# Health insurance premiums 2027 in Cugnasco-Gerra (TI), for an adult aged 26 or over who wants a deductible of 1'500 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · with accident cover · monthly premiums in CHF_

In [Cugnasco-Gerra](https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/) ([canton Ticino](https://praemiencheck.onedoc.ch/en/ti/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/) with a 1'500 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/with-accident/), the cheapest monthly basic insurance premium is **503.85 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 731.35 CHF with Visana (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (1'500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 564.45 | 554.25 | 529.15 | 503.85 | 478.65 | 453.45 | +6.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 577.35 | 565.75 | 536.55 | 507.35 | 478.25 | 457.35 | +1.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 581.30 | 569.65 | 540.50 | 511.30 | 482.15 | 453.00 | 0.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 582.75 | 571.15 | 541.95 | 512.75 | — | 454.45 | +4.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 585.05 | 573.45 | 544.25 | 515.05 | 485.95 | 456.75 | +4.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 586.35 | 574.75 | 545.55 | 516.35 | 487.25 | 458.05 | +2.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 586.85 | 575.25 | 546.05 | 516.85 | 487.75 | 458.55 | +4.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 591.85 | 580.25 | 551.05 | 521.85 | 492.75 | 463.55 | +6.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 591.85 | 580.25 | 551.05 | 521.85 | 492.75 | 463.55 | +4.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 597.35 | 585.75 | 556.55 | 527.35 | 498.25 | 469.05 | +1.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 597.35 | 585.75 | 556.55 | 527.35 | 498.25 | 469.05 | +4.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 598.65 | 587.05 | 557.85 | 528.65 | 499.55 | 470.35 | +7.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 599.95 | 588.35 | 559.15 | 529.95 | — | 471.65 | +2.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 600.85 | 589.25 | 560.05 | 530.85 | 501.75 | 472.55 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 601.50 | 589.85 | 560.70 | 531.50 | 502.35 | 473.20 | −0.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 602.25 | 590.65 | 561.45 | 532.25 | 503.15 | 473.95 | −0.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 597.35 | 586.65 | 559.95 | 533.25 | 506.55 | 479.95 | +6.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 603.35 | 591.75 | 562.55 | 533.35 | 504.25 | 475.05 | +3.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 605.45 | 593.85 | 564.65 | 535.45 | 506.35 | 477.15 | +6.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 600.65 | 589.85 | 563.05 | 536.25 | 509.35 | 482.55 | +5.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 606.95 | 595.35 | 566.15 | 536.95 | 507.85 | 478.65 | +5.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 607.45 | 595.85 | 566.65 | 537.45 | 508.35 | 479.15 | +1.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 607.75 | 596.15 | 566.95 | 537.75 | 508.65 | 479.45 | +4.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 608.25 | 596.60 | 567.45 | 538.25 | 509.10 | 479.95 | 0.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 609.05 | 597.35 | 568.15 | 539.05 | 509.85 | 480.65 | +5.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 609.05 | 597.35 | 568.15 | 539.05 | 509.85 | 480.65 | +5.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 611.45 | 599.85 | 570.65 | 541.45 | — | 483.15 | +4.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 611.65 | 600.05 | 570.85 | 541.65 | 512.55 | 483.35 | +2.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 613.15 | 601.45 | 572.35 | 543.15 | 513.95 | 484.85 | +5.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 602.15 | 596.15 | 573.05 | 543.85 | 520.75 | 491.65 | +10.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 614.15 | 602.55 | 573.35 | 544.15 | 515.05 | 485.85 | +1.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 614.95 | 603.30 | 574.15 | 544.95 | 515.80 | 486.65 | 0.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 617.15 | 605.55 | 576.35 | 547.15 | — | 488.85 | +4.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 618.35 | 606.75 | 577.55 | 548.35 | 519.25 | 490.05 | +4.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 618.95 | 607.35 | 578.15 | 548.95 | 519.85 | 490.65 | +4.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 618.95 | 607.35 | 578.15 | 548.95 | 519.85 | 490.65 | +3.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 621.65 | 610.05 | 580.85 | 551.65 | 522.55 | 493.35 | +4.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 621.65 | 610.05 | 580.85 | 551.65 | 522.55 | 493.35 | New tariff 2027 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 621.70 | 610.05 | 580.90 | 551.70 | 522.55 | 493.40 | 0.