# Health insurance premiums 2027 in Gambarogno (TI), for a child aged 0 to 18 with accident cover

In 2027, for a child aged 0 to 18 in Gambarogno, with accident cover, the cheapest health insurance premium is:

- **130.25 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/gambarogno/child/with-accident/deductible-0/) (Assura, QualiMed)
- **95.25 CHF** a month with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/gambarogno/child/with-accident/deductible-600/) (Assura, QualiMed)

## With accident cover: from 95.25 to 245.75 CHF a month depending on the deductible and the model

105 offers from 21 health insurers. With a deductible of 0 CHF, the cheapest is **130.25 CHF** a month with **Assura** (QualiMed), the most expensive 245.75 CHF with Sympany (Standard model).

Lowest premium:
- 0 CHF: 130.25 CHF (Assura, QualiMed) — https://praemiencheck.onedoc.ch/en/ti/gambarogno/child/with-accident/deductible-0/
- 100 CHF: 124.45 CHF (Assura, QualiMed) — https://praemiencheck.onedoc.ch/en/ti/gambarogno/child/with-accident/deductible-100/
- 200 CHF: 118.65 CHF (Assura, QualiMed) — https://praemiencheck.onedoc.ch/en/ti/gambarogno/child/with-accident/deductible-200/
- 300 CHF: 112.75 CHF (Assura, QualiMed) — https://praemiencheck.onedoc.ch/en/ti/gambarogno/child/with-accident/deductible-300/
- 400 CHF: 106.95 CHF (Assura, QualiMed) — https://praemiencheck.onedoc.ch/en/ti/gambarogno/child/with-accident/deductible-400/
- 500 CHF: 101.15 CHF (Assura, QualiMed) — https://praemiencheck.onedoc.ch/en/ti/gambarogno/child/with-accident/deductible-500/
- 600 CHF: 95.25 CHF (Assura, QualiMed) — https://praemiencheck.onedoc.ch/en/ti/gambarogno/child/with-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 130.25 | 124.45 | 118.65 | 112.75 | 106.95 | 101.15 | 95.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 130.95 | — | 120.85 | 115.85 | 110.85 | 105.75 | 100.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 134.35 | 128.55 | 122.75 | 116.85 | 111.05 | 105.25 | 99.35 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 138.85 | — | 128.15 | 122.85 | 117.45 | 112.05 | 106.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 139.55 | — | 128.85 | 123.45 | 118.15 | 112.75 | 107.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 139.95 | 134.15 | 128.35 | 122.45 | 116.65 | 110.85 | 104.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 139.95 | 134.15 | 128.35 | 122.45 | 116.65 | 110.85 | 104.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 141.35 | 135.55 | 129.75 | 123.85 | 118.05 | 112.25 | 106.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 141.85 | 136.85 | 131.85 | 126.75 | 121.65 | 113.75 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 141.95 | — | 132.65 | — | 123.35 | — | 113.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 141.95 | — | 132.65 | — | 123.35 | — | 113.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 144.65 | — | — | — | — | 115.55 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 144.65 | — | — | — | — | 115.55 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 144.75 | 138.95 | 133.15 | 127.25 | 121.45 | 115.65 | 109.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 146.45 | — | — | — | — | 117.35 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 147.45 | — | 137.85 | — | 128.15 | — | 118.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 147.95 | 142.15 | 136.35 | 130.45 | 124.65 | 118.85 | 112.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 147.95 | 142.15 | 136.35 | 130.45 | 124.65 | 118.85 | 112.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 148.15 | — | — | — | — | 119.05 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 149.05 | 143.25 | 137.45 | 131.55 | 125.75 | 119.95 | 114.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 149.85 | 144.05 | 138.25 | 132.35 | 126.55 | — | 114.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 150.15 | 144.35 | 138.55 | 132.65 | 126.85 | — | 115.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 151.65 | — | — | — | — | 122.55 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 152.05 | 146.25 | 140.45 | 134.55 | 128.75 | — | 117.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 152.15 | — | 140.45 | 134.65 | 128.85 | 122.95 | 117.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 152.95 | — | 142.95 | — | 132.95 | — | 122.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 154.85 | — | 144.75 | — | 134.55 | — | 124.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 155.05 | — | — | — | — | 125.95 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 155.05 | — | — | — | — | 125.95 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 155.65 | 149.85 | 144.05 | 138.15 | 132.35 | — | 120.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 155.95 | 150.15 | 144.35 | 138.45 | 132.65 | 126.85 | 120.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 156.05 | 150.25 | 144.45 | 138.55 | 132.75 | 126.95 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 157.15 | — | 145.55 | — | 133.85 | — | 122.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 160.55 | 154.75 | 148.95 | 143.05 | 137.25 | 131.45 | 125.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 161.05 | 155.25 | 149.45 | 143.55 | 137.75 | 131.95 | — |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 162.35 | 156.55 | 150.75 | 144.85 | 139.05 | 133.25 | 127.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 162.65 | — | 151.05 | — | 139.35 | — | 127.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 163.65 | 157.85 | 152.05 | 146.15 | 140.35 | 134.55 | 128.65 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 163.75 | 157.95 | 152.15 | 146.35 | 140.45 | 134.65 | — |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 164.35 | 160.05 | 159.05 | 155.05 | 154.45 | 150.25 | 144.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 165.45 | — | 153.85 | — | 142.15 | — | 130.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 166.55 | 160.75 | 154.95 | 149.05 | 143.25 | 137.45 | 131.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 167.25 | — | 166.75 | — | 166.15 | — | 162.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 167.35 | — | 155.75 | — | 144.05 | — | 132.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 167.45 | 161.65 | 155.85 | 149.95 | 144.15 | 138.35 | 132.