# Health insurance premiums 2026 in Faido (TI), for a young adult aged 19 to 25 who wants a deductible of 500 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Faido](https://praemiencheck.onedoc.ch/en/ti/faido/) ([canton Ticino](https://praemiencheck.onedoc.ch/en/ti/)), in 2026, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ti/faido/young-adult/) with a 500 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/ti/faido/young-adult/with-accident/), the cheapest monthly basic insurance premium is **378.25 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 586.55 CHF with sana24 (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2025 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 388.25 | 378.25 | 353.25 | 328.05 | 302.95 | 277.95 | +9.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 397.35 | 385.75 | 356.55 | 327.35 | 298.25 | 269.05 | −8.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 402.25 | 390.65 | 361.45 | 332.25 | 303.15 | 273.95 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 402.35 | 390.75 | 361.55 | 332.35 | 303.25 | 274.05 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 406.45 | 394.85 | 365.65 | 336.45 | 307.35 | 278.15 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 406.45 | 394.85 | 365.65 | 336.45 | 307.35 | 278.15 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 406.45 | 394.85 | 365.65 | 336.45 | 307.35 | 278.15 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 406.55 | 394.95 | 365.75 | 336.55 | 307.45 | 278.25 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 406.55 | 394.95 | 365.75 | 336.55 | 307.45 | 278.25 | New tariff 2026 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 408.85 | 398.25 | 371.95 | 345.55 | 319.15 | 292.75 | +7.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 411.15 | 399.55 | 370.35 | 341.15 | 312.05 | 282.85 | +11.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 415.75 | 404.95 | 378.25 | 351.35 | 324.45 | 297.75 | +7.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 419.25 | 407.65 | 378.45 | 349.25 | 320.15 | 290.95 | +5.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 423.55 | 411.95 | 382.75 | 353.55 | 324.45 | 295.25 | +6.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 425.55 | 413.95 | 384.75 | 355.55 | 326.45 | 297.25 | +11.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 427.45 | 415.85 | 386.65 | 357.45 | 328.35 | 299.15 | +7.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 429.15 | 417.55 | 388.35 | 359.15 | 330.05 | 300.85 | +10.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 431.15 | 419.55 | 390.35 | 361.15 | 332.05 | 302.85 | +6.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 431.05 | 420.95 | 395.55 | 370.35 | 344.85 | 313.85 | +6.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 432.75 | 421.15 | 391.95 | 362.75 | 333.65 | 304.45 | +11.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 436.65 | 425.05 | 395.85 | 366.65 | 337.55 | 308.35 | +9.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 437.55 | 425.95 | 396.75 | 367.55 | 338.45 | 309.25 | +11.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 443.05 | 431.45 | 402.25 | 373.05 | 343.95 | 314.75 | +6.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 444.35 | 432.85 | 403.85 | 374.35 | 345.35 | 316.35 | +4.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 445.45 | 433.85 | 404.65 | 375.45 | 346.35 | 317.15 | +6.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 445.65 | 433.95 | 404.75 | 375.65 | 346.45 | 317.25 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 445.65 | 433.95 | 404.75 | 375.65 | 346.45 | 317.25 | −1.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 445.85 | 434.25 | 405.05 | 375.85 | 346.75 | 317.55 | +6.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 446.35 | 434.75 | 405.55 | 376.35 | 347.25 | 318.05 | +6.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 446.65 | 435.05 | 405.85 | 376.65 | 347.55 | 318.35 | +9.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 447.55 | 435.95 | 406.75 | 377.55 | 348.45 | 319.25 | +4.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 447.55 | 435.95 | 406.75 | 377.55 | 348.45 | 319.25 | +5.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 447.55 | 435.95 | 406.75 | 377.55 | 348.45 | 319.25 | +5.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 447.75 | 436.05 | 406.85 | 377.75 | 348.55 | 319.35 | −0.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 447.75 | 436.05 | 406.85 | 377.75 | 348.55 | 319.35 | −1.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 452.35 | 440.65 | 411.55 | 382.35 | 353.15 | 324.05 | +7.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 452.65 | 441.05 | 411.85 | 382.65 | — | 324.35 | +4.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 452.75 | 441.15 | 411.95 | 382.75 | 353.65 | 324.45 | +8.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 454.85 | 443.25 | 414.05 | 384.85 | 355.75 | 326.55 | +7.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 454.85 | 443.25 | 414.05 | 384.85 | 355.75 | 326.55 | +8.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 455.85 | 444.15 | 415.05 | 385.85 | 356.65 | 327.55 | +1.