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 621.70 | 610.05 | 580.90 | 551.70 | 522.55 | 493.40 | 0.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 621.70 | 610.05 | 580.90 | 551.70 | 522.55 | 493.40 | −0.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 622.95 | 611.35 | 582.15 | 552.95 | — | 494.65 | +4.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 614.05 | 603.95 | 578.55 | 553.25 | 527.85 | 490.75 | +5.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 632.65 | 621.05 | 591.85 | 562.65 | 533.55 | 504.35 | +2.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 632.65 | 621.05 | 591.85 | 562.65 | 533.55 | 504.35 | +2.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 627.35 | 615.65 | 594.35 | 565.15 | 528.15 | 499.05 | −2.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 627.35 | 615.65 | 594.35 | 565.15 | 528.15 | 499.05 | New tariff 2027 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 640.55 | 628.95 | 599.75 | 570.55 | 541.45 | 512.25 | +5.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 640.75 | 629.75 | 602.25 | 574.25 | 546.65 | 519.15 | +4.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 644.55 | 633.05 | 604.05 | 574.55 | 545.55 | 516.55 | +4.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 642.95 | 631.25 | 609.95 | 580.75 | 543.75 | 514.65 | −2.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 651.25 | 639.65 | 610.45 | 581.25 | 552.15 | 522.95 | +7.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 651.25 | 639.65 | 610.45 | 581.25 | 552.15 | 522.95 | +7.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 653.05 | 641.35 | 612.15 | 583.05 | 553.85 | 524.65 | +6.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 653.05 | 641.35 | 612.15 | 583.05 | 553.85 | 524.65 | +6.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 653.25 | 641.55 | 612.45 | 583.25 | 554.05 | 524.95 | +5.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 656.45 | 644.85 | 615.65 | 586.45 | 557.35 | 528.15 | +4.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 656.45 | 644.85 | 615.65 | 586.45 | 557.35 | 528.15 | +4.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 664.25 | 652.65 | 623.45 | 594.25 | 565.15 | 535.95 | +1.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 664.05 | 653.05 | 625.55 | 597.55 | 569.95 | 542.45 | +6.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 667.85 | 656.35 | 627.35 | 597.85 | 568.85 | 539.85 | +7.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 668.15 | 656.45 | 627.35 | 598.15 | 568.95 | 539.85 | +6.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 668.35 | 656.65 | 627.45 | 598.35 | 569.15 | 539.95 | +11.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 668.85 | 657.20 | 628.05 | 598.85 | 569.70 | 540.55 | 0.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 670.65 | 659.15 | 630.15 | 600.65 | 571.65 | 542.65 | +4.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 670.95 | 659.45 | 630.45 | 600.95 | 571.95 | 542.95 | +4.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 673.25 | 661.65 | 632.45 | 603.25 | 574.15 | 544.95 | +3.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 675.45 | 663.95 | 634.95 | 605.45 | 576.45 | 547.45 | +7.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 675.65 | 664.05 | 634.85 | 605.65 | 576.55 | 547.35 | +6.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 675.65 | 664.05 | 634.85 | 605.65 | 576.55 | 547.35 | +6.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 677.65 | 666.05 | 636.85 | 607.65 | 578.55 | 549.35 | +7.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 676.35 | 665.35 | 637.85 | 609.85 | 582.25 | 554.75 | +4.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 681.75 | 670.05 | 640.95 | 611.75 | 582.55 | 553.45 | +5.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 687.25 | 680.35 | 652.65 | 618.05 | 590.35 | 569.60 | +1.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 689.75 | 678.25 | 649.25 | 619.75 | 590.75 | 561.75 | +4.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 690.95 | 679.35 | 650.15 | 620.95 | 591.85 | 562.65 | +8.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 691.25 | 679.65 | 650.45 | 621.25 | 592.15 | 562.95 | +4.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 695.35 | 683.75 | 654.55 | 625.35 | 596.25 | 567.05 | +3.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 695.65 | 684.05 | 654.85 | 625.65 | 596.55 | 567.35 | +2.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 697.55 | 685.95 | 656.75 | 627.55 | — | 569.25 | +4.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 689.75 | 678.15 | 656.75 | 627.55 | 606.25 | 577.05 | −2.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 698.55 | 686.85 | 657.75 | 628.55 | 599.35 | 570.25 | +8.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 704.65 | 697.95 | 663.85 | 634.65 | 605.45 | 576.35 | +5.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 704.65 | 697.95 | 663.85 | 634.65 | 605.45 | 576.35 | +5.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 704.65 | 697.95 | 663.85 | 634.65 | 605.45 | 576.35 | +5.