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 167.55 | 161.75 | 155.95 | 150.05 | 144.25 | 138.45 | 132.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 167.95 | 162.15 | 156.35 | 150.45 | 144.65 | 138.85 | 132.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 168.05 | 162.25 | 156.45 | 150.55 | 144.75 | 138.95 | 133.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 168.45 | 162.65 | 156.85 | 150.95 | 145.15 | 139.35 | 133.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 168.75 | 162.85 | 157.05 | 151.25 | 145.35 | 139.55 | 133.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 169.05 | — | — | — | — | 139.95 | — |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 169.25 | 164.05 | 158.80 | 151.85 | 146.65 | 141.40 | 134.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 169.35 | 163.55 | 157.65 | 151.85 | 146.05 | 140.15 | 134.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 170.00 | 164.20 | 158.35 | 152.50 | 146.70 | 140.85 | 135.00 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 170.55 | 164.75 | 158.95 | 153.05 | 147.25 | — | 135.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 171.85 | 166.05 | 160.20 | 154.35 | 148.55 | 142.70 | 136.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 171.85 | 166.05 | 160.20 | 154.35 | 148.55 | 142.70 | 136.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 171.85 | 166.05 | 160.20 | 154.35 | 148.55 | 142.70 | 136.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 171.85 | 166.05 | 160.20 | 154.35 | 148.55 | 142.70 | 136.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 171.85 | 166.05 | 160.20 | 154.35 | 148.55 | 142.70 | 136.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 172.65 | 166.85 | 161.05 | — | 149.35 | — | 137.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 173.05 | 167.25 | 161.45 | — | 149.75 | — | 138.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 173.15 | 167.35 | 161.55 | 155.65 | 149.85 | 144.05 | 138.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 173.15 | 167.25 | 161.45 | 155.65 | 149.75 | 143.95 | 138.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 173.65 | 167.85 | 162.00 | 156.15 | 150.35 | 144.50 | 138.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 174.35 | — | 173.75 | — | 172.25 | — | 162.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 175.15 | 169.35 | 163.55 | 157.65 | 151.85 | 146.05 | 140.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 176.35 | 170.55 | 164.75 | 158.85 | 153.05 | 147.25 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 176.45 | 170.65 | 164.85 | — | 153.15 | — | 141.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 176.95 | 171.15 | 165.25 | 159.45 | 153.65 | 147.75 | 141.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 176.95 | 171.15 | 165.25 | 159.45 | 153.65 | 147.75 | 141.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 177.30 | 171.50 | 165.65 | 159.80 | 154.00 | 148.15 | 142.30 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 178.35 | 172.55 | 166.75 | 160.85 | 155.05 | 149.25 | 143.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 178.65 | — | 167.05 | — | 155.35 | — | 143.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 179.05 | 173.25 | 167.45 | 161.55 | 155.75 | 149.95 | 144.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 180.55 | 174.75 | 168.95 | — | 157.25 | — | 145.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 181.25 | — | 169.65 | — | 157.95 | — | 146.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 181.95 | 176.15 | 170.35 | 164.45 | 158.65 | 152.85 | 146.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 183.45 | 177.65 | 171.85 | 165.95 | 160.15 | 154.35 | 148.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 184.45 | 178.65 | 172.75 | 166.95 | 161.15 | 155.25 | 149.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 193.35 | — | — | 175.85 | — | — | 158.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 193.95 | 188.15 | 182.35 | 176.45 | 170.65 | 164.85 | 158.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 195.45 | 189.65 | 183.75 | 177.95 | 172.15 | 166.25 | 160.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 195.55 | — | 185.95 | — | 174.25 | — | 162.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 197.55 | — | 185.95 | — | 174.25 | — | 162.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 197.55 | — | 185.95 | — | 174.25 | — | 162.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 197.55 | — | 185.95 | — | 174.25 | — | 162.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 197.55 | — | 185.95 | — | 174.25 | — | 162.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 197.75 | 191.95 | 186.15 | — | 174.45 | — | 162.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 199.65 | 193.75 | 187.95 | 182.15 | 176.25 | 170.45 | 164.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 199.65 | 193.75 | 187.95 | 182.15 | 176.25 | 170.45 | 164.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 199.65 | 193.75 | 187.95 | 182.15 | 176.25 | 170.45 | 164.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 201.65 | 195.85 | 190.05 | 184.15 | 178.35 | 172.55 | 166.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 201.65 | 195.85 | 190.05 | 184.15 | 178.35 | 172.55 | 166.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 201.65 | 195.85 | 190.05 | 184.15 | 178.35 | 172.55 | 166.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 201.65 | 195.85 | 190.05 | 184.15 | 178.35 | 172.55 | 166.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 201.65 | 195.85 | 190.05 | 184.15 | 178.35 | 172.55 | 166.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 201.65 | 195.85 | 190.05 | 184.15 | 178.35 | 172.55 | 166.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 203.75 | 197.95 | 192.15 | 186.25 | 180.45 | 174.65 | 168.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 213.15 | — | 201.55 | — | 189.85 | — | 178.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 213.15 | — | 201.55 | — | 189.85 | — | 178.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 218.25 | — | 206.55 | — | 194.85 | — | 183.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 220.75 | — | 209.05 | — | 197.35 | — | 185.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 220.75 | — | 209.05 | — | 197.35 | — | 185.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 245.75 | — | 234.05 | — | 222.45 | — | 210.75 |