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 452.25 | 445.55 | 411.35 | 382.25 | 353.05 | 323.85 | +7.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 458.15 | 446.45 | 417.35 | 388.15 | 358.95 | 329.85 | −2.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 458.05 | 446.45 | 417.25 | 388.05 | 358.95 | 329.75 | +4.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 458.05 | 446.45 | 417.25 | 388.05 | 358.95 | 329.75 | New tariff 2026 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 460.05 | 448.55 | 419.55 | 390.05 | 361.05 | 332.05 | +4.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 461.25 | 449.65 | 420.45 | 391.25 | 362.15 | 332.95 | +6.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 461.25 | 449.65 | 420.45 | 391.25 | 362.15 | 332.95 | +6.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 463.35 | 451.65 | 422.55 | 393.35 | 364.15 | 335.05 | −2.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 463.35 | 451.65 | 422.55 | 393.35 | 364.15 | 335.05 | −2.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 466.45 | 454.95 | 425.95 | 396.45 | 367.45 | 338.45 | +7.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 471.05 | 459.55 | 430.55 | 401.05 | 372.05 | 343.05 | +2.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 471.75 | 460.15 | 430.95 | 401.75 | 372.65 | 343.45 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 471.75 | 460.15 | 430.95 | 401.75 | 372.65 | 343.45 | +9.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 473.25 | 461.65 | 432.45 | 403.25 | — | 344.95 | +7.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 473.25 | 461.65 | 432.45 | 403.25 | — | 344.95 | +5.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 473.35 | 461.75 | 432.55 | 403.35 | 374.25 | 345.05 | +5.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 473.35 | 461.75 | 432.55 | 403.35 | 374.25 | 345.05 | +11.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 473.65 | 462.15 | 433.15 | 403.65 | 374.65 | 345.65 | +2.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 468.85 | 462.25 | 428.05 | 398.85 | 369.75 | 340.55 | +7.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 473.85 | 462.25 | 433.05 | 403.85 | 374.75 | 345.55 | +5.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 475.85 | 464.35 | 435.35 | 405.85 | 376.85 | 347.85 | +4.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 476.35 | 464.65 | 435.45 | 406.35 | 377.15 | 347.95 | New tariff 2026 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 477.05 | 465.55 | 436.55 | 407.05 | 378.05 | 349.05 | +7.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 477.05 | 465.55 | 436.55 | 407.05 | 378.05 | 349.05 | +7.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 477.35 | 465.75 | 436.55 | 407.35 | — | 349.05 | +5.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 479.05 | 467.45 | 438.25 | 409.05 | 379.95 | 350.75 | +5.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 479.05 | 467.55 | 438.55 | 409.05 | 380.05 | 351.05 | +1.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 479.35 | 467.75 | 438.55 | 409.35 | 380.25 | 351.05 | +6.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 481.55 | 469.95 | 440.75 | 411.55 | — | 353.25 | +9.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 484.45 | 472.75 | 466.95 | 437.75 | 420.65 | 391.55 | +7.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 495.45 | 483.85 | 454.65 | 425.45 | 396.35 | 367.15 | −1.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 496.15 | 484.55 | 455.35 | 426.35 | 397.05 | 367.85 | +6.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 496.85 | 485.25 | 456.05 | 426.85 | 397.75 | 368.55 | +9.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 495.85 | 489.15 | 454.95 | 425.85 | 396.65 | 367.45 | +7.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 502.15 | 490.55 | 461.35 | 432.15 | 403.05 | 373.85 | +5.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 497.45 | 490.75 | 456.55 | 427.45 | 398.25 | 369.05 | +7.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 507.05 | 495.35 | 466.15 | 437.05 | 407.85 | 378.65 | −3.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 507.35 | 495.75 | 466.55 | 437.35 | 408.25 | 379.05 | +6.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 515.05 | 503.45 | 489.15 | 460.05 | 418.85 | 389.75 | +5.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 515.35 | 503.75 | 474.55 | 445.35 | 416.25 | 387.05 | −2.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 512.05 | 506.35 | 477.25 | 448.05 | 412.95 | 383.75 | +7.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 520.55 | 509.05 | 480.05 | 450.55 | 421.55 | 392.55 | +4.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 521.25 | 509.65 | 480.45 | 451.25 | 422.15 | 392.95 | +5.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 517.35 | 510.65 | 476.45 | 447.35 | 418.15 | 388.95 | +7.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 526.85 | 515.35 | 486.35 | 456.85 | 427.85 | 398.85 | +1.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 527.65 | 516.15 | 487.15 | 457.65 | 428.65 | 399.65 | +7.4 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 527.35 | 517.35 | 492.85 | 468.35 | 443.85 | 419.35 | +6.