660.35 | 633.15 | 606.05 | 578.95 | 551.75 | +7.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 669.15 | 662.95 | 630.95 | 603.75 | 576.45 | 549.25 | +7.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 669.15 | 662.95 | 630.95 | 603.75 | 576.45 | 549.25 | +7.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 669.15 | 662.95 | 630.95 | 603.75 | 576.45 | 549.25 | +7.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 676.55 | 665.85 | 638.65 | 611.45 | 584.45 | 557.25 | +7.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 678.05 | 667.25 | 640.05 | 612.95 | — | 558.75 | +6.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 678.85 | 668.05 | 640.85 | 613.75 | 586.65 | 559.55 | +9.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 678.95 | 668.15 | 648.75 | 621.55 | 594.45 | 567.35 | +7.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 680.85 | 669.95 | 642.35 | 614.75 | 587.25 | 559.65 | +5.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 681.55 | 670.65 | 643.45 | 616.15 | 588.95 | 561.65 | +7.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 686.75 | 675.95 | 648.85 | 621.65 | 594.65 | 567.45 | +5.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 686.95 | 676.15 | 648.85 | 621.55 | 594.35 | 567.05 | +3.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 688.55 | 677.65 | 650.35 | 623.15 | 595.85 | 568.55 | +7.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 684.45 | 678.25 | 646.35 | 619.05 | 591.75 | 564.55 | +7.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 689.85 | 678.85 | 651.15 | 623.35 | 595.75 | 567.95 | +9.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 691.45 | 680.65 | 653.55 | 626.35 | 599.35 | 572.15 | +9.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 699.85 | 689.05 | 661.85 | 634.75 | 607.65 | 580.55 | +0.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 702.05 | 691.25 | 671.75 | 644.65 | 617.55 | 590.35 | +8.9 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 703.15 | 692.35 | 665.25 | 638.05 | 611.05 | 584.15 | +6.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 709.75 | 698.85 | 679.45 | 652.35 | 625.25 | 598.05 | +7.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 707.55 | 699.00 | 671.90 | 643.40 | 614.90 | 586.40 | +8.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 713.25 | 702.55 | 675.55 | 648.15 | 621.15 | 594.15 | +2.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 713.35 | 702.65 | 675.65 | 648.25 | 621.25 | 594.25 | +4.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 718.15 | 707.45 | 680.45 | 653.05 | 626.05 | 599.15 | +5.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 753.35 | 747.15 | 715.25 | 687.95 | 660.75 | 633.45 | +7.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 763.55 | 752.65 | 725.55 | 698.45 | 671.35 | 644.15 | +5.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 761.05 | 754.85 | 722.85 | 695.65 | 668.35 | 641.15 | +7.0 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Isone for an adult aged 26 or over with a deductible of 500 CHF, without accident cover?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/ti/isone/adult/no-accident/), the cheapest offer in [Isone](https://praemiencheck.onedoc.ch/en/ti/isone/) is sana24 (VIVA – Gesundheitsplan) at 538.95 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 628.75 CHF a month.

### How much does health insurance cost in Isone in 2026 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/ti/isone/adult/) with a deductible of 500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/ti/isone/adult/no-accident/), monthly premiums run from 538.95 CHF (sana24, VIVA – Gesundheitsplan) to 754.85 CHF (Visana, Standard model): 104 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 582.85 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Isone for an adult aged 26 or over without accident cover?

On the cheapest offer (sana24, VIVA – Gesundheitsplan), the premium goes from 549.85 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/isone/adult/no-accident/deductible-300/) to 452.15 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/isone/adult/no-accident/deductible-2500/): 97.70 CHF less a month, 1'172.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'603 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Isone for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 500 CHF and without accident cover, the cheapest premium per model is: standard model 628.75 CHF (Agrisano), family doctor / HMO 538.95 CHF (sana24), flexible model 558.65 CHF (Assura), telemedicine 540.05 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 544.10 CHF at sana24 (VIVA – Gesundheitsplan) gives 538.95 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Isone is in region 1 of canton Ticino.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ti/isone/adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2026 in Isone (TI): every situation: https://praemiencheck.onedoc.ch/en/ti/isone/
- Premiums 2026 in Isone (TI), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ti/isone/adult/
- Premiums 2026 in Isone (TI), adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ti/isone/adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/ti/isone/child/
- Young adult: https://praemiencheck.onedoc.ch/en/ti/isone/young-adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/ti/isone/adult/with-accident/deductible-500/
- Deductible Premiums 2026 in Isone (TI), adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/isone/adult/no-accident/deductible-300/
- Deductible Premiums 2026 in Isone (TI), adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/isone/adult/no-accident/deductible-1000/
- Deductible Premiums 2026 in Isone (TI), adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/isone/adult/no-accident/deductible-1500/
- Deductible Premiums 2026 in Isone (TI), adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/isone/adult/no-accident/deductible-2000/
- Deductible Premiums 2026 in Isone (TI), adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ti/isone/adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/ti/isone/adult/no-accident/deductible-300/ — replace `ti` with your canton’s two-letter code (ge, vd, zh…), `isone` with your municipality, `adult` with `child` or `young-adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-500` with `deductible-2500` for another deductible. Markdown version: add `.md`.