105 offers from 21 health insurers.: https://praemiencheck.onedoc.ch/en/ti/gambarogno/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/ti/gambarogno/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ti/gambarogno/child/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Gambarogno for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Gambarogno](https://praemiencheck.onedoc.ch/en/ti/gambarogno/) is Assura (QualiMed) at 130.25 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 152.15 CHF a month.

### How much does health insurance cost in Gambarogno in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ti/gambarogno/child/) with a deductible of 0 CHF and with accident cover, monthly premiums run from 130.25 CHF (Assura, QualiMed) to 245.75 CHF (Sympany, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 149.95 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Gambarogno for a child aged 0 to 18 with accident cover?

On the cheapest offer (Assura, QualiMed), the premium goes from 130.25 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/gambarogno/child/with-accident/deductible-0/) to 95.25 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/gambarogno/child/with-accident/deductible-600/): 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Gambarogno for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 152.15 CHF (Agrisano), family doctor / HMO 134.35 CHF (Assura), flexible model 130.25 CHF (Assura), telemedicine 130.95 CHF (Agrisano).

### Does a second or third child pay less in Gambarogno?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 13 of the 21 insurers present in Gambarogno file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 130.95 CHF | 56.95 CHF from the 3rd child |
| Galenos | Managed Care | 163.65 CHF | 60.25 CHF from the 3rd child |
| sana24 | VIVA health plan | 164.35 CHF | 60.55 CHF from the 3rd child |
| Visana | Managed Care | 168.75 CHF | 67.75 CHF from the 3rd child |
| Aquilana | SMARTMED | 141.85 CHF | 68.55 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 167.25 CHF | 70.95 CHF from the 3rd child |
| CONCORDIA | HMO | 141.35 CHF | 71.55 CHF from the 3rd child |
| rhenusana | Standard model | 193.35 CHF | 94.35 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 160.55 CHF | 119.25 CHF from the 5th child |
| Groupe Mutuel – Mutuel | PrimaCare (Family doctor) | 166.55 CHF | 123.75 CHF from the 5th child |
| Assura | QualiMed | 130.25 CHF | 128.65 CHF from the 4th child, 126.95 CHF from the 5th child |
| Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 173.15 CHF | 128.65 CHF from the 5th child |
| EGK | EGK-TelCare | 156.05 CHF | 142.65 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 135.00 CHF at Assura (QualiMed) gives 130.25 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ti/gambarogno/child/with-accident/

## Related pages

- With accident cover: from 95.25 to 245.75 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ti/gambarogno/child/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/ti/gambarogno/child/with-accident/ — replace `ti` with your canton’s two-letter code (ge, vd, zh…) and `gambarogno` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.