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 704.65 | 697.95 | 663.85 | 634.65 | 605.45 | 576.35 | +5.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 706.15 | 694.45 | 665.25 | 636.15 | 606.95 | 577.75 | +8.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 706.45 | 694.75 | 665.55 | 636.45 | 607.25 | 578.05 | +3.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 706.45 | 694.85 | 665.65 | 636.55 | 607.35 | 578.15 | +5.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 720.75 | 714.15 | 679.95 | 650.75 | 621.65 | 592.45 | +5.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 721.25 | 709.55 | 680.35 | 651.25 | 622.05 | 592.85 | +8.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 721.25 | 709.55 | 680.35 | 651.25 | 622.05 | 592.85 | +8.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 723.95 | 712.45 | 683.15 | 653.95 | 624.85 | 595.95 | +4.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 713.15 | 709.35 | 687.95 | 658.75 | 629.65 | 600.45 | −1.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 720.95 | 717.15 | 695.75 | 666.55 | 637.45 | 608.25 | −1.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 743.85 | 732.25 | 703.05 | 673.85 | 644.75 | 615.55 | +8.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 749.25 | 737.65 | 708.45 | 679.25 | 650.15 | 620.95 | +7.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 750.25 | 738.75 | 709.75 | 680.25 | 651.25 | 622.25 | +4.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 751.25 | 739.65 | 710.45 | 681.25 | 652.15 | 622.95 | +6.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 751.45 | 739.75 | 710.65 | 681.45 | 652.25 | 623.15 | +8.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 755.25 | 743.75 | 714.75 | 685.25 | 656.25 | 627.25 | +6.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 758.45 | 746.95 | 717.95 | 688.45 | 659.45 | 630.45 | +4.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 775.55 | 763.95 | 734.75 | 705.55 | 676.45 | 647.25 | −2.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 793.25 | 786.65 | 752.45 | 723.25 | 694.15 | 664.95 | +5.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 801.35 | 794.65 | 760.55 | 731.35 | 702.15 | 673.05 | +5.3 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Cugnasco-Gerra for an adult aged 26 or over with a deductible of 1'500 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/with-accident/), the cheapest offer in [Cugnasco-Gerra](https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/) is Agrisano (AGRIsmart) at 503.85 CHF a month.

### How much does health insurance cost in Cugnasco-Gerra in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/) with a deductible of 1'500 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/with-accident/), monthly premiums run from 503.85 CHF (Agrisano, AGRIsmart) to 731.35 CHF (Visana, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 560.55 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Cugnasco-Gerra for an adult aged 26 or over with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 564.45 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/with-accident/deductible-300/) to 453.45 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/with-accident/deductible-2500/): 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Cugnasco-Gerra for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 1'500 CHF and with accident cover, the cheapest premium per model is: standard model 583.25 CHF (Agrisano), family doctor / HMO 507.35 CHF (ÖKK), flexible model 527.35 CHF (Assura), telemedicine 503.85 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 508.60 CHF at Agrisano (AGRIsmart) gives 503.85 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Cugnasco-Gerra is in region 2 of canton Ticino.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Cugnasco-Gerra (TI): every situation: https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/
- Premiums 2027 in Cugnasco-Gerra (TI), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/
- Premiums 2027 in Cugnasco-Gerra (TI), adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/child/
- Young adult: https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/young-adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Cugnasco-Gerra (TI), adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Cugnasco-Gerra (TI), adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Cugnasco-Gerra (TI), adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Cugnasco-Gerra (TI), adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Cugnasco-Gerra (TI), adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/ti/cugnasco-gerra/adult/with-accident/deductible-300/ — replace `ti` with your canton’s two-letter code (ge, vd, zh…), `cugnasco-gerra` with your municipality, `adult` with `child` or `young-adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-1500` with `deductible-2500` for another deductible. Markdown version: add `.md`.