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 531.85 | 520.25 | 491.05 | 461.85 | 432.75 | 403.55 | +7.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 528.05 | 521.45 | 487.25 | 458.05 | 428.95 | 399.75 | +7.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 535.05 | 523.45 | 494.25 | 465.05 | — | 406.75 | +6.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 533.45 | 526.85 | 492.65 | 463.45 | 434.35 | 405.15 | +7.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 556.05 | 544.35 | 515.15 | 486.05 | 456.85 | 427.65 | +7.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 556.95 | 545.25 | 516.05 | 489.95 | 463.75 | 440.55 | +7.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 562.05 | 550.35 | 521.15 | 492.05 | 462.85 | 433.65 | +7.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 568.85 | 557.25 | 528.05 | 498.85 | 469.75 | 440.55 | +6.4 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 571.50 | 559.95 | 531.15 | 502.30 | 473.45 | 444.65 | +6.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 574.05 | 562.45 | 533.25 | 504.05 | 474.95 | 445.75 | +7.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 574.05 | 562.45 | 533.25 | 504.05 | 474.95 | 445.75 | +7.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 574.85 | 563.15 | 534.05 | 507.85 | 481.65 | 458.45 | +8.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 580.15 | 568.45 | 539.25 | 510.15 | 480.95 | 451.75 | +7.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 592.15 | 580.55 | 551.35 | 522.15 | 493.05 | 463.85 | +7.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 592.75 | 581.15 | 551.95 | 522.75 | 493.65 | 464.45 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 598.25 | 586.55 | 557.35 | 528.25 | 499.05 | 469.85 | +7.7 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Faido for a young adult aged 19 to 25 with a deductible of 500 CHF, with accident cover?

In 2026, [with accident cover](https://praemiencheck.onedoc.ch/en/ti/faido/young-adult/with-accident/), the cheapest offer in [Faido](https://praemiencheck.onedoc.ch/en/ti/faido/) is Agrisano (AGRIsmart) at 378.25 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 407.65 CHF a month.

### How much does health insurance cost in Faido in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ti/faido/young-adult/) with a deductible of 500 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/ti/faido/young-adult/with-accident/), monthly premiums run from 378.25 CHF (Agrisano, AGRIsmart) to 586.55 CHF (sana24, Standard model): 104 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 374.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Faido for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 388.25 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/faido/young-adult/with-accident/deductible-300/) to 277.95 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/faido/young-adult/with-accident/deductible-2500/): 110.30 CHF less a month, 1'323.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'771 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Faido for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 500 CHF and with accident cover, the cheapest premium per model is: standard model 407.65 CHF (Sanitas), family doctor / HMO 385.75 CHF (CSS), flexible model 394.95 CHF (Sanitas), telemedicine 378.25 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 383.40 CHF at Agrisano (AGRIsmart) gives 378.25 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Faido is in region 2 of canton Ticino.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ti/faido/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2026 in Faido (TI): every situation: https://praemiencheck.onedoc.ch/en/ti/faido/
- Premiums 2026 in Faido (TI), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ti/faido/young-adult/
- Premiums 2026 in Faido (TI), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ti/faido/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/ti/faido/child/
- Adult: https://praemiencheck.onedoc.ch/en/ti/faido/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/ti/faido/young-adult/no-accident/deductible-500/
- Deductible Premiums 2026 in Faido (TI), young adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/faido/young-adult/with-accident/deductible-300/
- Deductible Premiums 2026 in Faido (TI), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/faido/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2026 in Faido (TI), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/faido/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2026 in Faido (TI), young adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/faido/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2026 in Faido (TI), young adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/faido/young-adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/ti/faido/young-adult/with-accident/deductible-300/ — replace `ti` with your canton’s two-letter code (ge, vd, zh…), `faido` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-500` with `deductible-2500` for another deductible. Markdown version: add `.md`.